| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 30.1% | Fowler Unified School District 225 / 903 |
| 2. | 27.2% | Mill Creek Valley Unified School District 329 / 3,680 |
| 3. | 26.1% | Paradise Unified School District 399 / 768 |
| 4. | 25.5% | Southern Cloud Unified School District 334 / 1,401 |
| 5. | 24.9% | Douglass Public Schools Unified School District 396 / 3,855 |
| 6. | 22.6% | Norton Community Schools Unified School District 211 / 4,531 |
| 7. | 22.3% | Meade Unified School District 226 / 2,354 |
| 8. | 22.1% | Fort Scott Unified School District 234 / 12,054 |
| 9. | 21.8% | Pretty Prairie Unified School District 311 / 1,850 |
| 10. | 21.7% | Pratt Unified School District 382 / 8,361 |
| 11. | 21.5% | Peabody-Burns Unified School District 398 / 2,601 |
| 12. | 21.5% | Cimarron-Ensign Unified School District 102 / 3,328 |
| 13. | 21.2% | Ellis Unified School District 388 / 2,590 |
| 14. | 21.1% | Unified School District 110 / 1,752 |
| 15. | 20.6% | West Franklin Unified School District 287 / 5,126 |
| 16. | 20.5% | Oskaloosa Public Schools Unified School District 341 / 3,681 |
| 17. | 20.4% | Ottawa Unified School District 290 / 14,753 |
| 18. | 20.3% | Dighton Unified School District 482 / 1,385 |
| 19. | 20.2% | Humboldt Unified School District 258 / 3,054 |
| 20. | 20.2% | Tonganoxie Unified School District 464 / 9,457 |
| 21. | 20.0% | Eureka Unified School District 389 / 4,293 |
| 22. | 19.9% | Bucklin Unified School District 459 / 1,865 |
| 23. | 19.7% | Winfield Unified School District 465 / 15,320 |
| 24. | 19.7% | Fredonia Unified School District 484 / 4,766 |
| 25. | 19.6% | Greensburg Unified School District 422 / 1,358 |
| 26. | 19.5% | Santa Fe Trail Unified School District 434 / 5,877 |
| 27. | 19.5% | Barber County North Unified School District 254 / 3,153 |
| 28. | 19.4% | Republic County - Hillcrest Rural Schools Unified School District 109 / 3,776 |
| 29. | 18.9% | Lakin Unified School District 215 / 3,070 |
| 30. | 18.8% | Montezuma Unified School District 371 / 1,501 |
| 31. | 18.4% | North Ottawa County Unified School District 239 / 3,380 |
| 32. | 18.4% | Leroy-Gridley Unified School District 245 / 1,793 |
| 33. | 18.1% | Sedgwick Public Schools Unified School District 439 / 1,978 |
| 34. | 18.1% | Attica Unified School District 511 / 872 |
| 34. | 18.1% | Dexter Unified School District 471 / 635 |
| 36. | 18.1% | Lansing Unified School District 469 / 14,119 |
| 37. | 17.8% | Turner Unified School District 202 / 18,714 |
| 38. | 17.7% | Pittsburg Unified School District 250 / 22,677 |
| 39. | 17.7% | Kansas City Unified School District 500 / 113,905 |
| 40. | 17.5% | Woodson Unified School District 366 / 2,719 |
| 41. | 17.5% | El Dorado Unified School District 490 / 13,603 |
| 42. | 17.3% | West Elk Unified School District 282 / 2,499 |
| 43. | 17.1% | Cheylin Unified School District 103 / 1,072 |
| 43. | 17.1% | Augusta Unified School District 402 / 12,193 |
| 45. | 16.9% | Burlington Unified School District 244 / 3,965 |
| 46. | 16.9% | Pleasanton Unified School District 344 / 2,063 |
| 47. | 16.9% | Louisburg Unified School District 416 / 8,569 |
| 48. | 16.8% | Scott County Unified School District 466 / 4,836 |
| 49. | 16.7% | Herington Unified School District 487 / 2,908 |
