| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 66.7% | Sigel Township School District 6 / 88 |
| 2. | 58.7% | Nottawa Community School / 2,022 |
| 3. | 55.6% | Grant Township School District 2 / 122 |
| 4. | 55.3% | Beal City Public Schools / 2,909 |
| 5. | 55.0% | Sodus Township School District 5 / 256 |
| 6. | 53.6% | Suttons Bay Public Schools / 5,955 |
| 7. | 53.5% | White Pine School District / 713 |
| 8. | 53.0% | Brimley Area Schools / 3,455 |
| 9. | 53.0% | Martin Public Schools / 5,036 |
| 10. | 52.6% | Big Rapids Public Schools / 18,674 |
| 11. | 52.3% | Littlefield Schools / 3,639 |
| 12. | 51.6% | Bangor Township School District 8 / 200 |
| 13. | 51.3% | Galien Township School District / 2,540 |
| 14. | 50.4% | Powell Township Schools / 580 |
| 15. | 49.5% | Palo Community School District / 1,042 |
| 16. | 48.6% | Ida Public School District / 8,019 |
| 17. | 48.3% | Saranac Community Schools / 6,869 |
| 17. | 48.3% | Dryden Community Schools / 4,290 |
| 19. | 48.3% | Marquette Area Public Schools / 32,190 |
| 20. | 47.8% | East Grand Rapids Public School District / 11,193 |
| 21. | 47.7% | Jefferson Schools / 12,462 |
| 22. | 47.5% | Berrien Springs Public Schools / 13,159 |
| 23. | 47.4% | Shepherd Public School District / 8,606 |
| 24. | 47.1% | Mount Pleasant City School District / 45,317 |
| 25. | 47.0% | Northport Public School District / 1,832 |
| 26. | 46.6% | Morrice Area Schools / 4,650 |
| 27. | 46.5% | Menominee Area Public Schools / 12,378 |
| 28. | 46.3% | Boyne City Public Schools / 8,530 |
| 29. | 46.2% | Freeland Community School District / 12,102 |
| 30. | 46.1% | Goodrich Area Schools / 9,821 |
| 31. | 45.8% | Addison Community Schools / 8,309 |
| 32. | 45.7% | Athens Area Schools / 4,980 |
| 33. | 45.5% | Napoleon Community Schools / 8,526 |
| 34. | 45.5% | Ionia Township School District 2 / 775 |
| 35. | 45.5% | Les Cheneaux Community Schools / 2,127 |
| 36. | 45.3% | Saginaw Township Community Schools / 40,738 |
| 37. | 45.3% | Bentley Community Schools / 7,247 |
| 37. | 45.3% | Colon Community School District / 5,514 |
| 39. | 45.2% | Williamston Community Schools / 10,189 |
| 40. | 45.1% | Pinckney Community Schools / 26,045 |
| 41. | 45.0% | Northville Public Schools / 37,202 |
| 42. | 45.0% | Mendon Community School District / 3,582 |
| 43. | 44.7% | Boyne Falls Public School District / 1,751 |
| 44. | 44.7% | Forest Hills Public Schools / 45,329 |
| 45. | 44.5% | Bark River-Harris School District / 3,134 |
| 46. | 44.5% | Bullock Creek School District / 9,989 |
| 47. | 44.4% | Olivet Community Schools / 6,885 |
| 48. | 44.4% | Three Rivers Community Schools / 17,865 |
| 49. | 44.3% | Baraga Area Schools / 4,149 |
| 50. | 44.0% | Maple Valley Schools / 8,446 |
| 51. | 44.0% | Bellevue Community Schools / 5,514 |
| 52. | 43.9% | Tahquamenon Area Schools / 7,970 |
| 53. | 43.8% | Holton Public Schools / 6,769 |
| 54. | 43.8% | Sigel Township School District 3F / 80 |
| 55. | 43.4% | Midland Public Schools / 52,753 |
| 56. | 43.2% | Coloma Community Schools / 9,841 |
| 57. | 43.2% | Waverly Community Schools / 20,981 |
| 58. | 43.2% | Schoolcraft Community Schools / 5,591 |
| 59. | 43.1% | Petoskey Public Schools / 18,419 |
| 59. | 43.1% | Frankfort-Elberta Area Schools / 3,914 |
| 61. | 43.0% | Oxford Area Community Schools / 23,725 |
| 62. | 43.0% | McBain Rural Agricultural Schools / 6,017 |
| 63. | 43.0% | Moran Township School District / 928 |
| 64. | 42.9% | Lawrence Public School District / 3,900 |
| 65. | 42.8% | Glen Lake Community Schools / 5,219 |
| 66. | 42.7% | Chassell Township School District / 1,748 |
| 67. | 42.7% | Western School District / 12,864 |
| 68. | 42.6% | Armada Area Schools / 9,193 |
| 69. | 42.6% | Jenison Public Schools / 27,505 |
| 70. | 42.5% | Pewamo-Westphalia Community School District / 4,531 |
