| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 75.0% | Bois Blanc Pines School District / 72 |
| 2. | 62.3% | Burt Township School District / 382 |
| 3. | 61.1% | Grant Township School District 2 / 180 |
| 4. | 44.4% | Church School District / 119 |
| 5. | 42.9% | Sigel Township School District 4F / 79 |
| 6. | 39.7% | Ganges School District 4 / 281 |
| 7. | 35.4% | Autrain-Onota Public Schools / 809 |
| 8. | 35.1% | Highland Park City Schools / 10,951 |
| 9. | 34.7% | Inkster City School District / 10,098 |
| 10. | 34.5% | Beaver Island Community School / 597 |
| 11. | 34.2% | Northport Public School District / 2,181 |
| 12. | 34.1% | Covert Public Schools / 2,906 |
| 13. | 33.5% | DeTour Area Schools / 2,077 |
| 14. | 33.0% | Beecher Community School District / 9,530 |
| 15. | 32.6% | Republic-Michigamme Schools / 1,357 |
| 16. | 32.5% | Detroit City School District / 695,496 |
| 17. | 32.2% | Madison School District / 7,910 |
| 18. | 31.7% | Ewen-Trout Creek Consolidated Schools / 2,384 |
| 19. | 31.6% | Baldwin Community Schools / 8,052 |
| 20. | 31.5% | Ontonagon Area Schools / 4,136 |
| 21. | 31.3% | Whittemore-Prescott Area Schools / 7,678 |
| 22. | 30.5% | Port Hope Community Schools / 1,068 |
| 23. | 30.4% | Carney-Nadeau Public Schools / 1,520 |
| 24. | 30.4% | Houghton Lake Community School District / 15,452 |
| 25. | 30.3% | Caseville Public Schools / 2,387 |
| 26. | 29.9% | Westwood Heights Schools / 5,718 |
| 27. | 29.9% | Suttons Bay Public Schools / 5,828 |
| 28. | 29.7% | Ecorse Public School District / 8,856 |
| 29. | 29.6% | Crestwood School District / 28,588 |
| 30. | 29.4% | Atlanta Community Schools / 3,317 |
| 31. | 29.4% | Michigan Center School District / 7,303 |
| 32. | 29.3% | Hale Area Schools / 4,998 |
| 33. | 29.1% | Flint City School District / 100,569 |
| 34. | 28.9% | Mesick Consolidated Schools / 5,525 |
| 35. | 28.9% | Harrison Community Schools / 13,025 |
| 36. | 28.8% | Pentwater Public School District / 2,151 |
| 37. | 28.8% | Muskegon Heights School District / 10,807 |
| 38. | 28.6% | Sigel Township School District 6 / 81 |
| 39. | 28.4% | Fennville Public Schools / 9,061 |
| 40. | 27.9% | Central Montcalm Public Schools / 11,261 |
| 41. | 27.8% | Whitefish Township Schools / 530 |
| 42. | 27.8% | Mancelona Public Schools / 6,886 |
| 43. | 27.7% | Glen Lake Community Schools / 5,354 |
| 44. | 27.5% | Ellsworth Community Schools / 1,746 |
| 44. | 27.5% | Arenac Eastern School District / 2,041 |
| 46. | 27.5% | Oak Park City School District / 23,715 |
| 46. | 27.5% | Hesperia Community Schools / 5,432 |
| 48. | 27.4% | East Detroit Public Schools / 37,633 |
| 49. | 27.4% | Kaleva Norman Dickson School District / 5,342 |
| 50. | 27.4% | Gladwin Community Schools / 13,859 |
| 51. | 27.3% | North Central Area Schools / 3,129 |
| 52. | 27.2% | Lakeview Community Schools / 9,860 |
| 52. | 27.2% | Saugatuck Public Schools / 4,675 |
| 54. | 27.2% | Engadine Consolidated Schools / 1,945 |
| 55. | 27.2% | Marion Public Schools / 4,153 |
| 56. | 27.1% | North Huron School District / 4,060 |
| 57. | 27.1% | Fairview Area School District / 2,794 |
| 58. | 27.0% | Hazel Park City School District / 21,182 |
| 59. | 26.9% | Oakridge Public Schools / 9,881 |
| 60. | 26.8% | Arvon Township School District / 368 |
| 61. | 26.7% | Walkerville Rural Community School District / 1,507 |
| 62. | 26.7% | Harbor Springs School District / 6,678 |
| 63. | 26.7% | Lawrence Public School District / 3,945 |
| 64. | 26.6% | Godfrey-Lee Public Schools / 7,215 |
| 65. | 26.5% | Bangor Township School District 8 / 213 |
| 66. | 26.4% | Memphis Community Schools / 5,590 |
| 67. | 26.4% | Central Lake Public Schools / 3,184 |
| 67. | 26.4% | Almont Community Schools / 8,139 |
| 69. | 26.3% | New Buffalo Area School District / 4,205 |