| 50. | 16.7% | Jetmore Unified School District 227 / 1,403 |
| 51. | 16.6% | Chanute Public Schools Unified School District 413 / 10,858 |
| 52. | 16.6% | Spring Hill Unified School District 230 / 10,366 |
| 53. | 16.5% | Girard Unified School District 248 / 5,690 |
| 54. | 16.5% | Palco Unified School District 269 / 997 |
| 55. | 16.4% | Oswego Unified School District 504 / 2,557 |
| 56. | 16.2% | Barnes Unified School District 223 / 2,762 |
| 57. | 16.1% | Holton Unified School District 336 / 5,540 |
| 57. | 16.1% | Moundridge Unified School District 423 / 3,194 |
| 59. | 16.0% | Stafford Unified School District 349 / 1,439 |
| 60. | 15.8% | Valley Center Public Schools Unified School District 262 / 12,808 |
| 61. | 15.8% | Atchison Public Schools Unified School District 409 / 12,409 |
| 62. | 15.5% | Riley County Unified School District 378 / 4,214 |
| 63. | 15.4% | Perry Public Schools Unified School District 343 / 5,910 |
| 64. | 15.4% | Concordia Unified School District 333 / 6,917 |
| 65. | 15.3% | Sylvan Grove Unified School District 299 / 908 |
| 66. | 15.3% | Mullinville Unified School District 424 / 394 |
| 67. | 15.2% | Unified School District 111 / 2,683 |
| 68. | 15.1% | South Brown County Unified School District 430 / 3,805 |
| 69. | 15.1% | Mulvane Unified School District 263 / 9,766 |
| 70. | 15.0% | Leavenworth Unified School District 453 / 27,428 |
| 71. | 15.0% | Bluestem Unified School District 205 / 3,954 |
| 71. | 15.0% | Cherokee Unified School District 247 / 4,453 |
| 73. | 15.0% | Remington-Whitewater Unified School District 206 / 3,848 |
| 74. | 14.9% | Kinsley-Offerle Unified School District 347 / 2,201 |
| 75. | 14.9% | Osage City Unified School District 420 / 3,619 |
| 76. | 14.9% | Leoti Unified School District 467 / 2,270 |
| 77. | 14.7% | Hanston Unified School District 228 / 506 |
| 78. | 14.7% | St. Francis Community Schools Unified School District 297 / 2,114 |
| 79. | 14.6% | Clifton-Clyde Unified School District 224 / 2,002 |
| 80. | 14.6% | Anthony-Harper Unified School District 361 / 4,980 |
| 81. | 14.6% | Little River Unified School District 444 / 1,466 |
| 82. | 14.6% | Weskan Unified School District 242 / 338 |
| 83. | 14.5% | Auburn-Washburn Unified School District 437 / 33,587 |
| 84. | 14.4% | Wallace County Schools Unified School District 241 / 1,021 |
| 85. | 14.3% | Paola Unified School District 368 / 11,614 |
| 86. | 14.3% | Hugoton Public Schools Unified School District 210 / 4,746 |
| 87. | 14.3% | Burlingame Public School Unified School District 454 / 1,534 |
| 88. | 14.1% | Russell County Unified School District 407 / 6,636 |
| 89. | 14.1% | Arkansas City Unified School District 470 / 16,358 |
| 90. | 14.1% | LaCrosse Unified School District 395 / 2,337 |
| 91. | 14.1% | West Solomon Valley Schools Unified School District 213 / 519 |
| 92. | 13.9% | Uniontown Unified School District 235 / 2,824 |
| 93. | 13.8% | Fort Larned Unified School District 495 / 7,058 |
| 94. | 13.8% | Lyons Unified School District 405 / 4,111 |
| 95. | 13.8% | Cherryvale Unified School District 447 / 4,369 |
| 96. | 13.7% | Rural Vista Unified School District 481 / 2,655 |
| 96. | 13.7% | B and B Unified School District 451 / 1,045 |
