| Rank | Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less ▼ | School District / Population |
| 1. | 7.1% | Owsley County School District / 4,686 |
| 2. | 5.0% | Berea Independent School District / 7,042 |
| 3. | 4.8% | Harlan Independent School District / 3,099 |
| 4. | 4.4% | Clay County School District / 21,446 |
| 5. | 4.4% | Knott County School District / 16,139 |
| 6. | 3.9% | McCreary County School District / 18,073 |
| 7. | 3.4% | Cloverport Independent School District / 1,476 |
| 8. | 2.8% | East Bernstadt Independent School District / 1,407 |
| 8. | 2.8% | Laurel County School District for East Bernstadt ISD / 1,407 |
| 10. | 2.5% | Menifee County School District / 6,337 |
| 10. | 2.5% | Wolfe County School District / 7,273 |
| 12. | 2.5% | Mayfield Independent School District / 9,642 |
| 13. | 2.3% | Casey County School District / 16,002 |
| 14. | 2.3% | Leslie County School District / 11,128 |
| 15. | 2.2% | Knox County School District / 27,939 |
| 16. | 2.0% | Russell County School District / 17,646 |
| 17. | 1.9% | Fleming County School District / 14,505 |
| 18. | 1.9% | Cumberland County School District / 6,829 |
| 19. | 1.8% | Lewis County School District / 13,848 |
| 19. | 1.8% | Green County School District / 11,186 |
| 21. | 1.8% | Elliott County School District / 7,781 |
| 22. | 1.7% | Taylor County School District / 16,219 |
| 23. | 1.7% | Pineville Independent School District / 1,920 |
| 24. | 1.6% | Dawson Springs Independent School District / 2,531 |
| 24. | 1.6% | Jackson County School District / 13,370 |
| 26. | 1.6% | Bourbon County School District / 14,349 |
| 27. | 1.5% | Breckinridge County School District / 18,600 |
| 28. | 1.5% | Lincoln County School District / 24,546 |
| 29. | 1.3% | Larue County School District / 14,149 |
| 30. | 1.3% | Fulton Independent School District / 2,559 |
| 31. | 1.3% | Estill County School District / 14,547 |
| 32. | 1.3% | Wayne County School District / 20,728 |
| 32. | 1.3% | Perry County School District / 23,214 |
| 34. | 1.2% | Harlan County School District / 25,645 |
| 34. | 1.2% | Graves County School District / 27,809 |
| 36. | 1.2% | Magoffin County School District / 13,076 |
| 37. | 1.1% | Morgan County School District / 13,522 |
| 38. | 1.1% | Breathitt County School District / 12,647 |
| 38. | 1.1% | Johnson County School District / 19,723 |
| 40. | 1.0% | McCracken County School District / 45,772 |
| 40. | 1.0% | Muhlenberg County School District / 31,391 |
| 42. | 1.0% | Henderson County School District / 46,394 |
| 43. | 0.9% | Powell County School District / 12,552 |
| 44. | 0.9% | Mercer County School District / 18,396 |
| 45. | 0.8% | Hazard Independent School District / 5,047 |
| 46. | 0.8% | McLean County School District / 9,510 |
| 47. | 0.8% | Ohio County School District / 23,956 |
| 48. | 0.8% | Letcher County School District / 20,717 |
| 49. | 0.8% | Caldwell County School District / 12,880 |
| 49. | 0.8% | Covington Independent School District / 32,984 |
| 51. | 0.7% | Glasgow Independent School District / 12,573 |
| 51. | 0.7% | Ballard County School District / 8,274 |
| 53. | 0.7% | Monroe County School District / 10,837 |
| 54. | 0.7% | Caverna Independent School District / 5,850 |
| 55. | 0.6% | Meade County School District / 25,180 |
| 55. | 0.6% | Erlanger-Elsmere Independent School District / 16,495 |
| 57. | 0.6% | Barren County School District / 26,977 |
| 57. | 0.6% | Carter County School District / 27,439 |
| 59. | 0.6% | Floyd County School District / 39,087 |
| 60. | 0.6% | Shelby County School District / 43,581 |
