| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 54.6% | Winnebago Public Schools / 1,848 |
| 2. | 53.3% | Sandhills Public Schools / 612 |
| 3. | 49.5% | Heartland Community Schools / 2,263 |
| 4. | 48.5% | Prague Public Schools / 968 |
| 5. | 46.1% | Wisner-Pilger Public Schools / 2,416 |
| 6. | 46.0% | Allen Consolidated Schools / 990 |
| 7. | 46.0% | Amherst Public Schools / 1,262 |
| 8. | 45.9% | Medicine Valley Public Schools / 1,185 |
| 9. | 44.6% | Spalding Public Schools / 848 |
| 10. | 43.9% | Cross County Community Schools / 2,209 |
| 11. | 43.3% | Greeley-Wolbach Public Schools / 1,221 |
| 12. | 43.2% | Newcastle Public Schools / 892 |
| 13. | 41.7% | Milford Public Schools / 4,367 |
| 14. | 41.6% | Chadron Public Schools / 7,668 |
| 15. | 41.4% | Bertrand Public Schools / 1,499 |
| 16. | 40.8% | Pleasanton Public Schools / 1,197 |
| 17. | 40.4% | Southern School District 1 / 2,504 |
| 18. | 40.2% | Osmond Public Schools / 1,229 |
| 19. | 39.1% | Ravenna Public Schools / 2,106 |
| 20. | 38.9% | Stanton Community Schools / 2,911 |
| 21. | 38.9% | Ansley Public Schools / 1,137 |
| 21. | 38.9% | Maywood Public Schools / 1,017 |
| 23. | 38.8% | Stapleton Public Schools / 788 |
| 24. | 38.8% | Giltner Public Schools / 655 |
| 25. | 38.4% | Weeping Water Public Schools / 1,920 |
| 26. | 38.3% | Waverly School District 145 / 10,567 |
| 27. | 37.6% | Sumner-Eddyville-Miller Schools / 986 |
| 28. | 36.8% | Norris School District 160 / 8,908 |
| 29. | 36.5% | Johnson County Central Public Schools / 4,664 |
| 30. | 36.3% | Sutton Public Schools / 2,362 |
| 31. | 36.1% | Adams Central Public Schools / 5,596 |
| 32. | 36.1% | Litchfield Public Schools / 836 |
| 33. | 36.0% | Plattsmouth Community Schools / 9,604 |
| 34. | 35.8% | Bennington Public Schools / 5,312 |
| 35. | 35.8% | Papillion-La Vista Public Schools / 51,101 |
| 36. | 35.8% | McCool Junction Public Schools / 746 |
| 37. | 35.6% | Blair Community Schools / 13,567 |
| 38. | 35.2% | Lincoln Public Schools / 255,278 |
| 39. | 34.9% | Hastings Public Schools / 23,392 |
| 39. | 34.9% | Schuyler Community Schools / 7,873 |
| 41. | 34.7% | Aurora Public Schools / 6,732 |
| 42. | 34.6% | Alma Public Schools / 2,006 |
| 43. | 34.5% | Sutherland Public Schools / 1,621 |
| 44. | 34.3% | Ashland-Greenwood Public Schools / 4,749 |
| 45. | 34.3% | Brady Public Schools / 819 |
| 46. | 34.3% | Crofton Community Schools / 2,109 |
| 47. | 34.2% | Pawnee City Public Schools / 1,606 |
| 48. | 34.1% | Millard Public Schools / 110,198 |
| 49. | 34.0% | Wood River Rural Schools / 3,170 |
| 50. | 33.8% | Kearney Public Schools / 35,821 |
| 51. | 33.7% | West Holt Public Schools / 2,477 |
| 52. | 33.7% | Elmwood-Murdock Public Schools / 2,159 |
| 53. | 33.6% | Beatrice Public Schools / 14,608 |
| 54. | 33.4% | Raymond Central Schools / 3,866 |
| 55. | 33.3% | McPherson County Schools / 594 |
| 56. | 33.3% | Lakeview Community Schools / 4,947 |
| 56. | 33.3% | Wayne Community Schools / 6,992 |
| 58. | 33.3% | Elkhorn Public Schools / 27,339 |
| 59. | 33.1% | Ralston Public Schools / 20,771 |
| 60. | 33.1% | Hershey Public Schools / 2,069 |
| 61. | 33.0% | Stuart Public Schools / 848 |
| 62. | 33.0% | Central City Public Schools / 4,558 |
| 63. | 33.0% | West Boyd Public Schools / 1,720 |
