| Rank | Owner Occupied Housing Units with Mortgage Percentage ▼ | School District / Population |
| 1. | 85.0% | Gretna Public Schools / 13,618 |
| 2. | 85.0% | Papillion-La Vista Public Schools / 51,101 |
| 3. | 82.4% | Millard Public Schools / 110,198 |
| 4. | 82.2% | Bennington Public Schools / 5,312 |
| 5. | 81.2% | Elkhorn Public Schools / 27,339 |
| 6. | 80.3% | Bellevue Public Schools / 44,020 |
| 7. | 74.9% | Ralston Public Schools / 20,771 |
| 8. | 74.7% | Conestoga Public Schools / 3,868 |
| 9. | 74.6% | Malcolm Public Schools / 2,377 |
| 10. | 73.2% | Lincoln Public Schools / 255,278 |
| 11. | 72.3% | Omaha Public Schools / 341,680 |
| 12. | 72.3% | Yutan Public Schools / 2,151 |
| 13. | 71.9% | Plattsmouth Community Schools / 9,604 |
| 14. | 71.5% | South Sarpy District 46 / 7,790 |
| 15. | 70.9% | Waverly School District 145 / 10,567 |
| 16. | 70.3% | Norris School District 160 / 8,908 |
| 17. | 69.7% | Blair Community Schools / 13,567 |
| 18. | 68.4% | Palmyra District OR-1 / 3,155 |
| 19. | 68.0% | Arlington Public Schools / 3,287 |
| 20. | 67.7% | Sutherland Public Schools / 1,621 |
| 21. | 67.5% | Douglas County West Community Schools / 5,149 |
| 22. | 66.9% | Pleasanton Public Schools / 1,197 |
| 23. | 66.5% | Louisville Public Schools / 3,012 |
| 24. | 65.8% | Milford Public Schools / 4,367 |
| 25. | 65.4% | Kearney Public Schools / 35,821 |
| 26. | 65.1% | Fort Calhoun Community Schools / 2,993 |
| 27. | 65.0% | South Sioux City Community Schools / 17,451 |
| 28. | 64.8% | Grand Island Public Schools / 46,760 |
| 29. | 64.6% | Gering Public Schools / 11,157 |
| 30. | 64.1% | Columbus Public Schools / 22,783 |
| 31. | 64.1% | Cedar Bluffs Public Schools / 1,219 |
| 32. | 63.7% | Raymond Central Schools / 3,866 |
| 33. | 63.5% | Sidney Public Schools / 7,519 |
| 34. | 63.5% | Brady Public Schools / 819 |
| 35. | 63.3% | Norfolk Public Schools / 29,238 |
| 36. | 63.3% | Westside Community Schools / 30,275 |
| 37. | 63.1% | Mead Public Schools / 1,494 |
| 38. | 62.8% | Maxwell Public Schools / 871 |
| 39. | 62.5% | Weeping Water Public Schools / 1,920 |
| 40. | 62.4% | Pierce Public Schools / 3,956 |
| 41. | 61.6% | Ashland-Greenwood Public Schools / 4,749 |
| 42. | 61.1% | Gibbon Public Schools / 2,751 |
| 43. | 60.9% | Crete Public Schools / 9,812 |
| 44. | 60.3% | Seward Public Schools / 10,466 |
| 45. | 60.3% | Elm Creek Public Schools / 1,694 |
| 46. | 60.2% | Overton Public Schools / 1,331 |
| 47. | 60.1% | Logan View Public Schools / 2,902 |
| 48. | 60.0% | North Platte Public Schools / 28,990 |
| 49. | 59.8% | Loomis Public Schools / 835 |
| 50. | 59.5% | Fremont Public Schools / 29,824 |
| 51. | 59.3% | Nebraska City Public Schools / 9,117 |
| 52. | 59.3% | Wahoo Public Schools / 6,685 |
| 53. | 58.9% | Ponca Public Schools / 2,259 |
| 54. | 58.9% | Hastings Public Schools / 23,392 |
| 54. | 58.9% | Centura Public Schools / 2,813 |
| 56. | 58.9% | Giltner Public Schools / 655 |
| 57. | 58.8% | Santee Community Schools / 581 |
| 58. | 58.8% | Doniphan-Trumbull Public Schools / 2,798 |
| 59. | 58.8% | Lexington Public Schools / 12,155 |
| 60. | 58.3% | Aurora Public Schools / 6,732 |
| 61. | 58.1% | Hemingford Public Schools / 1,952 |
| 62. | 58.1% | Scottsbluff Public Schools / 19,022 |
| 63. | 58.1% | Mitchell Public Schools / 3,141 |
| 64. | 58.1% | Elmwood-Murdock Public Schools / 2,159 |
