| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 46.8% | Hamburg Borough School District / 3,255 |
| 2. | 46.5% | Newton Town School District / 7,983 |
| 3. | 44.4% | Ocean Gate Borough School District / 1,889 |
| 4. | 43.7% | Seaside Park Borough School District / 1,432 |
| 5. | 43.0% | Weehawken Township School District / 12,764 |
| 6. | 40.0% | Palisades Park Borough School District / 19,561 |
| 7. | 39.3% | Guttenberg Town School District / 11,166 |
| 8. | 37.5% | Orange City Township School District / 30,345 |
| 9. | 36.7% | Belmar Borough School District / 5,796 |
| 10. | 36.6% | Atlantic Highlands Borough School District / 4,385 |
| 11. | 36.3% | Union City School District / 66,646 |
| 12. | 36.2% | North Bergen Township School District / 60,772 |
| 13. | 35.1% | Cliffside Park Borough School District / 23,618 |
| 14. | 34.9% | Hi-Nella Borough School District / 881 |
| 15. | 34.5% | Englewood City School District / 27,205 |
| 16. | 34.2% | Hillside Township School District / 21,413 |
| 17. | 34.1% | Green Brook Township School District / 7,171 |
| 18. | 33.8% | Oaklyn Borough School District / 4,041 |
| 19. | 33.2% | Alloway Township School District / 3,440 |
| 20. | 33.2% | Verona Borough School District / 13,331 |
| 21. | 32.8% | Bloomingdale Borough School District / 7,654 |
| 22. | 32.7% | Salem City School District / 5,195 |
| 23. | 32.7% | Midland Park Borough School District / 7,131 |
| 24. | 32.6% | Westville Borough School District / 4,295 |
| 25. | 32.3% | Ridgefield Park Township School District / 12,761 |
| 26. | 32.1% | Harrison Town School District / 13,683 |
| 27. | 32.1% | Washington Township School District / 6,628 |
| 28. | 32.0% | Rochelle Park Township School District / 5,534 |
| 29. | 31.9% | Greenwich Township School District / 924 |
| 30. | 31.9% | Fairview Borough School District / 13,888 |
| 31. | 31.6% | Garwood Borough School District / 4,295 |
| 32. | 31.2% | Lambertville City School District / 3,890 |
| 33. | 31.1% | Spotswood Borough School District / 10,518 |
| 34. | 31.1% | Paterson City School District / 145,655 |
| 35. | 31.0% | Union Beach Borough School District / 6,252 |
| 36. | 31.0% | Fair Haven Borough School District / 6,102 |
| 37. | 30.9% | South Hackensack Township School District / 2,335 |
| 38. | 30.6% | Hawthorne Borough School District / 18,753 |
| 39. | 30.4% | Linden City School District / 40,421 |
| 40. | 30.1% | Commercial Township School District / 5,195 |
| 41. | 30.0% | Englewood Cliffs Borough School District / 5,297 |
| 42. | 29.8% | Elizabeth City School District / 124,795 |
| 43. | 29.8% | Perth Amboy City School District / 50,981 |
| 44. | 29.6% | Passaic City School District / 69,685 |
| 45. | 29.5% | Gloucester City School District / 11,468 |
| 46. | 29.5% | Nutley Town School District / 28,326 |
| 47. | 29.2% | Kenilworth Borough School District / 7,907 |
| 48. | 29.1% | Elmwood Park Borough School District / 19,461 |
| 49. | 29.1% | Cresskill Borough School District / 8,541 |
| 50. | 29.0% | National Park Borough School District / 3,051 |
| 50. | 29.0% | Northvale Borough School District / 4,700 |
| 52. | 28.8% | Pohatcong Township School District / 3,343 |
| 53. | 28.8% | South Amboy City School District / 8,630 |
| 54. | 28.7% | Clinton Town School District / 4,439 |
| 55. | 28.6% | Manville Borough School District / 10,358 |
| 56. | 28.6% | North Wildwood City School District / 4,049 |
| 56. | 28.6% | Haledon Borough School District / 8,375 |
| 56. | 28.6% | Eagleswood Township School District / 1,495 |
| 59. | 28.3% | Lodi Borough School District / 24,176 |
| 60. | 28.2% | Rumson-Fair Haven Regional School District / 13,200 |
| 61. | 27.8% | Pine Hill Borough School District / 10,317 |
| 62. | 27.7% | Union Township School District / 5,884 |
| 63. | 27.6% | Bloomfield Township School District / 47,339 |
| 64. | 27.4% | Swedesboro-Woolwich School District / 12,764 |
| 65. | 27.2% | New Milford Borough School District / 16,362 |
| 66. | 27.2% | Collingswood Borough School District / 13,923 |
| 67. | 27.1% | Leonia Borough School District / 8,948 |
| 68. | 27.1% | Wallkill Valley Regional School District / 18,709 |
| 69. | 26.9% | Plainfield City School District / 49,701 |
| 70. | 26.8% | East Orange City School District / 64,356 |
| 71. | 26.7% | Sea Girt Borough School District / 1,870 |
