| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 29.6% | Cedar Bluffs Public Schools / 1,193 |
| 2. | 27.3% | Santee Community Schools / 652 |
| 3. | 26.4% | Elba Public Schools / 495 |
| 4. | 23.4% | Freeman Public Schools / 1,880 |
| 5. | 23.0% | Lewiston Consolidated Schools / 862 |
| 6. | 22.3% | Mullen Public Schools / 909 |
| 7. | 21.8% | Gibbon Public Schools / 2,718 |
| 8. | 21.0% | Callaway Public Schools / 1,374 |
| 9. | 20.3% | Dorchester Public Schools / 1,187 |
| 10. | 20.2% | Friend Public Schools / 1,501 |
| 11. | 19.1% | Deshler Public Schools / 1,289 |
| 12. | 18.9% | Ralston Public Schools / 21,622 |
| 13. | 18.4% | Spalding Public Schools / 870 |
| 14. | 18.2% | South Platte Public Schools / 1,446 |
| 15. | 17.9% | Pleasanton Public Schools / 1,217 |
| 16. | 17.6% | Scottsbluff Public Schools / 19,233 |
| 17. | 17.5% | Giltner Public Schools / 677 |
| 18. | 17.2% | Elm Creek Public Schools / 1,516 |
| 19. | 16.8% | Elmwood-Murdock Public Schools / 1,853 |
| 20. | 16.7% | Yutan Public Schools / 2,199 |
| 21. | 16.7% | David City Public Schools / 5,575 |
| 22. | 16.4% | Sioux County Public Schools / 884 |
| 23. | 16.3% | Arlington Public Schools / 3,573 |
| 24. | 16.2% | Raymond Central Schools / 4,229 |
| 25. | 16.1% | Mitchell Public Schools / 3,357 |
| 26. | 16.0% | St. Edward Public Schools / 1,222 |
| 27. | 15.9% | Southern School District 1 / 2,422 |
| 28. | 15.8% | Dundy County Public Schools / 2,353 |
| 29. | 15.7% | Weeping Water Public Schools / 1,835 |
| 30. | 15.6% | South Central Nebraska School District / 3,419 |
| 31. | 15.3% | South Sarpy District 46 / 7,025 |
| 32. | 15.3% | Laurel-Concord Public Schools / 2,168 |
| 33. | 15.2% | Plattsmouth Community Schools / 10,048 |
| 34. | 15.2% | Loup County Public Schools / 565 |
| 34. | 15.2% | Winnebago Public Schools / 2,077 |
| 36. | 15.0% | Tri County Public Schools / 2,360 |
| 37. | 14.9% | Hyannis Area Schools / 917 |
| 38. | 14.9% | Palmyra District OR-1 / 3,111 |
| 38. | 14.9% | Sterling Public Schools / 1,402 |
| 40. | 14.8% | Osceola Public Schools / 1,496 |
| 41. | 14.8% | Chambers Public Schools / 674 |
| 42. | 14.8% | West Holt Public Schools / 2,400 |
| 43. | 14.7% | Eustis-Farnam Public Schools / 1,025 |
| 44. | 14.5% | Gretna Public Schools / 16,499 |
| 45. | 14.4% | Leyton Public Schools / 1,150 |
| 46. | 14.3% | Bloomfield Community Schools / 1,690 |
| 47. | 14.2% | Franklin Public Schools / 1,820 |
| 48. | 14.0% | Morrill Public Schools / 2,426 |
| 49. | 13.8% | Homer Community Schools / 1,685 |
| 50. | 13.7% | Mead Public Schools / 1,517 |
| 51. | 13.7% | Conestoga Public Schools / 3,891 |
| 52. | 13.6% | Meridian Public Schools / 1,050 |
| 53. | 13.5% | Kenesaw Public Schools / 1,434 |
| 54. | 13.4% | Blue Hill Public Schools / 1,464 |
| 55. | 13.3% | Wilcox-Hildreth Public Schools / 1,561 |
| 56. | 13.3% | Blair Community Schools / 13,173 |
| 57. | 13.3% | East Butler Public Schools / 2,869 |
| 58. | 13.3% | Loup City Public Schools / 2,070 |
| 59. | 13.2% | Hemingford Public Schools / 1,710 |
| 60. | 13.2% | Lexington Public Schools / 12,124 |
| 61. | 13.1% | Anselmo-Merna Public Schools / 1,048 |
| 62. | 13.1% | Bancroft-Rosalie Community Schools / 1,133 |