| 70. | 26.3% | Cassopolis Public Schools / 8,374 |
| 71. | 26.2% | Gerrish-Higgins School District / 11,835 |
| 72. | 26.1% | Boyne City Public Schools / 7,984 |
| 72. | 26.1% | Mar Lee School District / 1,784 |
| 74. | 26.1% | Carsonville-Port Sanilac School District / 3,511 |
| 75. | 25.9% | Albion Public Schools / 11,823 |
| 76. | 25.8% | Hamtramck Public Schools / 22,256 |
| 77. | 25.8% | Mason County Eastern Schools / 4,840 |
| 78. | 25.8% | Imlay City Community Schools / 12,367 |
| 78. | 25.8% | Fitzgerald Public Schools / 16,565 |
| 80. | 25.7% | West Iron County Public Schools / 7,149 |
| 81. | 25.7% | Sand Creek Community Schools / 3,424 |
| 82. | 25.5% | Burr Oak Community School District / 1,634 |
| 83. | 25.4% | Kalkaska Public Schools / 12,475 |
| 84. | 25.3% | Carson City-Crystal Area School District / 9,682 |
| 85. | 25.3% | Kingston Community School District / 3,628 |
| 86. | 25.2% | Bendle Public Schools / 6,322 |
| 87. | 25.1% | Byron Area Schools / 6,492 |
| 88. | 25.1% | Whiteford Agricultural School District / 4,247 |
| 89. | 25.1% | Reading Community Schools / 5,168 |
| 90. | 25.0% | Pontiac City School District / 77,541 |
| 91. | 25.0% | Dearborn City School District / 105,158 |
| 92. | 24.9% | Mid Peninsula School District / 1,744 |
| 92. | 24.9% | Marlette Community Schools / 6,476 |
| 94. | 24.8% | Chippewa Hills School District / 19,445 |
| 95. | 24.7% | Benzie County Central School / 13,646 |
| 96. | 24.5% | Shelby Public Schools / 7,815 |
| 97. | 24.4% | Stanton Township Public Schools / 1,299 |
| 98. | 24.4% | Richmond Community Schools / 12,432 |
| 99. | 24.4% | Pine River Area Schools / 7,470 |
| 100. | 24.3% | Bellaire Public Schools / 3,787 |
| 101. | 24.3% | Quincy Community School District / 8,033 |
| 102. | 24.1% | West Branch-Rose City Area Schools / 16,296 |
| 103. | 24.1% | Vandercook Lake Public Schools / 4,799 |
| 104. | 24.0% | Onekama Consolidated Schools / 3,329 |
| 105. | 24.0% | East Jordan Public Schools / 6,994 |
| 106. | 24.0% | South Haven Public Schools / 13,462 |
| 107. | 23.9% | Farwell Area Schools / 10,984 |
| 108. | 23.8% | Madison Public Schools / 12,324 |
| 109. | 23.7% | Clinton Community Schools / 6,004 |
| 110. | 23.7% | Forest Area Community Schools / 6,005 |
| 111. | 23.6% | Escanaba Area Public Schools / 20,077 |
| 112. | 23.4% | Millington Community Schools / 9,206 |
| 113. | 23.4% | Saranac Community Schools / 6,964 |
| 114. | 23.4% | Melvindale-North Allen Park School District / 16,726 |
| 115. | 23.4% | Manistique Area Schools / 7,562 |
| 116. | 23.4% | Bellevue Community Schools / 5,698 |
| 117. | 23.3% | Montabella Community Schools / 7,602 |
| 118. | 23.2% | Morley Stanwood Community Schools / 9,721 |
| 119. | 23.2% | Merrill Community Schools / 5,246 |
| 120. | 23.2% | Waldron Area Schools / 2,520 |
| 121. | 23.2% | Cheboygan Area Schools / 14,274 |
| 122. | 23.2% | Croswell-Lexington Community School District / 14,449 |
| 123. | 23.0% | Muskegon City School District / 37,241 |
| 124. | 22.9% | Genesee School District / 3,282 |
| 125. | 22.8% | Powell Township Schools / 482 |
| 126. | 22.8% | Pickford Public Schools / 2,579 |
| 127. | 22.7% | Bangor Public Schools / 8,169 |
| 128. | 22.7% | Leland Public School District / 3,284 |
| 129. | 22.7% | Standish-Sterling Community School District / 10,309 |
| 129. | 22.7% | Vassar Public Schools / 9,026 |
| 131. | 22.7% | Evart Public Schools / 6,616 |
| 132. | 22.7% | Tahquamenon Area Schools / 7,434 |
| 133. | 22.6% | Westwood Community Schools / 15,163 |
| 134. | 22.6% | Clarenceville School District / 10,884 |
| 135. | 22.5% | Elk Rapids Schools / 8,488 |
| 136. | 22.5% | Dryden Community Schools / 4,410 |
| 136. | 22.5% | Marcellus Community Schools / 4,836 |
| 138. | 22.5% | Schoolcraft Community Schools / 5,307 |