| 65. | 57.9% | Bertrand Public Schools / 1,499 |
| 66. | 57.7% | Dorchester Public Schools / 1,070 |
| 67. | 57.4% | Auburn Public Schools / 5,574 |
| 68. | 57.4% | Hershey Public Schools / 2,069 |
| 69. | 57.1% | Wood River Rural Schools / 3,170 |
| 70. | 56.9% | Broken Bow Public Schools / 4,684 |
| 71. | 56.6% | Ogallala Public Schools / 6,773 |
| 72. | 56.4% | Battle Creek Public Schools / 2,353 |
| 73. | 56.3% | Axtell Community Schools / 1,412 |
| 74. | 56.2% | Callaway Public Schools / 1,465 |
| 75. | 56.1% | Elba Public Schools / 618 |
| 76. | 56.0% | Homer Community Schools / 1,681 |
| 77. | 56.0% | Central City Public Schools / 4,558 |
| 78. | 55.9% | Cozad City Schools / 5,347 |
| 79. | 55.7% | Morrill Public Schools / 2,495 |
| 80. | 55.7% | McCool Junction Public Schools / 746 |
| 81. | 55.7% | Freeman Public Schools / 1,874 |
| 82. | 55.6% | Wayne Community Schools / 6,992 |
| 83. | 55.5% | Clay Center Public Schools / 1,042 |
| 84. | 55.5% | Gothenburg Public Schools / 4,341 |
| 85. | 55.3% | Loup County Public Schools / 651 |
| 86. | 55.1% | Bayard Public Schools / 2,452 |
| 87. | 54.9% | Wilber-Clatonia Public Schools / 3,464 |
| 88. | 54.9% | Stanton Community Schools / 2,911 |
| 89. | 54.7% | Amherst Public Schools / 1,262 |
| 90. | 54.6% | Syracuse-Dunbar-Avoca Schools / 4,735 |
| 91. | 54.6% | York Public Schools / 9,258 |
| 92. | 54.5% | Beatrice Public Schools / 14,608 |
| 93. | 54.4% | Northwest Public Schools / 5,490 |
| 94. | 54.4% | North Bend Central Public Schools / 3,135 |
| 95. | 54.3% | Hampton Public Schools / 806 |
| 96. | 54.3% | Tekamah-Herman Community Schools / 3,195 |
| 97. | 54.2% | Adams Central Public Schools / 5,596 |
| 98. | 54.0% | Chadron Public Schools / 7,668 |
| 99. | 53.9% | Shelton Public Schools / 1,538 |
| 100. | 53.7% | Blue Hill Public Schools / 1,488 |
| 101. | 53.5% | Holdrege Public Schools / 6,916 |
| 102. | 53.3% | Wakefield Public Schools / 2,154 |
| 103. | 53.1% | Kenesaw Public Schools / 1,377 |
| 104. | 53.0% | Harvard Public Schools / 1,269 |
| 105. | 52.9% | Twin Rivers Public Schools / 2,619 |
| 105. | 52.9% | Prague Public Schools / 968 |
| 107. | 52.4% | Chase County Schools / 2,956 |
| 108. | 52.3% | Stapleton Public Schools / 788 |
| 109. | 52.2% | Fairbury Public Schools / 6,042 |
| 110. | 52.1% | Arnold Public Schools / 1,087 |
| 111. | 52.1% | Johnson-Brock Public Schools / 1,451 |
| 112. | 52.0% | Pender Public Schools / 1,856 |
| 113. | 51.8% | Sterling Public Schools / 1,315 |
| 114. | 51.7% | Ord Public Schools / 3,297 |
| 115. | 51.2% | Alliance Public Schools / 9,777 |
| 116. | 51.1% | St. Paul Public Schools / 3,239 |
| 117. | 50.7% | Lakeview Community Schools / 4,947 |
| 118. | 50.7% | Winside Public Schools / 1,272 |
| 119. | 50.6% | Valentine Community Schools / 4,659 |
| 120. | 50.5% | McCook Public Schools / 8,676 |
| 121. | 50.4% | David City Public Schools / 5,361 |
| 122. | 50.4% | Leigh Community Schools / 1,086 |
| 123. | 50.3% | Diller-Odell Public Schools / 1,678 |
| 124. | 50.3% | Cross County Community Schools / 2,209 |
| 124. | 50.3% | Schuyler Community Schools / 7,873 |
| 126. | 50.2% | Wallace Public School District 65 R / 898 |
| 127. | 50.1% | Potter-Dix Public Schools / 1,292 |
| 128. | 50.1% | Johnson County Central Public Schools / 4,664 |
| 129. | 49.8% | Coleridge Community Schools / 955 |
