| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 51.3% | Keya Paha County Schools / 742 |
| 2. | 44.2% | Loup County Public Schools / 550 |
| 3. | 42.1% | Santee Community Schools / 618 |
| 4. | 31.5% | Wheeler Central Schools / 691 |
| 5. | 31.2% | Sioux County Public Schools / 797 |
| 6. | 29.4% | Thedford Public Schools / 726 |
| 7. | 28.4% | Silver Lake Public Schools / 1,405 |
| 8. | 27.4% | Garden County Schools / 2,225 |
| 9. | 27.3% | North Loup Scotia Public Schools / 1,064 |
| 10. | 26.8% | Walthill Public Schools / 1,386 |
| 11. | 26.6% | Superior Public Schools / 2,901 |
| 12. | 25.0% | Shickley Public Schools / 739 |
| 13. | 24.2% | Plainview Public Schools / 2,020 |
| 14. | 24.0% | McPherson County Schools / 393 |
| 15. | 23.3% | Elba Public Schools / 577 |
| 16. | 23.2% | Hartington Public Schools / 2,867 |
| 17. | 23.2% | Burwell Public Schools / 2,142 |
| 18. | 22.8% | Douglas County West Community Schools / 5,170 |
| 19. | 22.8% | Kimball Public Schools / 3,333 |
| 20. | 22.6% | Stapleton Public Schools / 860 |
| 21. | 22.5% | Boone Central Schools / 3,630 |
| 22. | 22.0% | Ainsworth Community Schools / 3,178 |
| 23. | 21.6% | Morrill Public Schools / 2,343 |
| 24. | 21.5% | Randolph Public Schools / 1,876 |
| 25. | 21.3% | Crawford Public Schools / 1,314 |
| 25. | 21.3% | Creek Valley Schools / 1,936 |
| 27. | 21.2% | Arapahoe Public Schools / 1,768 |
| 28. | 21.2% | Milford Public Schools / 4,442 |
| 29. | 21.0% | Anselmo-Merna Public Schools / 1,086 |
| 30. | 21.0% | Newman Grove Public Schools / 1,227 |
| 31. | 20.9% | West Boyd Public Schools / 1,570 |
| 31. | 20.9% | Litchfield Public Schools / 995 |
| 33. | 20.7% | Bayard Public Schools / 2,322 |
| 34. | 20.4% | Malcolm Public Schools / 2,223 |
| 35. | 20.0% | Friend Public Schools / 1,467 |
| 36. | 19.9% | Fairbury Public Schools / 5,936 |
| 37. | 19.8% | Wallace Public School District 65 R / 876 |
| 37. | 19.8% | Southern School District 1 / 2,549 |
| 39. | 19.7% | Weeping Water Public Schools / 1,877 |
| 40. | 19.6% | Mitchell Public Schools / 3,319 |
| 41. | 19.5% | Schuyler Community Schools / 8,278 |
| 42. | 19.4% | Lewiston Consolidated Schools / 971 |
| 43. | 19.4% | Palmer Public Schools / 1,213 |
| 44. | 19.3% | Wisner-Pilger Public Schools / 2,558 |
| 45. | 19.2% | Franklin Public Schools / 1,883 |
| 46. | 19.1% | Blue Hill Public Schools / 1,412 |
| 47. | 18.8% | Wakefield Public Schools / 2,338 |
| 48. | 18.8% | Bloomfield Community Schools / 1,879 |
| 49. | 18.4% | Palmyra District OR-1 / 2,999 |
| 50. | 18.4% | Hyannis Area Schools / 992 |
| 51. | 18.3% | Callaway Public Schools / 1,431 |
| 52. | 18.2% | South Platte Public Schools / 1,327 |
| 53. | 18.1% | Wynot Public Schools / 795 |
| 54. | 18.1% | Fort Calhoun Community Schools / 2,695 |
| 55. | 17.9% | Amherst Public Schools / 1,185 |
| 56. | 17.7% | Valentine Community Schools / 4,559 |
| 57. | 17.5% | Nebraska City Public Schools / 8,976 |
| 58. | 17.5% | Louisville Public Schools / 3,053 |
| 59. | 17.5% | Harvard Public Schools / 1,133 |
| 60. | 17.4% | Hay Springs Public Schools / 1,090 |
| 61. | 17.3% | North Bend Central Public Schools / 3,147 |
| 62. | 17.2% | Freeman Public Schools / 1,692 |
| 63. | 17.2% | Fullerton Public Schools / 2,022 |