| 98. | 13.7% | Marysville Unified School District 364 / 5,448 |
| 99. | 13.6% | Wabaunsee East Unified School District 330 / 3,061 |
| 100. | 13.6% | Nickerson Unified School District 309 / 7,399 |
| 101. | 13.6% | Oxford Unified School District 358 / 1,814 |
| 101. | 13.6% | Marais des Cygnes Valley Unified School District 456 / 1,680 |
| 101. | 13.6% | Piper Unified School District 203 / 10,054 |
| 104. | 13.5% | Hutchinson Public Schools Unified School District 308 / 34,165 |
| 104. | 13.5% | Atchison County Community Schools Unified School District 377 / 4,462 |
| 106. | 13.5% | Baxter Springs Unified School District 508 / 4,796 |
| 107. | 13.5% | Erie Unified School District 101 / 3,407 |
| 107. | 13.5% | Newton Unified School District 373 / 22,159 |
| 109. | 13.4% | Wathena Unified School District 406 / 2,193 |
| 110. | 13.3% | Caney Valley Unified School District 436 / 3,886 |
| 111. | 13.1% | Columbus Unified School District 493 / 7,720 |
| 111. | 13.1% | Waconda Unified School District 272 / 2,850 |
| 111. | 13.1% | Onaga-Havensville-Wheaton Unified School District 322 / 2,180 |
| 114. | 13.0% | Vermillion Unified School District 380 / 2,811 |
| 115. | 13.0% | Hays Unified School District 489 / 23,447 |
| 115. | 13.0% | Topeka Public Schools Unified School District 501 / 95,887 |
| 117. | 12.9% | Oberlin Unified School District 294 / 2,810 |
| 118. | 12.9% | Galena Unified School District 499 / 3,681 |
| 119. | 12.9% | Valley Falls Unified School District 338 / 2,354 |
| 120. | 12.8% | Nemaha Valley Schools Unified School District 442 / 2,914 |
| 121. | 12.8% | Elk Valley Unified School District 283 / 858 |
| 122. | 12.8% | Centre Unified School District 397 / 1,477 |
| 123. | 12.7% | Clay Center Unified School District 379 / 8,281 |
| 124. | 12.7% | Lyndon Unified School District 421 / 2,834 |
| 125. | 12.7% | Garnett Unified School District 365 / 7,018 |
| 126. | 12.7% | Ellinwood Public Schools Unified School District 355 / 2,470 |
| 127. | 12.6% | Argonia Public Schools Unified School District 359 / 999 |
| 128. | 12.6% | Southern Lyon County Unified School District 252 / 2,816 |
| 129. | 12.6% | Beloit Unified School District 273 / 4,929 |
| 129. | 12.6% | Hill City Unified School District 281 / 2,486 |
| 131. | 12.6% | North Lyon County Unified School District 251 / 3,601 |
| 132. | 12.5% | Ingalls Unified School District 477 / 917 |
| 133. | 12.5% | Chapman Unified School District 473 / 6,058 |
| 134. | 12.4% | St. John-Hudson Unified School District 350 / 1,962 |
| 134. | 12.4% | Wellington Unified School District 353 / 9,336 |
| 136. | 12.4% | Conway Springs Unified School District 356 / 3,010 |
| 137. | 12.3% | Stockton Unified School District 271 / 2,060 |
| 137. | 12.3% | South Haven Unified School District 509 / 694 |
| 139. | 12.3% | Wamego Unified School District 320 / 7,091 |
| 140. | 12.2% | Satanta Unified School District 507 / 1,735 |
| 141. | 12.2% | Smith Center Unified School District 237 / 2,888 |
| 142. | 12.1% | Rawlins County Unified School District 105 / 2,165 |
| 142. | 12.1% | Parsons Unified School District 503 / 10,474 |
| 144. | 12.0% | Easton Unified School District 449 / 3,643 |
| 144. | 12.0% | Fairfield Unified School District 310 / 2,227 |
