| Rank | Owner Occupied Housing Units with Mortgage Percentage ▼ | School District / Population |
| 1. | 83.1% | Goodrich Area Schools / 9,386 |
| 2. | 82.1% | Hartland Consolidated Schools / 27,196 |
| 3. | 81.8% | Oneida Township School District 3 / 109 |
| 4. | 81.3% | Kingsley Area Schools / 7,593 |
| 5. | 81.0% | Lake Orion Community Schools / 39,606 |
| 6. | 80.9% | Pinckney Community Schools / 26,261 |
| 7. | 80.3% | Howell Public Schools / 52,017 |
| 8. | 80.1% | Dexter Community School District / 18,640 |
| 9. | 80.0% | Walled Lake Consolidated Schools / 96,659 |
| 10. | 80.0% | Fenton Area Public Schools / 21,128 |
| 11. | 79.7% | Clintondale Community Schools / 16,172 |
| 12. | 79.7% | Novi Community School District / 30,840 |
| 13. | 79.4% | Clarkston Community School District / 42,055 |
| 14. | 79.1% | Plymouth-Canton Community Schools / 109,055 |
| 15. | 79.1% | Brighton Area Schools / 36,908 |
| 16. | 78.9% | Oxford Area Community Schools / 23,258 |
| 17. | 78.9% | New Haven Community Schools / 11,742 |
| 17. | 78.9% | DeWitt Public Schools / 13,488 |
| 19. | 78.6% | West Bloomfield School District / 33,995 |
| 20. | 78.4% | Saline Area Schools / 24,904 |
| 21. | 78.2% | Wyoming Public Schools / 35,526 |
| 22. | 78.1% | Sand Creek Community Schools / 3,885 |
| 23. | 78.0% | Oak Park City School District / 21,665 |
| 24. | 78.0% | Ferndale Public Schools / 25,949 |
| 25. | 77.7% | Richmond Community Schools / 12,840 |
| 26. | 77.4% | Berkley School District / 27,704 |
| 27. | 77.2% | Linden Community Schools / 17,542 |
| 28. | 77.1% | East Grand Rapids Public School District / 10,886 |
| 29. | 77.0% | Rochester Community School District / 85,881 |
| 30. | 76.9% | Redford Union School District / 24,942 |
| 31. | 76.8% | Waterford School District / 76,898 |
| 32. | 76.7% | Southfield Public School District / 72,857 |
| 33. | 76.7% | Allendale Public School District / 18,331 |
| 34. | 76.7% | Bendle Public Schools / 5,546 |
| 35. | 76.6% | Godwin Heights Public Schools / 11,688 |
| 36. | 76.6% | Hazel Park City School District / 22,807 |
| 37. | 76.5% | Grand Blanc Community Schools / 47,131 |
| 38. | 76.5% | Atherton Community Schools / 7,576 |
| 39. | 76.4% | Northville Public Schools / 37,832 |
| 40. | 76.4% | Rockford Public Schools / 38,322 |
| 41. | 76.3% | Huron School District / 13,844 |
| 42. | 76.3% | Anchor Bay School District / 38,539 |
| 43. | 76.3% | Mattawan Consolidated School / 16,673 |
| 44. | 76.1% | Laingsburg Community School District / 5,660 |
| 45. | 76.0% | Huron Valley Schools / 59,423 |
| 46. | 76.0% | Dryden Community Schools / 4,296 |
| 47. | 76.0% | Fowlerville Community Schools / 16,594 |
| 48. | 75.9% | L'Anse Creuse Public Schools / 69,632 |
| 49. | 75.9% | Milan Area Schools / 15,382 |
| 50. | 75.9% | Lincoln Consolidated School District / 29,502 |
| 51. | 75.7% | Holly Area School District / 28,189 |
| 52. | 75.6% | Gibraltar School District / 20,012 |
| 53. | 75.4% | Ann Arbor Public Schools / 163,198 |
| 54. | 75.3% | Haslett Public Schools / 15,847 |
| 55. | 75.3% | Hudsonville Public School District / 34,810 |
| 56. | 75.2% | Jefferson Schools / 12,176 |
| 57. | 75.2% | Memphis Community Schools / 5,664 |
| 58. | 75.1% | Cedar Springs Public Schools / 18,361 |
| 59. | 75.1% | Brandon School District / 17,231 |
| 60. | 75.1% | Lawton Community School District / 5,990 |
| 61. | 74.9% | Britton-Macon Area School District / 2,356 |
| 62. | 74.8% | Centreville Public Schools / 5,471 |
| 62. | 74.8% | Morrice Area Schools / 4,052 |
| 64. | 74.8% | Bedford Public Schools / 31,316 |
| 65. | 74.8% | Armada Area Schools / 9,445 |
| 66. | 74.7% | Chelsea School District / 16,492 |
| 67. | 74.7% | Willow Run Community Schools / 18,918 |
| 68. | 74.6% | Clawson City School District / 12,468 |
| 69. | 74.6% | Easton Township School District 6 / 439 |