| 72. | 26.7% | Bogota Borough School District / 8,200 |
| 73. | 26.5% | Garfield City School District / 30,517 |
| 74. | 26.4% | Woodland Park Borough School District / 11,957 |
| 75. | 26.4% | South Bound Brook Borough School District / 4,653 |
| 75. | 26.4% | Atlantic City School District / 39,680 |
| 77. | 26.4% | Irvington Township School District / 54,205 |
| 78. | 26.3% | Roselle Borough School District / 21,103 |
| 79. | 26.2% | Totowa Borough School District / 10,784 |
| 80. | 26.1% | Frenchtown Borough School District / 1,455 |
| 81. | 26.1% | Oradell Borough School District / 7,997 |
| 82. | 26.1% | Chesilhurst Borough School District / 1,705 |
| 82. | 26.1% | Delanco Township School District / 4,389 |
| 84. | 26.0% | Clifton City School District / 83,926 |
| 85. | 25.9% | Brigantine City School District / 9,622 |
| 86. | 25.9% | Rumson Borough School District / 7,098 |
| 87. | 25.8% | Monmouth Beach Borough School District / 3,298 |
| 88. | 25.7% | Mount Ephraim Borough School District / 4,664 |
| 89. | 25.6% | Laurel Springs Borough School District / 1,968 |
| 90. | 25.6% | Avalon Borough School District / 2,087 |
| 91. | 25.6% | Wallington Borough School District / 11,410 |
| 91. | 25.6% | Bergenfield Borough School District / 26,774 |
| 93. | 25.6% | Bayonne City School District / 63,164 |
| 94. | 25.5% | Hackensack City School District / 43,126 |
| 95. | 25.3% | East Newark Borough School District / 2,297 |
| 96. | 25.3% | Passaic Valley Regional School District / 37,020 |
| 97. | 25.3% | East Rutherford Borough School District / 8,909 |
| 98. | 25.3% | North Arlington Borough School District / 15,407 |
| 98. | 25.3% | Eatontown Borough School District / 12,595 |
| 100. | 25.3% | Plumsted Township School District / 8,413 |
| 101. | 25.2% | Buena Regional School District / 12,139 |
| 102. | 25.1% | Shrewsbury Borough School District / 3,822 |
| 103. | 25.0% | Lindenwold Borough School District / 17,663 |
| 104. | 25.0% | Old Tappan Borough School District / 5,754 |
| 104. | 25.0% | Franklin Borough School District / 5,049 |
| 106. | 25.0% | Cinnaminson Township School District / 15,791 |
| 107. | 24.9% | Matawan-Aberdeen Regional School District / 26,950 |
| 108. | 24.9% | Newark City School District / 276,478 |
| 109. | 24.8% | Belvidere Town School District / 2,681 |
| 110. | 24.7% | Rutherford Borough School District / 18,084 |
| 111. | 24.6% | Edgewater Borough School District / 11,425 |
| 112. | 24.6% | Ridgefield Borough School District / 11,081 |
| 113. | 24.5% | North Plainfield Borough School District / 21,960 |
| 114. | 24.4% | Logan Township School District / 6,062 |
| 115. | 24.3% | Spring Lake Heights Borough School District / 4,733 |
| 116. | 24.1% | Camden City School District / 77,606 |
| 117. | 24.1% | Lawnside Borough School District / 2,930 |
| 118. | 24.0% | West New York Town School District / 49,816 |
| 119. | 24.0% | Long Hill Township School District / 8,740 |
| 120. | 23.9% | Delaware Township School District / 4,562 |
| 121. | 23.8% | Mine Hill Township School District / 3,669 |
| 122. | 23.8% | Lopatcong Township School District / 7,950 |
| 123. | 23.6% | Howell Township School District / 50,994 |
| 124. | 23.5% | Little Falls Township School District / 14,279 |
| 125. | 23.5% | Andover Regional School District / 7,141 |
| 126. | 23.5% | Franklin Township School District / 3,161 |
| 126. | 23.5% | Tenafly Borough School District / 14,473 |
| 128. | 23.5% | New Providence Borough School District / 12,191 |
| 129. | 23.4% | Waldwick Borough School District / 9,693 |
| 130. | 23.3% | Morris Plains Borough School District / 5,586 |
| 131. | 23.3% | South Orange-Maplewood School District / 40,109 |
| 132. | 23.3% | Henry Hudson Regional School District / 9,394 |
| 132. | 23.3% | Gateway Regional School District / 12,531 |
| 134. | 23.2% | Bridgeton City School District / 25,252 |
| 135. | 23.1% | Oxford Township School District / 2,505 |
| 136. | 23.1% | Lake Como Borough School District / 1,780 |
| 137. | 23.1% | West Long Branch Borough School District / 8,238 |
| 138. | 22.8% | Ogdensburg Borough School District / 2,309 |
| 138. | 22.8% | Pompton Lakes Borough School District / 11,074 |
| 140. | 22.7% | Freehold Borough School District / 12,013 |
| 141. | 22.7% | Fort Lee Borough School District / 35,420 |
| 142. | 22.6% | Allenhurst Borough School District / 526 |