| 61. | 0.6% | Lee County School District / 7,681 |
| 62. | 0.6% | Pike County School District / 57,377 |
| 63. | 0.5% | Science Hill Independent School District / 2,234 |
| 63. | 0.5% | Paducah Independent School District / 19,773 |
| 63. | 0.5% | Pulaski County School District for Science Hill ISD / 2,234 |
| 66. | 0.5% | Garrard County School District / 16,880 |
| 66. | 0.5% | Corbin Independent School District / 10,328 |
| 66. | 0.5% | Christian County School District / 60,380 |
| 69. | 0.5% | Scott County School District / 49,167 |
| 70. | 0.5% | Danville Independent School District / 13,706 |
| 71. | 0.5% | Laurel County School District / 58,128 |
| 72. | 0.5% | Edmonson County School District / 12,137 |
| 73. | 0.5% | Daviess County School District / 67,692 |
| 74. | 0.5% | Bath County School District / 11,870 |
| 74. | 0.5% | Fort Thomas Independent School District / 16,203 |
| 76. | 0.4% | Hickman County School District / 4,790 |
| 77. | 0.4% | Bowling Green Independent School District / 26,627 |
| 77. | 0.4% | Nelson County School District / 31,195 |
| 77. | 0.4% | Kenton County School District / 101,128 |
| 80. | 0.4% | Hopkins County School District / 44,153 |
| 81. | 0.4% | Name N/A / 10,625 |
| 82. | 0.4% | Hardin County School District / 87,660 |
| 82. | 0.4% | Boyd County School District / 23,871 |
| 82. | 0.4% | Spencer County School District / 17,419 |
| 85. | 0.3% | Madison County School District / 78,443 |
| 86. | 0.3% | Boone County School District / 117,040 |
| 87. | 0.3% | Todd County School District / 12,499 |
| 88. | 0.3% | Webster County School District / 13,454 |
| 88. | 0.3% | Jefferson County School District / 749,245 |
| 88. | 0.3% | Newport Independent School District / 15,762 |
| 91. | 0.3% | Rockcastle County School District / 16,965 |
| 91. | 0.3% | Pulaski County School District / 52,235 |
| 93. | 0.3% | Boyle County School District / 15,444 |
| 94. | 0.3% | Carlisle County School District / 5,031 |
| 95. | 0.2% | Elizabethtown Independent School District / 11,484 |
| 95. | 0.2% | Carroll County School District / 10,871 |
| 97. | 0.2% | Fayette County School District / 304,473 |
| 98. | 0.2% | Woodford County School District / 25,151 |
| 98. | 0.2% | Owen County School District / 10,740 |
| 100. | 0.2% | Harrison County School District / 18,643 |
| 101. | 0.2% | Ludlow Independent School District / 5,172 |
| 102. | 0.2% | Grayson County School District / 25,934 |
| 102. | 0.2% | Warren County School District / 90,542 |
| 104. | 0.2% | Franklin County School District / 45,043 |
| 105. | 0.2% | Simpson County School District / 17,551 |
| 105. | 0.2% | Jessamine County School District / 49,601 |
| 105. | 0.2% | Bullitt County School District / 76,093 |
| 108. | 0.1% | Campbell County School District / 42,589 |
| 109. | 0.1% | Clark County School District / 35,633 |
| 110. | 0.1% | Hart County School District / 15,718 |
| 111. | 0.1% | Henry County School District / 12,299 |
| 111. | 0.1% | Oldham County School District / 61,711 |
| 113. | 0.1% | Calloway County School District / 27,479 |
| 113. | 0.1% | Marion County School District / 19,965 |
| 115. | 0.1% | Livingston County School District / 9,443 |
| 115. | 0.1% | Logan County School District / 21,118 |
| 115. | 0.1% | Butler County School District / 12,797 |
| 118. | 0.1% | Lawrence County School District / 15,850 |
Please note that we only rank locations with 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data. The rank above might not be a complete list. Locations without 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data are not listed.