| 139. | 22.5% | Bridgeport-Spaulding Community School District / 16,096 |
| 140. | 22.5% | Mio-AuSable Schools / 5,215 |
| 141. | 22.4% | Galesburg-Augusta Community School District / 6,580 |
| 142. | 22.4% | West Bloomfield School District / 32,803 |
| 143. | 22.4% | Charlevoix Public Schools / 8,419 |
| 144. | 22.4% | Buckley Community School District / 2,734 |
| 145. | 22.4% | Frankfort-Elberta Area Schools / 3,826 |
| 146. | 22.4% | Munising Public Schools / 5,887 |
| 147. | 22.3% | Addison Community Schools / 7,777 |
| 148. | 22.3% | Mount Morris Consolidated School District / 14,517 |
| 149. | 22.3% | Lake City Area School District / 7,927 |
| 150. | 22.3% | Delton-Kellogg School District / 11,277 |
| 151. | 22.2% | White Cloud Public Schools / 7,565 |
| 151. | 22.2% | Coleman Community School District / 6,046 |
| 153. | 22.2% | Sigel Township School District 3F / 98 |
| 154. | 22.2% | Capac Community School District / 9,283 |
| 155. | 22.1% | Bloomfield Hills School District / 38,691 |
| 156. | 22.1% | Battle Creek Public Schools / 42,836 |
| 157. | 22.1% | Johannesburg-Lewiston Area School District / 5,747 |
| 158. | 22.0% | Dowagiac Union Schools / 14,972 |
| 159. | 22.0% | Name N/A / 13,629 |
| 160. | 22.0% | Wakefield-Marenisco School District / 3,825 |
| 160. | 22.0% | Edwardsburg Public Schools / 12,264 |
| 162. | 22.0% | Bloomingdale Public School District / 7,360 |
| 163. | 21.9% | Benton Harbor Area Schools / 30,726 |
| 164. | 21.8% | Saginaw City School District / 59,854 |
| 165. | 21.8% | Morrice Area Schools / 4,970 |
| 166. | 21.7% | Pellston Public Schools / 5,443 |
| 167. | 21.7% | Southfield Public School District / 70,073 |
| 168. | 21.7% | Les Cheneaux Community Schools / 2,423 |
| 169. | 21.6% | Hart Public School District / 8,289 |
| 170. | 21.6% | Colon Community School District / 5,310 |
| 171. | 21.6% | Stockbridge Community Schools / 10,207 |
| 172. | 21.6% | Mason County Central Schools / 7,705 |
| 173. | 21.6% | North Dickinson County Schools / 2,318 |
| 174. | 21.6% | Morenci Area Schools / 4,283 |
| 175. | 21.5% | Roseville Community Schools / 43,739 |
| 176. | 21.4% | Holton Public Schools / 6,659 |
| 176. | 21.4% | Akron-Fairgrove Schools / 2,900 |
| 178. | 21.4% | Riverview Community School District / 12,811 |
| 179. | 21.4% | North Adams-Jerome Schools / 3,286 |
| 180. | 21.3% | Essexville-Hampton Public Schools / 8,832 |
| 181. | 21.0% | Goodrich Area Schools / 9,819 |
| 182. | 21.0% | Bentley Community Schools / 6,890 |
| 183. | 21.0% | Ypsilanti School District / 57,133 |
| 183. | 21.0% | Webberville Community Schools / 3,696 |
| 185. | 20.9% | Comstock Public Schools / 17,038 |
| 185. | 20.9% | Constantine Public School District / 7,308 |
| 187. | 20.9% | Hillman Community Schools / 3,938 |
| 187. | 20.9% | Britton-Macon Area School District / 2,326 |
| 189. | 20.9% | Hanover-Horton Schools / 7,096 |
| 190. | 20.8% | Mason Consolidated Schools / 7,717 |
| 191. | 20.8% | Manton Consolidated Schools / 5,625 |
| 192. | 20.8% | Palo Community School District / 889 |
| 193. | 20.7% | Clio Area School District / 19,974 |
| 194. | 20.7% | Center Line Public Schools / 20,429 |
| 195. | 20.7% | Camden-Frontier School District / 3,978 |
| 196. | 20.7% | Crawford AuSable Schools / 11,967 |
| 197. | 20.7% | Newaygo Public School District / 9,947 |
| 198. | 20.6% | Mayville Community School District / 6,369 |
| 199. | 20.6% | Manchester Community Schools / 7,910 |
| 200. | 20.6% | Redford Union School District / 25,013 |
| 200. | 20.6% | Posen Consolidated School District / 2,069 |
| 202. | 20.6% | Olivet Community Schools / 6,941 |
| 203. | 20.6% | Whitmore Lake Public Schools / 8,331 |
| 204. | 20.5% | Mount Clemens Community School District / 21,145 |
| 205. | 20.5% | Bloomfield Township School District 7F / 239 |
