| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 24.0% | Genesee School District / 3,217 |
| 2. | 18.2% | Oneida Township School District 3 / 107 |
| 3. | 17.7% | Bridgman Public Schools / 5,028 |
| 4. | 17.4% | North Muskegon Public Schools / 3,821 |
| 5. | 16.2% | Moran Township School District / 907 |
| 6. | 15.5% | Portland Public School District / 12,298 |
| 7. | 15.5% | Climax-Scotts Community School District / 3,774 |
| 8. | 15.4% | Colfax Township School District 1F / 190 |
| 8. | 15.4% | Sigel Township School District 6 / 70 |
| 10. | 15.2% | L'Anse Area Schools / 4,796 |
| 11. | 14.8% | Highland Park City Schools / 11,971 |
| 12. | 13.8% | Melvindale-North Allen Park School District / 16,797 |
| 13. | 13.3% | Church School District / 139 |
| 14. | 13.1% | Muskegon Heights School District / 10,923 |
| 15. | 12.8% | Hamtramck Public Schools / 22,317 |
| 16. | 12.7% | Littlefield Schools / 3,681 |
| 17. | 12.7% | Saugatuck Public Schools / 4,529 |
| 18. | 12.4% | Alba Public Schools / 1,104 |
| 19. | 12.2% | Kingsley Area Schools / 7,300 |
| 20. | 11.9% | Buena Vista School District / 7,603 |
| 21. | 11.9% | Tekonsha Community Schools / 2,218 |
| 21. | 11.9% | Galesburg-Augusta Community School District / 6,610 |
| 23. | 11.6% | Godfrey-Lee Public Schools / 7,096 |
| 24. | 11.6% | Ecorse Public School District / 9,091 |
| 25. | 11.5% | South Redford School District / 22,782 |
| 26. | 11.3% | Blissfield Community Schools / 7,517 |
| 27. | 11.3% | Trenton Public Schools / 18,315 |
| 28. | 11.2% | Mendon Community School District / 3,548 |
| 29. | 11.2% | Romeo Community Schools / 34,217 |
| 30. | 11.0% | Brandon School District / 17,190 |
| 31. | 11.0% | Bendle Public Schools / 5,995 |
| 32. | 11.0% | Beecher Community School District / 10,281 |
| 33. | 10.9% | Whitmore Lake Public Schools / 8,443 |
| 34. | 10.9% | Ferndale Public Schools / 24,552 |
| 35. | 10.7% | Kentwood Public Schools / 63,409 |
| 36. | 10.6% | Fitzgerald Public Schools / 17,486 |
| 37. | 10.6% | Mount Morris Consolidated School District / 15,201 |
| 38. | 10.6% | South Lake Schools / 20,283 |
| 39. | 10.5% | Saranac Community Schools / 6,702 |
| 40. | 10.5% | Vestaburg Community Schools / 4,088 |
| 40. | 10.5% | Godwin Heights Public Schools / 11,067 |
| 42. | 10.3% | Grant Township School District 2 / 202 |
| 43. | 10.2% | Westwood Community Schools / 15,950 |
| 44. | 10.2% | Oak Park City School District / 22,421 |
| 45. | 10.1% | Mattawan Consolidated School / 18,250 |
| 46. | 10.1% | Big Bay de Noc School District / 2,052 |
| 47. | 10.0% | Buckley Community School District / 2,492 |
| 48. | 9.9% | Carsonville-Port Sanilac School District / 3,624 |
| 49. | 9.9% | Ludington Area School District / 15,939 |
| 49. | 9.9% | Wyandotte City School District / 25,839 |
| 51. | 9.9% | River Rouge School District / 8,567 |
| 52. | 9.8% | Madison School District / 7,649 |
| 53. | 9.8% | Comstock Park Public Schools / 14,636 |
| 54. | 9.8% | Watersmeet Township School District / 1,222 |
| 54. | 9.8% | Byron Center Public Schools / 21,326 |
| 56. | 9.7% | Potterville Public Schools / 5,600 |
| 57. | 9.7% | Central Lake Public Schools / 3,292 |
| 58. | 9.6% | Boyne Falls Public School District / 1,892 |
| 58. | 9.6% | Homer Community Schools / 4,468 |
| 60. | 9.6% | Onekama Consolidated Schools / 3,430 |
| 61. | 9.6% | Clarenceville School District / 11,865 |
| 62. | 9.6% | Harper Woods City Schools / 8,882 |
| 63. | 9.5% | Lincoln Consolidated School District / 30,355 |
| 64. | 9.5% | Easton Township School District 6 / 450 |
| 65. | 9.5% | Morley Stanwood Community Schools / 9,601 |
| 66. | 9.4% | Rogers City Area Schools / 5,443 |
| 67. | 9.4% | Lakeview Public Schools / 20,134 |
