| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 33.6% | Southern Cloud Unified School District 334 / 1,329 |
| 2. | 33.5% | Northeast Unified School District 246 / 4,079 |
| 3. | 32.8% | McLouth Unified School District 342 / 3,467 |
| 4. | 29.6% | Chase-Raymond Unified School District 401 / 975 |
| 5. | 26.7% | Weskan Unified School District 242 / 401 |
| 6. | 26.5% | Frontenac Public Schools Unified School District 249 / 3,837 |
| 7. | 26.2% | Marion-Florence Unified School District 408 / 3,510 |
| 8. | 26.1% | Greensburg Unified School District 422 / 1,647 |
| 8. | 26.1% | Elk Valley Unified School District 283 / 830 |
| 10. | 25.8% | Stockton Unified School District 271 / 1,982 |
| 11. | 24.8% | Osawatomie Unified School District 367 / 6,621 |
| 12. | 24.7% | Erie Unified School District 101 / 3,279 |
| 13. | 24.1% | Kansas City Unified School District 500 / 114,908 |
| 14. | 23.8% | Argonia Public Schools Unified School District 359 / 1,084 |
| 15. | 23.8% | Chetopa-St. Paul Unified School District 505 / 2,903 |
| 16. | 23.7% | Oskaloosa Public Schools Unified School District 341 / 3,672 |
| 17. | 23.4% | Fairfield Unified School District 310 / 2,156 |
| 18. | 22.1% | Madison-Virgil Unified School District 386 / 1,448 |
| 19. | 21.4% | Hamilton Unified School District 390 / 458 |
| 20. | 21.0% | Oakley Unified School District 274 / 2,433 |
| 21. | 21.0% | Pleasanton Unified School District 344 / 1,924 |
| 22. | 21.0% | Prairie View Unified School District 362 / 5,633 |
| 23. | 20.8% | Spearville Unified School District 381 / 1,272 |
| 24. | 20.6% | Oberlin Unified School District 294 / 2,701 |
| 25. | 20.4% | Grinnell Public Schools Unified School District 291 / 651 |
| 26. | 20.0% | Cedar Vale Unified School District 285 / 781 |
| 27. | 19.5% | Ingalls Unified School District 477 / 930 |
| 28. | 19.5% | Lakin Unified School District 215 / 2,619 |
| 29. | 19.4% | Galena Unified School District 499 / 3,590 |
| 30. | 19.3% | Rawlins County Unified School District 105 / 2,193 |
| 31. | 19.2% | Unified School District 110 / 1,708 |
| 32. | 19.0% | Liberal Unified School District 480 / 21,344 |
| 33. | 18.8% | Chase County Unified School District 284 / 2,797 |
| 34. | 18.8% | Riverton Unified School District 404 / 4,081 |
| 35. | 18.7% | Syracuse Unified School District 494 / 2,632 |
| 36. | 18.6% | Osborne County Unified School District 392 / 2,149 |
| 37. | 18.2% | Centre Unified School District 397 / 1,675 |
| 38. | 18.2% | Ellinwood Public Schools Unified School District 355 / 3,411 |
| 39. | 18.1% | Neodesha Unified School District 461 / 3,335 |
| 40. | 18.0% | Hiawatha Unified School District 415 / 5,597 |
| 41. | 17.8% | Parsons Unified School District 503 / 10,086 |
| 42. | 17.7% | West Elk Unified School District 282 / 2,258 |
| 43. | 17.6% | Easton Unified School District 449 / 3,621 |
| 44. | 17.6% | Kismet-Plains Unified School District 483 / 3,279 |
| 45. | 17.6% | Burlingame Public School Unified School District 454 / 1,600 |
| 46. | 17.5% | Salina Unified School District 305 / 49,321 |
| 47. | 17.4% | Scott County Unified School District 466 / 4,952 |
| 48. | 17.4% | Conway Springs Unified School District 356 / 3,348 |