| 143. | 22.6% | Prospect Park Borough School District / 5,860 |
| 144. | 22.6% | Great Meadows Regional School District / 8,613 |
| 145. | 22.5% | Mendham Borough School District / 5,004 |
| 146. | 22.5% | West Orange Town School District / 46,195 |
| 147. | 22.5% | Riverdale Borough School District / 3,659 |
| 148. | 22.5% | Millstone Township School District / 10,462 |
| 149. | 22.5% | West Wildwood Borough School District / 518 |
| 150. | 22.4% | Bay Head Borough School District / 992 |
| 151. | 22.3% | Hasbrouck Heights Borough School District / 11,830 |
| 152. | 22.3% | Hazlet Township School District / 20,348 |
| 153. | 22.2% | Lacey Township School District / 27,648 |
| 153. | 22.2% | Wood-Ridge Borough School District / 7,892 |
| 155. | 22.2% | River Dell Regional School District / 19,337 |
| 156. | 22.2% | Southampton Township School District / 10,486 |
| 157. | 22.1% | Wayne Township School District / 54,641 |
| 158. | 22.0% | Montgomery Township School District / 22,624 |
| 159. | 22.0% | Red Bank Borough School District / 12,194 |
| 160. | 21.9% | Northern Valley Regional School District / 37,586 |
| 161. | 21.9% | Montague Township School District / 3,839 |
| 162. | 21.8% | Saddle Brook Township School District / 13,734 |
| 163. | 21.8% | Jersey City School District / 248,435 |
| 164. | 21.7% | Montclair Town School District / 37,702 |
| 165. | 21.5% | Brick Township School District / 75,367 |
| 166. | 21.5% | Oakland Borough School District / 12,763 |
| 167. | 21.5% | Ramsey Borough School District / 14,528 |
| 168. | 21.4% | Butler Borough School District / 7,547 |
| 169. | 21.4% | Audubon Borough School District / 9,840 |
| 170. | 21.3% | Hoboken City School District / 49,898 |
| 171. | 21.3% | West Milford Township School District / 25,869 |
| 172. | 21.3% | New Brunswick City School District / 55,151 |
| 173. | 21.2% | Hammonton Town School District / 14,745 |
| 174. | 21.2% | Lavallette Borough School District / 2,276 |
| 175. | 21.2% | Stratford Borough School District / 7,048 |
| 176. | 21.2% | Bloomsbury Borough School District / 737 |
| 177. | 21.2% | Red Bank Regional School District / 21,986 |
| 178. | 21.1% | Lakewood Township School District / 91,423 |
| 179. | 21.1% | Woodbridge Township School District / 99,695 |
| 180. | 21.1% | Haworth Borough School District / 3,382 |
| 181. | 21.1% | Highland Park Borough School District / 14,074 |
| 182. | 21.0% | Montville Township School District / 21,580 |
| 183. | 20.9% | Harrington Park Borough School District / 4,715 |
| 184. | 20.9% | Roseland Borough School District / 5,812 |
| 185. | 20.9% | Riverton Borough School District / 2,789 |
| 186. | 20.9% | Moonachie Borough School District / 2,711 |
| 187. | 20.9% | Beach Haven Borough School District / 1,191 |
| 188. | 20.8% | Rockaway Township School District / 24,199 |
| 189. | 20.7% | Weymouth Township School District / 2,699 |
| 190. | 20.7% | Springfield Township School District / 16,030 |
| 191. | 20.6% | Mullica Township School District / 6,154 |
| 191. | 20.6% | Knowlton Township School District / 3,043 |
| 193. | 20.6% | Linwood City School District / 7,109 |
| 194. | 20.6% | Monroe Township School District / 36,087 |
| 195. | 20.6% | Barnegat Township School District / 20,892 |
| 195. | 20.6% | Manalapan-Englishtown Regional School District / 40,467 |
| 197. | 20.5% | Kearny Town School District / 40,744 |
| 198. | 20.4% | Westwood Regional School District / 20,056 |
| 199. | 20.4% | Ventnor City City School District / 10,785 |
| 200. | 20.3% | Lyndhurst Township School District / 20,621 |
| 201. | 20.2% | Fair Lawn Borough School District / 32,479 |
| 202. | 20.2% | Madison Borough School District / 15,923 |
| 203. | 20.2% | Norwood Borough School District / 5,729 |
| 204. | 20.2% | Demarest Borough School District / 4,909 |
| 204. | 20.2% | Maple Shade Township School District / 19,198 |
| 206. | 20.2% | River Vale Township School District / 9,678 |
| 207. | 20.1% | Neptune Township School District / 27,914 |
| 208. | 20.1% | Clayton Borough School District / 8,154 |
| 209. | 20.1% | Bedminster Township School District / 8,190 |
| 210. | 20.1% | Stafford Township School District / 26,493 |
| 211. | 20.0% | Morris Township School District / 40,836 |
| 212. | 20.0% | Mountainside Borough School District / 6,695 |