| 68. | 9.4% | Verona Township School District 1F / 144 |
| 69. | 9.3% | Benton Harbor Area Schools / 30,845 |
| 70. | 9.2% | L'Anse Creuse Public Schools / 67,957 |
| 70. | 9.2% | Breitung Township Schools / 11,034 |
| 72. | 9.1% | Van Dyke Public Schools / 19,804 |
| 73. | 9.1% | Milan Area Schools / 14,946 |
| 73. | 9.1% | Allen Park Public Schools / 20,445 |
| 75. | 9.0% | Lamphere Public Schools / 17,376 |
| 76. | 9.0% | Detroit City School District / 721,466 |
| 76. | 9.0% | Yale Public Schools / 10,905 |
| 78. | 9.0% | Battle Creek Public Schools / 43,044 |
| 78. | 9.0% | Mason County Central Schools / 7,779 |
| 80. | 8.9% | Dearborn City School District / 106,110 |
| 81. | 8.9% | Howell Public Schools / 53,146 |
| 82. | 8.9% | Ellsworth Community Schools / 1,772 |
| 83. | 8.8% | New Haven Community Schools / 13,827 |
| 84. | 8.8% | Standish-Sterling Community School District / 10,456 |
| 85. | 8.8% | West Iron County Public Schools / 7,432 |
| 85. | 8.8% | Cedar Springs Public Schools / 18,283 |
| 87. | 8.7% | Free Soil Community Schools / 985 |
| 88. | 8.7% | Lawrence Public School District / 4,008 |
| 89. | 8.6% | Mar Lee School District / 1,750 |
| 90. | 8.6% | Pittsford Area Schools / 3,314 |
| 91. | 8.6% | Charlotte Public Schools / 18,841 |
| 92. | 8.6% | Jackson Public Schools / 56,862 |
| 93. | 8.5% | Decatur Public Schools / 5,531 |
| 94. | 8.5% | Manistee Area Schools / 12,878 |
| 95. | 8.5% | Bark River-Harris School District / 3,028 |
| 96. | 8.5% | Wayne-Westland Community School District / 90,346 |
| 97. | 8.5% | Lakeshore School District / 17,657 |
| 98. | 8.5% | Eaton Rapids Public Schools / 17,246 |
| 99. | 8.4% | Norway-Vulcan Area Schools / 5,401 |
| 100. | 8.4% | Galien Township School District / 2,464 |
| 100. | 8.4% | North Huron School District / 3,807 |
| 102. | 8.4% | Carman-Ainsworth Community School District / 31,425 |
| 103. | 8.3% | Oxford Area Community Schools / 23,668 |
| 104. | 8.3% | Ganges School District 4 / 299 |
| 105. | 8.3% | Atherton Community Schools / 7,109 |
| 106. | 8.3% | Mount Clemens Community School District / 21,810 |
| 107. | 8.3% | Clawson City School District / 12,145 |
| 108. | 8.1% | Dollar Bay-Tamarack City Area Schools / 1,696 |
| 109. | 8.1% | Atlanta Community Schools / 3,552 |
| 110. | 8.1% | Tahquamenon Area Schools / 7,535 |
| 111. | 8.0% | Bellaire Public Schools / 3,825 |
| 111. | 8.0% | Wakefield-Marenisco School District / 3,781 |
| 111. | 8.0% | Leslie Public Schools / 7,571 |
| 114. | 8.0% | Swartz Creek Community Schools / 24,419 |
| 115. | 8.0% | Britton-Macon Area School District / 2,190 |
| 116. | 8.0% | Stockbridge Community Schools / 9,936 |
| 117. | 7.9% | Buchanan Community School District / 10,202 |
| 118. | 7.9% | Center Line Public Schools / 20,009 |
| 119. | 7.9% | Crestwood School District / 28,244 |
| 120. | 7.9% | Stephenson Area Public Schools / 5,746 |
| 121. | 7.9% | Concord Community Schools / 5,142 |
| 121. | 7.9% | Mesick Consolidated Schools / 5,300 |
| 123. | 7.9% | Owendale-Gagetown Area Schools / 1,662 |
| 124. | 7.9% | Huron Valley Schools / 57,232 |
| 125. | 7.8% | Memphis Community Schools / 5,508 |
| 126. | 7.8% | Ionia Township School District 2 / 896 |
| 127. | 7.8% | Holland City School District / 37,141 |
| 128. | 7.7% | Saginaw City School District / 57,592 |
| 129. | 7.7% | Inkster City School District / 10,288 |
| 129. | 7.7% | Lincoln Park Public Schools / 37,836 |
| 131. | 7.7% | Lake Shore Public Schools / 22,164 |
| 131. | 7.7% | Cassopolis Public Schools / 8,252 |
| 131. | 7.7% | Beaver Island Community School / 543 |
| 131. | 7.7% | Byron Area Schools / 6,591 |
| 135. | 7.7% | Linden Community Schools / 18,546 |