| 205. | 20.5% | Peck Community School District / 2,676 |
| 207. | 20.5% | Van Dyke Public Schools / 20,006 |
| 208. | 20.4% | River Rouge School District / 8,496 |
| 209. | 20.3% | Dearborn Heights School District 7 / 12,433 |
| 210. | 20.3% | Maple Valley Schools / 7,880 |
| 211. | 20.2% | Cadillac Area Public Schools / 20,901 |
| 212. | 20.2% | Hartford Public School District / 6,644 |
| 213. | 20.2% | Pinconning Area Schools / 12,033 |
| 213. | 20.2% | Lake Fenton Community Schools / 11,634 |
| 215. | 20.2% | Chelsea School District / 16,016 |
| 216. | 20.2% | Eau Claire Public Schools / 3,810 |
| 217. | 20.1% | Hudson Area Schools / 6,226 |
| 218. | 20.1% | Wolverine Community Schools / 2,719 |
| 218. | 20.1% | Oscoda Area Schools / 12,733 |
| 220. | 20.1% | Onsted Community Schools / 9,234 |
| 220. | 20.1% | Fowlerville Community Schools / 15,997 |
| 222. | 20.0% | Onaway Area Community School District / 5,366 |
| 222. | 20.0% | Taylor School District / 64,786 |
| 224. | 20.0% | Ovid-Elsie Area Schools / 9,412 |
| 225. | 19.9% | Beaverton Rural Schools / 10,128 |
| 226. | 19.9% | Bear Lake School District / 2,068 |
| 227. | 19.9% | Hillsdale Community Schools / 14,203 |
| 228. | 19.9% | Adrian City School District / 29,578 |
| 229. | 19.8% | Ludington Area School District / 16,052 |
| 230. | 19.8% | Algonac Community School District / 15,193 |
| 230. | 19.8% | Atherton Community Schools / 6,807 |
| 232. | 19.7% | Brown City Community School District / 5,246 |
| 232. | 19.7% | River Valley School District / 7,724 |
| 234. | 19.7% | St. Ignace Area Schools / 3,978 |
| 234. | 19.7% | South Lake Schools / 20,083 |
| 236. | 19.7% | Paw Paw Public School District / 12,896 |
| 237. | 19.6% | Elkton-Pigeon-Bay Port Schools / 6,856 |
| 238. | 19.6% | Rapid River Public Schools / 2,915 |
| 239. | 19.6% | White Pigeon Community Schools / 7,056 |
| 240. | 19.6% | L'Anse Area Schools / 4,922 |
| 241. | 19.6% | Birmingham City School District / 56,346 |
| 242. | 19.5% | Van Buren Public Schools / 47,900 |
| 242. | 19.5% | Alcona Community Schools / 6,556 |
| 244. | 19.5% | Lansing Public School District / 120,987 |
| 245. | 19.4% | Elm River Township School District / 162 |
| 246. | 19.4% | East Jackson Community Schools / 8,500 |
| 247. | 19.4% | Inland Lakes Schools / 5,989 |
| 247. | 19.4% | Chesaning Union Schools / 11,553 |
| 247. | 19.4% | Ironwood Area Schools / 7,733 |
| 250. | 19.3% | Carman-Ainsworth Community School District / 30,354 |
| 250. | 19.3% | Gobles Public School District / 5,581 |
| 252. | 19.3% | Yale Public Schools / 10,602 |
| 253. | 19.3% | Fruitport Community Schools / 17,458 |
| 254. | 19.3% | Lawton Community School District / 5,474 |
| 254. | 19.3% | Charlotte Public Schools / 19,230 |
| 256. | 19.2% | Pittsford Area Schools / 3,116 |
| 257. | 19.2% | Springport Public Schools / 5,648 |
| 257. | 19.2% | Dundee Community Schools / 8,281 |
| 259. | 19.2% | Traverse City Area Public Schools / 81,298 |
| 260. | 19.1% | Caro Community Schools / 11,731 |
| 261. | 19.1% | Sandusky Community School District / 7,042 |
| 262. | 19.1% | Breckenridge Community Schools / 5,398 |
| 263. | 19.1% | Linden Community Schools / 18,476 |
| 264. | 19.0% | Shepherd Public School District / 9,103 |
| 264. | 19.0% | Reeths-Puffer Schools / 21,302 |
| 266. | 19.0% | Lakeville Community Schools / 11,558 |
| 267. | 19.0% | Romulus Community Schools / 20,527 |
| 268. | 19.0% | Kelloggsville Public Schools / 12,551 |
| 269. | 19.0% | Forest Park School District / 4,466 |
| 270. | 19.0% | Decatur Public Schools / 5,283 |
| 271. | 18.9% | Alpena Public Schools / 30,589 |
| 271. | 18.9% | Ionia Public Schools / 21,637 |
| 273. | 18.9% | Clintondale Community Schools / 14,946 |
| 274. | 18.9% | Lincoln Park Public Schools / 37,458 |