| 212. | 20.0% | Oldmans Township School District / 2,028 |
| 212. | 20.0% | Saddle River Borough School District / 3,165 |
| 215. | 20.0% | Southern Regional School District / 34,153 |
| 216. | 19.9% | Princeton Regional School District / 28,643 |
| 217. | 19.9% | Freehold Township School District / 35,931 |
| 217. | 19.9% | Haddonfield Borough School District / 11,595 |
| 219. | 19.8% | Winslow Township School District / 39,143 |
| 219. | 19.8% | Franklin Township School District / 16,789 |
| 221. | 19.8% | Belleville Town School District / 35,913 |
| 222. | 19.8% | Florham Park Borough School District / 11,693 |
| 222. | 19.8% | Burlington City School District / 9,904 |
| 224. | 19.7% | Hamilton Township School District / 26,353 |
| 225. | 19.7% | Cranford Township School District / 22,659 |
| 226. | 19.7% | River Edge Borough School District / 11,340 |
| 227. | 19.7% | Long Beach Island School District / 6,469 |
| 228. | 19.6% | Stone Harbor Borough School District / 799 |
| 229. | 19.6% | Egg Harbor City School District / 4,279 |
| 230. | 19.6% | Hardyston Township School District / 8,096 |
| 231. | 19.5% | Caldwell-West Caldwell School District / 18,597 |
| 232. | 19.5% | Woodlynne Borough School District / 2,970 |
| 233. | 19.5% | Westfield Town School District / 30,296 |
| 233. | 19.5% | Mainland Regional School District / 26,588 |
| 235. | 19.4% | Upper Township School District / 12,283 |
| 235. | 19.4% | Middletown Township School District / 66,482 |
| 237. | 19.4% | Dover Town School District / 19,894 |
| 238. | 19.4% | Middle Township School District / 18,734 |
| 239. | 19.3% | Magnolia Borough School District / 4,352 |
| 239. | 19.3% | Tewksbury Township School District / 5,949 |
| 241. | 19.3% | Gloucester Township School District / 64,519 |
| 242. | 19.2% | Freehold Regional School District / 190,822 |
| 243. | 19.2% | Warren Hills Regional School District / 23,990 |
| 244. | 19.2% | Monroe Township School District / 39,142 |
| 245. | 19.2% | Rahway City School District / 27,369 |
| 246. | 19.2% | Northfield City School District / 8,626 |
| 247. | 19.2% | Wharton Borough School District / 6,531 |
| 248. | 19.1% | Cherry Hill Township School District / 70,932 |
| 249. | 19.1% | Lumberton Township School District / 12,453 |
| 250. | 19.1% | Clark Township School District / 14,768 |
| 251. | 19.0% | Keyport Borough School District / 7,265 |
| 252. | 19.0% | Bound Brook Borough School District / 10,493 |
| 252. | 19.0% | North Brunswick Township School District / 40,642 |
| 252. | 19.0% | Wyckoff Township School District / 16,714 |
| 252. | 19.0% | Sparta Township School District / 19,670 |
| 256. | 18.9% | Green Township School District / 3,594 |
| 257. | 18.9% | Union Township School District / 56,480 |
| 258. | 18.9% | Delsea Regional High School School District / 21,002 |
| 258. | 18.9% | Manchester Township School District / 42,942 |
| 260. | 18.9% | Haddon Township School District / 14,712 |
| 261. | 18.9% | Bridgewater-Raritan Regional School District / 51,472 |
| 262. | 18.8% | Little Ferry Borough School District / 10,635 |
| 263. | 18.8% | Closter Borough School District / 8,397 |
| 264. | 18.8% | Carteret Borough School District / 23,135 |
| 265. | 18.8% | South Hunterdon Regional School District / 8,119 |
| 265. | 18.8% | Somers Point City School District / 10,853 |
| 267. | 18.7% | Sussex-Wantage Regional School District / 13,373 |
| 268. | 18.6% | Greater Egg Harbor Regional School District / 73,923 |
| 268. | 18.6% | Egg Harbor Township School District / 42,890 |
| 270. | 18.6% | Maywood Borough School District / 9,547 |
| 271. | 18.6% | Shore Regional School District / 18,732 |
| 272. | 18.5% | Deal Borough School District / 934 |
| 273. | 18.5% | Kingsway Regional School District / 25,476 |
| 274. | 18.4% | Milford Borough School District / 1,154 |
| 274. | 18.4% | Readington Township School District / 16,118 |
| 276. | 18.4% | Ridgewood Village School District / 24,999 |
| 277. | 18.4% | Point Pleasant Borough School District / 18,499 |
| 278. | 18.3% | Kinnelon Borough School District / 10,276 |
| 279. | 18.3% | Ocean Township School District / 27,484 |
| 280. | 18.3% | Franklin Township School District / 62,189 |
| 281. | 18.3% | Clinton Township School District / 13,359 |
| 282. | 18.2% | Milltown Borough School District / 6,916 |