| 135. | 7.7% | Port Huron Area School District / 68,540 |
| 137. | 7.7% | South Lyon Community Schools / 41,464 |
| 138. | 7.6% | Dundee Community Schools / 8,546 |
| 139. | 7.6% | New Buffalo Area School District / 3,980 |
| 140. | 7.6% | East Detroit Public Schools / 37,572 |
| 140. | 7.6% | Harper Creek Community Schools / 15,283 |
| 140. | 7.6% | Gladwin Community Schools / 14,085 |
| 143. | 7.6% | Hudson Area Schools / 5,796 |
| 144. | 7.6% | Romulus Community Schools / 20,905 |
| 145. | 7.5% | East Jackson Community Schools / 8,735 |
| 145. | 7.5% | Chippewa Valley Schools / 99,379 |
| 147. | 7.5% | St. Joseph Public Schools / 19,128 |
| 148. | 7.5% | Excelsior Township School District 1 / 336 |
| 149. | 7.5% | Chelsea School District / 15,557 |
| 150. | 7.4% | South Haven Public Schools / 13,677 |
| 151. | 7.4% | Merrill Community Schools / 5,195 |
| 152. | 7.4% | Warren Consolidated Schools / 115,321 |
| 153. | 7.4% | Birmingham City School District / 56,651 |
| 153. | 7.4% | Southfield Public School District / 70,129 |
| 155. | 7.4% | DeTour Area Schools / 1,968 |
| 156. | 7.3% | Wayland Union Schools / 18,188 |
| 156. | 7.3% | Parchment School District / 10,536 |
| 156. | 7.3% | Hillman Community Schools / 3,776 |
| 159. | 7.3% | Hanover-Horton Schools / 7,038 |
| 159. | 7.3% | New Lothrop Area Public School / 3,934 |
| 159. | 7.3% | Pontiac City School District / 77,493 |
| 162. | 7.3% | Muskegon City School District / 36,968 |
| 163. | 7.3% | North Dickinson County Schools / 2,458 |
| 164. | 7.3% | Orchard View Schools / 16,435 |
| 165. | 7.3% | Flint City School District / 103,256 |
| 165. | 7.3% | Dexter Community School District / 19,886 |
| 167. | 7.3% | Addison Community Schools / 7,989 |
| 168. | 7.2% | Roseville Community Schools / 43,815 |
| 169. | 7.2% | Superior Central Schools / 2,290 |
| 170. | 7.2% | Perry Public School District / 9,209 |
| 171. | 7.2% | Lakeview Community Schools / 10,171 |
| 172. | 7.2% | Camden-Frontier School District / 4,158 |
| 173. | 7.2% | Woodhaven-Brownstown School District / 31,857 |
| 174. | 7.1% | Lake Linden-Hubbell School District / 3,808 |
| 174. | 7.1% | Wolverine Community Schools / 2,913 |
| 174. | 7.1% | Gwinn Area Community Schools / 9,715 |
| 177. | 7.1% | Gladstone Area Schools / 9,382 |
| 178. | 7.1% | Hazel Park City School District / 21,066 |
| 179. | 7.1% | Martin Public Schools / 5,293 |
| 179. | 7.1% | Comstock Public Schools / 16,197 |
| 181. | 7.1% | Johannesburg-Lewiston Area School District / 5,690 |
| 182. | 7.0% | Mason County Eastern Schools / 3,794 |
| 183. | 7.0% | Belding Area School District / 12,723 |
| 184. | 7.0% | West Branch-Rose City Area Schools / 16,186 |
| 185. | 7.0% | Nottawa Community School / 1,881 |
| 185. | 7.0% | Carrollton School District / 6,104 |
| 187. | 7.0% | Cass City Public Schools / 8,233 |
| 188. | 7.0% | Hancock Public Schools / 6,972 |
| 189. | 7.0% | St. Ignace Area Schools / 4,211 |
| 190. | 6.9% | Harrison Community Schools / 13,425 |
| 191. | 6.9% | Hemlock Public School District / 9,538 |
| 192. | 6.9% | DeWitt Public Schools / 14,362 |
| 192. | 6.9% | Alma Public Schools / 15,424 |
| 194. | 6.9% | Vicksburg Community Schools / 15,109 |
| 195. | 6.9% | Dansville Schools / 4,925 |
| 196. | 6.9% | Northwest School District / 25,078 |
| 196. | 6.9% | Covert Public Schools / 2,944 |
| 198. | 6.9% | Ravenna Public Schools / 6,294 |
| 199. | 6.8% | Manton Consolidated Schools / 5,597 |
| 200. | 6.8% | Harbor Springs School District / 6,502 |
| 200. | 6.8% | Hartford Public School District / 6,482 |
| 200. | 6.8% | Unionville-Sebewaing Area School District / 5,519 |
| 203. | 6.8% | Elk Rapids Schools / 8,499 |
| 204. | 6.8% | East China School District / 29,177 |