| 146. | 12.0% | Haysville Unified School District 261 / 22,712 |
| 147. | 11.9% | Sterling Unified School District 376 / 2,954 |
| 147. | 11.9% | Ellsworth Unified School District 327 / 4,883 |
| 149. | 11.8% | Lawrence Unified School District 497 / 90,424 |
| 150. | 11.8% | Rolla Unified School District 217 / 724 |
| 151. | 11.8% | Altoona-Midway Unified School District 387 / 1,989 |
| 152. | 11.7% | Chautauqua County Community Unified School District 286 / 2,677 |
| 153. | 11.7% | Northeast Unified School District 246 / 4,155 |
| 153. | 11.7% | Ashland Unified School District 220 / 1,516 |
| 155. | 11.7% | Basehor-Linwood Unified School District 458 / 11,473 |
| 156. | 11.6% | Caldwell Unified School District 360 / 1,657 |
| 157. | 11.6% | McPherson Unified School District 418 / 14,924 |
| 158. | 11.5% | Skyline Schools Unified School District 438 / 1,377 |
| 158. | 11.5% | Haviland Unified School District 474 / 901 |
| 160. | 11.5% | Lebo-Waverly Unified School District 243 / 2,866 |
| 161. | 11.5% | Central Unified School District 462 / 1,861 |
| 161. | 11.5% | Quinter Public Schools Unified School District 293 / 1,497 |
| 163. | 11.5% | Burrton Unified School District 369 / 1,524 |
| 164. | 11.4% | Shawnee Mission Public Schools Unified School District / 219,934 |
| 165. | 11.3% | Dodge City Unified School District 443 / 29,450 |
| 166. | 11.2% | Renwick Unified School District 267 / 8,369 |
| 167. | 11.0% | Inman Unified School District 448 / 2,804 |
| 167. | 11.0% | Canton-Galva Unified School District 419 / 3,021 |
| 169. | 10.9% | Pike Valley Unified School District 426 / 1,258 |
| 169. | 10.9% | Abilene Unified School District 435 / 8,505 |
| 171. | 10.9% | Twin Valley Unified School District 240 / 2,658 |
| 172. | 10.9% | Ness City Unified School District 303 / 1,756 |
| 173. | 10.9% | Salina Unified School District 305 / 48,802 |
| 174. | 10.9% | Morris County Unified School District 417 / 5,086 |
| 175. | 10.9% | North Central - Washington Schools Unified School District 108 / 2,583 |
| 176. | 10.9% | Marmaton Valley Unified School District 256 / 1,638 |
| 177. | 10.8% | Claflin Unified School District 354 / 1,293 |
| 178. | 10.8% | Bonner Springs Unified School District 204 / 12,914 |
| 179. | 10.7% | Durham-Hillsboro-Lehigh Unified School District 410 / 4,478 |
| 180. | 10.7% | Buhler Unified School District 313 / 13,233 |
| 181. | 10.6% | Seaman Unified School District 345 / 20,218 |
| 182. | 10.6% | Wheatland Unified School District 292 / 937 |
| 183. | 10.6% | Hoisington Unified School District 431 / 3,707 |
| 184. | 10.5% | Labette County Unified School District 506 / 6,981 |
| 185. | 10.5% | Silver Lake Unified School District 372 / 3,595 |
| 186. | 10.4% | Minneola Unified School District 219 / 747 |
| 187. | 10.4% | Andover Unified School District 385 / 21,627 |
| 188. | 10.4% | Jefferson County North Unified School District 339 / 2,479 |
| 189. | 10.4% | Wellsville Unified School District 289 / 4,597 |
| 190. | 10.4% | Central Heights Unified School District 288 / 2,507 |
| 191. | 10.3% | Shawnee Heights Unified School District 450 / 19,992 |
| 192. | 10.3% | Greeley County Schools Unified School District 200 / 1,294 |
| 193. | 10.3% | Marion-Florence Unified School District 408 / 3,378 |