| 63. | 13.0% | Elgin Public Schools / 1,121 |
| 64. | 12.9% | Southwest Public Schools / 2,128 |
| 64. | 12.9% | Burwell Public Schools / 1,962 |
| 66. | 12.9% | Gordon-Rushville Public Schools / 4,147 |
| 67. | 12.9% | Tekamah-Herman Community Schools / 3,225 |
| 68. | 12.9% | Twin Rivers Public Schools / 2,758 |
| 69. | 12.8% | Cozad City Schools / 5,174 |
| 70. | 12.8% | Arapahoe Public Schools / 1,801 |
| 71. | 12.8% | Exeter-Milligan Public Schools / 1,601 |
| 72. | 12.7% | Cody-Kilgore Public Schools / 546 |
| 72. | 12.7% | Douglas County West Community Schools / 5,179 |
| 74. | 12.6% | Ainsworth Community Schools / 3,085 |
| 75. | 12.6% | Crofton Community Schools / 2,468 |
| 76. | 12.6% | Cambridge Public Schools / 1,527 |
| 77. | 12.5% | O'Neill Public Schools / 5,281 |
| 78. | 12.4% | Schuyler Community Schools / 8,095 |
| 79. | 12.4% | Omaha Public Schools / 355,709 |
| 80. | 12.3% | Walthill Public Schools / 1,297 |
| 81. | 12.3% | Kimball Public Schools / 3,254 |
| 82. | 12.2% | Battle Creek Public Schools / 2,362 |
| 83. | 12.2% | Wood River Rural Schools / 3,143 |
| 84. | 12.1% | Ogallala Public Schools / 6,324 |
| 85. | 12.1% | Logan View Public Schools / 2,927 |
| 86. | 12.1% | Beatrice Public Schools / 14,406 |
| 87. | 12.0% | Harvard Public Schools / 1,213 |
| 88. | 11.9% | Bellevue Public Schools / 46,624 |
| 89. | 11.8% | Emerson-Hubbard Public Schools / 1,823 |
| 90. | 11.8% | Garden County Schools / 1,957 |
| 91. | 11.8% | Pawnee City Public Schools / 1,649 |
| 91. | 11.8% | Grand Island Public Schools / 49,629 |
| 91. | 11.8% | North Platte Public Schools / 28,732 |
| 94. | 11.7% | Norfolk Public Schools / 29,796 |
| 95. | 11.6% | West Boyd Public Schools / 1,564 |
| 96. | 11.5% | North Bend Central Public Schools / 3,232 |
| 97. | 11.3% | Wauneta-Palisade Public Schools / 1,882 |
| 98. | 11.3% | Lincoln Public Schools / 269,121 |
| 99. | 11.3% | Stanton Community Schools / 2,580 |
| 100. | 11.2% | St. Paul Public Schools / 3,625 |
| 101. | 11.2% | Elkhorn Public Schools / 33,668 |
| 102. | 11.2% | Gering Public Schools / 10,889 |
| 103. | 11.1% | Sargent Public Schools / 995 |
| 104. | 11.1% | Seward Public Schools / 10,348 |
| 105. | 11.1% | West Point Public Schools / 5,861 |
| 106. | 11.0% | Ravenna Public Schools / 2,178 |
| 107. | 10.9% | Millard Public Schools / 113,133 |
| 107. | 10.9% | Perkins County Schools / 2,841 |
| 109. | 10.9% | Sidney Public Schools / 7,843 |
| 110. | 10.7% | Elkhorn Valley Schools / 2,182 |
| 111. | 10.7% | Hastings Public Schools / 23,510 |
| 112. | 10.7% | Doniphan-Trumbull Public Schools / 2,600 |
| 113. | 10.6% | Hampton Public Schools / 858 |
| 114. | 10.6% | Valentine Community Schools / 4,660 |
| 115. | 10.5% | Columbus Public Schools / 23,547 |
| 116. | 10.5% | Silver Lake Public Schools / 1,419 |
| 117. | 10.5% | Fort Calhoun Community Schools / 3,098 |
| 118. | 10.4% | Allen Consolidated Schools / 913 |
| 119. | 10.4% | Sandhills Public Schools / 730 |
| 120. | 10.4% | Central City Public Schools / 4,527 |
| 121. | 10.4% | Gothenburg Public Schools / 4,453 |
| 122. | 10.3% | Leigh Community Schools / 1,152 |
| 123. | 10.3% | Arthur County Schools / 490 |
| 124. | 10.2% | Potter-Dix Public Schools / 1,150 |