| 282. | 18.2% | Point Pleasant Beach Borough School District / 5,144 |
| 284. | 18.1% | Watchung Borough School District / 5,776 |
| 285. | 18.1% | Passaic County Manchester Regional School District / 22,595 |
| 286. | 18.1% | Piscataway Township School District / 56,235 |
| 287. | 18.0% | Central Regional School District / 49,139 |
| 287. | 18.0% | Sterling High School Dist School District / 16,585 |
| 289. | 18.0% | Wanaque Borough School District / 11,062 |
| 290. | 18.0% | Black Horse Pike Regional School District / 84,570 |
| 291. | 18.0% | Hunterdon Central Regional School District / 51,352 |
| 292. | 17.9% | Gibbsboro Borough School District / 2,309 |
| 292. | 17.9% | Port Republic City School District / 987 |
| 294. | 17.9% | Little Silver Borough School District / 5,970 |
| 294. | 17.9% | Glen Rock Borough School District / 11,631 |
| 296. | 17.8% | Corbin City School District / 625 |
| 297. | 17.8% | Fairfield Township School District / 6,426 |
| 298. | 17.8% | Medford Lakes Borough School District / 4,160 |
| 299. | 17.8% | Margate City School District / 6,459 |
| 300. | 17.7% | Ocean Township School District / 8,333 |
| 301. | 17.7% | Long Branch City School District / 30,759 |
| 302. | 17.7% | North Hunterdon-Voorhees Regional School District / 51,145 |
| 303. | 17.6% | Quinton Township School District / 2,673 |
| 304. | 17.6% | Hopewell Valley Regional School District / 21,764 |
| 305. | 17.5% | Millburn Township School District / 20,074 |
| 306. | 17.5% | Greenwich Township School District / 5,631 |
| 307. | 17.5% | Woodbury City School District / 10,187 |
| 308. | 17.4% | North Hanover Township School District / 10,029 |
| 308. | 17.4% | Galloway Township School District / 37,137 |
| 310. | 17.4% | South Plainfield Borough School District / 23,397 |
| 311. | 17.4% | White Township School District / 4,844 |
| 312. | 17.4% | Berkeley Township School District / 41,376 |
| 313. | 17.4% | Morris Hills Regional School District / 53,830 |
| 314. | 17.3% | Hopatcong Borough School District / 15,169 |
| 315. | 17.3% | Paulsboro Borough School District / 6,104 |
| 316. | 17.3% | Dumont Borough School District / 17,505 |
| 317. | 17.3% | Teaneck Township School District / 39,781 |
| 318. | 17.3% | High Point Regional School District / 22,345 |
| 319. | 17.2% | Name N/A / 1,646,204 |
| 320. | 17.1% | Livingston Township School District / 29,251 |
| 321. | 17.1% | Folsom Borough School District / 1,827 |
| 322. | 17.1% | Trenton City School District / 84,799 |
| 323. | 17.0% | West Deptford Township School District / 21,588 |
| 324. | 17.0% | Toms River Regional School District / 108,575 |
| 324. | 17.0% | Deptford Township School District / 30,482 |
| 326. | 17.0% | Jefferson Township School District / 21,292 |
| 327. | 16.9% | Penns Grove-Carneys Point Regional School District / 13,151 |
| 328. | 16.9% | Neptune City School District / 4,869 |
| 329. | 16.8% | Clementon Borough School District / 5,008 |
| 330. | 16.7% | Westampton Township School District / 8,738 |
| 331. | 16.7% | Somerset Hills Regional School District / 11,296 |
| 332. | 16.7% | Avon-by-the-Sea Borough School District / 1,972 |
| 332. | 16.7% | Longport Borough School District / 979 |
| 334. | 16.6% | Lawrence Township School District / 3,268 |
| 335. | 16.6% | Berkeley Heights Township School District / 13,264 |
| 336. | 16.5% | Edgewater Park Township School District / 8,842 |
| 337. | 16.5% | Mount Laurel Township School District / 41,865 |
| 337. | 16.5% | Downe Township School District / 1,374 |
| 337. | 16.5% | Runnemede Borough School District / 8,466 |
| 340. | 16.5% | Vineland City School District / 60,610 |
| 341. | 16.4% | Flemington-Raritan Regional School District / 26,645 |
| 342. | 16.4% | Ramapo-Indian Hill Regional School District / 40,073 |
| 342. | 16.4% | Asbury Park City School District / 16,081 |
| 344. | 16.4% | Greenwich Township School District / 4,906 |
| 345. | 16.4% | Metuchen Borough School District / 13,585 |
| 346. | 16.4% | Allendale Borough School District / 6,549 |
| 347. | 16.4% | Somerville Borough School District / 12,132 |
| 348. | 16.4% | Secaucus Town School District / 16,809 |
| 349. | 16.3% | Keansburg Borough School District / 10,097 |
| 350. | 16.3% | The Chathams School District / 19,481 |
| 351. | 16.3% | Summit City School District / 21,468 |
