| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 100.0% | School Administrative District 65 / 89 |
| 1. | 100.0% | Willimantic / 132 |
| 1. | 100.0% | Moro Plantation / 16 |
| 4. | 85.7% | Wesley / 84 |
| 5. | 81.3% | Drew Plantation / 46 |
| 6. | 77.8% | Upton / 75 |
| 7. | 71.4% | Hersey / 51 |
| 8. | 63.0% | Bowerbank / 98 |
| 9. | 57.1% | Isle au Haut / 85 |
| 9. | 57.1% | Talmadge / 40 |
| 9. | 57.1% | The Forks Plantation / 28 |
| 12. | 53.9% | Kennebec Unorganized Territory / 70 |
| 13. | 53.3% | Nashville Plantation / 67 |
| 14. | 50.0% | Carroll Plantation / 91 |
| 14. | 50.0% | Baring Plantation / 316 |
| 16. | 48.6% | School Administration District 10 / 191 |
| 17. | 48.5% | School Administrative District 08 / 1,090 |
| 18. | 48.2% | Long Island / 261 |
| 19. | 42.9% | Sedgwick / 1,192 |
| 20. | 41.9% | Islesboro / 649 |
| 21. | 41.3% | Damariscotta / 2,216 |
| 22. | 41.2% | Northfield / 171 |
| 23. | 40.0% | Magalloway Plantation / 31 |
| 24. | 39.2% | Brooklin / 1,022 |
| 25. | 39.0% | Beaver Cove / 126 |
| 26. | 38.3% | Tremont / 1,412 |
| 27. | 38.1% | Caswell / 340 |
| 28. | 34.8% | Piscataquis Unorganized Territory / 936 |
| 29. | 34.7% | School Administrative District 07 / 461 |
| 30. | 34.4% | Jonesboro / 653 |
| 31. | 33.7% | School Administrative District 28 / 8,373 |
| 32. | 33.2% | Southwest Harbor / 1,725 |
| 33. | 33.0% | York / 12,720 |
| 34. | 32.9% | Perry / 943 |
| 34. | 32.9% | Appleton / 1,437 |
| 36. | 32.8% | East Machias / 1,344 |
| 37. | 32.6% | Bristol / 2,766 |
| 38. | 32.3% | Gilead / 145 |
| 39. | 32.0% | Edgecomb / 1,143 |
| 40. | 31.5% | School Administrative District 37 / 5,522 |
| 40. | 31.5% | School Administrative District 13 / 1,314 |
| 42. | 31.2% | Great Salt Bay Community School District / 4,467 |
| 43. | 30.9% | Castine / 1,483 |
| 44. | 30.7% | Lincolnville / 1,846 |
| 45. | 30.4% | Great Lake Stream Plantation / 122 |
| 46. | 30.4% | Deer Isle-Stonington Community School District / 3,084 |
| 47. | 30.0% | Cutler / 644 |
| 47. | 30.0% | Monhegan Plantation / 40 |
| 49. | 29.6% | Lake View Plantation / 100 |
| 50. | 29.2% | Boothbay-Boothbay Harbor Community School District / 5,544 |
| 51. | 29.0% | Whitneyville / 235 |
| 51. | 29.0% | Jonesport / 1,338 |
| 53. | 28.6% | Crawford / 109 |
| 54. | 28.5% | Name N/A / 14,506 |
| 55. | 28.1% | Pleasant Point / 475 |
| 56. | 27.8% | Mount Desert / 1,708 |
| 57. | 27.8% | Kittery / 9,606 |
| 58. | 27.7% | School Administrative District 72 / 8,060 |
| 59. | 27.6% | School Administrative District 19 / 1,423 |
| 60. | 27.4% | Beals / 602 |
| 61. | 27.2% | Mount Desert Community School District / 10,039 |
| 62. | 27.0% | Regional School Unit 20 / 18,312 |
| 63. | 26.9% | School Administrative District 03 / 10,528 |
| 64. | 26.7% | Regional School Unit 13 / 17,358 |
| 65. | 26.6% | Wells-Ogunquit Community School District / 10,763 |
| 66. | 26.6% | Regional School Unit 01 / 16,704 |
| 67. | 26.6% | South Bristol / 976 |
| 68. | 26.3% | Shirley / 263 |
| 69. | 26.0% | South Portland / 24,804 |
| 70. | 25.9% | Rangeley Plantation / 109 |
| 71. | 25.9% | Acton / 2,001 |
| 72. | 25.4% | Jefferson / 2,529 |
| 73. | 25.3% | Portland / 66,138 |
| 74. | 25.1% | Lisbon / 9,092 |
| 75. | 25.1% | School Administrative District 74 / 5,346 |
| 76. | 25.0% | Otis / 400 |
| 76. | 25.0% | Harmony / 1,000 |
| 78. | 25.0% | School Administrative District 61 / 14,134 |
| 79. | 24.9% | Bremen / 675 |