| 125. | 10.2% | Broken Bow Public Schools / 4,754 |
| 126. | 10.2% | Ashland-Greenwood Public Schools / 5,366 |
| 127. | 10.1% | Plainview Public Schools / 1,817 |
| 128. | 10.1% | Kearney Public Schools / 37,751 |
| 129. | 10.1% | Centennial Public Schools / 3,298 |
| 130. | 10.0% | Axtell Community Schools / 1,246 |
| 131. | 10.0% | Ponca Public Schools / 2,163 |
| 132. | 9.9% | McCook Public Schools / 9,030 |
| 133. | 9.9% | Westside Community Schools / 31,522 |
| 134. | 9.8% | Milford Public Schools / 4,204 |
| 135. | 9.8% | Lyons-Decatur Northeast Schools / 1,901 |
| 136. | 9.7% | Louisville Public Schools / 2,998 |
| 137. | 9.7% | Chadron Public Schools / 7,512 |
| 138. | 9.7% | Boone Central Schools / 3,558 |
| 139. | 9.7% | Litchfield Public Schools / 822 |
| 139. | 9.7% | Arnold Public Schools / 967 |
| 141. | 9.7% | Sumner-Eddyville-Miller Schools / 1,105 |
| 142. | 9.6% | Auburn Public Schools / 5,746 |
| 143. | 9.6% | Papillion-La Vista Public Schools / 58,338 |
| 144. | 9.4% | Wahoo Public Schools / 6,948 |
| 145. | 9.4% | Northwest Public Schools / 5,835 |
| 146. | 9.4% | Norris School District 160 / 9,337 |
| 147. | 9.4% | Wilber-Clatonia Public Schools / 2,794 |
| 148. | 9.3% | Wynot Public Schools / 873 |
| 149. | 9.2% | Neligh-Oakdale Schools / 2,464 |
| 150. | 9.2% | Sutherland Public Schools / 1,853 |
| 151. | 9.1% | Scribner-Snyder Community Schools / 1,987 |
| 152. | 9.1% | Bridgeport Public Schools / 2,762 |
| 153. | 9.1% | Nebraska City Public Schools / 9,016 |
| 154. | 9.1% | Falls City Public Schools / 6,000 |
| 155. | 9.0% | Cross County Community Schools / 2,072 |
| 155. | 9.0% | Niobrara Public Schools / 757 |
| 157. | 8.9% | Southern Valley Schools / 3,028 |
| 158. | 8.9% | Fairbury Public Schools / 5,918 |
| 158. | 8.9% | Clay Center Public Schools / 995 |
| 160. | 8.9% | Shickley Public Schools / 748 |
| 161. | 8.9% | Name N/A / 2,100 |
| 162. | 8.8% | Red Cloud Community Schools / 1,543 |
| 163. | 8.8% | Bennington Public Schools / 7,557 |
| 164. | 8.7% | Malcolm Public Schools / 2,166 |
| 165. | 8.6% | Stapleton Public Schools / 875 |
| 166. | 8.6% | South Sioux City Community Schools / 17,503 |
| 167. | 8.6% | Arcadia Public Schools / 568 |
| 168. | 8.5% | Oakland Craig Public Schools / 2,112 |
| 169. | 8.4% | Diller-Odell Public Schools / 1,444 |
| 170. | 8.3% | Paxton Consolidated Schools / 1,174 |
| 171. | 8.3% | Medicine Valley Public Schools / 1,316 |
| 172. | 8.3% | Overton Public Schools / 1,359 |
| 173. | 8.2% | Ord Public Schools / 3,568 |
| 173. | 8.2% | York Public Schools / 9,199 |
| 175. | 8.2% | Ansley Public Schools / 1,193 |
| 176. | 8.2% | Bruning-Davenport Unified School System / 1,346 |
| 177. | 8.1% | Clarkson Public Schools / 1,431 |
| 178. | 8.0% | McPherson County Schools / 429 |
| 179. | 8.0% | Maxwell Public Schools / 934 |
| 180. | 7.9% | Crawford Public Schools / 1,500 |
| 181. | 7.8% | Rock County Public Schools / 1,436 |
| 182. | 7.8% | Johnson County Central Public Schools / 4,566 |
| 183. | 7.8% | Humphrey Public Schools / 2,276 |
| 184. | 7.7% | Johnson-Brock Public Schools / 1,307 |
| 185. | 7.7% | Creighton Public Schools / 2,079 |
| 186. | 7.7% | Hershey Public Schools / 2,115 |