| 49. | 17.2% | Santa Fe Trail Unified School District 434 / 6,076 |
| 50. | 17.1% | Fredonia Unified School District 484 / 4,614 |
| 51. | 17.1% | Deerfield Unified School District 216 / 1,331 |
| 52. | 17.0% | Independence Unified School District 446 / 13,191 |
| 53. | 16.9% | Turner Unified School District 202 / 19,537 |
| 54. | 16.9% | Lewis Unified School District 502 / 703 |
| 55. | 16.9% | Jefferson County North Unified School District 339 / 2,478 |
| 56. | 16.8% | Elkhart Unified School District 218 / 2,454 |
| 57. | 16.8% | Skyline Schools Unified School District 438 / 1,269 |
| 58. | 16.7% | Osage City Unified School District 420 / 3,560 |
| 59. | 16.7% | North Lyon County Unified School District 251 / 3,269 |
| 60. | 16.7% | Baldwin City Unified School District 348 / 8,240 |
| 61. | 16.7% | Brewster Unified School District 314 / 505 |
| 62. | 16.6% | Caldwell Unified School District 360 / 1,633 |
| 63. | 16.6% | Troy Public Schools Unified School District 429 / 1,928 |
| 64. | 16.5% | Geary County Schools Unified School District 475 / 44,436 |
| 65. | 16.5% | Palco Unified School District 269 / 820 |
| 66. | 16.4% | Winfield Unified School District 465 / 15,075 |
| 67. | 16.2% | Hays Unified School District 489 / 24,447 |
| 68. | 16.2% | Holcomb Unified School District 363 / 2,772 |
| 69. | 16.2% | Circle Unified School District 375 / 9,172 |
| 70. | 16.1% | Udall Unified School District 463 / 2,225 |
| 71. | 16.1% | Oxford Unified School District 358 / 2,056 |
| 72. | 16.1% | Paradise Unified School District 399 / 742 |
| 73. | 16.0% | Fort Larned Unified School District 495 / 6,617 |
| 73. | 16.0% | Smith Center Unified School District 237 / 2,789 |
| 75. | 15.8% | Lyndon Unified School District 421 / 2,777 |
| 76. | 15.8% | Solomon Unified School District 393 / 2,052 |
| 77. | 15.8% | Healy Public Schools Unified School District 468 / 350 |
| 78. | 15.5% | Lawrence Unified School District 497 / 94,548 |
| 79. | 15.4% | Ashland Unified School District 220 / 1,214 |
| 80. | 15.3% | Wichita Unified School District 259 / 330,364 |
| 81. | 15.3% | Republic County - Hillcrest Rural Schools Unified School District 109 / 3,561 |
| 82. | 15.2% | Douglass Public Schools Unified School District 396 / 3,668 |
| 83. | 15.2% | Mill Creek Valley Unified School District 329 / 3,623 |
| 84. | 15.1% | Inman Unified School District 448 / 2,434 |
| 85. | 15.1% | Atchison Public Schools Unified School District 409 / 12,188 |
| 86. | 14.9% | Anthony-Harper Unified School District 361 / 4,868 |
| 87. | 14.9% | Louisburg Unified School District 416 / 9,236 |
| 88. | 14.8% | Altoona-Midway Unified School District 387 / 1,781 |
| 88. | 14.8% | Rock Creek Unified School District 323 / 5,260 |
| 90. | 14.7% | Perry Public Schools Unified School District 343 / 5,586 |
| 91. | 14.6% | Bluestem Unified School District 205 / 3,577 |
| 92. | 14.6% | Name N/A / 3,405 |
| 93. | 14.5% | Blue Valley Unified School District 384 / 1,827 |
| 94. | 14.4% | Garden City Unified School District 457 / 34,137 |
| 94. | 14.4% | Topeka Public Schools Unified School District 501 / 95,008 |