| 69. | 74.6% | Grass Lake Community Schools / 6,420 |
| 71. | 74.6% | Holt Public Schools / 29,849 |
| 72. | 74.6% | Dundee Community Schools / 8,871 |
| 73. | 74.4% | Imlay City Community Schools / 12,223 |
| 74. | 74.3% | Grand Rapids Public Schools / 187,050 |
| 75. | 74.3% | Stockbridge Community Schools / 10,228 |
| 75. | 74.3% | Flat Rock Community Schools / 10,397 |
| 77. | 74.1% | Freeland Community School District / 11,108 |
| 77. | 74.1% | Forest Hills Public Schools / 43,790 |
| 79. | 74.1% | Troy School District / 64,440 |
| 80. | 74.0% | Wayland Union Schools / 18,185 |
| 81. | 73.9% | North Branch Area Schools / 12,389 |
| 82. | 73.9% | Avondale School District / 25,545 |
| 83. | 73.9% | Leslie Public Schools / 7,253 |
| 84. | 73.9% | Farmington Public School District / 82,850 |
| 85. | 73.8% | Maple Valley Schools / 8,730 |
| 86. | 73.8% | Chippewa Valley Schools / 94,351 |
| 87. | 73.8% | Romulus Community Schools / 21,198 |
| 88. | 73.7% | Ida Public School District / 7,417 |
| 89. | 73.6% | Madison Public Schools / 12,675 |
| 90. | 73.5% | Whitehall School District / 12,470 |
| 91. | 73.4% | Wayne-Westland Community School District / 91,079 |
| 92. | 73.4% | Pontiac City School District / 83,421 |
| 93. | 73.4% | Grant Public School District / 9,835 |
| 94. | 73.3% | Spring Lake Public Schools / 12,383 |
| 95. | 73.3% | Whitmore Lake Public Schools / 9,424 |
| 96. | 73.2% | Almont Community Schools / 9,280 |
| 97. | 73.2% | Mar Lee School District / 1,614 |
| 97. | 73.2% | Royal Oak City School District / 57,735 |
| 99. | 73.1% | Adrian City School District / 30,691 |
| 100. | 73.0% | Eaton Rapids Public Schools / 16,329 |
| 101. | 73.0% | Western School District / 13,280 |
| 102. | 72.9% | Williamston Community Schools / 10,249 |
| 103. | 72.8% | Tri County Area Schools / 12,921 |
| 104. | 72.8% | Caledonia Community Schools / 20,966 |
| 105. | 72.8% | Napoleon Community Schools / 8,493 |
| 105. | 72.8% | Van Dyke Public Schools / 21,002 |
| 107. | 72.7% | Perry Public School District / 9,931 |
| 108. | 72.7% | Birmingham City School District / 55,505 |
| 108. | 72.7% | Marshall Public Schools / 13,622 |
| 110. | 72.6% | South Lyon Community Schools / 39,480 |
| 111. | 72.6% | Portage Public Schools / 50,903 |
| 112. | 72.6% | Utica Community Schools / 172,791 |
| 113. | 72.4% | Berlin Township School District 3 / 343 |
| 113. | 72.4% | Van Buren Public Schools / 46,046 |
| 115. | 72.4% | Capac Community School District / 8,730 |
| 116. | 72.3% | Lowell Area Schools / 21,447 |
| 117. | 72.3% | Kentwood Public Schools / 59,192 |
| 118. | 72.2% | Clarenceville School District / 11,167 |
| 119. | 72.2% | Buckley Community School District / 2,659 |
| 120. | 72.1% | Michigan Center School District / 7,187 |
| 121. | 72.0% | Ypsilanti School District / 42,268 |
| 122. | 72.0% | Schoolcraft Community Schools / 5,239 |
| 123. | 72.0% | Tecumseh Public Schools / 17,898 |
| 124. | 71.8% | Pennfield School District / 9,031 |
| 125. | 71.8% | West Ottawa Public School District / 47,025 |
| 126. | 71.8% | Roseville Community Schools / 43,133 |
| 127. | 71.7% | Clio Area School District / 20,933 |
| 128. | 71.7% | Mount Clemens Community School District / 21,830 |
| 129. | 71.6% | Grosse Pointe Public Schools / 47,902 |
| 130. | 71.6% | Lapeer Community Schools / 42,996 |
| 131. | 71.6% | Woodhaven-Brownstown School District / 31,605 |
| 132. | 71.5% | Mayville Community School District / 7,112 |
| 133. | 71.3% | East China School District / 31,052 |
| 134. | 71.3% | Plainwell Community Schools / 15,638 |
| 135. | 71.3% | Thornapple Kellogg School District / 13,682 |
| 136. | 71.2% | Garden City School District / 27,814 |
| 137. | 71.2% | Yale Public Schools / 11,696 |
| 138. | 71.2% | Lansing Public School District / 121,089 |
| 139. | 71.1% | Addison Community Schools / 8,026 |