| 64. | 17.1% | Homer Community Schools / 1,834 |
| 65. | 17.1% | Gordon-Rushville Public Schools / 4,229 |
| 66. | 17.0% | Rock County Public Schools / 1,540 |
| 67. | 16.9% | Tekamah-Herman Community Schools / 3,152 |
| 68. | 16.8% | Ashland-Greenwood Public Schools / 4,851 |
| 69. | 16.8% | Overton Public Schools / 1,309 |
| 70. | 16.7% | Omaha Public Schools / 347,236 |
| 71. | 16.7% | Arcadia Public Schools / 624 |
| 72. | 16.6% | Johnson County Central Public Schools / 4,389 |
| 73. | 16.6% | Cozad City Schools / 5,255 |
| 74. | 16.5% | St. Edward Public Schools / 1,221 |
| 75. | 16.5% | Falls City Public Schools / 5,985 |
| 76. | 16.3% | Syracuse-Dunbar-Avoca Schools / 4,675 |
| 77. | 16.1% | Yutan Public Schools / 2,130 |
| 78. | 16.0% | Bennington Public Schools / 7,248 |
| 78. | 16.0% | Hitchcock County School System / 2,047 |
| 80. | 15.9% | Sargent Public Schools / 1,168 |
| 81. | 15.9% | Pawnee City Public Schools / 1,549 |
| 82. | 15.8% | South Sioux City Community Schools / 17,498 |
| 83. | 15.6% | Ewing Public Schools / 903 |
| 84. | 15.6% | Cedar Bluffs Public Schools / 1,152 |
| 85. | 15.5% | Gibbon Public Schools / 2,641 |
| 86. | 15.4% | St. Paul Public Schools / 3,283 |
| 87. | 15.4% | Scottsbluff Public Schools / 19,147 |
| 88. | 15.4% | Centura Public Schools / 2,781 |
| 89. | 15.2% | Elkhorn Public Schools / 31,155 |
| 90. | 15.2% | Potter-Dix Public Schools / 1,113 |
| 91. | 15.1% | Elwood Public Schools / 1,894 |
| 91. | 15.1% | Creighton Public Schools / 2,198 |
| 93. | 15.0% | Osmond Public Schools / 1,381 |
| 94. | 15.0% | Chambers Public Schools / 800 |
| 95. | 14.9% | Ravenna Public Schools / 2,179 |
| 96. | 14.8% | Hemingford Public Schools / 1,813 |
| 97. | 14.8% | Twin Rivers Public Schools / 2,440 |
| 97. | 14.8% | Greeley-Wolbach Public Schools / 1,283 |
| 99. | 14.7% | Loup City Public Schools / 2,035 |
| 100. | 14.5% | Pleasanton Public Schools / 1,220 |
| 101. | 14.5% | Lakeview Community Schools / 5,134 |
| 102. | 14.5% | Lynch Public Schools / 570 |
| 103. | 14.4% | Ansley Public Schools / 1,148 |
| 104. | 14.4% | South Central Nebraska School District / 3,529 |
| 104. | 14.4% | Southern Valley Schools / 3,147 |
| 106. | 14.3% | Norris School District 160 / 9,366 |
| 107. | 14.2% | Conestoga Public Schools / 3,920 |
| 107. | 14.2% | Brady Public Schools / 961 |
| 109. | 14.2% | Westside Community Schools / 30,533 |
| 110. | 14.1% | Raymond Central Schools / 3,812 |
| 111. | 14.1% | Humboldt Table Rock Steinauer Public Schools / 3,395 |
| 112. | 14.0% | Nebraska Unified District 1 / 3,073 |
| 113. | 13.9% | Loomis Public Schools / 812 |
| 114. | 13.9% | Blair Community Schools / 13,418 |
| 114. | 13.9% | Sidney Public Schools / 7,903 |
| 116. | 13.9% | South Sarpy District 46 / 7,606 |
| 117. | 13.9% | North Platte Public Schools / 28,922 |
| 118. | 13.9% | Elgin Public Schools / 1,105 |
| 119. | 13.8% | West Point Public Schools / 5,980 |
| 120. | 13.7% | Ogallala Public Schools / 6,419 |
| 121. | 13.7% | Ralston Public Schools / 20,705 |
| 122. | 13.7% | Fremont Public Schools / 29,741 |
| 123. | 13.7% | Chase County Schools / 2,997 |
| 124. | 13.7% | Axtell Community Schools / 1,272 |
| 125. | 13.6% | Wood River Rural Schools / 2,854 |