| 71. | 42.3% | Whiteford Agricultural School District / 4,497 |
| 72. | 42.3% | Wayland Union Schools / 17,971 |
| 73. | 42.2% | Arenac Eastern School District / 2,114 |
| 74. | 42.2% | Ashley Community Schools / 1,977 |
| 75. | 42.1% | Brandywine Public School District / 9,699 |
| 76. | 42.1% | Bois Blanc Pines School District / 72 |
| 77. | 42.0% | Galesburg-Augusta Community School District / 6,566 |
| 78. | 41.9% | N.I.C.E. Community Schools / 7,097 |
| 79. | 41.9% | Stockbridge Community Schools / 10,114 |
| 79. | 41.9% | Crawford AuSable Schools / 12,064 |
| 81. | 41.9% | Manistique Area Schools / 7,772 |
| 82. | 41.8% | Fremont Public School District / 13,914 |
| 83. | 41.8% | Reeths-Puffer Schools / 21,292 |
| 84. | 41.6% | Delton-Kellogg School District / 11,587 |
| 85. | 41.6% | Grand Ledge Public Schools / 33,383 |
| 86. | 41.6% | Shelby Public Schools / 8,251 |
| 87. | 41.5% | Lake Fenton Community Schools / 11,368 |
| 88. | 41.3% | Bangor Township Schools / 14,804 |
| 89. | 41.3% | West Ottawa Public School District / 47,391 |
| 90. | 41.3% | Johannesburg-Lewiston Area School District / 5,705 |
| 91. | 41.2% | Montrose Community Schools / 7,933 |
| 92. | 41.2% | Rochester Community School District / 88,581 |
| 93. | 41.2% | Hagar Township School District 6 / 566 |
| 93. | 41.2% | Hart Public School District / 8,462 |
| 95. | 41.2% | Otsego Public Schools / 14,412 |
| 96. | 41.2% | Summerfield School District / 4,679 |
| 97. | 41.2% | Coleman Community School District / 5,739 |
| 98. | 41.1% | Laingsburg Community School District / 5,533 |
| 99. | 41.0% | Brighton Area Schools / 36,597 |
| 100. | 41.0% | East Lansing School District / 55,063 |
| 101. | 41.0% | Troy School District / 65,028 |
| 102. | 41.0% | Mason County Eastern Schools / 3,586 |
| 103. | 40.9% | Dexter Community School District / 19,234 |
| 104. | 40.9% | Mason Consolidated Schools / 7,906 |
| 105. | 40.8% | Lapeer Community Schools / 42,915 |
| 106. | 40.8% | North Muskegon Public Schools / 3,862 |
| 106. | 40.8% | Mio-AuSable Schools / 5,845 |
| 108. | 40.7% | Plainwell Community Schools / 14,882 |
| 109. | 40.7% | Northwest School District / 22,686 |
| 109. | 40.7% | Frankenmuth School District / 9,715 |
| 111. | 40.7% | Bear Lake School District / 2,284 |
| 111. | 40.7% | Allendale Public School District / 19,499 |
| 113. | 40.6% | Berlin Township School District 3 / 288 |
| 114. | 40.5% | Tawas Area Schools / 11,537 |
| 115. | 40.5% | Watervliet School District / 6,762 |
| 116. | 40.4% | Name N/A / 13,650 |
| 117. | 40.4% | Sault Ste. Marie Area Schools / 20,913 |
| 118. | 40.3% | Buchanan Community School District / 10,007 |
| 119. | 40.2% | Mayville Community School District / 7,004 |
| 119. | 40.2% | Gwinn Area Community Schools / 9,782 |
| 121. | 40.1% | Portland Public School District / 12,478 |
| 122. | 40.1% | Stephenson Area Public Schools / 5,944 |
| 122. | 40.1% | Ypsilanti School District / 38,948 |
| 124. | 40.1% | North Dickinson County Schools / 2,435 |
| 125. | 40.0% | Mattawan Consolidated School / 16,612 |
| 126. | 40.0% | Marcellus Community Schools / 5,095 |
| 127. | 40.0% | Allegan Public Schools / 17,474 |
| 127. | 40.0% | Portage Public Schools / 51,171 |
| 129. | 40.0% | Grandville Public Schools / 37,670 |
| 130. | 39.9% | Breckenridge Community Schools / 5,499 |
| 131. | 39.9% | Rudyard Area Schools / 10,303 |
| 132. | 39.9% | Caledonia Community Schools / 20,187 |
| 133. | 39.9% | L'Anse Area Schools / 4,994 |
| 134. | 39.8% | Niles Community School District / 24,171 |
| 135. | 39.8% | Holland City School District / 37,268 |
| 136. | 39.7% | Pennfield School District / 9,757 |
| 137. | 39.7% | Gull Lake Community Schools / 18,562 |
| 138. | 39.7% | Hudsonville Public School District / 36,136 |
| 138. | 39.7% | Sandusky Community School District / 7,466 |