| 275. | 18.9% | Centreville Public Schools / 4,974 |
| 276. | 18.8% | Perry Public School District / 8,953 |
| 277. | 18.8% | Excelsior Township School District 1 / 379 |
| 277. | 18.8% | Wells Township School District / 202 |
| 279. | 18.7% | Brimley Area Schools / 3,214 |
| 280. | 18.7% | St. Johns Public Schools / 20,270 |
| 281. | 18.7% | Mendon Community School District / 3,634 |
| 282. | 18.7% | Petoskey Public Schools / 18,833 |
| 283. | 18.7% | Kent City Community Schools / 7,405 |
| 284. | 18.6% | Greenville Public Schools / 23,161 |
| 285. | 18.6% | Wayne-Westland Community School District / 88,774 |
| 286. | 18.6% | Davison Community Schools / 31,474 |
| 287. | 18.5% | Orchard View Schools / 16,583 |
| 288. | 18.5% | Harper Woods City Schools / 8,453 |
| 289. | 18.5% | East China School District / 28,955 |
| 290. | 18.5% | Marshall Public Schools / 13,472 |
| 291. | 18.5% | Baraga Area Schools / 4,087 |
| 292. | 18.5% | Grosse Ile Township Schools / 10,264 |
| 293. | 18.5% | Romeo Community Schools / 34,858 |
| 294. | 18.4% | Harbor Beach Community Schools / 4,291 |
| 295. | 18.4% | Lapeer Community Schools / 41,742 |
| 296. | 18.4% | Jackson Public Schools / 56,366 |
| 297. | 18.4% | Warren Consolidated Schools / 115,873 |
| 297. | 18.4% | Western School District / 12,591 |
| 297. | 18.4% | Concord Community Schools / 5,075 |
| 300. | 18.3% | Montrose Community Schools / 7,821 |
| 300. | 18.3% | Big Bay de Noc School District / 2,155 |
| 302. | 18.3% | Montague Area Public Schools / 8,426 |
| 303. | 18.3% | Lake Linden-Hubbell School District / 3,801 |
| 304. | 18.2% | Deckerville Community School District / 4,385 |
| 305. | 18.2% | Swartz Creek Community Schools / 24,666 |
| 306. | 18.2% | Waterford School District / 78,101 |
| 307. | 18.2% | Haslett Public Schools / 16,048 |
| 308. | 18.1% | Hastings Area School District / 19,169 |
| 308. | 18.1% | Walled Lake Consolidated Schools / 101,577 |
| 310. | 18.1% | Grass Lake Community Schools / 6,496 |
| 311. | 18.0% | Otsego Public Schools / 13,731 |
| 312. | 18.0% | Tri County Area Schools / 13,806 |
| 313. | 18.0% | Fenton Area Public Schools / 20,805 |
| 314. | 18.0% | Monroe Public Schools / 49,203 |
| 315. | 17.9% | Pinckney Community Schools / 26,409 |
| 316. | 17.9% | Bad Axe Public Schools / 6,487 |
| 317. | 17.9% | Port Huron Area School District / 67,746 |
| 317. | 17.9% | Bridgman Public Schools / 4,601 |
| 319. | 17.9% | Pennfield School District / 9,359 |
| 320. | 17.8% | Ferndale Public Schools / 24,007 |
| 321. | 17.8% | Alba Public Schools / 1,290 |
| 322. | 17.8% | Reed City Area Public Schools / 11,046 |
| 323. | 17.7% | Bark River-Harris School District / 3,073 |
| 324. | 17.7% | Blissfield Community Schools / 7,124 |
| 324. | 17.7% | Lamphere Public Schools / 17,519 |
| 324. | 17.7% | Clare Public Schools / 8,094 |
| 327. | 17.6% | Easton Township School District 6 / 487 |
| 328. | 17.6% | Tecumseh Public Schools / 17,809 |
| 329. | 17.5% | North Branch Area Schools / 12,015 |
| 329. | 17.5% | Mattawan Consolidated School / 18,577 |
| 329. | 17.5% | Lakeview Public Schools / 19,920 |
| 332. | 17.5% | Garden City School District / 27,783 |
| 333. | 17.5% | Au Gres-Sims School District / 3,313 |
| 334. | 17.5% | New Lothrop Area Public School / 3,629 |
| 335. | 17.5% | Berrien Springs Public Schools / 13,126 |
| 335. | 17.5% | Birch Run Area School District / 9,489 |
| 337. | 17.5% | Manistee Area Schools / 12,874 |
| 338. | 17.4% | Leslie Public Schools / 7,886 |
| 339. | 17.4% | Belding Area School District / 12,611 |
| 340. | 17.4% | Menominee Area Public Schools / 12,082 |
| 340. | 17.4% | Columbia School District / 11,576 |
| 342. | 17.3% | Martin Public Schools / 5,099 |
| 343. | 17.3% | Farmington Public School District / 85,306 |