| 351. | 16.3% | Glassboro Borough School District / 18,750 |
| 351. | 16.3% | Frankford Township School District / 6,442 |
| 354. | 16.3% | Netcong Borough School District / 3,252 |
| 355. | 16.3% | Ho-Ho-Kus Borough School District / 4,085 |
| 356. | 16.3% | East Brunswick Township School District / 47,600 |
| 357. | 16.2% | Roosevelt Borough School District / 833 |
| 358. | 16.2% | Springfield Township School District / 3,401 |
| 359. | 16.2% | Middlesex Borough School District / 13,661 |
| 360. | 16.1% | Stockton Borough School District / 476 |
| 361. | 16.1% | Upper Deerfield Township School District / 7,697 |
| 362. | 16.1% | Riverside Township School District / 8,084 |
| 363. | 16.1% | Elk Township School District / 4,213 |
| 364. | 16.1% | Monmouth Regional School District / 31,454 |
| 364. | 16.1% | Pennsauken Township School District / 35,874 |
| 366. | 16.0% | Ocean City School District / 11,790 |
| 367. | 16.0% | Mannington Township School District / 1,621 |
| 368. | 15.9% | Park Ridge Borough School District / 8,699 |
| 369. | 15.9% | Marlboro Township School District / 39,975 |
| 370. | 15.8% | Upper Freehold Regional School District / 8,626 |
| 371. | 15.8% | Byram Township School District / 8,336 |
| 372. | 15.8% | Rancocas Valley Regional School District / 42,868 |
| 373. | 15.8% | Watchung Hills Regional School District / 29,928 |
| 374. | 15.7% | Fairfield Township School District / 7,454 |
| 375. | 15.6% | Allamuchy Township School District / 4,363 |
| 376. | 15.6% | Washington Township School District / 48,586 |
| 377. | 15.6% | Old Bridge Township School District / 65,398 |
| 377. | 15.6% | West Essex Regional School District / 21,667 |
| 379. | 15.5% | Woodstown-Pilesgrove Regional School District / 7,533 |
| 380. | 15.5% | Interlaken Borough School District / 821 |
| 381. | 15.5% | Lakeland Regional School District / 23,296 |
| 382. | 15.4% | Jackson Township School District / 54,641 |
| 383. | 15.4% | Lenape Valley Regional School District / 15,192 |
| 384. | 15.3% | Bethlehem Township School District / 3,957 |
| 385. | 15.2% | Mahwah Township School District / 25,840 |
| 386. | 15.2% | Paramus Borough School District / 26,301 |
| 387. | 15.2% | Willingboro Township School District / 31,806 |
| 388. | 15.2% | Carlstadt-East Rutherford School District / 15,070 |
| 389. | 15.1% | East Greenwich Township School District / 9,570 |
| 390. | 15.1% | Sayreville Borough School District / 42,929 |
| 391. | 15.1% | Haddon Heights Borough School District / 7,530 |
| 392. | 15.0% | Roxbury Township School District / 23,399 |
| 393. | 15.0% | North Caldwell Borough School District / 6,276 |
| 394. | 15.0% | Mendham Township School District / 5,851 |
| 394. | 15.0% | Lenape Regional School District / 140,024 |
| 396. | 14.9% | Scotch Plains-Fanwood Regional School District / 30,788 |
| 397. | 14.9% | Mount Arlington Borough School District / 5,110 |
| 398. | 14.8% | Sea Isle City School District / 1,994 |
| 399. | 14.8% | Woodbury Heights Borough School District / 3,062 |
| 400. | 14.8% | Califon Borough School District / 1,294 |
| 400. | 14.8% | Lafayette Township School District / 2,530 |
| 402. | 14.7% | Mount Holly Township School District / 9,567 |
| 403. | 14.7% | East Windsor Regional School District / 32,647 |
| 404. | 14.7% | Robbinsville Township School District / 13,612 |
| 405. | 14.6% | Branchburg Township School District / 14,479 |
| 406. | 14.6% | Hillsdale Borough School District / 10,251 |
| 407. | 14.6% | Denville Township School District / 16,649 |
| 408. | 14.5% | Cumberland Regional School District / 24,762 |
| 409. | 14.5% | Fredon Township School District / 3,392 |
| 410. | 14.5% | Berlin Borough School District / 7,531 |
| 411. | 14.4% | Cedar Grove Township School District / 12,432 |
| 412. | 14.4% | Millville City School District / 28,438 |
| 413. | 14.3% | Hanover Park Regional School District / 36,681 |
| 414. | 14.2% | Bellmawr Borough School District / 11,585 |
| 415. | 14.2% | Mountain Lakes Borough School District / 4,206 |
| 416. | 14.1% | Bernards Township School District / 26,596 |
| 417. | 14.0% | Pittsgrove Township School District / 9,358 |
| 418. | 13.9% | Boonton Town School District / 8,403 |
| 419. | 13.9% | Eastampton Township School District / 6,088 |
| 420. | 13.8% | Eastern Camden County Regional School District / 39,065 |