| 140. | 39.6% | Corunna Public School District / 10,591 |
| 141. | 39.6% | Saline Area Schools / 24,821 |
| 141. | 39.6% | Gaylord Community Schools / 20,788 |
| 143. | 39.5% | Cheboygan Area Schools / 14,914 |
| 144. | 39.5% | Litchfield Community Schools / 3,616 |
| 145. | 39.5% | Lakeshore School District / 17,623 |
| 145. | 39.5% | Gladstone Area Schools / 9,563 |
| 147. | 39.5% | Autrain-Onota Public Schools / 714 |
| 147. | 39.5% | Deerfield Public Schools / 1,762 |
| 149. | 39.5% | Ann Arbor Public Schools / 164,545 |
| 150. | 39.4% | Marlette Community Schools / 7,057 |
| 151. | 39.4% | Mackinaw City Public Schools / 1,339 |
| 152. | 39.4% | Sand Creek Community Schools / 4,181 |
| 153. | 39.3% | Eaton Rapids Public Schools / 17,050 |
| 154. | 39.1% | Central Lake Public Schools / 3,537 |
| 155. | 39.0% | Whitehall School District / 11,785 |
| 156. | 39.0% | Fowler Public Schools / 2,625 |
| 156. | 39.0% | Leland Public School District / 3,686 |
| 158. | 39.0% | Ishpeming Public School District / 6,738 |
| 159. | 39.0% | Gerrish-Higgins School District / 13,035 |
| 160. | 39.0% | Mesick Consolidated Schools / 5,237 |
| 161. | 38.9% | DeWitt Public Schools / 14,310 |
| 162. | 38.9% | Quincy Community School District / 7,876 |
| 163. | 38.8% | Dundee Community Schools / 8,795 |
| 164. | 38.8% | Okemos Public Schools / 23,105 |
| 165. | 38.7% | Beaver Island Community School / 526 |
| 166. | 38.7% | Fulton Schools / 4,552 |
| 167. | 38.6% | Coopersville Public School District / 12,518 |
| 168. | 38.6% | Hanover-Horton Schools / 6,911 |
| 168. | 38.6% | North Adams-Jerome Schools / 3,572 |
| 170. | 38.6% | Owosso Public Schools / 25,062 |
| 170. | 38.6% | North Central Area Schools / 2,828 |
| 172. | 38.6% | Millington Community Schools / 9,105 |
| 173. | 38.5% | Plymouth-Canton Community Schools / 119,672 |
| 174. | 38.5% | Iron Mountain Public Schools / 7,726 |
| 175. | 38.5% | Breitung Township Schools / 11,198 |
| 175. | 38.5% | Farwell Area Schools / 11,301 |
| 177. | 38.4% | Bessemer Area School District / 3,306 |
| 178. | 38.3% | Fairview Area School District / 2,394 |
| 178. | 38.3% | Thornapple Kellogg School District / 15,264 |
| 180. | 38.3% | Bath Community Schools / 8,035 |
| 181. | 38.3% | Oscoda Area Schools / 13,012 |
| 182. | 38.2% | Ludington Area School District / 15,905 |
| 183. | 38.2% | Cass City Public Schools / 8,312 |
| 184. | 38.2% | Eau Claire Public Schools / 3,844 |
| 185. | 38.1% | Harper Creek Community Schools / 15,280 |
| 185. | 38.1% | Ithaca Public Schools / 7,651 |
| 187. | 37.9% | Peck Community School District / 2,597 |
| 188. | 37.9% | Hopkins Public Schools / 8,438 |
| 189. | 37.9% | Bloomingdale Public School District / 8,111 |
| 190. | 37.8% | Vicksburg Community Schools / 14,955 |
| 191. | 37.7% | Northview Public School District / 15,860 |
| 192. | 37.6% | Kaleva Norman Dickson School District / 5,142 |
| 193. | 37.6% | Westwood Heights Schools / 6,482 |
| 194. | 37.6% | White Pigeon Community Schools / 6,772 |
| 195. | 37.5% | Almont Community Schools / 9,063 |
| 196. | 37.5% | Rockford Public Schools / 38,600 |
| 197. | 37.5% | Arvon Township School District / 304 |
| 197. | 37.5% | Elm River Township School District / 143 |
| 199. | 37.4% | Riverview Community School District / 13,123 |
| 200. | 37.4% | Big Bay de Noc School District / 2,113 |
| 201. | 37.3% | Hillman Community Schools / 3,722 |
| 202. | 37.2% | Hartland Consolidated Schools / 26,475 |
| 203. | 37.2% | Bloomfield Hills School District / 36,813 |
| 204. | 37.2% | Escanaba Area Public Schools / 20,221 |
| 205. | 37.1% | Hartford Public School District / 6,492 |
| 206. | 37.0% | Birmingham City School District / 56,955 |
| 207. | 37.0% | Pinconning Area Schools / 11,788 |
| 207. | 37.0% | Zeeland Public Schools / 30,363 |