| 64. | 32.9% | Yutan Public Schools / 2,151 |
| 65. | 32.8% | Gothenburg Public Schools / 4,341 |
| 66. | 32.8% | Gretna Public Schools / 13,618 |
| 67. | 32.8% | Centura Public Schools / 2,813 |
| 68. | 32.7% | Arlington Public Schools / 3,287 |
| 69. | 32.7% | Elwood Public Schools / 1,881 |
| 70. | 32.7% | Dorchester Public Schools / 1,070 |
| 71. | 32.6% | South Sioux City Community Schools / 17,451 |
| 72. | 32.5% | Conestoga Public Schools / 3,868 |
| 73. | 32.5% | Grand Island Public Schools / 46,760 |
| 74. | 32.5% | Seward Public Schools / 10,466 |
| 75. | 32.4% | Bellevue Public Schools / 44,020 |
| 76. | 32.3% | Scribner-Snyder Community Schools / 1,902 |
| 77. | 32.2% | Louisville Public Schools / 3,012 |
| 78. | 32.0% | Deshler Public Schools / 1,524 |
| 79. | 32.0% | McCook Public Schools / 8,676 |
| 80. | 32.0% | Centennial Public Schools / 3,466 |
| 81. | 31.9% | East Butler Public Schools / 2,224 |
| 82. | 31.9% | Hyannis Area Schools / 1,022 |
| 83. | 31.8% | Lynch Public Schools / 616 |
| 84. | 31.5% | Doniphan-Trumbull Public Schools / 2,798 |
| 85. | 31.4% | Wausa Public Schools / 960 |
| 86. | 31.4% | Omaha Public Schools / 341,680 |
| 87. | 31.3% | Maxwell Public Schools / 871 |
| 87. | 31.3% | South Sarpy District 46 / 7,790 |
| 89. | 31.3% | Pierce Public Schools / 3,956 |
| 90. | 31.2% | Mead Public Schools / 1,494 |
| 91. | 31.0% | Gering Public Schools / 11,157 |
| 92. | 31.0% | Cedar Rapids Public Schools / 916 |
| 93. | 30.5% | Columbus Public Schools / 22,783 |
| 94. | 30.4% | Cambridge Public Schools / 1,429 |
| 95. | 30.3% | Franklin Public Schools / 2,073 |
| 95. | 30.3% | Neligh-Oakdale Schools / 2,623 |
| 97. | 30.3% | Shickley Public Schools / 654 |
| 98. | 29.7% | Lewiston Consolidated Schools / 1,083 |
| 99. | 29.7% | Crete Public Schools / 9,812 |
| 100. | 29.6% | Palmyra District OR-1 / 3,155 |
| 101. | 29.6% | Humphrey Public Schools / 2,399 |
| 102. | 29.3% | Fremont Public Schools / 29,824 |
| 103. | 29.2% | Callaway Public Schools / 1,465 |
| 104. | 29.2% | Oakland Craig Public Schools / 2,267 |
| 105. | 29.2% | Dodge Public Schools / 1,225 |
| 106. | 29.2% | Wilber-Clatonia Public Schools / 3,464 |
| 107. | 28.9% | Northwest Public Schools / 5,490 |
| 108. | 28.9% | Loup City Public Schools / 2,218 |
| 109. | 28.9% | York Public Schools / 9,258 |
| 110. | 28.8% | Hay Springs Public Schools / 1,175 |
| 111. | 28.7% | North Platte Public Schools / 28,990 |
| 112. | 28.6% | David City Public Schools / 5,361 |
| 113. | 28.5% | Osceola Public Schools / 1,570 |
| 114. | 28.5% | St. Paul Public Schools / 3,239 |
| 115. | 28.3% | Axtell Community Schools / 1,412 |
| 116. | 28.3% | Norfolk Public Schools / 29,238 |
| 117. | 28.2% | Gibbon Public Schools / 2,751 |
| 118. | 28.1% | Wauneta-Palisade Public Schools / 1,971 |
| 119. | 27.9% | Wilcox-Hildreth Public Schools / 1,509 |
| 120. | 27.9% | Battle Creek Public Schools / 2,353 |
| 121. | 27.8% | Wallace Public School District 65 R / 898 |
| 122. | 27.7% | Niobrara Public Schools / 794 |
| 123. | 27.6% | Kimball Public Schools / 3,410 |
| 124. | 27.5% | Kenesaw Public Schools / 1,377 |
| 125. | 27.5% | Shelby Public Schools / 1,539 |
| 126. | 27.3% | Valentine Community Schools / 4,659 |
| 127. | 27.2% | Syracuse-Dunbar-Avoca Schools / 4,735 |