| 194. | 10.2% | Coffeyville Unified School District 445 / 13,675 |
| 195. | 10.2% | Valley Heights Unified School District 498 / 2,214 |
| 196. | 10.2% | Wichita Unified School District 259 / 320,519 |
| 197. | 10.2% | Stanton County Unified School District 452 / 2,197 |
| 198. | 10.0% | Hiawatha Unified School District 415 / 5,706 |
| 199. | 9.9% | Goddard Unified School District 265 / 25,118 |
| 199. | 9.9% | Northern Valley Unified School District 212 / 978 |
| 201. | 9.9% | Great Bend Unified School District 428 / 19,174 |
| 202. | 9.9% | Lorraine Unified School District 328 / 2,493 |
| 203. | 9.8% | Olathe Unified School District 233 / 142,010 |
| 204. | 9.8% | Plainville Unified School District 270 / 2,304 |
| 204. | 9.8% | Kaw Valley Unified School District 321 / 7,277 |
| 206. | 9.8% | Rock Hills Unified School District 107 / 2,874 |
| 206. | 9.8% | Golden Plains Unified School District 316 / 857 |
| 208. | 9.7% | Osborne County Unified School District 392 / 2,120 |
| 209. | 9.7% | Lewis Unified School District 502 / 766 |
| 210. | 9.6% | Deerfield Unified School District 216 / 896 |
| 211. | 9.5% | Geary County Schools Unified School District 475 / 37,471 |
| 212. | 9.4% | Kismet-Plains Unified School District 483 / 2,702 |
| 213. | 9.4% | Derby Unified School District 260 / 32,757 |
| 214. | 9.4% | Kingman-Norwich Unified School District 331 / 6,544 |
| 215. | 9.3% | Hoxie Community Schools Unified School District 412 / 2,080 |
| 215. | 9.3% | Manhattan Unified School District 383 / 58,589 |
| 217. | 9.3% | Iola Unified School District 257 / 8,694 |
| 218. | 9.2% | Flinthills Unified School District 492 / 1,322 |
| 219. | 9.2% | Ell-Saline Unified School District 307 / 1,705 |
| 220. | 9.2% | Ulysses Unified School District 214 / 7,730 |
| 220. | 9.2% | Eudora Unified School District 491 / 7,090 |
| 222. | 9.1% | Jayhawk Unified School District 346 / 3,082 |
| 223. | 9.0% | Otis-Bison Unified School District 403 / 1,309 |
| 224. | 9.0% | Grinnell Public Schools Unified School District 291 / 644 |
| 224. | 9.0% | Baldwin City Unified School District 348 / 7,969 |
| 226. | 8.9% | Logan Unified School District 326 / 1,039 |
| 226. | 8.9% | Garden City Unified School District 457 / 33,341 |
| 228. | 8.9% | Liberal Unified School District 480 / 21,020 |
| 229. | 8.9% | Comanche County Unified School District 300 / 1,917 |
| 230. | 8.9% | Lincoln Unified School District 298 / 2,450 |
| 230. | 8.9% | Independence Unified School District 446 / 14,141 |
| 232. | 8.8% | South Barber Unified School District 255 / 1,714 |
| 232. | 8.8% | Colby Public Schools Unified School District 315 / 6,420 |
| 234. | 8.8% | Southeast of Saline Unified School District 306 / 3,234 |
| 235. | 8.8% | Haven Public Schools Unified School District 312 / 5,736 |
| 236. | 8.8% | North Jackson Unified School District 335 / 2,040 |
| 237. | 8.7% | Axtell Unified School District 488 / 1,633 |
| 238. | 8.6% | Cunningham Unified School District 332 / 1,331 |
| 239. | 8.5% | Madison-Virgil Unified School District 386 / 1,533 |
| 239. | 8.5% | Chase County Unified School District 284 / 2,844 |
| 241. | 8.4% | Syracuse Unified School District 494 / 2,643 |
| 242. | 8.3% | De Soto Unified School District 232 / 28,983 |