| 209. | 36.9% | Unionville-Sebewaing Area School District / 5,698 |
| 209. | 36.9% | Pittsford Area Schools / 3,714 |
| 211. | 36.9% | Hillsdale Community Schools / 14,968 |
| 211. | 36.9% | Grand Rapids Public Schools / 185,166 |
| 213. | 36.8% | Evart Public Schools / 6,927 |
| 214. | 36.8% | Manistee Area Schools / 13,239 |
| 215. | 36.7% | Free Soil Community Schools / 964 |
| 216. | 36.7% | Clarkston Community School District / 42,496 |
| 217. | 36.6% | Michigan Center School District / 7,310 |
| 218. | 36.5% | Ubly Community Schools / 4,187 |
| 218. | 36.5% | West Branch-Rose City Area Schools / 16,569 |
| 220. | 36.5% | Morenci Area Schools / 4,337 |
| 221. | 36.5% | St. Joseph Public Schools / 18,789 |
| 222. | 36.4% | Kenowa Hills Public Schools / 22,778 |
| 223. | 36.4% | Houghton Lake Community School District / 15,396 |
| 223. | 36.4% | Godfrey-Lee Public Schools / 7,004 |
| 225. | 36.4% | Memphis Community Schools / 6,115 |
| 226. | 36.2% | Tecumseh Public Schools / 17,984 |
| 226. | 36.2% | Chippewa Hills School District / 19,401 |
| 226. | 36.2% | Alpena Public Schools / 31,495 |
| 229. | 36.2% | Kelloggsville Public Schools / 11,779 |
| 230. | 36.1% | Covert Public Schools / 3,150 |
| 230. | 36.1% | Belding Area School District / 12,946 |
| 232. | 36.1% | Reed City Area Public Schools / 12,499 |
| 233. | 36.1% | West Bloomfield School District / 34,306 |
| 234. | 36.0% | Charlevoix Public Schools / 8,850 |
| 235. | 36.0% | East Jordan Public Schools / 6,671 |
| 236. | 36.0% | Inland Lakes Schools / 6,233 |
| 237. | 35.9% | Stanton Township Public Schools / 1,235 |
| 238. | 35.9% | Haslett Public Schools / 15,535 |
| 238. | 35.9% | Ewen-Trout Creek Consolidated Schools / 2,751 |
| 240. | 35.9% | Clio Area School District / 20,876 |
| 241. | 35.8% | Harbor Springs School District / 6,673 |
| 242. | 35.8% | Cassopolis Public Schools / 8,610 |
| 243. | 35.8% | Benzie County Central School / 14,093 |
| 243. | 35.8% | Pine River Area Schools / 7,509 |
| 245. | 35.8% | Van Buren Public Schools / 46,611 |
| 246. | 35.7% | Caseville Public Schools / 2,273 |
| 247. | 35.7% | Kingsley Area Schools / 7,198 |
| 248. | 35.7% | Pickford Public Schools / 2,147 |
| 249. | 35.6% | Montague Area Public Schools / 8,240 |
| 249. | 35.6% | Lake Linden-Hubbell School District / 3,899 |
| 251. | 35.6% | Yale Public Schools / 11,223 |
| 251. | 35.6% | Edwardsburg Public Schools / 11,930 |
| 251. | 35.6% | St. Charles Community Schools / 6,526 |
| 254. | 35.6% | Milan Area Schools / 15,625 |
| 254. | 35.6% | Waterford School District / 77,545 |
| 256. | 35.5% | Paw Paw Public School District / 13,226 |
| 257. | 35.5% | Comstock Public Schools / 16,356 |
| 257. | 35.5% | Negaunee Public Schools / 8,489 |
| 257. | 35.5% | Flushing Community Schools / 27,369 |
| 260. | 35.5% | Dowagiac Union Schools / 15,167 |
| 261. | 35.5% | Deckerville Community School District / 4,463 |
| 262. | 35.5% | Bridgeport-Spaulding Community School District / 12,737 |
| 263. | 35.5% | Onsted Community Schools / 9,631 |
| 264. | 35.4% | Royal Oak City School District / 58,390 |
| 265. | 35.4% | Wyoming Public Schools / 35,619 |
| 266. | 35.4% | Lakeview Community Schools / 10,685 |
| 267. | 35.4% | Lakewood Public Schools / 12,913 |
| 268. | 35.4% | Carson City-Crystal Area School District / 9,696 |
| 269. | 35.3% | Jackson Public Schools / 59,901 |
| 270. | 35.3% | Tri County Area Schools / 13,642 |
| 271. | 35.3% | Owendale-Gagetown Area Schools / 1,695 |
| 272. | 35.2% | Durand Area Schools / 11,613 |
| 273. | 35.2% | Bedford Public Schools / 31,296 |
| 274. | 35.1% | Hamilton Community Schools / 14,186 |
| 275. | 35.0% | Mackinac Island Public Schools / 398 |
| 276. | 34.9% | Monroe Public Schools / 49,718 |
| 277. | 34.9% | Vestaburg Community Schools / 4,105 |
| 277. | 34.9% | Mar Lee School District / 1,568 |
