| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 54.7% | Keya Paha County Schools / 740 |
| 2. | 48.6% | Hayes Center Public Schools / 611 |
| 3. | 35.5% | Elba Public Schools / 618 |
| 4. | 34.2% | Loup County Public Schools / 651 |
| 5. | 32.4% | Sioux County Public Schools / 797 |
| 6. | 29.2% | Southern Valley Schools / 2,901 |
| 7. | 28.6% | Newman Grove Public Schools / 1,222 |
| 8. | 27.4% | Wynot Public Schools / 759 |
| 9. | 27.2% | Bruning-Davenport Unified School System / 1,540 |
| 10. | 27.1% | Arcadia Public Schools / 581 |
| 11. | 26.7% | Palmer Public Schools / 1,198 |
| 12. | 26.6% | Howells Public Schools / 1,104 |
| 13. | 26.5% | South Platte Public Schools / 1,146 |
| 14. | 25.6% | Garden County Schools / 2,142 |
| 15. | 25.2% | Wakefield Public Schools / 2,154 |
| 16. | 24.9% | Nebraska Unified District 1 / 2,933 |
| 17. | 24.7% | Anselmo-Merna Public Schools / 1,231 |
| 18. | 24.5% | Friend Public Schools / 1,265 |
| 19. | 24.4% | Cody-Kilgore Public Schools / 508 |
| 20. | 24.4% | Homer Community Schools / 1,681 |
| 21. | 24.4% | Boone Central Schools / 3,724 |
| 22. | 24.4% | North Loup Scotia Public Schools / 1,253 |
| 23. | 24.1% | Wheeler Central Schools / 737 |
| 24. | 24.1% | Litchfield Public Schools / 836 |
| 25. | 24.0% | Douglas County West Community Schools / 5,149 |
| 26. | 23.7% | Crawford Public Schools / 1,237 |
| 27. | 22.4% | Silver Lake Public Schools / 1,305 |
| 28. | 22.3% | Leyton Public Schools / 1,251 |
| 29. | 22.2% | Arthur County Schools / 452 |
| 30. | 22.1% | Malcolm Public Schools / 2,377 |
| 31. | 22.0% | Ainsworth Community Schools / 3,192 |
| 32. | 21.9% | Freeman Public Schools / 1,874 |
| 33. | 21.6% | Stapleton Public Schools / 788 |
| 34. | 21.5% | Cozad City Schools / 5,347 |
| 35. | 21.4% | Elgin Public Schools / 1,196 |
| 35. | 21.4% | Ewing Public Schools / 883 |
| 37. | 21.4% | Plainview Public Schools / 2,202 |
| 38. | 21.4% | Creighton Public Schools / 2,235 |
| 39. | 21.3% | Kimball Public Schools / 3,410 |
| 40. | 21.3% | Morrill Public Schools / 2,495 |
| 41. | 21.1% | Mitchell Public Schools / 3,141 |
| 42. | 21.0% | Creek Valley Schools / 2,076 |
| 43. | 20.9% | Tri County Public Schools / 2,156 |
| 44. | 20.8% | Dodge Public Schools / 1,225 |
| 45. | 20.7% | Wausa Public Schools / 960 |
| 46. | 20.7% | Mullen Public Schools / 883 |
| 47. | 20.5% | Walthill Public Schools / 1,411 |
| 48. | 20.4% | Overton Public Schools / 1,331 |
| 49. | 20.2% | Bayard Public Schools / 2,452 |
| 50. | 20.0% | Santee Community Schools / 581 |
| 51. | 19.9% | Sargent Public Schools / 1,066 |
| 52. | 19.7% | Shickley Public Schools / 654 |
| 53. | 19.6% | Elwood Public Schools / 1,881 |
| 54. | 19.5% | Hartington Public Schools / 3,294 |
| 55. | 19.1% | West Boyd Public Schools / 1,720 |
| 56. | 19.1% | Maxwell Public Schools / 871 |
| 56. | 19.1% | Logan View Public Schools / 2,902 |
| 58. | 18.9% | Cambridge Public Schools / 1,429 |
| 59. | 18.9% | West Point Public Schools / 6,111 |
| 60. | 18.6% | Potter-Dix Public Schools / 1,292 |
| 61. | 18.0% | Ord Public Schools / 3,297 |
| 62. | 18.0% | St. Paul Public Schools / 3,239 |
| 63. | 17.9% | Fort Calhoun Community Schools / 2,993 |
| 64. | 17.9% | Harvard Public Schools / 1,269 |