| 140. | 71.0% | Clinton Community Schools / 6,324 |
| 140. | 71.0% | Montrose Community Schools / 7,716 |
| 142. | 71.0% | Livonia Public Schools / 109,649 |
| 143. | 71.0% | Lake Fenton Community Schools / 10,838 |
| 144. | 70.9% | Okemos Public Schools / 22,342 |
| 145. | 70.9% | Whiteford Agricultural School District / 4,322 |
| 146. | 70.9% | Byron Area Schools / 6,554 |
| 147. | 70.8% | South Redford School District / 21,237 |
| 148. | 70.8% | Inkster City School District / 9,124 |
| 149. | 70.7% | Portland Public School District / 11,164 |
| 150. | 70.6% | Grand Ledge Public Schools / 33,164 |
| 151. | 70.6% | Gaylord Community Schools / 20,084 |
| 152. | 70.4% | Manchester Community Schools / 7,434 |
| 153. | 70.4% | Bentley Community Schools / 6,420 |
| 154. | 70.4% | Lakeview School District / 22,718 |
| 155. | 70.3% | Fennville Public Schools / 8,886 |
| 156. | 70.3% | Grand Haven Area Public Schools / 39,238 |
| 156. | 70.3% | Northview Public School District / 16,417 |
| 158. | 70.2% | Vicksburg Community Schools / 14,473 |
| 159. | 70.2% | Traverse City Area Public Schools / 76,476 |
| 160. | 70.1% | East Detroit Public Schools / 37,554 |
| 161. | 70.1% | Mendon Community School District / 3,699 |
| 162. | 70.0% | Gull Lake Community Schools / 15,973 |
| 162. | 70.0% | Petoskey Public Schools / 18,751 |
| 164. | 70.0% | Ravenna Public Schools / 5,943 |
| 165. | 70.0% | Port Huron Area School District / 69,180 |
| 166. | 69.8% | Belding Area School District / 12,720 |
| 167. | 69.7% | St. Joseph Public Schools / 19,027 |
| 167. | 69.7% | Jackson Public Schools / 57,274 |
| 169. | 69.7% | Concord Community Schools / 5,536 |
| 170. | 69.7% | Hamilton Community Schools / 14,727 |
| 171. | 69.7% | Mason Public Schools / 18,678 |
| 172. | 69.5% | Galien Township School District / 2,709 |
| 172. | 69.5% | Birch Run Area School District / 9,543 |
| 174. | 69.2% | Gobles Public School District / 5,561 |
| 175. | 69.2% | Lakeville Community Schools / 12,307 |
| 176. | 69.1% | Fruitport Community Schools / 17,722 |
| 177. | 69.0% | Marysville Public Schools / 14,067 |
| 178. | 69.0% | Saranac Community Schools / 6,116 |
| 179. | 69.0% | Edwardsburg Public Schools / 11,025 |
| 180. | 68.8% | Dansville Schools / 5,083 |
| 180. | 68.8% | Grandville Public Schools / 38,863 |
| 182. | 68.8% | East Lansing School District / 52,543 |
| 182. | 68.8% | Sparta Area Schools / 14,812 |
| 184. | 68.8% | Westwood Community Schools / 16,695 |
| 185. | 68.7% | Center Line Public Schools / 19,517 |
| 186. | 68.6% | Lakewood Public Schools / 13,687 |
| 187. | 68.6% | Algonac Community School District / 16,503 |
| 188. | 68.6% | North Muskegon Public Schools / 3,955 |
| 189. | 68.5% | Lincoln Park Public Schools / 36,241 |
| 190. | 68.5% | Taylor School District / 64,784 |
| 191. | 68.5% | Charlotte Public Schools / 18,899 |
| 192. | 68.4% | Davison Community Schools / 31,293 |
| 193. | 68.3% | Comstock Park Public Schools / 15,119 |
| 194. | 68.3% | Jenison Public Schools / 26,448 |
| 195. | 68.3% | Romeo Community Schools / 32,599 |
| 196. | 68.2% | Mancelona Public Schools / 6,937 |
| 197. | 68.2% | Hopkins Public Schools / 8,122 |
| 198. | 68.1% | Zeeland Public Schools / 29,931 |
| 199. | 68.0% | Merrill Community Schools / 5,220 |
| 200. | 68.0% | Bloomingdale Public School District / 8,707 |
| 201. | 68.0% | Boyne City Public Schools / 8,234 |
| 202. | 68.0% | Bath Community Schools / 8,223 |
| 203. | 67.9% | Negaunee Public Schools / 8,186 |
| 203. | 67.9% | Buchanan Community School District / 9,911 |
| 205. | 67.9% | Wyandotte City School District / 25,472 |
| 206. | 67.9% | Mason Consolidated Schools / 7,985 |
| 207. | 67.9% | Hanover-Horton Schools / 7,020 |
| 208. | 67.8% | Columbia School District / 12,259 |
| 209. | 67.8% | Galesburg-Augusta Community School District / 6,683 |
| 210. | 67.7% | East Jackson Community Schools / 8,291 |