| 277. | 34.9% | Lakeville Community Schools / 12,249 |
| 280. | 34.9% | Carman-Ainsworth Community School District / 32,843 |
| 281. | 34.8% | Livonia Public Schools / 114,992 |
| 282. | 34.7% | Waldron Area Schools / 2,176 |
| 283. | 34.7% | Saugatuck Public Schools / 4,225 |
| 284. | 34.6% | Mason Public Schools / 18,508 |
| 285. | 34.6% | Fruitport Community Schools / 17,988 |
| 286. | 34.5% | Munising Public Schools / 6,281 |
| 287. | 34.5% | Hastings Area School District / 19,528 |
| 288. | 34.5% | Walled Lake Consolidated Schools / 96,844 |
| 289. | 34.4% | Mason County Central Schools / 7,923 |
| 290. | 34.4% | River Valley School District / 7,793 |
| 291. | 34.3% | New Buffalo Area School District / 4,197 |
| 292. | 34.3% | Houghton-Portage Township Schools / 10,266 |
| 293. | 34.2% | Akron-Fairgrove Schools / 3,200 |
| 294. | 34.2% | South Haven Public Schools / 13,783 |
| 295. | 34.2% | Traverse City Area Public Schools / 78,925 |
| 295. | 34.2% | Grant Public School District / 9,870 |
| 297. | 34.2% | Coldwater Community Schools / 24,373 |
| 298. | 34.1% | North Branch Area Schools / 12,191 |
| 299. | 34.1% | DeTour Area Schools / 1,910 |
| 300. | 34.1% | Beaverton Rural Schools / 10,277 |
| 301. | 34.1% | Morley Stanwood Community Schools / 9,206 |
| 302. | 34.0% | Wolverine Community Schools / 2,877 |
| 302. | 34.0% | Mona Shores Public School District / 23,717 |
| 304. | 33.9% | Cadillac Area Public Schools / 21,559 |
| 305. | 33.8% | Godwin Heights Public Schools / 12,232 |
| 306. | 33.8% | Chelsea School District / 15,621 |
| 307. | 33.8% | Utica Community Schools / 177,350 |
| 308. | 33.8% | Grass Lake Community Schools / 6,507 |
| 308. | 33.8% | Byron Area Schools / 6,757 |
| 310. | 33.7% | Hale Area Schools / 5,600 |
| 311. | 33.7% | Bad Axe Public Schools / 6,912 |
| 311. | 33.7% | St. Johns Public Schools / 20,068 |
| 313. | 33.7% | Dansville Schools / 4,872 |
| 314. | 33.7% | Elk Rapids Schools / 8,641 |
| 315. | 33.7% | Merrill Community Schools / 5,349 |
| 316. | 33.7% | Harbor Beach Community Schools / 4,715 |
| 316. | 33.7% | Posen Consolidated School District / 2,062 |
| 318. | 33.6% | Kalamazoo Public School District / 107,126 |
| 319. | 33.5% | Burr Oak Community School District / 1,601 |
| 320. | 33.5% | Standish-Sterling Community School District / 11,003 |
| 321. | 33.5% | Carney-Nadeau Public Schools / 1,368 |
| 322. | 33.4% | Leslie Public Schools / 7,329 |
| 323. | 33.4% | Kearsley Community Schools / 16,894 |
| 324. | 33.3% | Superior Central Schools / 2,253 |
| 325. | 33.3% | Meridian Public Schools / 10,611 |
| 326. | 33.3% | Benton Harbor Area Schools / 31,303 |
| 327. | 33.3% | Central Montcalm Public Schools / 10,991 |
| 328. | 33.3% | Grand Haven Area Public Schools / 38,784 |
| 329. | 33.3% | Lowell Area Schools / 20,056 |
| 330. | 33.2% | Fennville Public Schools / 8,502 |
| 331. | 33.2% | Bellaire Public Schools / 4,152 |
| 332. | 33.1% | Imlay City Community Schools / 11,872 |
| 333. | 33.1% | Grand Blanc Community Schools / 49,179 |
| 333. | 33.1% | Clawson City School District / 12,228 |
| 335. | 33.0% | Au Gres-Sims School District / 3,429 |
| 336. | 33.0% | Camden-Frontier School District / 3,945 |
| 337. | 33.0% | Chesaning Union Schools / 11,618 |
| 338. | 32.9% | Fowlerville Community Schools / 16,282 |
| 338. | 32.9% | Ovid-Elsie Area Schools / 9,548 |
| 340. | 32.8% | Cedar Springs Public Schools / 18,195 |
| 341. | 32.8% | Caro Community Schools / 11,833 |
| 342. | 32.8% | Whitefish Township Schools / 563 |
| 343. | 32.7% | Grosse Pointe Public Schools / 51,285 |
| 344. | 32.7% | Port Hope Community Schools / 1,126 |
| 345. | 32.7% | Charlotte Public Schools / 18,991 |
| 346. | 32.7% | Elkton-Pigeon-Bay Port Schools / 7,028 |
| 347. | 32.7% | Mid Peninsula School District / 1,892 |
| 348. | 32.7% | St. Louis Public Schools / 10,587 |