| 187. | 7.7% | High Plains Community Schools / 1,884 |
| 188. | 7.5% | Creek Valley Schools / 1,969 |
| 189. | 7.5% | Maywood Public Schools / 901 |
| 190. | 7.4% | Fremont Public Schools / 29,692 |
| 191. | 7.4% | Sutton Public Schools / 2,503 |
| 192. | 7.3% | Ewing Public Schools / 972 |
| 193. | 7.2% | Minatare Public Schools / 1,001 |
| 194. | 7.2% | Crete Public Schools / 10,509 |
| 195. | 7.1% | Centura Public Schools / 2,765 |
| 196. | 7.0% | Thayer Central Community Schools / 2,642 |
| 197. | 6.9% | Randolph Public Schools / 1,687 |
| 198. | 6.8% | Coleridge Community Schools / 961 |
| 199. | 6.7% | Humboldt Table Rock Steinauer Public Schools / 3,215 |
| 200. | 6.7% | Pender Public Schools / 2,013 |
| 200. | 6.7% | Greeley-Wolbach Public Schools / 1,083 |
| 202. | 6.7% | Alliance Public Schools / 9,985 |
| 203. | 6.6% | Newman Grove Public Schools / 1,300 |
| 204. | 6.6% | Osmond Public Schools / 1,455 |
| 205. | 6.5% | Pierce Public Schools / 4,019 |
| 206. | 6.5% | Bayard Public Schools / 2,112 |
| 207. | 6.4% | Superior Public Schools / 2,835 |
| 207. | 6.4% | Heartland Community Schools / 2,077 |
| 209. | 6.4% | Hitchcock County School System / 1,996 |
| 209. | 6.4% | McCool Junction Public Schools / 841 |
| 211. | 6.2% | Lakeview Community Schools / 5,170 |
| 212. | 6.1% | Loomis Public Schools / 781 |
| 213. | 6.1% | Waverly School District 145 / 10,791 |
| 214. | 6.0% | Aurora Public Schools / 6,562 |
| 215. | 5.9% | Madison Public Schools / 3,722 |
| 216. | 5.9% | North Loup Scotia Public Schools / 1,141 |
| 216. | 5.9% | Hayes Center Public Schools / 714 |
| 218. | 5.7% | Syracuse-Dunbar-Avoca Schools / 4,476 |
| 218. | 5.7% | Nebraska Unified District 1 / 3,015 |
| 220. | 5.6% | Hay Springs Public Schools / 1,027 |
| 221. | 5.5% | Wheeler Central Schools / 796 |
| 222. | 5.5% | Wayne Community Schools / 7,083 |
| 223. | 5.4% | Shelby Public Schools / 2,120 |
| 224. | 5.3% | Wisner-Pilger Public Schools / 2,558 |
| 225. | 5.3% | Holdrege Public Schools / 6,869 |
| 226. | 5.3% | Adams Central Public Schools / 5,654 |
| 227. | 5.2% | Newcastle Public Schools / 852 |
| 228. | 5.2% | Brady Public Schools / 869 |
| 229. | 4.9% | Keya Paha County Schools / 753 |
| 230. | 4.9% | Wausa Public Schools / 1,139 |
| 231. | 4.8% | Alma Public Schools / 1,816 |
| 232. | 4.7% | Stuart Public Schools / 904 |
| 233. | 4.4% | Minden Public Schools / 4,517 |
| 234. | 4.4% | Bertrand Public Schools / 1,441 |
| 235. | 4.2% | Hartington Public Schools / 2,800 |
| 235. | 4.2% | Winside Public Schools / 947 |
| 237. | 4.1% | Wallace Public School District 65 R / 685 |
| 238. | 4.0% | Wakefield Public Schools / 2,177 |
| 239. | 3.9% | Amherst Public Schools / 1,150 |
| 240. | 3.5% | Palmer Public Schools / 1,202 |
| 241. | 3.5% | Fillmore Central Public Schools / 3,263 |
| 242. | 3.2% | Cedar Rapids Public Schools / 875 |
| 243. | 2.9% | Banner County Public Schools / 806 |
| 244. | 2.5% | Thedford Public Schools / 649 |
| 245. | 2.2% | Shelton Public Schools / 1,665 |
| 246. | 1.7% | Name N/A / 3,066 |
| 247. | 1.4% | Elwood Public Schools / 1,760 |
| 248. | 1.2% | Fullerton Public Schools / 1,957 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