| 211. | 67.7% | Holland City School District / 37,894 |
| 211. | 67.7% | Sodus Township School District 5 / 204 |
| 213. | 67.6% | Swan Valley School District / 9,541 |
| 213. | 67.6% | Airport Community School District / 20,958 |
| 215. | 67.6% | Onsted Community Schools / 9,753 |
| 216. | 67.5% | Monroe Public Schools / 49,103 |
| 217. | 67.5% | Fraser Public Schools / 28,234 |
| 218. | 67.4% | Greenville Public Schools / 22,448 |
| 219. | 67.4% | Camden-Frontier School District / 3,931 |
| 220. | 67.3% | Godfrey-Lee Public Schools / 6,304 |
| 220. | 67.3% | Kalamazoo Public School District / 105,425 |
| 222. | 67.2% | Summerfield School District / 4,672 |
| 223. | 67.2% | Harper Creek Community Schools / 15,407 |
| 224. | 67.1% | Waverly Community Schools / 19,591 |
| 225. | 67.1% | Coopersville Public School District / 12,269 |
| 226. | 67.1% | Bloomfield Hills School District / 36,586 |
| 227. | 67.0% | Moran Township School District / 898 |
| 227. | 67.0% | South Lake Schools / 21,285 |
| 229. | 67.0% | Ionia Public Schools / 22,474 |
| 230. | 66.9% | Carson City-Crystal Area School District / 9,994 |
| 231. | 66.9% | Corunna Public School District / 10,360 |
| 231. | 66.9% | Tekonsha Community Schools / 2,145 |
| 233. | 66.9% | Olivet Community Schools / 7,093 |
| 234. | 66.8% | Paw Paw Public School District / 12,928 |
| 235. | 66.8% | Holton Public Schools / 7,036 |
| 236. | 66.8% | Bellevue Community Schools / 5,845 |
| 236. | 66.8% | Flushing Community Schools / 26,455 |
| 238. | 66.8% | Hastings Area School District / 18,967 |
| 239. | 66.8% | Shepherd Public School District / 8,312 |
| 240. | 66.8% | Muskegon City School District / 37,999 |
| 241. | 66.7% | Deerfield Public Schools / 1,781 |
| 242. | 66.7% | Manton Consolidated Schools / 5,125 |
| 243. | 66.5% | White Pigeon Community Schools / 6,841 |
| 244. | 66.5% | Forest Area Community Schools / 5,738 |
| 245. | 66.4% | Grosse Ile Township Schools / 10,118 |
| 246. | 66.3% | Warren Consolidated Schools / 113,135 |
| 247. | 66.3% | Blissfield Community Schools / 7,897 |
| 247. | 66.3% | Southgate Community School District / 29,817 |
| 249. | 66.3% | Harper Woods City Schools / 7,965 |
| 250. | 66.3% | Suttons Bay Public Schools / 5,857 |
| 251. | 66.2% | Sturgis Public Schools / 16,700 |
| 252. | 66.2% | Kent City Community Schools / 7,501 |
| 253. | 66.1% | Martin Public Schools / 5,344 |
| 254. | 66.0% | Crawford AuSable Schools / 12,564 |
| 255. | 66.0% | Bullock Creek School District / 10,198 |
| 256. | 66.0% | Battle Creek Public Schools / 44,706 |
| 257. | 66.0% | Carman-Ainsworth Community School District / 32,772 |
| 258. | 65.9% | Carrollton School District / 6,044 |
| 258. | 65.9% | Littlefield Schools / 3,373 |
| 260. | 65.9% | Reeths-Puffer Schools / 21,198 |
| 261. | 65.9% | Palo Community School District / 998 |
| 262. | 65.8% | Hudson Area Schools / 5,899 |
| 263. | 65.7% | Saginaw Township Community Schools / 38,929 |
| 264. | 65.7% | Dearborn Heights School District 7 / 12,442 |
| 265. | 65.7% | Dearborn City School District / 95,698 |
| 266. | 65.6% | Fitzgerald Public Schools / 17,909 |
| 267. | 65.6% | Hesperia Community Schools / 5,650 |
| 268. | 65.5% | Ovid-Elsie Area Schools / 8,820 |
| 269. | 65.5% | St. Johns Public Schools / 18,150 |
| 270. | 65.4% | Alba Public Schools / 1,104 |
| 271. | 65.4% | Midland Public Schools / 51,634 |
| 271. | 65.4% | Lamphere Public Schools / 16,859 |
| 273. | 65.4% | Kalkaska Public Schools / 12,766 |
| 274. | 65.2% | Mount Pleasant City School District / 43,944 |
| 275. | 65.2% | Kearsley Community Schools / 17,547 |
| 276. | 65.1% | Niles Community School District / 23,381 |
| 277. | 65.1% | Northwest School District / 24,893 |
| 278. | 65.0% | Bangor Public Schools / 6,480 |
| 279. | 65.0% | Chesaning Union Schools / 11,738 |