| 126. | 13.6% | Crete Public Schools / 10,216 |
| 127. | 13.5% | Mullen Public Schools / 847 |
| 127. | 13.5% | Gretna Public Schools / 15,452 |
| 129. | 13.5% | Bruning-Davenport Unified School System / 1,359 |
| 130. | 13.5% | Medicine Valley Public Schools / 1,241 |
| 131. | 13.4% | Beatrice Public Schools / 14,621 |
| 132. | 13.4% | Elm Creek Public Schools / 1,729 |
| 133. | 13.3% | Bridgeport Public Schools / 2,693 |
| 134. | 13.3% | Minatare Public Schools / 1,072 |
| 135. | 13.2% | Broken Bow Public Schools / 4,580 |
| 136. | 13.1% | Eustis-Farnam Public Schools / 1,205 |
| 137. | 13.1% | Name N/A / 2,340 |
| 138. | 12.9% | Wahoo Public Schools / 6,853 |
| 139. | 12.8% | Pierce Public Schools / 4,058 |
| 140. | 12.8% | Perkins County Schools / 2,837 |
| 141. | 12.7% | Sandhills Public Schools / 720 |
| 142. | 12.7% | Kenesaw Public Schools / 1,527 |
| 143. | 12.6% | Bertrand Public Schools / 1,458 |
| 144. | 12.6% | Alliance Public Schools / 9,878 |
| 145. | 12.5% | Gering Public Schools / 10,965 |
| 146. | 12.4% | McCool Junction Public Schools / 789 |
| 146. | 12.4% | Logan View Public Schools / 3,054 |
| 148. | 12.3% | East Butler Public Schools / 3,164 |
| 149. | 12.1% | Arlington Public Schools / 3,295 |
| 150. | 12.0% | Grand Island Public Schools / 48,727 |
| 151. | 12.0% | Cambridge Public Schools / 1,534 |
| 152. | 11.9% | Johnson-Brock Public Schools / 1,430 |
| 153. | 11.8% | Mead Public Schools / 1,444 |
| 154. | 11.8% | Stanton Community Schools / 2,635 |
| 155. | 11.7% | Wausa Public Schools / 1,021 |
| 156. | 11.7% | Lincoln Public Schools / 261,456 |
| 157. | 11.6% | Norfolk Public Schools / 29,230 |
| 158. | 11.6% | Holdrege Public Schools / 7,014 |
| 159. | 11.6% | Waverly School District 145 / 11,032 |
| 160. | 11.5% | Gothenburg Public Schools / 4,235 |
| 161. | 11.5% | Centennial Public Schools / 3,466 |
| 162. | 11.5% | Shelton Public Schools / 1,582 |
| 163. | 11.4% | Hayes Center Public Schools / 571 |
| 163. | 11.4% | Stuart Public Schools / 966 |
| 165. | 11.4% | Bellevue Public Schools / 45,260 |
| 166. | 11.4% | Elmwood-Murdock Public Schools / 2,147 |
| 167. | 11.2% | Tri County Public Schools / 2,294 |
| 168. | 11.1% | Red Cloud Community Schools / 1,521 |
| 169. | 10.9% | Neligh-Oakdale Schools / 2,487 |
| 170. | 10.9% | Lexington Public Schools / 12,367 |
| 171. | 10.9% | Alma Public Schools / 1,799 |
| 172. | 10.9% | Humphrey Public Schools / 2,339 |
| 173. | 10.9% | Southwest Public Schools / 2,268 |
| 174. | 10.6% | Hershey Public Schools / 2,035 |
| 174. | 10.6% | Newcastle Public Schools / 859 |
| 176. | 10.6% | Oakland Craig Public Schools / 2,209 |
| 177. | 10.4% | Niobrara Public Schools / 880 |
| 178. | 10.4% | Pender Public Schools / 1,930 |
| 179. | 10.3% | Northwest Public Schools / 5,734 |
| 180. | 10.2% | Hampton Public Schools / 779 |
| 181. | 10.1% | Battle Creek Public Schools / 2,366 |
| 182. | 9.9% | Lyons-Decatur Northeast Schools / 1,969 |
| 183. | 9.8% | Coleridge Community Schools / 976 |
| 184. | 9.8% | Hastings Public Schools / 23,703 |
| 185. | 9.8% | Arthur County Schools / 494 |
| 186. | 9.7% | Adams Central Public Schools / 5,439 |
| 187. | 9.6% | Sumner-Eddyville-Miller Schools / 986 |
