| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 53.9% | Keya Paha County Schools / 865 |
| 2. | 47.6% | Hayes Center Public Schools / 636 |
| 3. | 47.6% | Litchfield Public Schools / 838 |
| 4. | 33.3% | Arthur County Schools / 402 |
| 4. | 33.3% | Crawford Public Schools / 1,290 |
| 6. | 32.9% | Sioux County Public Schools / 720 |
| 7. | 32.5% | Elba Public Schools / 620 |
| 8. | 30.4% | Wheeler Central Schools / 735 |
| 9. | 30.2% | Elgin Public Schools / 1,185 |
| 10. | 28.6% | Cody-Kilgore Public Schools / 475 |
| 10. | 28.6% | Loup County Public Schools / 607 |
| 12. | 28.4% | Howells Public Schools / 1,258 |
| 13. | 28.1% | Douglas County West Community Schools / 3,105 |
| 14. | 27.8% | Cambridge Public Schools / 1,259 |
| 14. | 27.8% | Homer Community Schools / 1,674 |
| 16. | 27.6% | Sargent Public Schools / 991 |
| 17. | 27.1% | Newman Grove Public Schools / 1,384 |
| 18. | 26.3% | Santee Community Schools / 619 |
| 19. | 26.1% | Bruning-Davenport Unified School System / 1,530 |
| 20. | 26.0% | Palmer Public Schools / 1,181 |
| 21. | 25.1% | Mitchell Public Schools / 3,427 |
| 22. | 24.6% | Arlington Public Schools / 3,253 |
| 23. | 24.1% | Nebraska Unified District 1 / 2,896 |
| 24. | 23.7% | Kimball Public Schools / 3,264 |
| 25. | 23.7% | McPherson County Schools / 515 |
| 26. | 23.7% | Creighton Public Schools / 2,231 |
| 27. | 23.2% | Southern Valley Schools / 2,556 |
| 28. | 23.2% | Harvard Public Schools / 1,250 |
| 29. | 22.9% | Freeman Public Schools / 1,818 |
| 30. | 22.9% | St. Paul Public Schools / 3,515 |
| 31. | 22.8% | Mullen Public Schools / 851 |
| 32. | 22.6% | Wynot Public Schools / 814 |
| 33. | 22.0% | Hay Springs Public Schools / 1,003 |
| 34. | 21.8% | Cozad City Schools / 5,755 |
| 35. | 21.8% | Wakefield Public Schools / 2,174 |
| 36. | 21.2% | North Loup Scotia Public Schools / 1,216 |
| 37. | 21.2% | Hyannis Area Schools / 960 |
| 38. | 21.0% | Ewing Public Schools / 867 |
| 39. | 20.8% | Bayard Public Schools / 2,456 |
| 40. | 20.8% | Stapleton Public Schools / 859 |
| 41. | 20.3% | Wilber-Clatonia Public Schools / 3,692 |
| 42. | 20.2% | Scottsbluff Public Schools / 18,573 |
| 42. | 20.2% | Plainview Public Schools / 2,320 |
| 44. | 20.0% | Leyton Public Schools / 1,342 |
| 44. | 20.0% | Sandhills Public Schools / 553 |
| 46. | 19.8% | Banner County Public Schools / 850 |
| 47. | 19.7% | Franklin Public Schools / 2,041 |
| 48. | 19.6% | Ord Public Schools / 3,289 |
| 49. | 19.5% | Winside Public Schools / 1,294 |
| 50. | 19.3% | Crete Public Schools / 9,477 |
| 51. | 19.2% | East Butler Public Schools / 2,145 |
| 52. | 19.2% | Wood River Rural Schools / 3,389 |
| 53. | 19.2% | Creek Valley Schools / 2,044 |
| 54. | 19.1% | Anselmo-Merna Public Schools / 1,371 |
| 55. | 19.1% | West Point Public Schools / 5,199 |
| 56. | 19.0% | Boone Central Schools / 3,620 |
| 57. | 18.9% | Friend Public Schools / 1,357 |
| 58. | 18.9% | Callaway Public Schools / 1,355 |
| 59. | 18.8% | Dodge Public Schools / 1,360 |
| 60. | 18.7% | Wallace Public School District 65 R / 943 |
| 61. | 18.6% | Deshler Public Schools / 1,489 |
| 62. | 18.5% | Garden County Schools / 1,930 |
| 63. | 18.5% | Ainsworth Community Schools / 3,167 |
| 64. | 18.5% | Name N/A / 942 |
| 65. | 18.3% | Crofton Community Schools / 2,154 |