| 65. | 17.8% | East Butler Public Schools / 2,224 |
| 66. | 17.7% | Gordon-Rushville Public Schools / 4,326 |
| 67. | 17.6% | Lyons-Decatur Northeast Schools / 2,042 |
| 68. | 17.6% | Omaha Public Schools / 341,680 |
| 69. | 17.4% | Leigh Community Schools / 1,086 |
| 70. | 17.1% | Banner County Public Schools / 751 |
| 71. | 17.0% | Blue Hill Public Schools / 1,488 |
| 72. | 17.0% | Falls City Public Schools / 6,084 |
| 73. | 17.0% | Wood River Rural Schools / 3,170 |
| 74. | 16.8% | Humboldt Table Rock Steinauer Public Schools / 3,356 |
| 75. | 16.8% | Superior Public Schools / 2,866 |
| 76. | 16.7% | Southern School District 1 / 2,504 |
| 77. | 16.7% | Scottsbluff Public Schools / 19,022 |
| 78. | 16.6% | Perkins County Schools / 2,844 |
| 79. | 16.6% | Pawnee City Public Schools / 1,606 |
| 80. | 16.6% | Eustis-Farnam Public Schools / 1,201 |
| 81. | 16.5% | Randolph Public Schools / 1,824 |
| 82. | 16.4% | Lexington Public Schools / 12,155 |
| 83. | 16.2% | Westside Community Schools / 30,275 |
| 84. | 16.2% | Franklin Public Schools / 2,073 |
| 85. | 16.1% | Ashland-Greenwood Public Schools / 4,749 |
| 86. | 16.0% | Norris School District 160 / 8,908 |
| 87. | 16.0% | Emerson-Hubbard Public Schools / 1,688 |
| 88. | 15.9% | Medicine Valley Public Schools / 1,185 |
| 89. | 15.9% | Syracuse-Dunbar-Avoca Schools / 4,735 |
| 90. | 15.7% | Ravenna Public Schools / 2,106 |
| 91. | 15.7% | Ogallala Public Schools / 6,773 |
| 92. | 15.6% | Palmyra District OR-1 / 3,155 |
| 93. | 15.5% | Gering Public Schools / 11,157 |
| 93. | 15.5% | South Sarpy District 46 / 7,790 |
| 95. | 15.5% | Hyannis Area Schools / 1,022 |
| 96. | 15.3% | Twin Rivers Public Schools / 2,619 |
| 97. | 15.2% | Hay Springs Public Schools / 1,175 |
| 98. | 15.2% | Holdrege Public Schools / 6,916 |
| 99. | 15.1% | Elm Creek Public Schools / 1,694 |
| 100. | 15.1% | Milford Public Schools / 4,367 |
| 101. | 15.0% | Kenesaw Public Schools / 1,377 |
| 102. | 14.9% | Sterling Public Schools / 1,315 |
| 103. | 14.9% | Deshler Public Schools / 1,524 |
| 104. | 14.6% | Schuyler Community Schools / 7,873 |
| 105. | 14.6% | Thedford Public Schools / 613 |
| 106. | 14.5% | Brady Public Schools / 819 |
| 107. | 14.4% | Callaway Public Schools / 1,465 |
| 108. | 14.4% | Arlington Public Schools / 3,287 |
| 109. | 14.3% | South Sioux City Community Schools / 17,451 |
| 110. | 14.2% | Crete Public Schools / 9,812 |
| 111. | 14.1% | Hitchcock County School System / 1,865 |
| 112. | 14.1% | Lakeview Community Schools / 4,947 |
| 113. | 13.9% | Wallace Public School District 65 R / 898 |
| 113. | 13.9% | Nebraska City Public Schools / 9,117 |
| 115. | 13.9% | Tekamah-Herman Community Schools / 3,195 |
| 116. | 13.9% | Clarkson Public Schools / 1,434 |
| 117. | 13.7% | Wilcox-Hildreth Public Schools / 1,509 |
| 118. | 13.7% | Centura Public Schools / 2,813 |
| 119. | 13.5% | St. Edward Public Schools / 1,157 |
| 120. | 13.4% | O'Neill Public Schools / 5,336 |
| 121. | 13.4% | Blair Community Schools / 13,567 |
| 122. | 13.4% | Maywood Public Schools / 1,017 |
| 123. | 13.4% | North Platte Public Schools / 28,990 |
| 124. | 13.3% | Conestoga Public Schools / 3,868 |
| 125. | 13.2% | North Bend Central Public Schools / 3,135 |
| 126. | 13.1% | Wisner-Pilger Public Schools / 2,416 |