| 343. | 17.3% | Hartland Consolidated Schools / 26,657 |
| 345. | 17.2% | Fraser Public Schools / 29,056 |
| 345. | 17.2% | Northville Public Schools / 38,211 |
| 347. | 17.1% | Big Jackson School District / 427 |
| 348. | 17.0% | South Redford School District / 22,499 |
| 349. | 17.0% | Kearsley Community Schools / 16,311 |
| 350. | 17.0% | Durand Area Schools / 10,612 |
| 351. | 16.9% | Airport Community School District / 19,385 |
| 352. | 16.9% | Milan Area Schools / 15,196 |
| 353. | 16.9% | Allegan Public Schools / 17,198 |
| 354. | 16.9% | Clawson City School District / 12,210 |
| 355. | 16.9% | McBain Rural Agricultural Schools / 6,156 |
| 356. | 16.8% | Lowell Area Schools / 21,212 |
| 357. | 16.8% | Bedford Public Schools / 31,306 |
| 358. | 16.8% | Superior Central Schools / 2,472 |
| 359. | 16.7% | Ravenna Public Schools / 6,310 |
| 360. | 16.7% | Chassell Township School District / 1,841 |
| 360. | 16.7% | Utica Community Schools / 182,047 |
| 362. | 16.7% | Clarkston Community School District / 43,217 |
| 363. | 16.7% | Berlin Township School District 3 / 278 |
| 364. | 16.6% | Grand Rapids Public Schools / 184,554 |
| 365. | 16.6% | Summerfield School District / 4,734 |
| 365. | 16.6% | New Haven Community Schools / 13,755 |
| 367. | 16.6% | Mackinaw City Public Schools / 1,138 |
| 368. | 16.6% | South Lyon Community Schools / 42,534 |
| 368. | 16.6% | Jefferson Schools / 12,256 |
| 370. | 16.5% | Chippewa Valley Schools / 102,729 |
| 371. | 16.5% | Reese Public Schools / 5,625 |
| 372. | 16.5% | Meridian Public Schools / 10,528 |
| 373. | 16.5% | Rogers City Area Schools / 5,380 |
| 373. | 16.5% | Northwest School District / 24,927 |
| 375. | 16.4% | Littlefield Schools / 3,539 |
| 375. | 16.4% | Eaton Rapids Public Schools / 17,437 |
| 377. | 16.4% | Tawas Area Schools / 11,015 |
| 378. | 16.4% | Gibraltar School District / 21,803 |
| 379. | 16.4% | Coldwater Community Schools / 22,292 |
| 380. | 16.4% | Coloma Community Schools / 9,604 |
| 381. | 16.3% | Anchor Bay School District / 35,403 |
| 382. | 16.2% | Northview Public School District / 16,149 |
| 383. | 16.2% | Ishpeming Public School District / 6,800 |
| 384. | 16.2% | Stephenson Area Public Schools / 5,375 |
| 385. | 16.2% | Lake Shore Public Schools / 22,811 |
| 386. | 16.1% | Boyne Falls Public School District / 1,826 |
| 387. | 16.1% | Warren Woods Public Schools / 21,853 |
| 388. | 16.1% | Royal Oak City School District / 58,879 |
| 389. | 16.0% | Cass City Public Schools / 7,906 |
| 390. | 15.9% | Grant Public School District / 9,912 |
| 390. | 15.9% | Bay City School District / 71,689 |
| 392. | 15.9% | Dexter Community School District / 20,521 |
| 392. | 15.9% | Huron Valley Schools / 58,550 |
| 394. | 15.7% | Lakewood Public Schools / 13,462 |
| 395. | 15.7% | Marysville Public Schools / 14,149 |
| 396. | 15.7% | Waverly Community Schools / 21,154 |
| 397. | 15.7% | Rochester Community School District / 91,304 |
| 398. | 15.6% | Hopkins Public Schools / 7,985 |
| 399. | 15.6% | Brandon School District / 17,288 |
| 400. | 15.6% | Hamilton Community Schools / 14,244 |
| 401. | 15.6% | Ithaca Public Schools / 7,330 |
| 402. | 15.6% | Bronson Community School District / 7,750 |
| 402. | 15.6% | Lincoln Consolidated School District / 30,069 |
| 404. | 15.5% | Napoleon Community Schools / 8,485 |
| 405. | 15.5% | Flushing Community Schools / 26,923 |
| 406. | 15.5% | Nottawa Community School / 1,554 |
| 406. | 15.5% | Holland City School District / 37,022 |
| 408. | 15.5% | Howell Public Schools / 53,263 |
| 409. | 15.5% | Dollar Bay-Tamarack City Area Schools / 1,841 |
| 410. | 15.4% | Grosse Pointe Public Schools / 50,596 |
| 411. | 15.3% | Armada Area Schools / 9,083 |
| 412. | 15.3% | Oxford Area Community Schools / 24,037 |
| 413. | 15.3% | East Grand Rapids Public School District / 11,652 |