| 349. | 32.7% | Newaygo Public School District / 10,541 |
| 350. | 32.6% | Albion Public Schools / 12,052 |
| 351. | 32.6% | Concord Community Schools / 5,466 |
| 352. | 32.6% | Bay City School District / 71,921 |
| 352. | 32.6% | Walkerville Rural Community School District / 2,115 |
| 354. | 32.6% | Reading Community Schools / 4,976 |
| 355. | 32.5% | Birch Run Area School District / 9,536 |
| 356. | 32.5% | Colfax Township School District 1F / 229 |
| 357. | 32.5% | Reese Public Schools / 6,010 |
| 358. | 32.5% | Centreville Public Schools / 4,990 |
| 358. | 32.5% | Algonac Community School District / 15,927 |
| 360. | 32.5% | Anchor Bay School District / 36,820 |
| 361. | 32.4% | Lake Orion Community Schools / 40,684 |
| 362. | 32.4% | Clare Public Schools / 8,515 |
| 363. | 32.4% | Pellston Public Schools / 5,187 |
| 364. | 32.3% | Vandercook Lake Public Schools / 4,941 |
| 364. | 32.3% | Columbia School District / 11,718 |
| 366. | 32.3% | Lake City Area School District / 7,938 |
| 367. | 32.1% | Swartz Creek Community Schools / 24,425 |
| 368. | 32.0% | Gladwin Community Schools / 14,084 |
| 369. | 32.0% | Alba Public Schools / 1,109 |
| 370. | 32.0% | White Cloud Public Schools / 7,731 |
| 371. | 32.0% | Port Huron Area School District / 68,913 |
| 372. | 32.0% | Vanderbilt Area Schools / 2,072 |
| 373. | 31.9% | Berkley School District / 27,497 |
| 374. | 31.9% | Hesperia Community Schools / 5,620 |
| 375. | 31.8% | Garden City School District / 28,819 |
| 376. | 31.8% | Atherton Community Schools / 7,857 |
| 377. | 31.8% | Linden Community Schools / 18,049 |
| 378. | 31.8% | Holly Area School District / 26,620 |
| 379. | 31.8% | Novi Community School District / 31,389 |
| 380. | 31.7% | Kalkaska Public Schools / 12,743 |
| 381. | 31.7% | Bloomfield Township School District 7F / 225 |
| 382. | 31.7% | Hancock Public Schools / 6,873 |
| 383. | 31.7% | Croswell-Lexington Community School District / 14,845 |
| 384. | 31.6% | Fenton Area Public Schools / 21,040 |
| 384. | 31.6% | Dearborn Heights School District 7 / 13,712 |
| 386. | 31.6% | Webberville Community Schools / 3,700 |
| 387. | 31.6% | Engadine Consolidated Schools / 2,084 |
| 388. | 31.6% | Muskegon City School District / 37,308 |
| 389. | 31.5% | East China School District / 30,139 |
| 390. | 31.5% | Pentwater Public School District / 1,825 |
| 391. | 31.5% | Baldwin Community Schools / 7,386 |
| 392. | 31.4% | Spring Lake Public Schools / 12,728 |
| 393. | 31.4% | Verona Township School District 1F / 146 |
| 394. | 31.4% | Redford Union School District / 24,520 |
| 394. | 31.4% | Sturgis Public Schools / 16,889 |
| 396. | 31.4% | Onekama Consolidated Schools / 3,410 |
| 396. | 31.4% | Bronson Community School District / 7,662 |
| 398. | 31.3% | Ellsworth Community Schools / 1,671 |
| 399. | 31.3% | Homer Community Schools / 4,358 |
| 400. | 31.2% | Davison Community Schools / 31,694 |
| 401. | 31.2% | St. Ignace Area Schools / 4,398 |
| 402. | 31.2% | Warren Woods Public Schools / 21,488 |
| 403. | 31.2% | Manchester Community Schools / 7,159 |
| 404. | 31.0% | Norway-Vulcan Area Schools / 5,460 |
| 405. | 31.0% | Alcona Community Schools / 7,248 |
| 406. | 30.9% | Forest Park School District / 4,565 |
| 406. | 30.9% | Essexville-Hampton Public Schools / 9,414 |
| 406. | 30.9% | Constantine Public School District / 7,874 |
| 409. | 30.9% | Onaway Area Community School District / 5,410 |
| 410. | 30.8% | Wayne-Westland Community School District / 89,407 |
| 411. | 30.8% | South Redford School District / 23,735 |
| 412. | 30.7% | Allen Park Public Schools / 21,143 |
| 413. | 30.7% | Calumet Public Schools / 8,684 |
| 414. | 30.6% | Forest Area Community Schools / 5,954 |
| 415. | 30.5% | Farmington Public School District / 84,454 |
| 416. | 30.5% | Vassar Public Schools / 9,154 |