| 421. | 13.8% | West Cape May Borough School District / 916 |
| 422. | 13.8% | Hamilton Township School District / 88,572 |
| 422. | 13.8% | Stanhope Borough School District / 3,604 |
| 424. | 13.8% | Northern Highlands Regional School District / 14,735 |
| 425. | 13.8% | Pascack Valley Regional School District / 33,505 |
| 426. | 13.8% | East Amwell Township School District / 4,027 |
| 426. | 13.8% | Edison Township School District / 100,116 |
| 428. | 13.7% | Dennis Township School District / 6,436 |
| 429. | 13.7% | Holmdel Township School District / 16,688 |
| 429. | 13.7% | Hainesport Township School District / 6,022 |
| 431. | 13.6% | North Warren Regional School District / 12,885 |
| 432. | 13.6% | Roselle Park Borough School District / 13,310 |
| 433. | 13.5% | Lawrence Township School District / 33,143 |
| 434. | 13.5% | West Windsor-Plainsboro Regional School District / 50,204 |
| 435. | 13.5% | Hope Township School District / 1,842 |
| 436. | 13.5% | Bass River Township School District / 1,682 |
| 437. | 13.4% | Pleasantville City School District / 20,387 |
| 438. | 13.4% | Hackettstown Town School District / 9,743 |
| 439. | 13.4% | Delran Township School District / 16,835 |
| 440. | 13.1% | Voorhees Township School District / 29,225 |
| 441. | 13.1% | Elmer Borough School District / 1,283 |
| 442. | 13.0% | Hampton Borough School District / 1,307 |
| 443. | 13.0% | Medford Township School District / 23,093 |
| 444. | 13.0% | Boonton Township School District / 4,311 |
| 444. | 13.0% | Emerson Borough School District / 7,471 |
| 446. | 13.0% | Waterford Township School District / 10,683 |
| 447. | 13.0% | Ewing Township School District / 35,966 |
| 448. | 12.9% | Shamong Township School District / 6,502 |
| 449. | 12.9% | Lower Township School District / 22,722 |
| 450. | 12.9% | Beverly City School District / 2,584 |
| 451. | 12.9% | Phillipsburg Town School District / 14,936 |
| 452. | 12.9% | Hanover Township School District / 13,766 |
| 453. | 12.8% | Holland Township School District / 5,274 |
| 454. | 12.7% | Highlands Borough School District / 5,009 |
| 455. | 12.6% | Wenonah Borough School District / 2,123 |
| 456. | 12.6% | North Haledon Borough School District / 8,360 |
| 457. | 12.6% | Absecon City School District / 8,369 |
| 458. | 12.6% | Lower Cape May Regional School District / 27,251 |
| 459. | 12.5% | Mansfield Township School District / 7,734 |
| 460. | 12.4% | Ringwood Borough School District / 12,234 |
| 461. | 12.4% | Northern Burlington Regional School District / 29,454 |
| 462. | 12.4% | Pemberton Township School District / 29,416 |
| 463. | 12.4% | Washington Township School District / 769 |
| 464. | 12.4% | Parsippany-Troy Hills Township School District / 53,284 |
| 465. | 12.2% | Pinelands Regional School District / 26,547 |
| 466. | 12.1% | Lebanon Township School District / 6,535 |
| 467. | 12.1% | Merchantville Borough School District / 3,825 |
| 468. | 12.1% | West Morris Regional School District / 38,841 |
| 469. | 12.1% | Palmyra Borough School District / 7,411 |
| 470. | 12.0% | South Brunswick Township School District / 43,419 |
| 471. | 12.0% | Bordentown Regional School District / 15,705 |
| 472. | 12.0% | Hillsborough Township School District / 38,849 |
| 473. | 11.8% | Wall Township School District / 26,089 |
| 474. | 11.8% | Pequannock Township School District / 15,469 |
| 475. | 11.7% | Washington Borough School District / 6,475 |
| 476. | 11.6% | Manasquan Borough School District / 5,904 |
| 477. | 11.6% | Little Egg Harbor Township School District / 19,992 |
| 478. | 11.6% | Lincoln Park Borough School District / 10,553 |
| 479. | 11.5% | Somerdale Borough School District / 5,185 |
| 480. | 11.5% | Barrington Borough School District / 6,966 |
| 481. | 11.5% | Island Heights Borough School District / 1,536 |
| 482. | 11.4% | Upper Saddle River Borough School District / 8,186 |
| 483. | 11.3% | Oceanport Borough School District / 7,196 |
| 484. | 11.3% | South River Borough School District / 15,992 |
| 485. | 11.1% | Tinton Falls Borough School District / 18,859 |
| 486. | 11.0% | Blairstown Township School District / 7,495 |
| 487. | 11.0% | Harding Township School District / 3,833 |
| 488. | 10.9% | East Hanover Township School District / 11,222 |
| 489. | 10.9% | Hopewell Township School District / 5,190 |