| 66. | 18.3% | Overton Public Schools / 1,388 |
| 67. | 18.2% | Maxwell Public Schools / 875 |
| 68. | 18.2% | O'Neill Public Schools / 5,060 |
| 69. | 18.2% | Tri County Public Schools / 2,360 |
| 69. | 18.2% | Newcastle Public Schools / 833 |
| 71. | 18.1% | Sterling Public Schools / 1,250 |
| 72. | 18.1% | Stuart Public Schools / 777 |
| 72. | 18.1% | Gordon-Rushville Public Schools / 4,544 |
| 74. | 17.9% | Kenesaw Public Schools / 1,615 |
| 75. | 17.9% | Rising City Public Schools / 730 |
| 76. | 17.8% | Walthill Public Schools / 1,523 |
| 77. | 17.8% | Malcolm Public Schools / 2,528 |
| 78. | 17.8% | Thedford Public Schools / 571 |
| 79. | 17.6% | Emerson-Hubbard Public Schools / 1,782 |
| 80. | 17.4% | Lyons-Decatur Northeast Schools / 2,101 |
| 81. | 17.2% | Morrill Public Schools / 2,749 |
| 82. | 17.1% | Omaha Public Schools / 345,182 |
| 83. | 16.9% | Arcadia Public Schools / 578 |
| 84. | 16.8% | Lakeview Community Schools / 5,085 |
| 85. | 16.7% | Stanton Community Schools / 2,719 |
| 86. | 16.5% | Wauneta-Palisade Public Schools / 1,935 |
| 87. | 16.5% | Raymond Central Schools / 3,904 |
| 88. | 16.5% | Lexington Public Schools / 12,211 |
| 89. | 16.4% | Elkhorn Valley Schools / 2,233 |
| 90. | 16.2% | Ravenna Public Schools / 2,434 |
| 91. | 16.2% | Randolph Public Schools / 1,720 |
| 92. | 16.1% | Centura Public Schools / 2,573 |
| 93. | 16.1% | South Sioux City Community Schools / 17,002 |
| 94. | 16.0% | Falls City Public Schools / 5,892 |
| 95. | 16.0% | Westside Community Schools / 33,466 |
| 96. | 15.8% | Palmyra District OR-1 / 3,170 |
| 97. | 15.4% | Ogallala Public Schools / 6,472 |
| 98. | 15.3% | Schuyler Community Schools / 7,373 |
| 99. | 15.3% | Elm Creek Public Schools / 1,614 |
| 100. | 15.2% | Logan View Public Schools / 3,372 |
| 101. | 15.0% | Wausa Public Schools / 1,055 |
| 102. | 15.0% | Gering Public Schools / 10,708 |
| 103. | 14.9% | Holdrege Public Schools / 6,584 |
| 104. | 14.8% | Clarkson Public Schools / 1,708 |
| 105. | 14.8% | Name N/A / 1,306 |
| 106. | 14.8% | Blue Hill Public Schools / 1,522 |
| 107. | 14.7% | Superior Public Schools / 2,635 |
| 108. | 14.6% | Brady Public Schools / 902 |
| 109. | 14.6% | Chadron Public Schools / 7,184 |
| 110. | 14.5% | Syracuse-Dunbar-Avoca Schools / 4,356 |
| 111. | 14.4% | South Sarpy District 46 / 6,479 |
| 112. | 14.4% | Fillmore Central Public Schools / 3,529 |
| 113. | 14.3% | Twin Rivers Public Schools / 2,462 |
| 114. | 14.2% | Fairbury Public Schools / 5,978 |
| 115. | 14.2% | Prague Public Schools / 998 |
| 116. | 14.2% | Gothenburg Public Schools / 4,372 |
| 117. | 14.2% | Mead Public Schools / 1,515 |
| 118. | 14.1% | Norfolk Public Schools / 28,938 |
| 119. | 14.0% | Pawnee City Public Schools / 1,640 |
| 120. | 14.0% | Potter-Dix Public Schools / 1,346 |
| 121. | 13.9% | Humphrey Public Schools / 2,624 |
| 122. | 13.9% | Elwood Public Schools / 1,863 |
| 123. | 13.9% | Nebraska City Public Schools / 8,713 |
| 124. | 13.8% | Adams Central Public Schools / 6,077 |
| 125. | 13.7% | Bloomfield Community Schools / 1,825 |
| 126. | 13.7% | High Plains Community Schools / 1,637 |
| 127. | 13.6% | Ashland-Greenwood Public Schools / 4,847 |
| 128. | 13.4% | Southwest Public Schools / 2,432 |
| 128. | 13.4% | Amherst Public Schools / 1,065 |