| 280. | 65.0% | Berrien Springs Public Schools / 13,938 |
| 281. | 64.9% | Three Rivers Community Schools / 17,215 |
| 282. | 64.9% | Kelloggsville Public Schools / 12,221 |
| 283. | 64.8% | Kenowa Hills Public Schools / 23,954 |
| 283. | 64.8% | Lakeshore School District / 17,439 |
| 285. | 64.8% | Colon Community School District / 5,836 |
| 286. | 64.8% | Springport Public Schools / 5,995 |
| 287. | 64.8% | Durand Area Schools / 11,964 |
| 288. | 64.7% | Ashley Community Schools / 1,925 |
| 289. | 64.7% | Swartz Creek Community Schools / 23,882 |
| 290. | 64.6% | Marquette Area Public Schools / 31,500 |
| 291. | 64.6% | Hillsdale Community Schools / 14,564 |
| 292. | 64.5% | Jonesville Community Schools / 5,862 |
| 293. | 64.5% | Lawrence Public School District / 3,877 |
| 294. | 64.4% | Flint City School District / 114,367 |
| 295. | 64.4% | Vandercook Lake Public Schools / 4,919 |
| 296. | 64.3% | Harbor Springs School District / 7,060 |
| 297. | 64.3% | Melvindale-North Allen Park School District / 15,674 |
| 298. | 64.3% | Brandywine Public School District / 8,485 |
| 299. | 64.3% | Mona Shores Public School District / 22,707 |
| 300. | 64.2% | Saginaw City School District / 60,879 |
| 301. | 64.2% | Marcellus Community Schools / 5,077 |
| 302. | 64.2% | Lakeview Public Schools / 19,904 |
| 303. | 64.2% | Dowagiac Union Schools / 15,600 |
| 303. | 64.2% | Otsego Public Schools / 13,749 |
| 305. | 64.0% | St. Charles Community Schools / 6,413 |
| 306. | 63.9% | Delton-Kellogg School District / 12,643 |
| 307. | 63.9% | Central Montcalm Public Schools / 11,204 |
| 308. | 63.9% | Lake Shore Public Schools / 22,260 |
| 309. | 63.9% | Inland Lakes Schools / 6,179 |
| 309. | 63.9% | Bellaire Public Schools / 3,767 |
| 311. | 63.8% | Quincy Community School District / 7,571 |
| 312. | 63.8% | Reading Community Schools / 5,036 |
| 313. | 63.8% | Comstock Public Schools / 16,034 |
| 314. | 63.7% | Cadillac Area Public Schools / 20,958 |
| 315. | 63.7% | Bridgeport-Spaulding Community School District / 13,047 |
| 316. | 63.6% | Coldwater Community Schools / 24,152 |
| 317. | 63.5% | St. Louis Public Schools / 10,578 |
| 318. | 63.3% | Covert Public Schools / 3,267 |
| 319. | 63.2% | Bronson Community School District / 7,706 |
| 320. | 63.2% | Boyne Falls Public School District / 1,859 |
| 321. | 63.1% | Gwinn Area Community Schools / 9,159 |
| 322. | 63.1% | McBain Rural Agricultural Schools / 5,919 |
| 323. | 62.9% | Vassar Public Schools / 9,130 |
| 323. | 62.9% | Kingston Community School District / 3,662 |
| 325. | 62.9% | Orchard View Schools / 17,967 |
| 326. | 62.9% | Detroit City School District / 916,133 |
| 327. | 62.9% | Allegan Public Schools / 17,377 |
| 328. | 62.9% | Montague Area Public Schools / 8,748 |
| 329. | 62.8% | Meridian Public Schools / 10,511 |
| 330. | 62.7% | Alma Public Schools / 15,513 |
| 331. | 62.6% | Morenci Area Schools / 4,266 |
| 332. | 62.6% | Vanderbilt Area Schools / 2,185 |
| 333. | 62.6% | Benzie County Central School / 13,955 |
| 334. | 62.5% | Parchment School District / 10,814 |
| 334. | 62.5% | Climax-Scotts Community School District / 3,579 |
| 336. | 62.4% | Houghton-Portage Township Schools / 9,528 |
| 337. | 62.4% | River Valley School District / 8,507 |
| 338. | 62.3% | Byron Center Public Schools / 21,793 |
| 339. | 62.3% | Breckenridge Community Schools / 5,636 |
| 340. | 62.3% | Mount Morris Consolidated School District / 15,656 |
| 341. | 62.2% | Hagar Township School District 6 / 447 |
| 342. | 62.2% | Union City Community Schools / 6,227 |
| 343. | 62.2% | Powell Township Schools / 643 |
| 344. | 62.2% | Newaygo Public School District / 10,303 |
| 344. | 62.2% | Chassell Township School District / 1,663 |
| 346. | 62.2% | Webberville Community Schools / 3,695 |
| 347. | 62.1% | Watervliet School District / 6,968 |
| 348. | 62.1% | Trenton Public Schools / 17,758 |