| 490. | 10.8% | Elsinboro Township School District / 1,025 |
| 491. | 10.8% | Vernon Township School District / 23,956 |
| 492. | 10.7% | Kittatinny Regional School District / 14,616 |
| 493. | 10.6% | Evesham Township School District / 45,555 |
| 494. | 10.6% | High Bridge Borough School District / 3,644 |
| 494. | 10.6% | Delaware Valley Regional School District / 16,643 |
| 496. | 10.6% | Mantua Township School District / 15,185 |
| 497. | 10.5% | Florence Township School District / 12,150 |
| 498. | 10.5% | West Amwell Township School District / 3,753 |
| 499. | 10.3% | Maurice River Township School District / 7,965 |
| 500. | 10.3% | Lebanon Borough School District / 1,616 |
| 501. | 10.2% | Cape May City School District / 3,613 |
| 502. | 10.1% | Lower Alloways Creek Township School District / 1,812 |
| 503. | 10.1% | Chesterfield Township School District / 7,607 |
| 504. | 10.1% | Tabernacle Township School District / 6,980 |
| 505. | 10.1% | Brooklawn Borough School District / 1,811 |
| 506. | 10.0% | Woodcliff Lake Borough School District / 5,750 |
| 507. | 10.0% | Hampton Township School District / 5,167 |
| 508. | 10.0% | Moorestown Township School District / 20,667 |
| 509. | 9.9% | Burlington Township School District / 22,558 |
| 510. | 9.8% | Pennsville Township School District / 13,369 |
| 511. | 9.7% | Sandyston-Walpack Township School District / 1,939 |
| 512. | 9.7% | Stillwater Township School District / 4,118 |
| 513. | 9.7% | Wildwood City School District / 5,290 |
| 514. | 9.6% | Mansfield Township School District / 8,417 |
| 515. | 9.6% | Frelinghuysen Township School District / 2,347 |
| 516. | 9.5% | Alpha Borough School District / 2,489 |
| 517. | 9.4% | Warren Township School District / 15,412 |
| 518. | 9.4% | Chester Township School District / 9,409 |
| 519. | 9.3% | Washington Township School District / 18,577 |
| 520. | 9.3% | Randolph Township School District / 25,765 |
| 521. | 9.3% | Clearview Regional School District / 27,518 |
| 522. | 9.0% | Pitman Borough School District / 9,037 |
| 523. | 8.9% | Deerfield Township School District / 3,111 |
| 524. | 8.7% | Franklin Township School District / 3,153 |
| 525. | 8.7% | Cranbury Township School District / 3,755 |
| 525. | 8.7% | South Harrison Township School District / 3,142 |
| 527. | 8.6% | Glen Ridge Borough School District / 7,520 |
| 528. | 8.5% | Spring Lake Borough School District / 3,018 |
| 529. | 8.4% | Stow Creek Township School District / 1,414 |
| 530. | 8.2% | Tuckerton Borough School District / 3,378 |
| 531. | 8.1% | Montvale Borough School District / 7,826 |
| 532. | 8.0% | Jamesburg Borough School District / 5,914 |
| 533. | 7.8% | Harmony Township School District / 2,673 |
| 534. | 7.7% | Winfield Township School District / 1,430 |
| 535. | 7.7% | Bradley Beach Borough School District / 4,335 |
| 536. | 7.5% | Alpine Borough School District / 2,006 |
| 537. | 7.5% | Franklin Lakes Borough School District / 10,596 |
| 538. | 7.5% | Mount Olive Township School District / 28,052 |
| 539. | 7.4% | Newfield Elementary School District / 1,717 |
| 540. | 7.4% | Berlin Township School District / 5,371 |
| 541. | 7.1% | Rockaway Borough School District / 6,451 |
| 542. | 7.0% | Seaside Heights Borough School District / 2,906 |
| 543. | 6.5% | Harrison Township School District / 12,333 |
| 544. | 6.1% | Brielle Borough School District / 4,787 |
| 545. | 6.1% | Woodbine Borough School District / 2,306 |
| 546. | 5.8% | Upper Pittsgrove Township School District / 3,519 |
| 547. | 5.6% | Woodland Township School District / 1,383 |
| 548. | 5.5% | Essex Fells Borough School District / 2,125 |
| 549. | 5.2% | Cape May Point Borough School District / 161 |
| 550. | 4.8% | Wildwood Crest Borough School District / 3,289 |
| 551. | 4.8% | Alexandria Township School District / 4,912 |
| 552. | 4.6% | Dunellen Borough School District / 7,271 |
| 553. | 4.1% | Estell Manor City School District / 1,698 |
| 554. | 3.8% | Colts Neck Township School District / 10,132 |
| 555. | 3.6% | Farmingdale Borough School District / 1,310 |
| 556. | 3.6% | Lakehurst Borough School District / 2,659 |
| 557. | 3.4% | New Hanover Township School District / 6,191 |
| 558. | 3.3% | Kingwood Township School District / 3,848 |
| 559. | 3.0% | Carlstadt Borough School District / 6,161 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