| 79. | 24.9% | Washington Unorganized Territory / 1,233 |
| 81. | 24.7% | School Administrative District 55 / 8,348 |
| 82. | 24.7% | Penobscot Unorganized Territory / 1,562 |
| 83. | 24.6% | Milford / 3,055 |
| 84. | 24.4% | Trenton / 1,453 |
| 85. | 24.1% | Eastport / 1,425 |
| 86. | 24.0% | Surry / 1,666 |
| 87. | 23.9% | Carrabassett Valley / 470 |
| 88. | 23.8% | School Administrative District 44 / 6,036 |
| 89. | 23.8% | School Administrative District 30 / 1,876 |
| 90. | 23.6% | School Administrative District 41 / 4,842 |
| 91. | 23.4% | Charlotte / 311 |
| 92. | 22.9% | School Administrative District 36 / 5,322 |
| 93. | 22.9% | Auburn / 23,279 |
| 94. | 22.7% | Regional School Unit 12 / 14,914 |
| 95. | 22.7% | Bar Harbor / 5,194 |
| 96. | 22.5% | School Administrative District 57 / 21,609 |
| 97. | 22.0% | Medford / 224 |
| 98. | 21.8% | Lewiston / 36,684 |
| 99. | 21.7% | Georgetown / 712 |
| 100. | 21.7% | Easton / 1,123 |
| 101. | 21.6% | Newcastle / 1,576 |
| 102. | 21.5% | Airline Community School District / 458 |
| 103. | 21.4% | School Administrative District 33 / 1,877 |
| 104. | 21.3% | Biddeford / 21,490 |
| 105. | 21.2% | Sanford / 21,035 |
| 106. | 21.2% | School Administrative District 60 / 17,650 |
| 107. | 21.1% | Madawaska / 4,141 |
| 108. | 21.0% | Pembroke / 980 |
| 109. | 20.7% | Augusta / 19,150 |
| 110. | 20.5% | Nobleboro / 1,647 |
| 111. | 20.4% | School Administrative District 75 / 19,689 |
| 112. | 20.3% | Westbrook / 17,314 |
| 113. | 20.2% | School Administrative District 59 / 6,441 |
| 113. | 20.2% | Blue Hill / 2,649 |
| 115. | 20.0% | Orient / 116 |
| 115. | 20.0% | School Administrative District 46 / 6,645 |
| 115. | 20.0% | Meddybemps / 136 |
| 118. | 19.9% | Regional School Unit 21 / 18,423 |
| 119. | 19.9% | Rangeley / 1,177 |
| 120. | 19.7% | School Administrative District 04 / 4,994 |
| 121. | 19.7% | Somerset Unorganized Territory / 876 |
| 122. | 19.6% | East Millinocket / 1,900 |
| 123. | 19.6% | School Administrative District 51 / 10,679 |
| 124. | 19.6% | School Administrative District 06 / 25,893 |
| 125. | 19.6% | Bridgewater / 640 |
| 126. | 19.5% | School Administrative District 76 / 443 |
| 127. | 19.5% | Calais / 3,192 |
| 128. | 19.5% | School Administrative District 68 / 7,014 |
| 129. | 19.4% | Dedham / 2,139 |
| 130. | 19.4% | Machias / 2,416 |
| 131. | 19.2% | Cape Elizabeth / 9,056 |
| 132. | 19.2% | School Administrative District 17 / 23,682 |
| 133. | 19.1% | School Administrative District 12 / 949 |
| 134. | 19.0% | Regional School Unit 23 / 29,367 |
| 135. | 19.0% | Brewer / 9,433 |
| 136. | 19.0% | Southern Aroostook Community School District / 3,049 |
| 137. | 18.9% | School Administrative District 09 / 18,036 |
| 138. | 18.8% | Regional School Unit 19 / 14,947 |
| 139. | 18.8% | School Administrative District 63 / 6,002 |
| 140. | 18.6% | Falmouth / 11,086 |
| 141. | 18.6% | School Administrative District 54 / 17,286 |
| 142. | 18.5% | Brunswick / 20,557 |
| 143. | 18.5% | Brooksville / 1,005 |
| 144. | 18.4% | Regional School Unit 24 / 19,161 |
| 145. | 18.4% | School Administrative District 20 / 3,513 |
| 146. | 18.2% | Regional School Unit 10 / 18,964 |
| 147. | 18.2% | Seboeis Plantation / 36 |
| 148. | 18.2% | Gorham / 16,065 |
| 149. | 18.1% | School Administrative District 14 / 803 |
| 150. | 18.1% | Aroostook Unorganized Territory / 1,513 |
| 151. | 18.0% | Regional School Unit 14 / 21,108 |
