| Rank | Median Percentage of Income for House with Mortgage ▼ | School District / Population |
| 1. | 30.40% | Wolfe County School District / 7,273 |
| 2. | 30.20% | Owsley County School District / 4,686 |
| 3. | 29.80% | Martin County School District / 12,750 |
| 4. | 29.40% | Harlan Independent School District / 3,099 |
| 5. | 27.30% | Corbin Independent School District / 10,328 |
| 6. | 26.60% | Cumberland County School District / 6,829 |
| 7. | 26.40% | Bath County School District / 11,870 |
| 8. | 25.80% | Mayfield Independent School District / 9,642 |
| 9. | 25.70% | Lyon County School District / 8,415 |
| 10. | 25.60% | Jackson County School District / 13,370 |
| 11. | 25.50% | Casey County School District / 16,002 |
| 12. | 25.40% | Lee County School District / 7,681 |
| 12. | 25.40% | Bowling Green Independent School District / 26,627 |
| 12. | 25.40% | Southgate Independent School District / 3,747 |
| 12. | 25.40% | Name N/A / 3,747 |
| 16. | 25.20% | Monroe County School District / 10,837 |
| 17. | 25.10% | Eminence Independent School District / 3,128 |
| 18. | 24.80% | Middlesboro Independent School District / 10,154 |
| 19. | 24.60% | McCreary County School District / 18,073 |
| 20. | 24.40% | Elliott County School District / 7,781 |
| 21. | 24.30% | Fort Knox Dependent Schools / 11,447 |
| 22. | 24.20% | Russell County School District / 17,646 |
| 23. | 24.00% | Ludlow Independent School District / 5,172 |
| 24. | 23.90% | Jackson Independent School District / 1,016 |
| 25. | 23.80% | Pendleton County School District / 14,642 |
| 25. | 23.80% | Bell County School District / 16,160 |
| 27. | 23.70% | Jessamine County School District / 49,601 |
| 27. | 23.70% | Covington Independent School District / 32,984 |
| 27. | 23.70% | Edmonson County School District / 12,137 |
| 30. | 23.60% | Estill County School District / 14,547 |
| 30. | 23.60% | Whitley County School District / 20,726 |
| 32. | 23.40% | Erlanger-Elsmere Independent School District / 16,495 |
| 32. | 23.40% | Metcalfe County School District / 10,025 |
| 32. | 23.40% | Menifee County School District / 6,337 |
| 32. | 23.40% | Grant County School District / 20,837 |
| 32. | 23.40% | Perry County School District / 23,214 |
| 37. | 23.20% | Garrard County School District / 16,880 |
| 38. | 23.10% | Fleming County School District / 14,505 |
| 38. | 23.10% | Breathitt County School District / 12,647 |
| 40. | 23.00% | Grayson County School District / 25,934 |
| 40. | 23.00% | Morgan County School District / 13,522 |
| 42. | 22.90% | Todd County School District / 12,499 |
| 43. | 22.80% | Augusta Independent School District / 1,415 |
| 43. | 22.80% | Knox County School District / 27,939 |
| 45. | 22.70% | Lewis County School District / 13,848 |
| 45. | 22.70% | Bardstown Independent School District / 13,059 |
| 45. | 22.70% | Marion County School District / 19,965 |
| 48. | 22.60% | Floyd County School District / 39,087 |
| 48. | 22.60% | Trigg County School District / 14,277 |
| 48. | 22.60% | Greenup County School District / 19,453 |
| 51. | 22.50% | Owen County School District / 10,740 |
| 51. | 22.50% | Danville Independent School District / 13,706 |
| 53. | 22.40% | Pikeville Independent School District / 7,003 |
| 54. | 22.30% | Logan County School District / 21,118 |
| 54. | 22.30% | Laurel County School District / 58,128 |
| 54. | 22.30% | Somerset Independent School District / 9,036 |
| 54. | 22.30% | Pulaski County School District / 52,235 |
| 58. | 22.20% | Williamstown Independent School District / 3,830 |
| 58. | 22.20% | Hart County School District / 15,718 |
| 58. | 22.20% | Montgomery County School District / 26,983 |
| 61. | 22.10% | Bullitt County School District / 76,093 |
| 61. | 22.10% | Taylor County School District / 16,219 |