| 127. | 13.1% | Ralston Public Schools / 20,771 |
| 127. | 13.1% | Elmwood-Murdock Public Schools / 2,159 |
| 129. | 13.1% | Norfolk Public Schools / 29,238 |
| 130. | 12.9% | South Central Nebraska School District / 3,568 |
| 131. | 12.9% | Louisville Public Schools / 3,012 |
| 132. | 12.8% | Fremont Public Schools / 29,824 |
| 133. | 12.8% | Elkhorn Public Schools / 27,339 |
| 134. | 12.7% | Alliance Public Schools / 9,777 |
| 135. | 12.7% | Neligh-Oakdale Schools / 2,623 |
| 136. | 12.6% | Valentine Community Schools / 4,659 |
| 137. | 12.6% | Fairbury Public Schools / 6,042 |
| 138. | 12.4% | Gothenburg Public Schools / 4,341 |
| 139. | 12.3% | Amherst Public Schools / 1,262 |
| 140. | 12.3% | Gretna Public Schools / 13,618 |
| 141. | 12.2% | Elkhorn Valley Schools / 2,173 |
| 142. | 12.2% | Wauneta-Palisade Public Schools / 1,971 |
| 143. | 12.2% | Chadron Public Schools / 7,668 |
| 144. | 12.2% | Raymond Central Schools / 3,866 |
| 145. | 12.1% | McPherson County Schools / 594 |
| 146. | 12.1% | Ansley Public Schools / 1,137 |
| 147. | 12.1% | Bertrand Public Schools / 1,499 |
| 148. | 12.0% | Sumner-Eddyville-Miller Schools / 986 |
| 149. | 12.0% | Hemingford Public Schools / 1,952 |
| 150. | 11.9% | Wilber-Clatonia Public Schools / 3,464 |
| 151. | 11.9% | Grand Island Public Schools / 46,760 |
| 152. | 11.9% | Lincoln Public Schools / 255,278 |
| 152. | 11.9% | Bennington Public Schools / 5,312 |
| 154. | 11.9% | Stanton Community Schools / 2,911 |
| 155. | 11.9% | Northwest Public Schools / 5,490 |
| 156. | 11.8% | Kearney Public Schools / 35,821 |
| 157. | 11.8% | Loup City Public Schools / 2,218 |
| 157. | 11.8% | Yutan Public Schools / 2,151 |
| 159. | 11.8% | Rising City Public Schools / 746 |
| 160. | 11.7% | Lewiston Consolidated Schools / 1,083 |
| 161. | 11.7% | Chambers Public Schools / 727 |
| 162. | 11.6% | Pender Public Schools / 1,856 |
| 163. | 11.5% | Beatrice Public Schools / 14,608 |
| 163. | 11.5% | Broken Bow Public Schools / 4,684 |
| 165. | 11.5% | Winside Public Schools / 1,272 |
| 166. | 11.4% | Gibbon Public Schools / 2,751 |
| 167. | 11.3% | Seward Public Schools / 10,466 |
| 167. | 11.3% | Hastings Public Schools / 23,392 |
| 169. | 11.3% | Pierce Public Schools / 3,956 |
| 170. | 11.3% | Crofton Community Schools / 2,109 |
| 171. | 11.3% | Southwest Public Schools / 2,497 |
| 172. | 11.3% | Bloomfield Community Schools / 1,818 |
| 172. | 11.3% | Thayer Central Community Schools / 2,657 |
| 174. | 11.2% | Weeping Water Public Schools / 1,920 |
| 175. | 11.2% | Adams Central Public Schools / 5,596 |
| 176. | 11.2% | Sidney Public Schools / 7,519 |
| 177. | 11.1% | Red Cloud Community Schools / 1,736 |
| 178. | 11.0% | Battle Creek Public Schools / 2,353 |
| 178. | 11.0% | Bridgeport Public Schools / 2,602 |
| 180. | 11.0% | Ponca Public Schools / 2,259 |
| 181. | 10.9% | Bellevue Public Schools / 44,020 |
| 182. | 10.9% | Minatare Public Schools / 939 |
| 183. | 10.9% | McCook Public Schools / 8,676 |
| 184. | 10.9% | Osmond Public Schools / 1,229 |
| 185. | 10.9% | Fillmore Central Public Schools / 3,367 |
| 186. | 10.8% | Cedar Bluffs Public Schools / 1,219 |
| 187. | 10.8% | Papillion-La Vista Public Schools / 51,101 |
| 188. | 10.7% | Central City Public Schools / 4,558 |