| 151. | 18.0% | Marshfield / 494 |
| 153. | 17.9% | Regional School Unit 34 / 10,108 |
| 154. | 17.9% | Roque Bluffs / 251 |
| 155. | 17.4% | Dennysville / 399 |
| 155. | 17.4% | Reed Plantation / 108 |
| 155. | 17.4% | Southport / 541 |
| 158. | 17.1% | Greenville / 1,606 |
| 159. | 17.0% | Whiting / 528 |
| 160. | 16.8% | School Administrative District 40 / 14,808 |
| 160. | 16.8% | Princeton / 898 |
| 162. | 16.7% | Sandy River Plantation / 94 |
| 163. | 16.4% | Baileyville / 1,554 |
| 164. | 16.3% | School Administrative District 70 / 3,645 |
| 165. | 16.1% | School Administrative District 58 / 4,823 |
| 166. | 16.1% | School Administrative District 24 / 2,987 |
| 167. | 16.1% | Orrington / 3,710 |
| 168. | 16.0% | School Administrative District 31 / 3,830 |
| 169. | 16.0% | Franklin Unorganized Territory / 865 |
| 169. | 16.0% | Regional School Unit 16 / 10,969 |
| 171. | 15.7% | School Administrative District 25 / 2,761 |
| 172. | 15.6% | School Administrative District 53 / 6,142 |
| 173. | 15.4% | Vassalboro / 4,311 |
| 174. | 15.3% | Oxford Unorganized Territory / 602 |
| 175. | 15.2% | Winslow / 7,823 |
| 176. | 15.2% | School Administrative District 64 / 7,993 |
| 177. | 15.2% | Regional School Unit 18 / 18,880 |
| 178. | 15.1% | Bangor / 32,899 |
| 179. | 14.9% | Fayette / 1,281 |
| 180. | 14.8% | School Administrative District 27 / 6,683 |
| 181. | 14.7% | Coplin Plantation / 97 |
| 182. | 14.6% | Regional School Unit 26 / 16,708 |
| 183. | 14.5% | School Administrative District 29 / 8,208 |
| 184. | 14.5% | School Administrative District 52 / 12,057 |
| 185. | 14.4% | School Administrative District 23 / 5,475 |
| 185. | 14.4% | Regional School Unit 25 / 8,461 |
| 187. | 14.4% | School Administrative District 49 / 14,919 |
| 188. | 14.3% | School Administrative District 15 / 13,059 |
| 189. | 14.2% | School Administrative District 45 / 2,504 |
| 190. | 14.1% | Yarmouth / 8,390 |
| 191. | 14.1% | Scarborough / 18,637 |
| 192. | 14.0% | Regional School Unit 05 / 13,211 |
| 193. | 13.8% | Hermon / 5,244 |
| 194. | 13.6% | School Administrative District 67 / 6,652 |
| 195. | 13.6% | Regional School Unit 38 / 7,458 |
| 196. | 13.4% | Woodville / 274 |
| 197. | 13.4% | Medway / 1,223 |
| 198. | 12.9% | Regional School Unit 04 / 10,221 |
| 199. | 12.9% | Regional School Unit 02 / 14,748 |
| 200. | 12.8% | School Administrative District 01 / 12,845 |
| 200. | 12.8% | Penobscot / 1,377 |
| 202. | 12.7% | School Administrative District 11 / 13,922 |
| 203. | 12.7% | Hope / 1,521 |
| 204. | 12.6% | School Administrative District 35 / 13,431 |
| 205. | 12.6% | School Administrative District 22 / 12,468 |
| 206. | 12.5% | Waterville / 15,777 |
| 207. | 12.3% | Winthrop / 6,149 |
| 208. | 12.3% | Woodland / 1,085 |
| 209. | 12.2% | Chebeague Island / 240 |
| 210. | 12.0% | School Administrative District 32 / 2,139 |
| 211. | 11.0% | Millinocket / 4,655 |
| 212. | 10.9% | Machiasport / 1,043 |
| 213. | 10.9% | Robbinston / 592 |
| 214. | 10.7% | Regional School Unit 39 / 10,958 |
| 215. | 10.2% | New Sweden / 513 |
| 216. | 10.1% | Greenbush / 1,382 |
| 217. | 9.5% | Grand Isle / 532 |
| 218. | 9.4% | Alexander / 350 |
| 219. | 8.6% | Cooper / 202 |
| 220. | 8.3% | Lakeville / 72 |
| 221. | 4.6% | Jay / 4,890 |
| 222. | 4.6% | School Administrative District 42 / 2,350 |
| 223. | 3.3% | Indian Island / 598 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