| 96. | 14.4% | Coffeyville Unified School District 445 / 13,586 |
| 96. | 14.4% | Paola Unified School District 368 / 11,424 |
| 98. | 14.3% | Chapman Unified School District 473 / 6,013 |
| 98. | 14.3% | Herington Unified School District 487 / 2,701 |
| 100. | 14.2% | Central Heights Unified School District 288 / 2,741 |
| 101. | 14.1% | Garnett Unified School District 365 / 6,624 |
| 102. | 14.0% | Russell County Unified School District 407 / 5,548 |
| 103. | 13.9% | Nickerson Unified School District 309 / 7,473 |
| 104. | 13.9% | Remington-Whitewater Unified School District 206 / 3,208 |
| 105. | 13.8% | Valley Falls Unified School District 338 / 2,373 |
| 106. | 13.7% | Riley County Unified School District 378 / 4,396 |
| 107. | 13.7% | Ottawa Unified School District 290 / 14,378 |
| 108. | 13.6% | Valley Heights Unified School District 498 / 2,197 |
| 109. | 13.5% | Hoxie Community Schools Unified School District 412 / 2,102 |
| 110. | 13.5% | Cherokee Unified School District 247 / 4,853 |
| 111. | 13.4% | South Barber Unified School District 255 / 1,682 |
| 112. | 13.4% | Ellsworth Unified School District 327 / 4,862 |
| 113. | 13.3% | Morris County Unified School District 417 / 4,993 |
| 114. | 13.3% | Fort Scott Unified School District 234 / 12,283 |
| 115. | 13.3% | Augusta Unified School District 402 / 11,914 |
| 116. | 13.2% | Rolla Unified School District 217 / 705 |
| 117. | 13.2% | Columbus Unified School District 493 / 7,330 |
| 118. | 13.0% | Arkansas City Unified School District 470 / 16,572 |
| 119. | 13.0% | Jetmore Unified School District 227 / 1,926 |
| 120. | 13.0% | WaKeeney Unified School District 208 / 2,887 |
| 121. | 12.9% | North Jackson Unified School District 335 / 1,776 |
| 122. | 12.9% | Leavenworth Unified School District 453 / 27,047 |
| 123. | 12.8% | Gardner Edgerton Unified School District 231 / 25,689 |
| 124. | 12.8% | Logan Unified School District 326 / 1,033 |
| 124. | 12.8% | Pretty Prairie Unified School District 311 / 1,789 |
| 126. | 12.8% | Flinthills Unified School District 492 / 1,278 |
| 127. | 12.7% | Shawnee Heights Unified School District 450 / 21,526 |
| 128. | 12.7% | Marysville Unified School District 364 / 5,444 |
| 129. | 12.7% | Shawnee Mission Public Schools Unified School District / 225,710 |
| 130. | 12.7% | Lebo-Waverly Unified School District 243 / 2,732 |
| 131. | 12.6% | Hill City Unified School District 281 / 2,412 |
| 132. | 12.6% | El Dorado Unified School District 490 / 14,592 |
| 133. | 12.6% | Iola Unified School District 257 / 8,565 |
| 134. | 12.6% | Spring Hill Unified School District 230 / 11,765 |
| 135. | 12.6% | Haysville Unified School District 261 / 22,171 |
| 136. | 12.6% | Minneola Unified School District 219 / 1,028 |
| 136. | 12.6% | West Franklin Unified School District 287 / 4,904 |
| 136. | 12.6% | Caney Valley Unified School District 436 / 4,509 |
| 139. | 12.5% | Mulvane Unified School District 263 / 9,757 |
| 140. | 12.5% | Jayhawk Unified School District 346 / 3,102 |
| 141. | 12.4% | Girard Unified School District 248 / 5,203 |
| 141. | 12.4% | Baxter Springs Unified School District 508 / 4,645 |
| 143. | 12.2% | Goessel Unified School District 411 / 1,663 |