| 416. | 30.5% | Mount Clemens Community School District / 21,844 |
| 418. | 30.4% | Rapid River Public Schools / 2,803 |
| 419. | 30.4% | Lakeview Public Schools / 20,229 |
| 420. | 30.4% | Brandon School District / 17,068 |
| 421. | 30.3% | Climax-Scotts Community School District / 3,429 |
| 422. | 30.1% | North Huron School District / 3,655 |
| 423. | 30.1% | Capac Community School District / 8,487 |
| 424. | 30.1% | Van Dyke Public Schools / 21,522 |
| 425. | 30.0% | Wakefield-Marenisco School District / 3,821 |
| 426. | 30.0% | Melvindale-North Allen Park School District / 16,593 |
| 426. | 30.0% | Sigel Township School District 4F / 96 |
| 426. | 30.0% | Holt Public Schools / 27,886 |
| 429. | 30.0% | Romeo Community Schools / 32,863 |
| 430. | 30.0% | Howell Public Schools / 52,729 |
| 431. | 29.9% | Adams Township School District / 2,847 |
| 432. | 29.9% | Adrian City School District / 29,781 |
| 433. | 29.8% | Lansing Public School District / 122,945 |
| 434. | 29.8% | Sparta Area Schools / 14,770 |
| 435. | 29.7% | Ravenna Public Schools / 6,009 |
| 436. | 29.6% | Dearborn City School District / 105,748 |
| 436. | 29.6% | Harrison Community Schools / 13,212 |
| 438. | 29.5% | Crestwood School District / 28,589 |
| 439. | 29.5% | Bangor Public Schools / 7,407 |
| 440. | 29.4% | Rogers City Area Schools / 5,717 |
| 441. | 29.4% | Marysville Public Schools / 14,424 |
| 441. | 29.4% | Hudson Area Schools / 5,710 |
| 443. | 29.3% | East Detroit Public Schools / 37,939 |
| 444. | 29.3% | Kent City Community Schools / 7,697 |
| 445. | 29.3% | South Lake Schools / 20,634 |
| 446. | 29.3% | Atlanta Community Schools / 3,645 |
| 447. | 29.3% | Kentwood Public Schools / 60,745 |
| 448. | 29.2% | Whittemore-Prescott Area Schools / 7,521 |
| 449. | 29.1% | Mancelona Public Schools / 6,816 |
| 450. | 29.1% | Greenville Public Schools / 22,984 |
| 451. | 29.1% | Brown City Community School District / 5,522 |
| 451. | 29.1% | Fraser Public Schools / 28,685 |
| 453. | 29.0% | Manton Consolidated Schools / 5,297 |
| 453. | 29.0% | Battle Creek Public Schools / 43,050 |
| 455. | 29.0% | Dollar Bay-Tamarack City Area Schools / 1,669 |
| 456. | 29.0% | Madison Public Schools / 12,562 |
| 457. | 28.9% | L'Anse Creuse Public Schools / 66,428 |
| 458. | 28.8% | Taylor School District / 66,428 |
| 459. | 28.7% | Byron Center Public Schools / 21,259 |
| 460. | 28.6% | Beecher Community School District / 11,415 |
| 461. | 28.6% | Saginaw City School District / 58,472 |
| 462. | 28.6% | Gobles Public School District / 5,318 |
| 463. | 28.5% | Ironwood Area Schools / 8,005 |
| 464. | 28.5% | Marshall Public Schools / 13,740 |
| 464. | 28.5% | Richmond Community Schools / 12,009 |
| 466. | 28.4% | Hazel Park City School District / 21,303 |
| 467. | 28.4% | Woodhaven-Brownstown School District / 31,195 |
| 468. | 28.3% | Oak Park City School District / 22,143 |
| 469. | 28.3% | Warren Consolidated Schools / 114,353 |
| 470. | 28.2% | East Jackson Community Schools / 8,876 |
| 471. | 28.1% | Trenton Public Schools / 18,568 |
| 472. | 27.9% | Clintondale Community Schools / 16,438 |
| 473. | 27.9% | Ionia Public Schools / 22,545 |
| 474. | 27.8% | Republic-Michigamme Schools / 1,386 |
| 475. | 27.8% | Clarenceville School District / 12,048 |
| 476. | 27.6% | Flint City School District / 107,807 |
| 477. | 27.6% | Southfield Public School District / 70,681 |
| 478. | 27.5% | Alma Public Schools / 15,610 |
| 478. | 27.5% | Montabella Community Schools / 7,147 |
| 480. | 27.4% | Swan Valley School District / 9,088 |
| 481. | 27.3% | Gibraltar School District / 21,165 |
| 482. | 27.3% | Hemlock Public School District / 9,717 |
| 483. | 27.0% | Airport Community School District / 19,346 |
| 484. | 27.0% | Buckley Community School District / 2,499 |
| 485. | 27.0% | Harper Woods City Schools / 9,067 |