| 130. | 49.7% | Deshler Public Schools / 1,524 |
| 131. | 49.6% | Alma Public Schools / 2,006 |
| 132. | 49.6% | Sutton Public Schools / 2,362 |
| 133. | 49.5% | Elwood Public Schools / 1,881 |
| 134. | 49.5% | Madison Public Schools / 3,774 |
| 135. | 49.4% | Medicine Valley Public Schools / 1,185 |
| 136. | 49.2% | O'Neill Public Schools / 5,336 |
| 137. | 48.7% | Minden Public Schools / 3,993 |
| 138. | 48.6% | Paxton Consolidated Schools / 1,085 |
| 139. | 48.6% | Shelby Public Schools / 1,539 |
| 140. | 48.3% | Perkins County Schools / 2,844 |
| 141. | 47.7% | Maywood Public Schools / 1,017 |
| 142. | 47.5% | Creek Valley Schools / 2,076 |
| 143. | 47.2% | Fullerton Public Schools / 2,093 |
| 144. | 47.1% | Fillmore Central Public Schools / 3,367 |
| 145. | 46.7% | Laurel-Concord Public Schools / 1,911 |
| 146. | 46.6% | Sargent Public Schools / 1,066 |
| 147. | 46.2% | Osmond Public Schools / 1,229 |
| 148. | 46.2% | Oakland Craig Public Schools / 2,267 |
| 149. | 46.2% | Boone Central Schools / 3,724 |
| 150. | 46.0% | Elkhorn Valley Schools / 2,173 |
| 150. | 46.0% | Neligh-Oakdale Schools / 2,623 |
| 152. | 45.8% | McPherson County Schools / 594 |
| 153. | 45.8% | Southern Valley Schools / 2,901 |
| 154. | 45.6% | Osceola Public Schools / 1,570 |
| 155. | 45.6% | Kimball Public Schools / 3,410 |
| 156. | 45.5% | Cambridge Public Schools / 1,429 |
| 157. | 45.5% | Plainview Public Schools / 2,202 |
| 158. | 45.2% | Gordon-Rushville Public Schools / 4,326 |
| 159. | 45.0% | Stuart Public Schools / 848 |
| 160. | 44.7% | East Butler Public Schools / 2,224 |
| 161. | 44.7% | South Platte Public Schools / 1,146 |
| 162. | 44.6% | Leyton Public Schools / 1,251 |
| 163. | 44.6% | Bridgeport Public Schools / 2,602 |
| 164. | 44.5% | Sumner-Eddyville-Miller Schools / 986 |
| 165. | 44.4% | Ewing Public Schools / 883 |
| 165. | 44.4% | Tri County Public Schools / 2,156 |
| 167. | 44.1% | Emerson-Hubbard Public Schools / 1,688 |
| 168. | 43.9% | West Holt Public Schools / 2,477 |
| 169. | 43.7% | Friend Public Schools / 1,265 |
| 170. | 43.7% | Walthill Public Schools / 1,411 |
| 171. | 43.6% | Crawford Public Schools / 1,237 |
| 172. | 43.4% | Arapahoe Public Schools / 1,966 |
| 173. | 43.4% | Ansley Public Schools / 1,137 |
| 174. | 43.3% | Scribner-Snyder Community Schools / 1,902 |
| 175. | 43.3% | Newcastle Public Schools / 892 |
| 176. | 43.2% | Thayer Central Community Schools / 2,657 |
| 177. | 43.1% | Red Cloud Community Schools / 1,736 |
| 178. | 43.1% | Falls City Public Schools / 6,084 |
| 179. | 43.1% | Heartland Community Schools / 2,263 |
| 180. | 42.9% | Southwest Public Schools / 2,497 |
| 181. | 42.8% | Wilcox-Hildreth Public Schools / 1,509 |
| 182. | 42.8% | Clarkson Public Schools / 1,434 |
| 183. | 42.5% | West Point Public Schools / 6,111 |
| 184. | 42.4% | Randolph Public Schools / 1,824 |
| 185. | 42.4% | Exeter-Milligan Public Schools / 1,451 |
| 186. | 41.9% | Humphrey Public Schools / 2,399 |
| 187. | 41.8% | Rising City Public Schools / 746 |
| 188. | 41.8% | Centennial Public Schools / 3,466 |
| 189. | 41.7% | Wisner-Pilger Public Schools / 2,416 |
| 190. | 41.3% | Crofton Community Schools / 2,109 |
| 191. | 41.3% | Hyannis Area Schools / 1,022 |
| 192. | 41.1% | Eustis-Farnam Public Schools / 1,201 |
| 193. | 40.9% | Banner County Public Schools / 751 |
| 194. | 40.9% | High Plains Community Schools / 1,646 |