| 204. | 6.8% | Warren Woods Public Schools / 21,898 |
| 204. | 6.8% | Marysville Public Schools / 14,338 |
| 207. | 6.8% | Ishpeming Public School District / 6,881 |
| 207. | 6.8% | Avondale School District / 26,371 |
| 209. | 6.8% | Grant Public School District / 9,907 |
| 209. | 6.8% | Thornapple Kellogg School District / 15,007 |
| 211. | 6.7% | Waverly Community Schools / 20,602 |
| 212. | 6.7% | Coleman Community School District / 5,848 |
| 213. | 6.7% | Bronson Community School District / 7,496 |
| 214. | 6.7% | Arvon Township School District / 295 |
| 214. | 6.7% | Willow Run Community Schools / 18,060 |
| 214. | 6.7% | Mackinac Island Public Schools / 396 |
| 217. | 6.7% | Plymouth-Canton Community Schools / 119,223 |
| 218. | 6.6% | Portage Public Schools / 51,298 |
| 219. | 6.6% | Evart Public Schools / 6,876 |
| 220. | 6.6% | Grosse Pointe Public Schools / 50,580 |
| 221. | 6.6% | North Adams-Jerome Schools / 3,309 |
| 222. | 6.5% | Bedford Public Schools / 31,274 |
| 223. | 6.5% | Bangor Public Schools / 7,280 |
| 223. | 6.5% | Algonac Community School District / 15,995 |
| 225. | 6.5% | Harbor Beach Community Schools / 4,407 |
| 226. | 6.5% | Peck Community School District / 2,652 |
| 227. | 6.5% | Ontonagon Area Schools / 4,298 |
| 228. | 6.5% | Calumet Public Schools / 8,515 |
| 228. | 6.5% | Taylor School District / 65,445 |
| 230. | 6.5% | Grand Haven Area Public Schools / 39,660 |
| 231. | 6.4% | Coloma Community Schools / 9,663 |
| 231. | 6.4% | Lake Fenton Community Schools / 11,166 |
| 233. | 6.4% | Manistique Area Schools / 7,769 |
| 234. | 6.4% | Breckenridge Community Schools / 5,494 |
| 235. | 6.4% | Glen Lake Community Schools / 5,432 |
| 236. | 6.4% | Gibraltar School District / 21,483 |
| 237. | 6.4% | Farmington Public School District / 84,065 |
| 237. | 6.4% | Bentley Community Schools / 7,493 |
| 239. | 6.4% | Munising Public Schools / 6,004 |
| 239. | 6.4% | Grand Ledge Public Schools / 33,640 |
| 241. | 6.3% | Pellston Public Schools / 5,286 |
| 241. | 6.3% | Kalamazoo Public School District / 109,000 |
| 243. | 6.3% | Ubly Community Schools / 4,103 |
| 243. | 6.3% | Alcona Community Schools / 6,861 |
| 243. | 6.3% | Jonesville Community Schools / 5,852 |
| 246. | 6.3% | Alpena Public Schools / 30,915 |
| 247. | 6.3% | Berkley School District / 27,039 |
| 247. | 6.3% | Ann Arbor Public Schools / 165,937 |
| 249. | 6.3% | Zeeland Public Schools / 30,878 |
| 249. | 6.3% | Pewamo-Westphalia Community School District / 4,218 |
| 251. | 6.3% | Montabella Community Schools / 7,239 |
| 252. | 6.3% | Manchester Community Schools / 7,504 |
| 252. | 6.3% | Otsego Public Schools / 13,876 |
| 254. | 6.2% | Boyne City Public Schools / 8,249 |
| 255. | 6.2% | Posen Consolidated School District / 2,105 |
| 255. | 6.2% | Kelloggsville Public Schools / 12,457 |
| 257. | 6.2% | Name N/A / 13,998 |
| 258. | 6.2% | Beaverton Rural Schools / 10,051 |
| 258. | 6.2% | Fennville Public Schools / 8,637 |
| 260. | 6.2% | Durand Area Schools / 10,877 |
| 260. | 6.2% | Athens Area Schools / 4,997 |
| 262. | 6.2% | Hart Public School District / 8,705 |
| 262. | 6.2% | Grand Rapids Public Schools / 183,010 |
| 262. | 6.2% | Caledonia Community Schools / 20,972 |
| 265. | 6.2% | Walkerville Rural Community School District / 1,502 |
| 266. | 6.2% | Vassar Public Schools / 9,278 |
| 266. | 6.2% | St. Johns Public Schools / 20,079 |
| 268. | 6.1% | Farwell Area Schools / 10,728 |
| 269. | 6.1% | Clarkston Community School District / 42,673 |
| 270. | 6.1% | Reed City Area Public Schools / 11,793 |
| 270. | 6.1% | Hale Area Schools / 5,403 |
| 270. | 6.1% | Southgate Community School District / 31,385 |
| 273. | 6.1% | Sturgis Public Schools / 16,847 |