| 349. | 62.1% | Bark River-Harris School District / 3,280 |
| 350. | 61.9% | Decatur Public Schools / 5,887 |
| 351. | 61.9% | Ithaca Public Schools / 7,670 |
| 351. | 61.9% | Elk Rapids Schools / 9,001 |
| 353. | 61.8% | Pinconning Area Schools / 12,164 |
| 354. | 61.7% | Warren Woods Public Schools / 21,368 |
| 355. | 61.7% | Mason County Central Schools / 8,264 |
| 356. | 61.6% | Oakridge Public Schools / 9,903 |
| 356. | 61.6% | Cassopolis Public Schools / 8,530 |
| 358. | 61.5% | Coloma Community Schools / 10,308 |
| 359. | 61.5% | Fremont Public School District / 13,966 |
| 360. | 61.4% | Owosso Public Schools / 24,871 |
| 361. | 61.4% | Constantine Public School District / 7,848 |
| 361. | 61.4% | Gladstone Area Schools / 9,830 |
| 363. | 61.4% | Brown City Community School District / 5,079 |
| 364. | 61.4% | Elm River Township School District / 138 |
| 365. | 61.3% | Cheboygan Area Schools / 14,681 |
| 366. | 61.3% | Allen Park Public Schools / 19,605 |
| 367. | 61.2% | Big Rapids Public Schools / 18,456 |
| 367. | 61.2% | Montabella Community Schools / 7,328 |
| 369. | 61.2% | Muskegon Heights School District / 11,470 |
| 370. | 61.1% | Escanaba Area Public Schools / 19,853 |
| 371. | 61.1% | Hartford Public School District / 6,558 |
| 372. | 61.1% | Bridgman Public Schools / 5,470 |
| 373. | 61.0% | Crestwood School District / 26,389 |
| 374. | 60.9% | New Lothrop Area Public School / 3,843 |
| 375. | 60.9% | Bay City School District / 71,213 |
| 376. | 60.9% | Madison School District / 6,173 |
| 377. | 60.8% | Gladwin Community Schools / 14,386 |
| 378. | 60.8% | Caro Community Schools / 11,672 |
| 379. | 60.7% | Leland Public School District / 4,009 |
| 380. | 60.7% | Les Cheneaux Community Schools / 2,067 |
| 381. | 60.6% | Benton Harbor Area Schools / 32,484 |
| 382. | 60.6% | White Cloud Public Schools / 7,808 |
| 383. | 60.5% | East Jordan Public Schools / 6,523 |
| 384. | 60.5% | Fulton Schools / 4,206 |
| 385. | 60.4% | Sandusky Community School District / 7,154 |
| 386. | 60.4% | Lakeview Community Schools / 11,011 |
| 387. | 60.4% | Croswell-Lexington Community School District / 14,587 |
| 388. | 60.4% | Marlette Community Schools / 7,147 |
| 389. | 60.2% | Saugatuck Public Schools / 4,349 |
| 390. | 60.2% | Beal City Public Schools / 2,644 |
| 391. | 60.2% | Shelby Public Schools / 8,412 |
| 392. | 60.0% | Hancock Public Schools / 6,605 |
| 393. | 59.9% | Waldron Area Schools / 2,132 |
| 394. | 59.9% | Ludington Area School District / 15,555 |
| 394. | 59.9% | Beaverton Rural Schools / 10,105 |
| 396. | 59.9% | Farwell Area Schools / 10,641 |
| 397. | 59.9% | Sault Ste. Marie Area Schools / 20,197 |
| 398. | 59.8% | Ellsworth Community Schools / 1,716 |
| 399. | 59.7% | Standish-Sterling Community School District / 11,071 |
| 400. | 59.7% | Pellston Public Schools / 5,652 |
| 401. | 59.6% | Lake City Area School District / 8,184 |
| 402. | 59.6% | Charlevoix Public Schools / 9,175 |
| 403. | 59.5% | Peck Community School District / 2,637 |
| 404. | 59.4% | Morley Stanwood Community Schools / 9,213 |
| 405. | 59.3% | Burr Oak Community School District / 1,716 |
| 406. | 59.2% | Riverview Community School District / 12,640 |
| 407. | 59.1% | Eau Claire Public Schools / 3,732 |
| 408. | 59.1% | Athens Area Schools / 4,860 |
| 409. | 59.1% | Chippewa Hills School District / 18,890 |
| 410. | 59.0% | Mason County Eastern Schools / 3,574 |
| 411. | 59.0% | North Adams-Jerome Schools / 3,518 |
| 412. | 59.0% | Ionia Township School District 2 / 798 |
| 413. | 59.0% | Name N/A / 14,105 |
| 414. | 58.9% | South Haven Public Schools / 14,735 |
| 415. | 58.8% | Atlanta Community Schools / 3,769 |
| 416. | 58.8% | Potterville Public Schools / 5,208 |
| 417. | 58.7% | Millington Community Schools / 9,441 |
| 418. | 58.3% | Sigel Township School District 3F / 85 |