| 188. | 9.6% | Exeter-Milligan Public Schools / 1,616 |
| 189. | 9.5% | Shelby Public Schools / 2,131 |
| 190. | 9.4% | Millard Public Schools / 112,577 |
| 191. | 9.4% | Papillion-La Vista Public Schools / 54,769 |
| 191. | 9.4% | Maywood Public Schools / 908 |
| 193. | 9.3% | Auburn Public Schools / 5,558 |
| 194. | 9.2% | Winside Public Schools / 1,188 |
| 195. | 9.2% | Kearney Public Schools / 36,685 |
| 196. | 9.0% | Wilcox-Hildreth Public Schools / 1,485 |
| 196. | 9.0% | Clay Center Public Schools / 949 |
| 196. | 9.0% | Bancroft-Rosalie Community Schools / 1,190 |
| 199. | 8.9% | Wayne Community Schools / 6,917 |
| 200. | 8.8% | Ponca Public Schools / 2,233 |
| 201. | 8.7% | Columbus Public Schools / 23,293 |
| 202. | 8.6% | Sutton Public Schools / 2,589 |
| 203. | 8.6% | Meridian Public Schools / 968 |
| 203. | 8.6% | Osceola Public Schools / 1,567 |
| 205. | 8.5% | Elkhorn Valley Schools / 1,971 |
| 206. | 8.4% | Thayer Central Community Schools / 2,663 |
| 207. | 8.3% | Cedar Rapids Public Schools / 927 |
| 208. | 8.3% | Sterling Public Schools / 1,589 |
| 209. | 8.3% | Leyton Public Schools / 1,150 |
| 210. | 8.2% | Seward Public Schools / 10,204 |
| 211. | 8.1% | Aurora Public Schools / 6,636 |
| 212. | 7.9% | Cross County Community Schools / 2,193 |
| 213. | 7.9% | Leigh Community Schools / 1,071 |
| 214. | 7.7% | Paxton Consolidated Schools / 1,098 |
| 215. | 7.6% | High Plains Community Schools / 1,799 |
| 216. | 7.6% | Deshler Public Schools / 1,433 |
| 217. | 7.6% | York Public Schools / 9,124 |
| 218. | 7.6% | Central City Public Schools / 4,714 |
| 219. | 7.5% | Doniphan-Trumbull Public Schools / 2,500 |
| 220. | 7.5% | Sutherland Public Schools / 1,775 |
| 221. | 7.4% | O'Neill Public Schools / 5,270 |
| 222. | 7.3% | Wauneta-Palisade Public Schools / 1,923 |
| 223. | 7.2% | David City Public Schools / 5,433 |
| 224. | 7.0% | Plattsmouth Community Schools / 9,942 |
| 225. | 7.0% | Emerson-Hubbard Public Schools / 1,630 |
| 226. | 7.0% | Dundy County Public Schools / 2,341 |
| 227. | 6.9% | Minden Public Schools / 4,170 |
| 228. | 6.9% | Banner County Public Schools / 794 |
| 229. | 6.8% | McCook Public Schools / 8,877 |
| 230. | 6.6% | Spalding Public Schools / 819 |
| 231. | 6.5% | Madison Public Schools / 3,916 |
| 232. | 6.5% | Diller-Odell Public Schools / 1,587 |
| 233. | 6.3% | Clarkson Public Schools / 1,241 |
| 234. | 6.3% | Chadron Public Schools / 7,706 |
| 235. | 6.1% | Ord Public Schools / 3,469 |
| 236. | 6.1% | Fillmore Central Public Schools / 3,370 |
| 237. | 6.0% | Giltner Public Schools / 688 |
| 238. | 5.6% | Maxwell Public Schools / 850 |
| 239. | 5.4% | Heartland Community Schools / 2,040 |
| 240. | 5.4% | Dorchester Public Schools / 999 |
| 241. | 5.2% | Allen Consolidated Schools / 913 |
| 242. | 5.2% | Laurel-Concord Public Schools / 2,238 |
| 243. | 4.8% | Wilber-Clatonia Public Schools / 3,100 |
| 244. | 4.2% | Arnold Public Schools / 951 |
| 245. | 4.1% | Winnebago Public Schools / 2,021 |
| 246. | 3.0% | Cody-Kilgore Public Schools / 557 |
| 247. | 2.9% | Crofton Community Schools / 2,075 |
| 248. | 2.8% | Scribner-Snyder Community Schools / 1,906 |
| 249. | 2.6% | West Holt Public Schools / 2,316 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