| 273. | 6.1% | Ida Public School District / 7,973 |
| 275. | 6.1% | Bloomfield Hills School District / 37,373 |
| 276. | 6.1% | Grandville Public Schools / 37,848 |
| 277. | 6.1% | East Jordan Public Schools / 6,810 |
| 278. | 6.0% | Pennfield School District / 9,530 |
| 279. | 6.0% | Mason Public Schools / 18,797 |
| 279. | 6.0% | Hastings Area School District / 19,223 |
| 281. | 6.0% | Napoleon Community Schools / 8,278 |
| 281. | 6.0% | Waldron Area Schools / 2,631 |
| 283. | 6.0% | Oakridge Public Schools / 9,917 |
| 283. | 6.0% | Holton Public Schools / 6,519 |
| 285. | 6.0% | Millington Community Schools / 9,202 |
| 285. | 6.0% | Troy School District / 64,531 |
| 287. | 5.9% | Northville Public Schools / 37,857 |
| 288. | 5.9% | Brown City Community School District / 5,368 |
| 288. | 5.9% | Lake City Area School District / 7,568 |
| 288. | 5.9% | North Central Area Schools / 2,958 |
| 291. | 5.9% | Van Buren Public Schools / 47,926 |
| 292. | 5.9% | Kalkaska Public Schools / 12,646 |
| 293. | 5.9% | Forest Area Community Schools / 5,961 |
| 294. | 5.9% | Marlette Community Schools / 6,869 |
| 295. | 5.9% | Royal Oak City School District / 58,300 |
| 296. | 5.8% | St. Charles Community Schools / 6,331 |
| 296. | 5.8% | East Lansing School District / 55,947 |
| 298. | 5.8% | Baldwin Community Schools / 7,772 |
| 298. | 5.8% | Pine River Area Schools / 7,245 |
| 300. | 5.8% | Flushing Community Schools / 27,193 |
| 301. | 5.8% | Waterford School District / 77,560 |
| 301. | 5.8% | Livonia Public Schools / 115,069 |
| 303. | 5.8% | Brandywine Public School District / 9,179 |
| 303. | 5.8% | Hillsdale Community Schools / 14,446 |
| 305. | 5.8% | Dearborn Heights School District 7 / 12,218 |
| 306. | 5.8% | Lake Orion Community Schools / 41,595 |
| 307. | 5.7% | Sault Ste. Marie Area Schools / 20,823 |
| 307. | 5.7% | Montague Area Public Schools / 8,185 |
| 309. | 5.7% | Sandusky Community School District / 7,283 |
| 310. | 5.7% | Vandercook Lake Public Schools / 4,762 |
| 311. | 5.7% | Walled Lake Consolidated Schools / 99,331 |
| 312. | 5.7% | Midland Public Schools / 53,040 |
| 313. | 5.7% | Hopkins Public Schools / 8,234 |
| 314. | 5.6% | Mount Pleasant City School District / 45,532 |
| 314. | 5.6% | Forest Park School District / 4,405 |
| 316. | 5.6% | Niles Community School District / 24,648 |
| 317. | 5.6% | Davison Community Schools / 31,405 |
| 318. | 5.6% | Burt Township School District / 443 |
| 318. | 5.6% | Cheboygan Area Schools / 14,323 |
| 320. | 5.6% | Carson City-Crystal Area School District / 9,617 |
| 321. | 5.6% | Monroe Public Schools / 49,680 |
| 322. | 5.6% | Mio-AuSable Schools / 5,444 |
| 323. | 5.6% | Tri County Area Schools / 13,991 |
| 324. | 5.5% | Benzie County Central School / 13,864 |
| 324. | 5.5% | Lowell Area Schools / 20,398 |
| 324. | 5.5% | Traverse City Area Public Schools / 80,158 |
| 327. | 5.5% | Bear Lake School District / 2,287 |
| 328. | 5.5% | Rudyard Area Schools / 10,128 |
| 328. | 5.5% | Caseville Public Schools / 2,567 |
| 330. | 5.5% | Pentwater Public School District / 2,046 |
| 330. | 5.5% | Utica Community Schools / 179,586 |
| 330. | 5.5% | Airport Community School District / 18,977 |
| 333. | 5.5% | Tawas Area Schools / 11,277 |
| 334. | 5.5% | Garden City School District / 28,103 |
| 335. | 5.5% | Bad Axe Public Schools / 6,632 |
| 336. | 5.5% | Elkton-Pigeon-Bay Port Schools / 6,837 |
| 337. | 5.4% | Chesaning Union Schools / 11,698 |
| 337. | 5.4% | Shelby Public Schools / 8,116 |
| 339. | 5.4% | Forest Hills Public Schools / 46,845 |
| 340. | 5.4% | Ewen-Trout Creek Consolidated Schools / 2,467 |
| 340. | 5.4% | Dowagiac Union Schools / 15,408 |
| 342. | 5.4% | Escanaba Area Public Schools / 20,112 |