| 419. | 58.3% | Central Lake Public Schools / 3,774 |
| 420. | 58.2% | Hamtramck Public Schools / 20,971 |
| 421. | 58.2% | Munising Public Schools / 6,188 |
| 422. | 58.1% | Beecher Community School District / 10,337 |
| 422. | 58.1% | Albion Public Schools / 12,512 |
| 424. | 58.0% | Frankenmuth School District / 9,348 |
| 425. | 58.0% | Mesick Consolidated Schools / 4,933 |
| 426. | 57.9% | N.I.C.E. Community Schools / 7,405 |
| 426. | 57.9% | Big Jackson School District / 424 |
| 426. | 57.9% | Tawas Area Schools / 11,258 |
| 429. | 57.9% | Akron-Fairgrove Schools / 3,173 |
| 430. | 57.8% | Brimley Area Schools / 3,305 |
| 431. | 57.8% | Hemlock Public School District / 9,844 |
| 432. | 57.7% | Menominee Area Public Schools / 12,275 |
| 433. | 57.7% | Oscoda Area Schools / 12,884 |
| 434. | 57.6% | Bangor Township School District 8 / 333 |
| 435. | 57.6% | Carney-Nadeau Public Schools / 1,333 |
| 436. | 57.5% | West Branch-Rose City Area Schools / 16,767 |
| 437. | 57.5% | Vestaburg Community Schools / 4,157 |
| 438. | 57.3% | Pittsford Area Schools / 3,505 |
| 439. | 57.2% | Glen Lake Community Schools / 5,190 |
| 440. | 57.2% | Houghton Lake Community School District / 15,320 |
| 441. | 57.2% | Hillman Community Schools / 3,828 |
| 442. | 57.0% | Bear Lake School District / 2,117 |
| 443. | 57.0% | Hart Public School District / 9,201 |
| 444. | 56.9% | Clare Public Schools / 8,342 |
| 445. | 56.9% | Superior Central Schools / 2,186 |
| 446. | 56.8% | Rudyard Area Schools / 10,826 |
| 446. | 56.8% | Litchfield Community Schools / 3,680 |
| 448. | 56.7% | Arenac Eastern School District / 2,104 |
| 449. | 56.6% | Cass City Public Schools / 8,234 |
| 450. | 56.6% | Manistee Area Schools / 13,099 |
| 451. | 56.6% | Harrison Community Schools / 13,254 |
| 452. | 56.6% | Republic-Michigamme Schools / 1,350 |
| 453. | 56.5% | Stephenson Area Public Schools / 5,905 |
| 454. | 56.3% | Bangor Township Schools / 15,113 |
| 454. | 56.3% | Sigel Township School District 4F / 57 |
| 456. | 56.2% | Pine River Area Schools / 7,476 |
| 457. | 56.2% | Mid Peninsula School District / 1,969 |
| 458. | 56.2% | Bloomfield Township School District 7F / 217 |
| 459. | 56.1% | Johannesburg-Lewiston Area School District / 5,853 |
| 460. | 55.9% | Coleman Community School District / 5,662 |
| 460. | 55.9% | Hale Area Schools / 5,628 |
| 462. | 55.7% | Gerrish-Higgins School District / 12,994 |
| 463. | 55.6% | Carsonville-Port Sanilac School District / 3,471 |
| 464. | 55.4% | Autrain-Onota Public Schools / 717 |
| 465. | 55.3% | Nottawa Community School / 2,189 |
| 466. | 55.2% | Rapid River Public Schools / 2,815 |
| 467. | 55.2% | New Buffalo Area School District / 4,824 |
| 468. | 55.2% | Evart Public Schools / 6,912 |
| 469. | 55.0% | Alpena Public Schools / 31,426 |
| 470. | 55.0% | Reed City Area Public Schools / 11,467 |
| 471. | 54.9% | Ecorse Public School District / 10,171 |
| 472. | 54.9% | Marion Public Schools / 4,206 |
| 473. | 54.6% | Highland Park City Schools / 14,623 |
| 474. | 54.5% | Bad Axe Public Schools / 6,571 |
| 475. | 54.4% | Pickford Public Schools / 2,074 |
| 476. | 54.3% | River Rouge School District / 8,683 |
| 477. | 54.2% | St. Ignace Area Schools / 4,158 |
| 478. | 54.1% | Dollar Bay-Tamarack City Area Schools / 1,528 |
| 479. | 54.1% | Manistique Area Schools / 7,570 |
| 480. | 53.7% | Essexville-Hampton Public Schools / 8,858 |
| 481. | 53.6% | Breitung Township Schools / 11,274 |
| 482. | 53.6% | Mackinaw City Public Schools / 1,302 |
| 483. | 53.4% | Adams Township School District / 2,896 |
| 484. | 53.4% | Norway-Vulcan Area Schools / 5,725 |
| 485. | 53.3% | Pewamo-Westphalia Community School District / 4,510 |
| 486. | 53.2% | Pentwater Public School District / 1,899 |
| 487. | 53.1% | Kaleva Norman Dickson School District / 5,112 |
| 487. | 53.1% | Westwood Heights Schools / 5,472 |