| 144. | 12.2% | Burrton Unified School District 369 / 1,491 |
| 144. | 12.2% | Olathe Unified School District 233 / 151,897 |
| 146. | 12.2% | Pike Valley Unified School District 426 / 1,330 |
| 147. | 12.1% | Peabody-Burns Unified School District 398 / 2,149 |
| 148. | 12.1% | Hutchinson Public Schools Unified School District 308 / 34,482 |
| 149. | 12.1% | St. Francis Community Schools Unified School District 297 / 1,964 |
| 150. | 12.0% | De Soto Unified School District 232 / 32,426 |
| 151. | 12.0% | Woodson Unified School District 366 / 2,770 |
| 152. | 11.9% | Beloit Unified School District 273 / 4,978 |
| 153. | 11.9% | Greeley County Schools Unified School District 200 / 1,223 |
| 154. | 11.9% | Blue Valley Unified School District 229 / 116,456 |
| 155. | 11.8% | Wheatland Unified School District 292 / 859 |
| 156. | 11.8% | Manhattan Unified School District 383 / 63,284 |
| 157. | 11.7% | Goodland Unified School District 352 / 5,992 |
| 157. | 11.7% | Burlington Unified School District 244 / 4,062 |
| 159. | 11.6% | Oswego Unified School District 504 / 2,452 |
| 160. | 11.5% | Bonner Springs Unified School District 204 / 14,081 |
| 161. | 11.5% | Lincoln Unified School District 298 / 2,356 |
| 162. | 11.5% | Atchison County Community Schools Unified School District 377 / 4,443 |
| 162. | 11.5% | Halstead Unified School District 440 / 4,786 |
| 164. | 11.4% | Abilene Unified School District 435 / 8,819 |
| 164. | 11.4% | Comanche County Unified School District 300 / 1,945 |
| 166. | 11.4% | McPherson Unified School District 418 / 14,873 |
| 167. | 11.4% | Copeland Unified School District 476 / 873 |
| 168. | 11.4% | Rose Hill Public Schools Unified School District 394 / 8,172 |
| 169. | 11.3% | Emporia Unified School District 253 / 27,250 |
| 170. | 11.2% | Seaman Unified School District 345 / 20,766 |
| 170. | 11.2% | Moundridge Unified School District 423 / 3,117 |
| 172. | 11.1% | Tonganoxie Unified School District 464 / 10,326 |
| 172. | 11.1% | Uniontown Unified School District 235 / 2,430 |
| 174. | 11.0% | Pratt Unified School District 382 / 8,528 |
| 175. | 11.0% | Satanta Unified School District 507 / 1,591 |
| 176. | 10.9% | Triplains Unified School District 275 / 626 |
| 177. | 10.9% | Goddard Unified School District 265 / 27,780 |
| 178. | 10.9% | Clearwater Unified School District 264 / 5,440 |
| 178. | 10.9% | Name N/A / 7,326 |
| 180. | 10.9% | Dodge City Unified School District 443 / 31,167 |
| 181. | 10.8% | Royal Valley Unified School District 337 / 4,694 |
| 182. | 10.8% | Renwick Unified School District 267 / 8,477 |
| 183. | 10.8% | Dighton Unified School District 482 / 1,333 |
| 184. | 10.8% | Piper Unified School District 203 / 11,194 |
| 184. | 10.8% | Central Unified School District 462 / 1,884 |
| 186. | 10.7% | Kingman-Norwich Unified School District 331 / 6,130 |
| 187. | 10.7% | Chautauqua County Community Unified School District 286 / 2,605 |
| 188. | 10.6% | Haven Public Schools Unified School District 312 / 5,944 |
| 188. | 10.6% | Vermillion Unified School District 380 / 2,615 |
| 190. | 10.6% | Sedgwick Public Schools Unified School District 439 / 2,482 |