| 195. | 40.5% | Hartington Public Schools / 3,294 |
| 196. | 40.1% | Ainsworth Community Schools / 3,192 |
| 197. | 40.0% | Minatare Public Schools / 939 |
| 198. | 39.2% | Burwell Public Schools / 2,122 |
| 199. | 39.2% | Southern School District 1 / 2,504 |
| 200. | 38.9% | Anselmo-Merna Public Schools / 1,231 |
| 201. | 38.6% | South Central Nebraska School District / 3,568 |
| 202. | 38.6% | Allen Consolidated Schools / 990 |
| 203. | 38.4% | Bancroft-Rosalie Community Schools / 1,232 |
| 203. | 38.4% | Loup City Public Schools / 2,218 |
| 205. | 38.3% | Wheeler Central Schools / 737 |
| 206. | 38.2% | Ravenna Public Schools / 2,106 |
| 207. | 37.9% | Palmer Public Schools / 1,198 |
| 208. | 37.9% | Howells Public Schools / 1,104 |
| 209. | 37.9% | Lyons-Decatur Northeast Schools / 2,042 |
| 210. | 37.9% | Greeley-Wolbach Public Schools / 1,221 |
| 211. | 37.7% | Wausa Public Schools / 960 |
| 212. | 37.6% | Cedar Rapids Public Schools / 916 |
| 213. | 37.5% | Litchfield Public Schools / 836 |
| 214. | 37.1% | Lewiston Consolidated Schools / 1,083 |
| 215. | 36.6% | Arthur County Schools / 452 |
| 216. | 36.5% | Silver Lake Public Schools / 1,305 |
| 217. | 36.4% | Hitchcock County School System / 1,865 |
| 218. | 36.2% | Creighton Public Schools / 2,235 |
| 219. | 35.6% | Rock County Public Schools / 1,651 |
| 220. | 35.5% | Hayes Center Public Schools / 611 |
| 221. | 35.4% | Dodge Public Schools / 1,225 |
| 222. | 35.4% | Chambers Public Schools / 727 |
| 223. | 35.4% | Wauneta-Palisade Public Schools / 1,971 |
| 224. | 35.2% | Humboldt Table Rock Steinauer Public Schools / 3,356 |
| 225. | 35.2% | Niobrara Public Schools / 794 |
| 226. | 35.1% | Wynot Public Schools / 759 |
| 227. | 34.7% | West Boyd Public Schools / 1,720 |
| 228. | 34.7% | Nebraska Unified District 1 / 2,933 |
| 229. | 34.7% | Arcadia Public Schools / 581 |
| 230. | 34.6% | Thedford Public Schools / 613 |
| 231. | 34.4% | Cody-Kilgore Public Schools / 508 |
| 232. | 34.2% | Newman Grove Public Schools / 1,222 |
| 233. | 34.0% | Bloomfield Community Schools / 1,818 |
| 234. | 33.7% | Mullen Public Schools / 883 |
| 235. | 33.2% | Dundy County Public Schools / 2,434 |
| 236. | 32.8% | Superior Public Schools / 2,866 |
| 237. | 32.7% | Bruning-Davenport Unified School System / 1,540 |
| 238. | 31.7% | Shickley Public Schools / 654 |
| 239. | 31.7% | Hay Springs Public Schools / 1,175 |
| 240. | 31.3% | Pawnee City Public Schools / 1,606 |
| 241. | 31.2% | Meridian Public Schools / 1,099 |
| 242. | 30.2% | Garden County Schools / 2,142 |
| 243. | 29.4% | North Loup Scotia Public Schools / 1,253 |
| 244. | 29.2% | Winnebago Public Schools / 1,848 |
| 245. | 29.2% | Franklin Public Schools / 2,073 |
| 246. | 28.6% | St. Edward Public Schools / 1,157 |
| 247. | 26.5% | Lynch Public Schools / 616 |
| 248. | 25.9% | Keya Paha County Schools / 740 |
| 249. | 24.7% | Elgin Public Schools / 1,196 |
| 250. | 24.6% | Spalding Public Schools / 848 |
| 251. | 24.0% | Sioux County Public Schools / 797 |
| 252. | 22.2% | Sandhills Public Schools / 612 |
| 253. | 11.8% | Umonhon Nation Public Schools / 1,252 |
Please note that we only rank locations with 'Owner Occupied Housing Units with Mortgage Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units with Mortgage Percentage' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