| 486. | 26.8% | Decatur Public Schools / 5,961 |
| 487. | 26.7% | Ferndale Public Schools / 25,243 |
| 488. | 26.5% | Romulus Community Schools / 22,971 |
| 489. | 26.4% | Lake Shore Public Schools / 22,652 |
| 490. | 26.3% | Madison School District / 6,708 |
| 491. | 26.3% | Huron Valley Schools / 57,232 |
| 492. | 26.3% | Wyandotte City School District / 26,368 |
| 493. | 26.2% | Union City Community Schools / 6,066 |
| 494. | 26.2% | New Haven Community Schools / 12,085 |
| 495. | 26.2% | Ecorse Public School District / 9,305 |
| 496. | 26.2% | New Lothrop Area Public School / 3,961 |
| 497. | 26.2% | Britton-Macon Area School District / 2,327 |
| 498. | 26.1% | South Lyon Community Schools / 39,119 |
| 499. | 26.1% | Lakeview School District / 22,254 |
| 500. | 26.1% | Parchment School District / 9,827 |
| 501. | 26.0% | Kingston Community School District / 3,555 |
| 501. | 26.0% | Clinton Community Schools / 6,135 |
| 503. | 25.9% | Chippewa Valley Schools / 97,440 |
| 504. | 25.9% | Bridgman Public Schools / 5,400 |
| 505. | 25.9% | Ontonagon Area Schools / 3,597 |
| 506. | 25.7% | Lincoln Park Public Schools / 38,531 |
| 507. | 25.6% | Marion Public Schools / 4,144 |
| 508. | 25.4% | Watersmeet Township School District / 1,339 |
| 508. | 25.4% | Orchard View Schools / 17,149 |
| 510. | 25.2% | Lincoln Consolidated School District / 30,404 |
| 511. | 25.2% | Oakridge Public Schools / 9,927 |
| 512. | 25.0% | Oneida Township School District 3 / 92 |
| 512. | 25.0% | Potterville Public Schools / 5,379 |
| 514. | 24.5% | Westwood Community Schools / 17,088 |
| 515. | 24.3% | Roseville Community Schools / 44,045 |
| 516. | 24.2% | Springport Public Schools / 5,852 |
| 517. | 24.1% | Church School District / 122 |
| 518. | 24.1% | Fitzgerald Public Schools / 18,043 |
| 519. | 23.8% | Willow Run Community Schools / 18,516 |
| 520. | 23.7% | Easton Township School District 6 / 424 |
| 521. | 23.6% | Southgate Community School District / 31,725 |
| 522. | 23.5% | Bendle Public Schools / 5,219 |
| 523. | 23.5% | Wells Township School District / 227 |
| 524. | 23.3% | Avondale School District / 25,372 |
| 525. | 23.2% | Blissfield Community Schools / 8,035 |
| 526. | 23.2% | Lawton Community School District / 5,786 |
| 527. | 23.2% | Comstock Park Public Schools / 14,972 |
| 528. | 23.1% | Tekonsha Community Schools / 2,200 |
| 529. | 23.0% | Buena Vista School District / 7,731 |
| 530. | 22.7% | Ganges School District 4 / 350 |
| 531. | 22.6% | Whitmore Lake Public Schools / 8,939 |
| 532. | 22.4% | Perry Public School District / 9,754 |
| 533. | 22.1% | Carrollton School District / 6,193 |
| 534. | 22.1% | Inkster City School District / 10,262 |
| 535. | 22.0% | Detroit City School District / 759,353 |
| 536. | 22.0% | Muskegon Heights School District / 11,157 |
| 537. | 21.2% | Jonesville Community Schools / 6,029 |
| 538. | 21.2% | Huron School District / 13,724 |
| 539. | 21.0% | Pontiac City School District / 78,797 |
| 540. | 20.3% | Center Line Public Schools / 19,895 |
| 541. | 20.0% | Big Jackson School District / 399 |
| 542. | 19.9% | Mount Morris Consolidated School District / 14,137 |
| 543. | 19.4% | West Iron County Public Schools / 7,492 |
| 544. | 19.0% | Flat Rock Community Schools / 10,562 |
| 545. | 18.9% | Hamtramck Public Schools / 22,594 |
| 546. | 18.2% | Excelsior Township School District 1 / 357 |
| 547. | 17.7% | Burt Township School District / 372 |
| 548. | 17.6% | Carsonville-Port Sanilac School District / 3,612 |
| 549. | 17.2% | Lamphere Public Schools / 17,113 |
| 550. | 16.7% | Grosse Ile Township Schools / 10,504 |
| 551. | 15.3% | River Rouge School District / 8,903 |
| 552. | 12.1% | Genesee School District / 3,591 |
| 553. | 10.2% | Highland Park City Schools / 12,714 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