| 489. | 53.0% | Lake Linden-Hubbell School District / 3,793 |
| 490. | 52.9% | Ganges School District 4 / 395 |
| 491. | 52.7% | L'Anse Area Schools / 4,952 |
| 492. | 52.6% | Onaway Area Community School District / 5,429 |
| 493. | 52.4% | Watersmeet Township School District / 1,423 |
| 494. | 52.2% | Walkerville Rural Community School District / 1,478 |
| 495. | 52.1% | Mio-AuSable Schools / 5,827 |
| 496. | 52.0% | North Dickinson County Schools / 2,460 |
| 497. | 52.0% | West Iron County Public Schools / 7,449 |
| 498. | 52.0% | Owendale-Gagetown Area Schools / 1,641 |
| 499. | 51.8% | Unionville-Sebewaing Area School District / 5,708 |
| 500. | 51.7% | Forest Park School District / 4,474 |
| 501. | 51.6% | Northport Public School District / 1,955 |
| 502. | 51.6% | North Central Area Schools / 2,875 |
| 503. | 51.6% | Homer Community Schools / 4,432 |
| 504. | 51.3% | Tahquamenon Area Schools / 8,189 |
| 505. | 51.2% | Iron Mountain Public Schools / 7,773 |
| 506. | 51.2% | Elkton-Pigeon-Bay Port Schools / 6,970 |
| 507. | 51.2% | Alcona Community Schools / 7,370 |
| 508. | 51.2% | Wakefield-Marenisco School District / 4,078 |
| 509. | 51.1% | Baraga Area Schools / 3,992 |
| 510. | 50.9% | Wolverine Community Schools / 2,863 |
| 511. | 50.9% | Reese Public Schools / 6,450 |
| 512. | 50.8% | Ironwood Area Schools / 7,661 |
| 513. | 50.6% | Ishpeming Public School District / 6,704 |
| 514. | 50.3% | Whittemore-Prescott Area Schools / 6,834 |
| 515. | 50.1% | Au Gres-Sims School District / 3,592 |
| 516. | 50.0% | Stanton Township Public Schools / 1,203 |
| 516. | 50.0% | Colfax Township School District 1F / 218 |
| 516. | 50.0% | Wells Township School District / 310 |
| 519. | 49.9% | Onekama Consolidated Schools / 3,400 |
| 520. | 49.3% | North Huron School District / 3,557 |
| 521. | 49.2% | Genesee School District / 3,941 |
| 522. | 48.9% | Calumet Public Schools / 8,833 |
| 523. | 48.9% | Harbor Beach Community Schools / 4,842 |
| 524. | 48.8% | Ubly Community Schools / 4,236 |
| 525. | 48.6% | Deckerville Community School District / 4,481 |
| 526. | 48.3% | Burt Township School District / 431 |
| 527. | 48.1% | Free Soil Community Schools / 1,051 |
| 528. | 48.1% | Rogers City Area Schools / 5,743 |
| 529. | 48.0% | Excelsior Township School District 1 / 361 |
| 530. | 48.0% | Fowler Public Schools / 2,335 |
| 531. | 47.8% | Engadine Consolidated Schools / 1,907 |
| 532. | 47.4% | DeTour Area Schools / 1,961 |
| 533. | 47.1% | Posen Consolidated School District / 1,958 |
| 534. | 47.1% | Fairview Area School District / 2,543 |
| 535. | 47.0% | Big Bay de Noc School District / 2,032 |
| 536. | 47.0% | Frankfort-Elberta Area Schools / 4,047 |
| 537. | 46.7% | Caseville Public Schools / 2,355 |
| 538. | 46.5% | Buena Vista School District / 8,172 |
| 539. | 46.5% | Arvon Township School District / 346 |
| 540. | 46.0% | Bois Blanc Pines School District / 85 |
| 541. | 45.6% | Bessemer Area School District / 3,031 |
| 542. | 45.5% | Ontonagon Area Schools / 3,592 |
| 543. | 45.1% | Church School District / 160 |
| 544. | 44.5% | Beaver Island Community School / 454 |
| 545. | 44.4% | White Pine School District / 836 |
| 546. | 44.4% | Baldwin Community Schools / 7,243 |
| 547. | 39.5% | Ewen-Trout Creek Consolidated Schools / 2,779 |
| 548. | 38.9% | Verona Township School District 1F / 185 |
| 549. | 38.9% | Port Hope Community Schools / 1,059 |
| 550. | 37.0% | Sigel Township School District 6 / 73 |
| 551. | 34.9% | Mackinac Island Public Schools / 344 |
| 552. | 34.3% | Whitefish Township Schools / 521 |
| 553. | 24.6% | Grant Township School District 2 / 116 |
Please note that we only rank locations with 'Owner Occupied Housing Units with Mortgage Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units with Mortgage Percentage' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