| 413. | 15.3% | Huron School District / 14,105 |
| 413. | 15.3% | Saginaw Township Community Schools / 40,479 |
| 413. | 15.3% | Spring Lake Public Schools / 13,076 |
| 417. | 15.3% | Owosso Public Schools / 24,774 |
| 418. | 15.2% | L'Anse Creuse Public Schools / 69,600 |
| 419. | 15.2% | Beal City Public Schools / 2,773 |
| 419. | 15.2% | Frankenmuth School District / 9,980 |
| 421. | 15.2% | Alma Public Schools / 15,102 |
| 422. | 15.2% | Dansville Schools / 4,858 |
| 423. | 15.1% | Fremont Public School District / 13,760 |
| 424. | 15.1% | Lake Orion Community Schools / 42,648 |
| 424. | 15.1% | Wayland Union Schools / 17,720 |
| 426. | 15.1% | Coopersville Public School District / 13,621 |
| 427. | 15.1% | Ionia Township School District 2 / 972 |
| 428. | 15.0% | Corunna Public School District / 10,303 |
| 429. | 15.0% | Union City Community Schools / 6,129 |
| 430. | 14.9% | Fulton Schools / 4,858 |
| 431. | 14.9% | Ashley Community Schools / 1,969 |
| 432. | 14.9% | Calumet Public Schools / 8,612 |
| 433. | 14.8% | Oneida Township School District 3 / 92 |
| 434. | 14.8% | Kenowa Hills Public Schools / 23,985 |
| 434. | 14.8% | Iron Mountain Public Schools / 7,593 |
| 436. | 14.8% | Niles Community School District / 24,861 |
| 437. | 14.7% | Mona Shores Public School District / 22,346 |
| 438. | 14.7% | Brighton Area Schools / 37,599 |
| 439. | 14.7% | Vicksburg Community Schools / 15,281 |
| 440. | 14.7% | Kalamazoo Public School District / 110,814 |
| 441. | 14.7% | Caledonia Community Schools / 21,871 |
| 442. | 14.6% | Bullock Creek School District / 9,715 |
| 443. | 14.6% | Troy School District / 65,116 |
| 443. | 14.6% | Wyoming Public Schools / 36,227 |
| 445. | 14.6% | Ann Arbor Public Schools / 167,610 |
| 445. | 14.6% | Kingsley Area Schools / 7,668 |
| 447. | 14.5% | Owendale-Gagetown Area Schools / 1,545 |
| 448. | 14.4% | Unionville-Sebewaing Area School District / 5,273 |
| 448. | 14.4% | Holt Public Schools / 29,169 |
| 450. | 14.4% | Jonesville Community Schools / 6,173 |
| 451. | 14.4% | Whitehall School District / 11,764 |
| 451. | 14.4% | Allen Park Public Schools / 20,191 |
| 451. | 14.4% | Sturgis Public Schools / 16,893 |
| 454. | 14.3% | Livonia Public Schools / 114,647 |
| 455. | 14.3% | Godwin Heights Public Schools / 11,535 |
| 456. | 14.3% | Colfax Township School District 1F / 156 |
| 457. | 14.3% | Freeland Community School District / 11,986 |
| 458. | 14.2% | Plymouth-Canton Community Schools / 120,259 |
| 459. | 14.2% | St. Joseph Public Schools / 18,610 |
| 459. | 14.2% | Southgate Community School District / 31,246 |
| 461. | 14.2% | Portland Public School District / 12,214 |
| 462. | 14.2% | Holly Area School District / 28,054 |
| 463. | 14.2% | Lakeshore School District / 17,862 |
| 463. | 14.2% | Harper Creek Community Schools / 15,149 |
| 465. | 14.1% | Swan Valley School District / 8,744 |
| 466. | 14.1% | Vanderbilt Area Schools / 2,052 |
| 467. | 14.0% | Wyandotte City School District / 25,470 |
| 468. | 14.0% | East Lansing School District / 55,644 |
| 469. | 13.9% | Three Rivers Community Schools / 17,881 |
| 470. | 13.9% | Thornapple Kellogg School District / 15,359 |
| 471. | 13.9% | Sodus Township School District 5 / 247 |
| 472. | 13.9% | Bangor Township Schools / 14,519 |
| 473. | 13.9% | Avondale School District / 26,377 |
| 474. | 13.8% | Parchment School District / 9,492 |
| 475. | 13.8% | Grand Blanc Community Schools / 50,089 |
| 475. | 13.8% | Potterville Public Schools / 5,451 |
| 477. | 13.7% | Okemos Public Schools / 23,948 |
| 478. | 13.6% | Grand Haven Area Public Schools / 40,546 |
| 479. | 13.6% | Comstock Park Public Schools / 14,455 |
| 480. | 13.5% | Moran Township School District / 945 |
| 481. | 13.5% | St. Louis Public Schools / 10,636 |