| 130. | 13.4% | Perkins County Schools / 2,610 |
| 131. | 13.4% | Gretna Public Schools / 11,554 |
| 132. | 13.3% | Southern School District 1 / 2,810 |
| 133. | 13.3% | Norris School District 160 / 8,266 |
| 134. | 13.3% | St. Edward Public Schools / 1,120 |
| 135. | 13.2% | Arnold Public Schools / 1,120 |
| 136. | 13.2% | Battle Creek Public Schools / 2,646 |
| 137. | 13.0% | Silver Lake Public Schools / 1,379 |
| 138. | 12.9% | North Bend Central Public Schools / 3,156 |
| 139. | 12.9% | Weeping Water Public Schools / 1,957 |
| 140. | 12.9% | Cedar Bluffs Public Schools / 1,147 |
| 141. | 12.8% | Bennington Public Schools / 3,172 |
| 142. | 12.8% | Northwest Public Schools / 5,432 |
| 142. | 12.8% | Alma Public Schools / 2,058 |
| 144. | 12.7% | Lewiston Consolidated Schools / 980 |
| 145. | 12.7% | Wisner-Pilger Public Schools / 2,332 |
| 146. | 12.6% | South Platte Public Schools / 1,072 |
| 147. | 12.5% | Ralston Public Schools / 20,819 |
| 148. | 12.5% | McCook Public Schools / 8,477 |
| 149. | 12.3% | Sutherland Public Schools / 1,575 |
| 150. | 12.2% | Hemingford Public Schools / 1,991 |
| 151. | 12.2% | Fort Calhoun Community Schools / 2,382 |
| 151. | 12.2% | Elkhorn Public Schools / 24,414 |
| 153. | 12.2% | Eustis-Farnam Public Schools / 1,231 |
| 154. | 12.2% | Lincoln Public Schools / 250,800 |
| 155. | 12.1% | Thayer Central Community Schools / 2,623 |
| 155. | 12.1% | Fremont Public Schools / 28,462 |
| 157. | 12.1% | South Central Nebraska School District / 3,566 |
| 158. | 12.0% | Hershey Public Schools / 2,184 |
| 159. | 12.0% | North Platte Public Schools / 28,197 |
| 160. | 11.9% | Papillion-La Vista Public Schools / 53,670 |
| 161. | 11.9% | Grand Island Public Schools / 45,325 |
| 162. | 11.8% | Arapahoe Public Schools / 2,015 |
| 163. | 11.8% | Elmwood-Murdock Public Schools / 2,351 |
| 164. | 11.7% | Blair Community Schools / 13,098 |
| 165. | 11.7% | West Boyd Public Schools / 1,799 |
| 166. | 11.5% | Bridgeport Public Schools / 2,661 |
| 166. | 11.5% | Waverly School District 145 / 10,045 |
| 168. | 11.5% | Shelby Public Schools / 1,435 |
| 169. | 11.4% | Shickley Public Schools / 651 |
| 170. | 11.4% | Maywood Public Schools / 867 |
| 171. | 11.3% | Bellevue Public Schools / 43,193 |
| 172. | 11.3% | Loup City Public Schools / 1,982 |
| 173. | 11.2% | Hartington Public Schools / 3,140 |
| 174. | 11.1% | Sumner-Eddyville-Miller Schools / 1,015 |
| 175. | 11.1% | Kearney Public Schools / 35,496 |
| 176. | 11.0% | Hampton Public Schools / 871 |
| 177. | 11.0% | Sutton Public Schools / 2,089 |
| 178. | 11.0% | Milford Public Schools / 4,430 |
| 179. | 10.8% | Osmond Public Schools / 1,093 |
| 180. | 10.8% | Loomis Public Schools / 935 |
| 181. | 10.8% | Leigh Community Schools / 1,287 |
| 182. | 10.8% | Yutan Public Schools / 2,200 |
| 183. | 10.8% | Conestoga Public Schools / 4,114 |
| 184. | 10.7% | Neligh-Oakdale Schools / 2,591 |
| 185. | 10.6% | Medicine Valley Public Schools / 1,153 |
| 186. | 10.6% | Hastings Public Schools / 24,426 |
| 186. | 10.6% | Dundy County Public Schools / 2,476 |
| 188. | 10.6% | Humboldt Table Rock Steinauer Public Schools / 2,211 |
| 189. | 10.5% | Valentine Community Schools / 4,510 |
| 190. | 10.5% | Millard Public Schools / 99,391 |
| 191. | 10.4% | Aurora Public Schools / 6,675 |