| 61. | 22.10% | Jenkins Independent School District / 3,248 |
| 64. | 22.00% | Harrison County School District / 18,643 |
| 64. | 22.00% | Washington County School District / 11,871 |
| 64. | 22.00% | Anderson County School District / 21,664 |
| 67. | 21.90% | Frankfort Independent School District / 4,466 |
| 67. | 21.90% | Dayton Independent School District / 5,498 |
| 69. | 21.80% | Mason County School District / 17,398 |
| 69. | 21.80% | Owensboro Independent School District / 29,939 |
| 69. | 21.80% | Henry County School District / 12,299 |
| 69. | 21.80% | Anchorage Independent School District / 2,240 |
| 69. | 21.80% | Name N/A / 2,240 |
| 74. | 21.70% | Lincoln County School District / 24,546 |
| 74. | 21.70% | Bracken County School District / 7,044 |
| 74. | 21.70% | Franklin County School District / 45,043 |
| 74. | 21.70% | Nelson County School District / 31,195 |
| 78. | 21.60% | Powell County School District / 12,552 |
| 78. | 21.60% | Walton-Verona Independent School District / 5,990 |
| 78. | 21.60% | Barbourville Independent School District / 2,839 |
| 78. | 21.60% | Boyle County School District / 15,444 |
| 82. | 21.50% | Rockcastle County School District / 16,965 |
| 82. | 21.50% | Clinton County School District / 10,192 |
| 82. | 21.50% | Silver Grove Independent School District / 1,652 |
| 82. | 21.50% | Clay County School District / 21,446 |
| 82. | 21.50% | Elizabethtown Independent School District / 11,484 |
| 87. | 21.40% | Madison County School District / 78,443 |
| 87. | 21.40% | Leslie County School District / 11,128 |
| 87. | 21.40% | Allen County School District / 20,219 |
| 87. | 21.40% | Marshall County School District / 31,223 |
| 87. | 21.40% | Shelby County School District / 43,581 |
| 92. | 21.30% | Christian County School District / 60,380 |
| 92. | 21.30% | Trimble County School District / 8,816 |
| 92. | 21.30% | Carroll County School District / 10,871 |
| 95. | 21.20% | Mercer County School District / 18,396 |
| 95. | 21.20% | Jefferson County School District / 749,245 |
| 95. | 21.20% | Gallatin County School District / 8,554 |
| 95. | 21.20% | Wayne County School District / 20,728 |
| 99. | 21.10% | Larue County School District / 14,149 |
| 99. | 21.10% | Berea Independent School District / 7,042 |
| 99. | 21.10% | Name N/A / 10,625 |
| 102. | 21.00% | Laurel County School District for East Bernstadt ISD / 1,407 |
| 102. | 21.00% | East Bernstadt Independent School District / 1,407 |
| 102. | 21.00% | Oldham County School District / 61,711 |
| 102. | 21.00% | Robertson County School District / 2,239 |
| 102. | 21.00% | Bellevue Independent School District / 5,817 |
| 102. | 21.00% | Spencer County School District / 17,419 |
| 102. | 21.00% | Calloway County School District / 27,479 |
| 109. | 20.90% | Glasgow Independent School District / 12,573 |
| 110. | 20.80% | Bourbon County School District / 14,349 |
| 110. | 20.80% | Boone County School District / 117,040 |
| 110. | 20.80% | Russellville Independent School District / 5,726 |
| 110. | 20.80% | Henderson County School District / 46,394 |
| 110. | 20.80% | Raceland-Worthington Independent School District / 4,788 |
| 110. | 20.80% | Pike County School District / 57,377 |
| 110. | 20.80% | Paducah Independent School District / 19,773 |
| 117. | 20.70% | Paintsville Independent School District / 3,667 |
| 117. | 20.70% | Newport Independent School District / 15,762 |
| 117. | 20.70% | Simpson County School District / 17,551 |
| 117. | 20.70% | Harlan County School District / 25,645 |
| 121. | 20.60% | Williamsburg Independent School District / 5,582 |
| 121. | 20.60% | Barren County School District / 26,977 |
| 121. | 20.60% | Johnson County School District / 19,723 |