| 342. | 5.4% | Rapid River Public Schools / 2,927 |
| 344. | 5.4% | Ovid-Elsie Area Schools / 9,557 |
| 345. | 5.4% | Ypsilanti School District / 38,554 |
| 346. | 5.4% | Centreville Public Schools / 4,924 |
| 346. | 5.4% | Grass Lake Community Schools / 6,560 |
| 348. | 5.4% | Union City Community Schools / 5,875 |
| 349. | 5.3% | West Bloomfield School District / 33,603 |
| 350. | 5.3% | Au Gres-Sims School District / 3,386 |
| 351. | 5.3% | Maple Valley Schools / 8,304 |
| 351. | 5.3% | Croswell-Lexington Community School District / 14,129 |
| 351. | 5.3% | Pinconning Area Schools / 12,087 |
| 351. | 5.3% | Saline Area Schools / 24,984 |
| 355. | 5.3% | East Grand Rapids Public School District / 11,344 |
| 356. | 5.3% | Fremont Public School District / 13,791 |
| 357. | 5.3% | Fenton Area Public Schools / 20,621 |
| 357. | 5.3% | Sigel Township School District 3F / 80 |
| 359. | 5.3% | Mid Peninsula School District / 1,831 |
| 359. | 5.3% | Bellevue Community Schools / 5,429 |
| 359. | 5.3% | Reese Public Schools / 5,868 |
| 362. | 5.2% | Hudsonville Public School District / 37,386 |
| 363. | 5.2% | Madison Public Schools / 12,180 |
| 364. | 5.2% | Kaleva Norman Dickson School District / 5,224 |
| 365. | 5.2% | Pickford Public Schools / 2,449 |
| 365. | 5.2% | N.I.C.E. Community Schools / 7,190 |
| 367. | 5.2% | Anchor Bay School District / 35,251 |
| 368. | 5.2% | Bangor Township Schools / 14,652 |
| 368. | 5.2% | Essexville-Hampton Public Schools / 9,247 |
| 370. | 5.1% | Central Montcalm Public Schools / 10,849 |
| 371. | 5.1% | North Branch Area Schools / 12,140 |
| 371. | 5.1% | Onsted Community Schools / 9,344 |
| 373. | 5.1% | Caro Community Schools / 11,590 |
| 373. | 5.1% | Lapeer Community Schools / 41,867 |
| 375. | 5.1% | St. Louis Public Schools / 10,684 |
| 376. | 5.1% | Lansing Public School District / 121,138 |
| 376. | 5.1% | Houghton Lake Community School District / 15,375 |
| 378. | 5.1% | Richmond Community Schools / 12,289 |
| 378. | 5.1% | Marion Public Schools / 4,149 |
| 380. | 5.1% | Engadine Consolidated Schools / 1,928 |
| 381. | 5.1% | Brighton Area Schools / 36,620 |
| 382. | 5.0% | Williamston Community Schools / 10,199 |
| 383. | 5.0% | Kingston Community School District / 3,472 |
| 383. | 5.0% | Holly Area School District / 28,013 |
| 385. | 5.0% | Morrice Area Schools / 4,768 |
| 386. | 5.0% | Lakewood Public Schools / 13,381 |
| 387. | 5.0% | Greenville Public Schools / 23,683 |
| 388. | 4.9% | Chippewa Hills School District / 19,158 |
| 389. | 4.9% | Clare Public Schools / 8,348 |
| 390. | 4.9% | Ionia Public Schools / 22,171 |
| 391. | 4.9% | Grosse Ile Township Schools / 10,354 |
| 391. | 4.9% | Hesperia Community Schools / 5,241 |
| 393. | 4.9% | Menominee Area Public Schools / 12,221 |
| 394. | 4.9% | Pinckney Community Schools / 26,211 |
| 395. | 4.8% | Westwood Heights Schools / 5,448 |
| 395. | 4.8% | Kearsley Community Schools / 16,608 |
| 395. | 4.8% | Cadillac Area Public Schools / 21,275 |
| 398. | 4.8% | Palo Community School District / 952 |
| 399. | 4.8% | Inland Lakes Schools / 6,058 |
| 400. | 4.8% | Watervliet School District / 6,853 |
| 401. | 4.8% | Bois Blanc Pines School District / 74 |
| 401. | 4.8% | Frankenmuth School District / 9,616 |
| 403. | 4.8% | Big Rapids Public Schools / 19,203 |
| 403. | 4.8% | Beal City Public Schools / 2,887 |
| 405. | 4.7% | Iron Mountain Public Schools / 7,662 |
| 406. | 4.7% | Sand Creek Community Schools / 3,882 |
| 407. | 4.7% | Summerfield School District / 4,342 |
| 407. | 4.7% | Redford Union School District / 24,889 |
| 409. | 4.7% | Republic-Michigamme Schools / 1,348 |
| 410. | 4.6% | Paw Paw Public School District / 12,904 |