| 128. | 27.1% | Meridian Public Schools / 1,099 |
| 129. | 27.1% | Westside Community Schools / 30,275 |
| 130. | 27.1% | Scottsbluff Public Schools / 19,022 |
| 131. | 27.1% | Ogallala Public Schools / 6,773 |
| 132. | 27.0% | Perkins County Schools / 2,844 |
| 133. | 27.0% | Wahoo Public Schools / 6,685 |
| 134. | 27.0% | Loomis Public Schools / 835 |
| 135. | 26.8% | Falls City Public Schools / 6,084 |
| 136. | 26.5% | South Platte Public Schools / 1,146 |
| 137. | 26.3% | Mitchell Public Schools / 3,141 |
| 138. | 26.3% | Bancroft-Rosalie Community Schools / 1,232 |
| 139. | 26.2% | Winside Public Schools / 1,272 |
| 139. | 26.2% | Fort Calhoun Community Schools / 2,993 |
| 141. | 26.1% | Ponca Public Schools / 2,259 |
| 142. | 26.1% | Superior Public Schools / 2,866 |
| 143. | 26.0% | Hemingford Public Schools / 1,952 |
| 144. | 26.0% | Thayer Central Community Schools / 2,657 |
| 145. | 25.8% | Diller-Odell Public Schools / 1,678 |
| 146. | 25.6% | Dundy County Public Schools / 2,434 |
| 147. | 25.6% | Douglas County West Community Schools / 5,149 |
| 148. | 25.5% | Holdrege Public Schools / 6,916 |
| 149. | 25.5% | Thedford Public Schools / 613 |
| 150. | 25.2% | Tekamah-Herman Community Schools / 3,195 |
| 151. | 25.1% | High Plains Community Schools / 1,646 |
| 152. | 25.0% | Fullerton Public Schools / 2,093 |
| 152. | 25.0% | Alliance Public Schools / 9,777 |
| 154. | 24.9% | Sidney Public Schools / 7,519 |
| 155. | 24.7% | Minden Public Schools / 3,993 |
| 156. | 24.7% | Hitchcock County School System / 1,865 |
| 157. | 24.6% | Shelton Public Schools / 1,538 |
| 158. | 24.6% | Elba Public Schools / 618 |
| 159. | 24.5% | Sargent Public Schools / 1,066 |
| 159. | 24.5% | Coleridge Community Schools / 955 |
| 161. | 24.4% | Overton Public Schools / 1,331 |
| 162. | 24.4% | Bayard Public Schools / 2,452 |
| 163. | 24.3% | Hayes Center Public Schools / 611 |
| 164. | 24.3% | Fairbury Public Schools / 6,042 |
| 165. | 24.2% | Freeman Public Schools / 1,874 |
| 166. | 24.2% | Clay Center Public Schools / 1,042 |
| 167. | 24.1% | Leigh Community Schools / 1,086 |
| 168. | 24.0% | Creek Valley Schools / 2,076 |
| 169. | 23.9% | Lexington Public Schools / 12,155 |
| 170. | 23.8% | Southwest Public Schools / 2,497 |
| 171. | 23.8% | North Bend Central Public Schools / 3,135 |
| 172. | 23.7% | Crawford Public Schools / 1,237 |
| 173. | 23.7% | Howells Public Schools / 1,104 |
| 174. | 23.6% | Arnold Public Schools / 1,087 |
| 175. | 23.6% | Twin Rivers Public Schools / 2,619 |
| 176. | 23.5% | Laurel-Concord Public Schools / 1,911 |
| 177. | 23.5% | Elgin Public Schools / 1,196 |
| 178. | 23.4% | Malcolm Public Schools / 2,377 |
| 179. | 23.2% | South Central Nebraska School District / 3,568 |
| 180. | 23.2% | Wakefield Public Schools / 2,154 |
| 181. | 23.2% | Elm Creek Public Schools / 1,694 |
| 182. | 22.9% | Silver Lake Public Schools / 1,305 |
| 183. | 22.8% | Hampton Public Schools / 806 |
| 184. | 22.7% | Banner County Public Schools / 751 |
| 185. | 22.7% | Potter-Dix Public Schools / 1,292 |
| 186. | 22.7% | Tri County Public Schools / 2,156 |
| 187. | 22.6% | Arapahoe Public Schools / 1,966 |
| 188. | 22.5% | Paxton Consolidated Schools / 1,085 |
| 189. | 22.4% | Homer Community Schools / 1,681 |