| 482. | 13.5% | Lakeview School District / 21,780 |
| 483. | 13.5% | Galien Township School District / 2,672 |
| 484. | 13.5% | St. Charles Community Schools / 6,492 |
| 485. | 13.4% | Gaylord Community Schools / 20,305 |
| 485. | 13.4% | Tekonsha Community Schools / 2,309 |
| 487. | 13.4% | Allendale Public School District / 21,152 |
| 488. | 13.3% | West Ottawa Public School District / 48,672 |
| 489. | 13.2% | Rudyard Area Schools / 9,755 |
| 490. | 13.1% | Breitung Township Schools / 10,960 |
| 491. | 13.1% | Ida Public School District / 7,972 |
| 491. | 13.1% | Williamston Community Schools / 10,202 |
| 493. | 13.0% | Homer Community Schools / 4,356 |
| 494. | 12.9% | Byron Center Public Schools / 22,340 |
| 495. | 12.7% | Athens Area Schools / 4,703 |
| 496. | 12.6% | Woodhaven-Brownstown School District / 32,732 |
| 497. | 12.6% | Grandville Public Schools / 37,958 |
| 498. | 12.6% | Mount Pleasant City School District / 45,746 |
| 499. | 12.5% | Negaunee Public Schools / 8,628 |
| 500. | 12.5% | Laingsburg Community School District / 5,932 |
| 501. | 12.4% | Sparta Area Schools / 14,776 |
| 502. | 12.3% | Buchanan Community School District / 9,845 |
| 503. | 12.3% | Deerfield Public Schools / 1,731 |
| 503. | 12.3% | Trenton Public Schools / 18,171 |
| 505. | 12.3% | Vestaburg Community Schools / 3,975 |
| 506. | 12.2% | Portage Public Schools / 52,267 |
| 507. | 12.1% | North Muskegon Public Schools / 3,778 |
| 508. | 12.0% | Watersmeet Township School District / 1,338 |
| 509. | 12.0% | Bessemer Area School District / 3,146 |
| 510. | 12.0% | Jenison Public Schools / 27,725 |
| 511. | 11.9% | Ubly Community Schools / 3,980 |
| 512. | 11.9% | Sault Ste. Marie Area Schools / 20,793 |
| 513. | 11.8% | Brandywine Public School District / 9,198 |
| 514. | 11.6% | Berkley School District / 26,851 |
| 515. | 11.6% | Hudsonville Public School District / 38,489 |
| 516. | 11.5% | Kentwood Public Schools / 63,501 |
| 517. | 11.4% | Grand Ledge Public Schools / 34,155 |
| 518. | 11.4% | Flat Rock Community Schools / 10,154 |
| 518. | 11.4% | Rockford Public Schools / 40,899 |
| 520. | 11.4% | Saline Area Schools / 26,033 |
| 521. | 11.3% | Cedar Springs Public Schools / 19,354 |
| 522. | 11.2% | Bath Community Schools / 8,551 |
| 523. | 11.2% | Gladstone Area Schools / 9,274 |
| 524. | 11.0% | Big Rapids Public Schools / 19,520 |
| 525. | 11.0% | Zeeland Public Schools / 32,495 |
| 526. | 10.9% | Mason Public Schools / 19,112 |
| 527. | 10.9% | Pewamo-Westphalia Community School District / 4,322 |
| 528. | 10.9% | Marquette Area Public Schools / 32,483 |
| 529. | 10.9% | N.I.C.E. Community Schools / 7,412 |
| 530. | 10.9% | Plainwell Community Schools / 15,253 |
| 531. | 10.7% | Midland Public Schools / 53,018 |
| 532. | 10.7% | Hagar Township School District 6 / 609 |
| 533. | 10.7% | Gull Lake Community Schools / 19,703 |
| 534. | 10.6% | Climax-Scotts Community School District / 3,868 |
| 535. | 10.5% | Fowler Public Schools / 2,376 |
| 536. | 10.4% | Hemlock Public School District / 9,404 |
| 537. | 10.4% | Adams Township School District / 2,918 |
| 538. | 10.1% | Carrollton School District / 6,009 |
| 539. | 10.0% | Forest Hills Public Schools / 48,760 |
| 540. | 9.9% | Hancock Public Schools / 6,809 |
| 541. | 9.6% | Norway-Vulcan Area Schools / 5,499 |
| 542. | 9.2% | Litchfield Community Schools / 3,248 |
| 543. | 9.2% | Houghton-Portage Township Schools / 10,517 |
| 544. | 9.2% | Gwinn Area Community Schools / 10,174 |
| 545. | 8.7% | Novi Community School District / 33,659 |
| 546. | 8.7% | Watervliet School District / 6,892 |
| 547. | 8.5% | DeWitt Public Schools / 14,053 |
| 548. | 8.5% | Mackinac Island Public Schools / 600 |
| 549. | 7.1% | Verona Township School District 1F / 126 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