| 191. | 10.5% | Twin Valley Unified School District 240 / 2,540 |
| 192. | 10.5% | Waconda Unified School District 272 / 2,738 |
| 192. | 10.5% | Valley Center Public Schools Unified School District 262 / 13,040 |
| 194. | 10.5% | Chanute Public Schools Unified School District 413 / 11,083 |
| 195. | 10.5% | Crest Unified School District 479 / 1,589 |
| 196. | 10.4% | Newton Unified School District 373 / 22,847 |
| 197. | 10.4% | Derby Unified School District 260 / 35,900 |
| 198. | 10.4% | Name N/A / 3,534 |
| 199. | 10.2% | Labette County Unified School District 506 / 7,138 |
| 200. | 10.2% | Western Plains Unified School District 106 / 1,274 |
| 201. | 10.1% | Wellington Unified School District 353 / 9,211 |
| 202. | 10.0% | Basehor-Linwood Unified School District 458 / 12,589 |
| 203. | 9.9% | Victoria Unified School District 432 / 1,879 |
| 203. | 9.9% | Ell-Saline Unified School District 307 / 1,817 |
| 205. | 9.7% | Andover Unified School District 385 / 23,488 |
| 206. | 9.7% | Buhler Unified School District 313 / 12,926 |
| 207. | 9.6% | Jefferson West Unified School District 340 / 4,910 |
| 207. | 9.6% | Kaw Valley Unified School District 321 / 7,832 |
| 209. | 9.6% | Leoti Unified School District 467 / 2,220 |
| 210. | 9.6% | Southern Lyon County Unified School District 252 / 2,875 |
| 211. | 9.5% | Norton Community Schools Unified School District 211 / 4,891 |
| 211. | 9.5% | Belle Plaine Unified School District 357 / 2,879 |
| 213. | 9.5% | Meade Unified School District 226 / 2,266 |
| 214. | 9.5% | South Brown County Unified School District 430 / 3,491 |
| 215. | 9.5% | Hesston Unified School District 460 / 4,661 |
| 216. | 9.4% | Leroy-Gridley Unified School District 245 / 1,679 |
| 217. | 9.4% | Barnes Unified School District 223 / 2,407 |
| 218. | 9.3% | Clay Center Unified School District 379 / 8,268 |
| 219. | 9.3% | Cunningham Unified School District 332 / 1,221 |
| 220. | 9.2% | Lyons Unified School District 405 / 4,042 |
| 221. | 9.2% | Barber County North Unified School District 254 / 3,116 |
| 222. | 9.2% | Wellsville Unified School District 289 / 5,055 |
| 223. | 9.1% | Cimarron-Ensign Unified School District 102 / 3,427 |
| 224. | 9.0% | Marmaton Valley Unified School District 256 / 1,857 |
| 225. | 9.0% | Rock Hills Unified School District 107 / 2,801 |
| 226. | 8.8% | Great Bend Unified School District 428 / 18,740 |
| 227. | 8.7% | Little River Unified School District 444 / 1,732 |
| 228. | 8.6% | Humboldt Unified School District 258 / 2,549 |
| 229. | 8.5% | Maize Unified School District 266 / 35,210 |
| 230. | 8.4% | Rural Vista Unified School District 481 / 2,312 |
| 231. | 8.4% | Marais des Cygnes Valley Unified School District 456 / 1,812 |
| 232. | 8.4% | Ellis Unified School District 388 / 2,520 |
| 233. | 8.4% | Auburn-Washburn Unified School District 437 / 34,951 |
| 234. | 8.1% | Cherryvale Unified School District 447 / 3,980 |
| 235. | 8.1% | Pittsburg Unified School District 250 / 22,817 |
| 236. | 8.0% | Ness City Unified School District 303 / 1,879 |
| 237. | 8.0% | Sylvan Grove Unified School District 299 / 1,857 |
| 238. | 8.0% | Moscow Public Schools Unified School District 209 / 743 |