| 411. | 4.6% | Tecumseh Public Schools / 18,223 |
| 412. | 4.6% | Houghton-Portage Township Schools / 10,338 |
| 412. | 4.6% | Sparta Area Schools / 14,826 |
| 414. | 4.6% | Quincy Community School District / 7,737 |
| 415. | 4.6% | Capac Community School District / 9,087 |
| 416. | 4.6% | Mayville Community School District / 6,631 |
| 417. | 4.6% | Oscoda Area Schools / 12,953 |
| 418. | 4.5% | Lakeview School District / 21,899 |
| 418. | 4.5% | Northview Public School District / 16,168 |
| 418. | 4.5% | Constantine Public School District / 7,385 |
| 421. | 4.5% | Clintondale Community Schools / 15,614 |
| 421. | 4.5% | Okemos Public Schools / 22,898 |
| 421. | 4.5% | Rochester Community School District / 89,971 |
| 424. | 4.5% | Swan Valley School District / 8,850 |
| 424. | 4.5% | Owosso Public Schools / 24,765 |
| 426. | 4.5% | Northport Public School District / 2,080 |
| 427. | 4.4% | Gull Lake Community Schools / 18,519 |
| 428. | 4.4% | Grand Blanc Community Schools / 50,143 |
| 428. | 4.4% | Lakeville Community Schools / 11,624 |
| 430. | 4.4% | White Cloud Public Schools / 7,804 |
| 431. | 4.3% | Mackinaw City Public Schools / 1,373 |
| 432. | 4.3% | Goodrich Area Schools / 9,944 |
| 433. | 4.3% | Deckerville Community School District / 4,519 |
| 433. | 4.3% | Flat Rock Community Schools / 10,093 |
| 433. | 4.3% | Jenison Public Schools / 27,322 |
| 436. | 4.3% | Port Hope Community Schools / 1,074 |
| 437. | 4.3% | Charlevoix Public Schools / 8,730 |
| 438. | 4.3% | Marquette Area Public Schools / 32,410 |
| 438. | 4.3% | Fraser Public Schools / 28,652 |
| 440. | 4.2% | Bay City School District / 71,411 |
| 441. | 4.2% | Suttons Bay Public Schools / 5,912 |
| 442. | 4.2% | Marshall Public Schools / 13,455 |
| 443. | 4.2% | Mona Shores Public School District / 23,305 |
| 443. | 4.2% | Leland Public School District / 3,383 |
| 445. | 4.1% | Riverview Community School District / 12,928 |
| 445. | 4.1% | Kenowa Hills Public Schools / 22,913 |
| 447. | 4.1% | Whittemore-Prescott Area Schools / 7,698 |
| 448. | 4.0% | Onaway Area Community School District / 5,544 |
| 449. | 4.0% | Holt Public Schools / 29,287 |
| 450. | 4.0% | Shepherd Public School District / 9,287 |
| 451. | 4.0% | Crawford AuSable Schools / 12,024 |
| 452. | 4.0% | Petoskey Public Schools / 18,444 |
| 452. | 4.0% | Mancelona Public Schools / 6,960 |
| 454. | 3.9% | White Pigeon Community Schools / 7,272 |
| 455. | 3.9% | Les Cheneaux Community Schools / 2,472 |
| 455. | 3.9% | Whiteford Agricultural School District / 4,417 |
| 457. | 3.9% | Bath Community Schools / 7,914 |
| 458. | 3.9% | Schoolcraft Community Schools / 5,686 |
| 459. | 3.8% | Eau Claire Public Schools / 3,840 |
| 460. | 3.8% | Coldwater Community Schools / 23,293 |
| 461. | 3.8% | Deerfield Public Schools / 1,763 |
| 462. | 3.7% | Bloomingdale Public School District / 7,905 |
| 463. | 3.7% | Reeths-Puffer Schools / 21,451 |
| 463. | 3.7% | Novi Community School District / 32,300 |
| 465. | 3.7% | Michigan Center School District / 7,465 |
| 466. | 3.7% | Albion Public Schools / 12,216 |
| 466. | 3.7% | Clio Area School District / 20,570 |
| 468. | 3.6% | Lawton Community School District / 5,258 |
| 469. | 3.6% | Adrian City School District / 29,432 |
| 470. | 3.6% | Kent City Community Schools / 7,435 |
| 470. | 3.6% | Gobles Public School District / 5,464 |
| 472. | 3.5% | Imlay City Community Schools / 12,260 |
| 472. | 3.5% | Chassell Township School District / 1,973 |
| 474. | 3.5% | Clinton Community Schools / 5,845 |
| 475. | 3.5% | Meridian Public Schools / 10,445 |
| 476. | 3.5% | Stanton Township Public Schools / 1,263 |
| 477. | 3.5% | Saginaw Township Community Schools / 40,718 |