| 243. | 8.3% | Emporia Unified School District 253 / 28,465 |
| 244. | 8.2% | Maize Unified School District 266 / 33,363 |
| 245. | 8.1% | Blue Valley Unified School District 229 / 110,519 |
| 246. | 8.1% | Victoria Unified School District 432 / 2,057 |
| 247. | 8.0% | Macksville Unified School District 351 / 1,184 |
| 248. | 7.9% | Oakley Unified School District 274 / 2,356 |
| 249. | 7.9% | Troy Public Schools Unified School District 429 / 1,912 |
| 250. | 7.9% | Circle Unified School District 375 / 9,658 |
| 251. | 7.9% | Jefferson West Unified School District 340 / 5,156 |
| 252. | 7.9% | Rock Creek Unified School District 323 / 4,539 |
| 253. | 7.8% | Smoky Valley Unified School District 400 / 5,949 |
| 254. | 7.8% | Phillipsburg Unified School District 325 / 3,514 |
| 255. | 7.6% | Neodesha Unified School District 461 / 3,493 |
| 256. | 7.6% | Chase-Raymond Unified School District 401 / 1,008 |
| 257. | 7.6% | Rose Hill Public Schools Unified School District 394 / 8,118 |
| 258. | 7.4% | WaKeeney Unified School District 208 / 2,793 |
| 259. | 7.4% | McLouth Unified School District 342 / 3,376 |
| 260. | 7.3% | Moscow Public Schools Unified School District 209 / 810 |
| 261. | 7.3% | Hesston Unified School District 460 / 4,577 |
| 262. | 7.1% | Crest Unified School District 479 / 1,224 |
| 263. | 7.0% | Chetopa-St. Paul Unified School District 505 / 3,229 |
| 264. | 6.9% | Pawnee Heights Unified School District 496 / 368 |
| 265. | 6.9% | Gardner Edgerton Unified School District 231 / 22,871 |
| 266. | 6.7% | Belle Plaine Unified School District 357 / 3,318 |
| 267. | 6.6% | Goodland Unified School District 352 / 5,947 |
| 268. | 6.4% | Osawatomie Unified School District 367 / 6,656 |
| 268. | 6.4% | Sabetha Unified School District 441 / 4,842 |
| 270. | 6.3% | Elwood Unified School District 486 / 1,179 |
| 271. | 6.0% | Sublette Unified School District 374 / 2,253 |
| 272. | 5.8% | Holcomb Unified School District 363 / 2,549 |
| 273. | 5.7% | Blue Valley Unified School District 384 / 1,776 |
| 274. | 5.7% | Western Plains Unified School District 106 / 1,398 |
| 275. | 5.4% | Prairie View Unified School District 362 / 6,143 |
| 276. | 5.4% | Riverton Unified School District 404 / 4,019 |
| 276. | 5.4% | Udall Unified School District 463 / 2,366 |
| 278. | 5.2% | Frontenac Public Schools Unified School District 249 / 3,611 |
| 279. | 5.1% | Cheney Unified School District 268 / 3,376 |
| 280. | 5.0% | Cedar Vale Unified School District 285 / 858 |
| 281. | 4.8% | Elkhart Unified School District 218 / 2,520 |
| 282. | 4.7% | Hamilton Unified School District 390 / 720 |
| 283. | 4.6% | Goessel Unified School District 411 / 1,525 |
| 284. | 4.2% | Healy Public Schools Unified School District 468 / 345 |
| 285. | 4.1% | Clearwater Unified School District 264 / 5,935 |
| 286. | 4.0% | Royal Valley Unified School District 337 / 4,816 |
| 287. | 3.9% | Spearville Unified School District 381 / 1,137 |
| 288. | 3.4% | Copeland Unified School District 476 / 825 |
| 289. | 3.3% | Halstead Unified School District 440 / 4,407 |
| 290. | 2.3% | Brewster Unified School District 314 / 655 |
| 291. | 1.8% | Solomon Unified School District 393 / 2,345 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