| 189. | 10.7% | Shelton Public Schools / 1,538 |
| 190. | 10.6% | Paxton Consolidated Schools / 1,085 |
| 191. | 10.3% | Burwell Public Schools / 2,122 |
| 192. | 10.3% | Hershey Public Schools / 2,069 |
| 193. | 10.2% | Dundy County Public Schools / 2,434 |
| 194. | 10.2% | Rock County Public Schools / 1,651 |
| 195. | 10.1% | Humphrey Public Schools / 2,399 |
| 196. | 10.0% | Mead Public Schools / 1,494 |
| 197. | 9.9% | Aurora Public Schools / 6,732 |
| 198. | 9.9% | Millard Public Schools / 110,198 |
| 199. | 9.8% | Waverly School District 145 / 10,567 |
| 200. | 9.8% | High Plains Community Schools / 1,646 |
| 201. | 9.7% | Johnson County Central Public Schools / 4,664 |
| 202. | 9.7% | Axtell Community Schools / 1,412 |
| 203. | 9.7% | Hampton Public Schools / 806 |
| 204. | 9.6% | Wayne Community Schools / 6,992 |
| 205. | 9.5% | Shelby Public Schools / 1,539 |
| 206. | 9.4% | Pleasanton Public Schools / 1,197 |
| 207. | 9.3% | Sutherland Public Schools / 1,621 |
| 208. | 9.3% | Diller-Odell Public Schools / 1,678 |
| 209. | 9.2% | Alma Public Schools / 2,006 |
| 210. | 9.1% | Plattsmouth Community Schools / 9,604 |
| 211. | 9.0% | Oakland Craig Public Schools / 2,267 |
| 212. | 9.0% | Scribner-Snyder Community Schools / 1,902 |
| 213. | 8.9% | Columbus Public Schools / 22,783 |
| 214. | 8.9% | Sandhills Public Schools / 612 |
| 215. | 8.8% | Arapahoe Public Schools / 1,966 |
| 216. | 8.5% | Prague Public Schools / 968 |
| 217. | 8.4% | Osceola Public Schools / 1,570 |
| 218. | 8.3% | Doniphan-Trumbull Public Schools / 2,798 |
| 219. | 8.1% | Laurel-Concord Public Schools / 1,911 |
| 220. | 8.1% | Clay Center Public Schools / 1,042 |
| 221. | 7.9% | Cedar Rapids Public Schools / 916 |
| 222. | 7.9% | Loomis Public Schools / 835 |
| 223. | 7.8% | Centennial Public Schools / 3,466 |
| 224. | 7.7% | Auburn Public Schools / 5,574 |
| 225. | 7.7% | Minden Public Schools / 3,993 |
| 226. | 7.7% | Johnson-Brock Public Schools / 1,451 |
| 227. | 7.7% | Cross County Community Schools / 2,209 |
| 228. | 7.5% | David City Public Schools / 5,361 |
| 229. | 7.5% | Wahoo Public Schools / 6,685 |
| 230. | 7.2% | Newcastle Public Schools / 892 |
| 231. | 7.1% | Allen Consolidated Schools / 990 |
| 232. | 6.9% | Exeter-Milligan Public Schools / 1,451 |
| 233. | 6.9% | Niobrara Public Schools / 794 |
| 234. | 6.8% | Heartland Community Schools / 2,263 |
| 234. | 6.8% | Chase County Schools / 2,956 |
| 236. | 6.6% | Coleridge Community Schools / 955 |
| 237. | 6.6% | Madison Public Schools / 3,774 |
| 238. | 6.3% | West Holt Public Schools / 2,477 |
| 239. | 6.2% | Giltner Public Schools / 655 |
| 239. | 6.2% | Meridian Public Schools / 1,099 |
| 241. | 6.1% | Lynch Public Schools / 616 |
| 242. | 6.0% | Sutton Public Schools / 2,362 |
| 243. | 5.5% | Arnold Public Schools / 1,087 |
| 244. | 5.4% | Stuart Public Schools / 848 |
| 245. | 5.3% | York Public Schools / 9,258 |
| 246. | 5.1% | McCool Junction Public Schools / 746 |
| 247. | 3.7% | Fullerton Public Schools / 2,093 |
| 248. | 3.0% | Dorchester Public Schools / 1,070 |
| 249. | 2.2% | Greeley-Wolbach Public Schools / 1,221 |
| 250. | 1.3% | Bancroft-Rosalie Community Schools / 1,232 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