| 238. | 8.0% | Fowler Unified School District 225 / 711 |
| 240. | 7.9% | Stanton County Unified School District 452 / 2,187 |
| 241. | 7.9% | Phillipsburg Unified School District 325 / 3,530 |
| 242. | 7.9% | Onaga-Havensville-Wheaton Unified School District 322 / 2,278 |
| 243. | 7.9% | Stafford Unified School District 349 / 1,466 |
| 244. | 7.9% | Wallace County Schools Unified School District 241 / 1,179 |
| 245. | 7.9% | Hoisington Unified School District 431 / 3,477 |
| 246. | 7.8% | Sterling Unified School District 376 / 3,078 |
| 247. | 7.8% | Canton-Galva Unified School District 419 / 3,156 |
| 248. | 7.6% | Quinter Public Schools Unified School District 293 / 1,479 |
| 249. | 7.6% | Pawnee Heights Unified School District 496 / 720 |
| 250. | 7.6% | Ulysses Unified School District 214 / 7,816 |
| 251. | 7.5% | Colby Public Schools Unified School District 315 / 6,748 |
| 252. | 7.3% | North Ottawa County Unified School District 239 / 3,530 |
| 253. | 7.3% | Sublette Unified School District 374 / 2,416 |
| 254. | 7.2% | LaCrosse Unified School District 395 / 2,219 |
| 255. | 7.2% | Smoky Valley Unified School District 400 / 6,172 |
| 256. | 7.1% | Montezuma Unified School District 371 / 1,538 |
| 257. | 7.0% | Durham-Hillsboro-Lehigh Unified School District 410 / 4,143 |
| 258. | 7.0% | Wamego Unified School District 320 / 7,541 |
| 259. | 6.9% | Unified School District 111 / 2,607 |
| 259. | 6.9% | Eudora Unified School District 491 / 7,584 |
| 261. | 6.6% | Clifton-Clyde Unified School District 224 / 1,914 |
| 262. | 6.6% | Eureka Unified School District 389 / 4,307 |
| 262. | 6.6% | Cheney Unified School District 268 / 3,502 |
| 264. | 6.5% | Northern Valley Unified School District 212 / 1,048 |
| 265. | 5.8% | Holton Unified School District 336 / 5,963 |
| 266. | 5.6% | Silver Lake Unified School District 372 / 3,574 |
| 267. | 5.5% | Kinsley-Offerle Unified School District 347 / 2,080 |
| 267. | 5.5% | St. John-Hudson Unified School District 350 / 1,935 |
| 269. | 5.3% | Name N/A / 3,403 |
| 270. | 5.2% | Lansing Unified School District 469 / 14,621 |
| 271. | 5.1% | Plainville Unified School District 270 / 2,433 |
| 272. | 4.4% | Southeast of Saline Unified School District 306 / 3,323 |
| 272. | 4.4% | Concordia Unified School District 333 / 6,973 |
| 274. | 4.2% | South Haven Unified School District 509 / 775 |
| 275. | 4.0% | Haviland Unified School District 474 / 886 |
| 276. | 3.9% | Macksville Unified School District 351 / 1,307 |
| 277. | 3.7% | Bucklin Unified School District 459 / 1,805 |
| 278. | 3.6% | Wabaunsee East Unified School District 330 / 3,087 |
| 279. | 3.5% | Otis-Bison Unified School District 403 / 1,404 |
| 280. | 3.5% | Attica Unified School District 511 / 933 |
| 281. | 3.1% | North Central - Washington Schools Unified School District 108 / 2,735 |
| 282. | 3.0% | Dexter Unified School District 471 / 744 |
| 283. | 2.4% | Hugoton Public Schools Unified School District 210 / 5,051 |
| 284. | 1.9% | Cheylin Unified School District 103 / 1,077 |
| 285. | 1.4% | Golden Plains Unified School District 316 / 953 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