| 121. | 20.60% | Clark County School District / 35,633 |
| 125. | 20.50% | Hickman County School District / 4,790 |
| 125. | 20.50% | Adair County School District / 19,032 |
| 125. | 20.50% | Woodford County School District / 25,151 |
| 128. | 20.40% | Murray Independent School District / 10,502 |
| 128. | 20.40% | Boyd County School District / 23,871 |
| 128. | 20.40% | Green County School District / 11,186 |
| 128. | 20.40% | Meade County School District / 25,180 |
| 128. | 20.40% | Ohio County School District / 23,956 |
| 133. | 20.30% | Kenton County School District / 101,128 |
| 133. | 20.30% | Fayette County School District / 304,473 |
| 133. | 20.30% | Breckinridge County School District / 18,600 |
| 133. | 20.30% | Campbell County School District / 42,589 |
| 137. | 20.20% | Carlisle County School District / 5,031 |
| 137. | 20.20% | Burgin Independent School District / 2,915 |
| 137. | 20.20% | Pineville Independent School District / 1,920 |
| 137. | 20.20% | Muhlenberg County School District / 31,391 |
| 137. | 20.20% | Knott County School District / 16,139 |
| 142. | 20.00% | Fort Thomas Independent School District / 16,203 |
| 142. | 20.00% | Hardin County School District / 87,660 |
| 142. | 20.00% | Warren County School District / 90,542 |
| 145. | 19.90% | Butler County School District / 12,797 |
| 145. | 19.90% | Carter County School District / 27,439 |
| 145. | 19.90% | Lawrence County School District / 15,850 |
| 148. | 19.80% | Livingston County School District / 9,443 |
| 148. | 19.80% | Magoffin County School District / 13,076 |
| 148. | 19.80% | Graves County School District / 27,809 |
| 151. | 19.70% | Letcher County School District / 20,717 |
| 151. | 19.70% | Paris Independent School District / 5,623 |
| 153. | 19.60% | Nicholas County School District / 7,064 |
| 153. | 19.60% | Daviess County School District / 67,692 |
| 153. | 19.60% | Scott County School District / 49,167 |
| 153. | 19.60% | Crittenden County School District / 9,254 |
| 157. | 19.50% | West Point Independent School District / 997 |
| 157. | 19.50% | Elizabethtown Independent School District for West Point ISD / 997 |
| 159. | 19.40% | Fulton County School District / 3,991 |
| 159. | 19.40% | Rowan County School District / 23,485 |
| 159. | 19.40% | Hazard Independent School District / 5,047 |
| 159. | 19.40% | Dawson Springs Independent School District / 2,531 |
| 163. | 19.20% | Webster County School District / 13,454 |
| 163. | 19.20% | Union County School District / 15,192 |
| 165. | 19.00% | McCracken County School District / 45,772 |
| 165. | 19.00% | Caldwell County School District / 12,880 |
| 167. | 18.90% | Ballard County School District / 8,274 |
| 168. | 18.80% | Russell Independent School District / 12,415 |
| 168. | 18.80% | Hopkins County School District / 44,153 |
| 170. | 18.70% | McLean County School District / 9,510 |
| 171. | 18.60% | Caverna Independent School District / 5,850 |
| 171. | 18.60% | Fulton Independent School District / 2,559 |
| 173. | 18.40% | Pulaski County School District for Science Hill ISD / 2,234 |
| 173. | 18.40% | Science Hill Independent School District / 2,234 |
| 175. | 18.30% | Ashland Independent School District / 21,426 |
| 176. | 18.20% | Cloverport Independent School District / 1,476 |
| 177. | 18.10% | Beechwood Independent School District / 6,136 |
| 178. | 17.80% | Campbellsville Independent School District / 8,840 |
| 179. | 17.40% | Fairview Independent School District / 3,945 |
| 180. | 16.40% | Hancock County School District / 8,654 |
Please note that we only rank locations with 'Median Percentage of Income for House with Mortgage' data. The rank above might not be a complete list. Locations without 'Median Percentage of Income for House with Mortgage' data are not listed.