| 478. | 3.4% | Haslett Public Schools / 15,999 |
| 479. | 3.4% | Whitefish Township Schools / 592 |
| 480. | 3.4% | Allendale Public School District / 20,528 |
| 480. | 3.4% | Hamilton Community Schools / 13,984 |
| 480. | 3.4% | Marcellus Community Schools / 5,282 |
| 483. | 3.4% | Akron-Fairgrove Schools / 3,015 |
| 484. | 3.3% | Three Rivers Community Schools / 17,692 |
| 485. | 3.3% | Spring Lake Public Schools / 12,954 |
| 486. | 3.3% | Columbia School District / 11,854 |
| 486. | 3.3% | Almont Community Schools / 8,380 |
| 488. | 3.3% | Edwardsburg Public Schools / 12,518 |
| 489. | 3.2% | Baraga Area Schools / 4,417 |
| 490. | 3.2% | Wells Township School District / 255 |
| 490. | 3.2% | Coopersville Public School District / 12,989 |
| 490. | 3.2% | Jefferson Schools / 12,632 |
| 493. | 3.1% | Huron School District / 14,625 |
| 493. | 3.1% | Autrain-Onota Public Schools / 820 |
| 495. | 3.1% | Olivet Community Schools / 7,164 |
| 496. | 3.0% | Gaylord Community Schools / 20,448 |
| 496. | 3.0% | Ithaca Public Schools / 7,460 |
| 496. | 3.0% | Frankfort-Elberta Area Schools / 3,858 |
| 499. | 3.0% | Allegan Public Schools / 17,216 |
| 500. | 3.0% | Whitehall School District / 11,742 |
| 501. | 3.0% | Gerrish-Higgins School District / 12,460 |
| 502. | 3.0% | Bridgeport-Spaulding Community School District / 12,661 |
| 503. | 2.9% | River Valley School District / 7,854 |
| 504. | 2.9% | Freeland Community School District / 11,993 |
| 505. | 2.8% | Bullock Creek School District / 9,940 |
| 505. | 2.8% | Ironwood Area Schools / 7,992 |
| 507. | 2.8% | Big Jackson School District / 423 |
| 508. | 2.7% | Mason Consolidated Schools / 7,801 |
| 509. | 2.7% | Fairview Area School District / 2,704 |
| 510. | 2.7% | Carney-Nadeau Public Schools / 1,402 |
| 511. | 2.6% | Morenci Area Schools / 4,203 |
| 512. | 2.6% | Armada Area Schools / 8,846 |
| 513. | 2.6% | Plainwell Community Schools / 14,752 |
| 514. | 2.6% | Ashley Community Schools / 1,992 |
| 515. | 2.5% | Vanderbilt Area Schools / 2,084 |
| 516. | 2.5% | Rockford Public Schools / 40,079 |
| 516. | 2.5% | Bessemer Area School District / 3,302 |
| 518. | 2.5% | Reading Community Schools / 5,382 |
| 519. | 2.5% | Adams Township School District / 2,817 |
| 520. | 2.5% | Newaygo Public School District / 10,082 |
| 521. | 2.5% | Laingsburg Community School District / 5,695 |
| 522. | 2.4% | Webberville Community Schools / 3,549 |
| 523. | 2.4% | McBain Rural Agricultural Schools / 6,242 |
| 524. | 2.3% | Berrien Springs Public Schools / 13,145 |
| 525. | 2.3% | Arenac Eastern School District / 2,089 |
| 526. | 2.2% | Bloomfield Township School District 7F / 255 |
| 527. | 2.2% | Fowlerville Community Schools / 15,813 |
| 527. | 2.2% | Birch Run Area School District / 9,591 |
| 529. | 2.1% | West Ottawa Public School District / 47,942 |
| 530. | 2.1% | Negaunee Public Schools / 8,753 |
| 530. | 2.1% | Western School District / 12,744 |
| 532. | 2.0% | Fowler Public Schools / 2,576 |
| 533. | 2.0% | Hartland Consolidated Schools / 26,372 |
| 534. | 1.9% | Burr Oak Community School District / 1,584 |
| 535. | 1.9% | Litchfield Community Schools / 3,210 |
| 536. | 1.8% | Delton-Kellogg School District / 11,422 |
| 537. | 1.8% | Fulton Schools / 4,596 |
| 538. | 1.8% | Brimley Area Schools / 3,232 |
| 539. | 1.4% | Wyoming Public Schools / 36,253 |
| 540. | 1.4% | Montrose Community Schools / 7,711 |
| 541. | 1.4% | Dryden Community Schools / 4,690 |
| 542. | 1.3% | Springport Public Schools / 5,687 |
| 543. | 1.3% | Fruitport Community Schools / 17,695 |
| 544. | 1.2% | Colon Community School District / 5,339 |
| 545. | 1.0% | Corunna Public School District / 10,606 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