| 190. | 22.3% | Cedar Bluffs Public Schools / 1,219 |
| 191. | 22.3% | Plainview Public Schools / 2,202 |
| 191. | 22.3% | Hartington Public Schools / 3,294 |
| 193. | 22.1% | St. Edward Public Schools / 1,157 |
| 194. | 22.1% | Sioux County Public Schools / 797 |
| 195. | 22.1% | Gordon-Rushville Public Schools / 4,326 |
| 196. | 21.9% | North Loup Scotia Public Schools / 1,253 |
| 197. | 21.8% | Leyton Public Schools / 1,251 |
| 198. | 21.8% | Emerson-Hubbard Public Schools / 1,688 |
| 199. | 21.7% | Burwell Public Schools / 2,122 |
| 200. | 21.7% | West Point Public Schools / 6,111 |
| 201. | 21.5% | Morrill Public Schools / 2,495 |
| 202. | 21.3% | Ord Public Schools / 3,297 |
| 203. | 21.2% | Elkhorn Valley Schools / 2,173 |
| 204. | 21.1% | Chase County Schools / 2,956 |
| 205. | 20.7% | Newman Grove Public Schools / 1,222 |
| 206. | 20.7% | Bloomfield Community Schools / 1,818 |
| 207. | 20.6% | Anselmo-Merna Public Schools / 1,231 |
| 208. | 20.3% | Pender Public Schools / 1,856 |
| 209. | 20.1% | Bridgeport Public Schools / 2,602 |
| 210. | 20.1% | Friend Public Schools / 1,265 |
| 211. | 19.9% | Madison Public Schools / 3,774 |
| 212. | 19.8% | O'Neill Public Schools / 5,336 |
| 213. | 19.7% | Boone Central Schools / 3,724 |
| 213. | 19.7% | Fillmore Central Public Schools / 3,367 |
| 215. | 19.6% | Lyons-Decatur Northeast Schools / 2,042 |
| 216. | 19.6% | Nebraska City Public Schools / 9,117 |
| 217. | 19.5% | Wheeler Central Schools / 737 |
| 218. | 19.5% | Clarkson Public Schools / 1,434 |
| 219. | 19.4% | Rock County Public Schools / 1,651 |
| 220. | 19.3% | Southern Valley Schools / 2,901 |
| 221. | 19.2% | Palmer Public Schools / 1,198 |
| 222. | 19.1% | Ewing Public Schools / 883 |
| 223. | 19.0% | Cozad City Schools / 5,347 |
| 224. | 18.3% | Ainsworth Community Schools / 3,192 |
| 225. | 17.8% | Arthur County Schools / 452 |
| 226. | 17.7% | Logan View Public Schools / 2,902 |
| 227. | 17.6% | Exeter-Milligan Public Schools / 1,451 |
| 228. | 17.5% | Blue Hill Public Schools / 1,488 |
| 229. | 17.4% | Red Cloud Community Schools / 1,736 |
| 230. | 17.3% | Sterling Public Schools / 1,315 |
| 231. | 16.9% | Garden County Schools / 2,142 |
| 232. | 16.8% | Auburn Public Schools / 5,574 |
| 233. | 16.7% | Rising City Public Schools / 746 |
| 234. | 16.4% | Wynot Public Schools / 759 |
| 235. | 16.4% | Mullen Public Schools / 883 |
| 236. | 16.0% | Eustis-Farnam Public Schools / 1,201 |
| 237. | 15.9% | Humboldt Table Rock Steinauer Public Schools / 3,356 |
| 238. | 15.8% | Johnson-Brock Public Schools / 1,451 |
| 239. | 15.7% | Randolph Public Schools / 1,824 |
| 240. | 15.6% | Cody-Kilgore Public Schools / 508 |
| 241. | 15.3% | Harvard Public Schools / 1,269 |
| 242. | 14.6% | Minatare Public Schools / 939 |
| 243. | 14.3% | Arcadia Public Schools / 581 |
| 244. | 13.2% | Creighton Public Schools / 2,235 |
| 245. | 12.5% | Nebraska Unified District 1 / 2,933 |
| 246. | 11.3% | Broken Bow Public Schools / 4,684 |
| 247. | 9.2% | Bruning-Davenport Unified School System / 1,540 |
| 248. | 8.7% | Chambers Public Schools / 727 |
| 249. | 7.9% | Loup County Public Schools / 651 |
| 250. | 4.0% | Keya Paha County Schools / 740 |
| 251. | 2.6% | Walthill Public Schools / 1,411 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