| 192. | 10.3% | Giltner Public Schools / 680 |
| 193. | 10.3% | Tekamah-Herman Community Schools / 3,198 |
| 194. | 10.3% | Rock County Public Schools / 1,494 |
| 195. | 10.3% | Seward Public Schools / 10,435 |
| 196. | 10.2% | West Holt Public Schools / 2,570 |
| 197. | 10.1% | Beatrice Public Schools / 14,578 |
| 198. | 10.1% | Broken Bow Public Schools / 4,192 |
| 199. | 9.9% | Sidney Public Schools / 7,197 |
| 200. | 9.9% | Pleasanton Public Schools / 1,178 |
| 200. | 9.9% | Hitchcock County School System / 1,712 |
| 202. | 9.8% | Chambers Public Schools / 706 |
| 203. | 9.8% | Ansley Public Schools / 1,239 |
| 204. | 9.6% | Johnson County Central Public Schools / 4,681 |
| 205. | 9.6% | Axtell Community Schools / 1,432 |
| 206. | 9.5% | Shelton Public Schools / 1,430 |
| 207. | 9.5% | Chase County Schools / 2,716 |
| 207. | 9.5% | Central City Public Schools / 4,631 |
| 209. | 9.4% | Columbus Public Schools / 22,541 |
| 210. | 9.2% | Madison Public Schools / 3,647 |
| 211. | 9.1% | Wilcox-Hildreth Public Schools / 1,728 |
| 212. | 9.0% | Pender Public Schools / 2,006 |
| 213. | 8.8% | Plattsmouth Community Schools / 9,988 |
| 214. | 8.8% | Minatare Public Schools / 979 |
| 214. | 8.8% | Red Cloud Community Schools / 1,568 |
| 216. | 8.8% | Auburn Public Schools / 5,075 |
| 217. | 8.8% | Johnson-Brock Public Schools / 1,577 |
| 218. | 8.6% | Gibbon Public Schools / 2,745 |
| 219. | 8.5% | Alliance Public Schools / 9,328 |
| 220. | 8.5% | Doniphan-Trumbull Public Schools / 2,762 |
| 221. | 8.1% | Laurel-Concord Public Schools / 1,931 |
| 222. | 8.1% | Louisville Public Schools / 2,839 |
| 223. | 8.0% | Cross County Community Schools / 2,160 |
| 224. | 7.7% | Pierce Public Schools / 4,133 |
| 225. | 7.7% | Bertrand Public Schools / 1,517 |
| 226. | 7.4% | Diller-Odell Public Schools / 1,593 |
| 227. | 7.3% | Clay Center Public Schools / 941 |
| 228. | 7.3% | Minden Public Schools / 3,861 |
| 229. | 7.3% | Cedar Rapids Public Schools / 912 |
| 230. | 7.0% | Exeter-Milligan Public Schools / 1,585 |
| 231. | 7.0% | Greeley-Wolbach Public Schools / 1,076 |
| 232. | 6.9% | Allen Consolidated Schools / 1,086 |
| 233. | 6.9% | Ponca Public Schools / 2,318 |
| 234. | 6.8% | David City Public Schools / 5,128 |
| 235. | 6.6% | Burwell Public Schools / 1,944 |
| 236. | 6.1% | Meridian Public Schools / 994 |
| 237. | 6.0% | Paxton Consolidated Schools / 1,101 |
| 238. | 5.9% | Heartland Community Schools / 2,275 |
| 239. | 5.8% | Spalding Public Schools / 856 |
| 240. | 5.2% | Wayne Community Schools / 6,786 |
| 241. | 5.1% | Centennial Public Schools / 3,646 |
| 242. | 4.7% | Oakland Craig Public Schools / 2,306 |
| 243. | 4.6% | Wahoo Public Schools / 6,331 |
| 244. | 4.5% | Coleridge Community Schools / 801 |
| 245. | 3.8% | McCool Junction Public Schools / 774 |
| 246. | 3.8% | Niobrara Public Schools / 637 |
| 247. | 3.7% | Bancroft-Rosalie Community Schools / 1,446 |
| 248. | 3.7% | Lynch Public Schools / 543 |
| 249. | 3.5% | Fullerton Public Schools / 2,118 |
| 250. | 3.1% | Scribner-Snyder Community Schools / 1,983 |
| 251. | 2.8% | York Public Schools / 9,229 |
| 252. | 2.1% | Osceola Public Schools / 1,608 |
| 252. | 2.1% | Dorchester Public Schools / 1,088 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
