| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 17.2% | Alexandria Community School Corporation / 8,727 |
| 2. | 14.9% | River Forest Community School Corporation / 7,270 |
| 3. | 14.8% | Scott County School District 1 / 6,532 |
| 4. | 14.8% | Lake Ridge Schools / 12,284 |
| 5. | 14.1% | Monroe-Gregg School District / 8,063 |
| 6. | 13.7% | Portage Township Schools / 47,188 |
| 7. | 13.4% | Gary Community School Corporation / 73,929 |
| 7. | 13.4% | Duneland School Corporation / 35,113 |
| 9. | 13.3% | Rochester Community School Corporation / 11,523 |
| 10. | 13.1% | Crothersville Community Schools / 3,441 |
| 11. | 12.9% | Plymouth Community School Corporation / 19,611 |
| 12. | 12.3% | Blue River Valley Schools / 6,888 |
| 13. | 12.1% | Rossville Consolidated School District / 5,014 |
| 14. | 12.1% | North Judson-San Pierre School Corporation / 7,437 |
| 15. | 11.9% | Cannelton City Schools / 1,562 |
| 16. | 11.8% | Southwest School Corporation / 12,812 |
| 17. | 11.7% | Brown County County School Corporation / 15,074 |
| 18. | 11.6% | Tri-Creek School Corporation / 20,550 |
| 19. | 11.4% | Clinton Prairie School Corporation / 6,159 |
| 20. | 11.4% | Crawford County Community School Corporation / 11,123 |
| 21. | 11.3% | Switzerland County School Corporation / 10,514 |
| 22. | 10.8% | Central Noble Community School Corporation / 8,286 |
| 23. | 10.6% | Salem Community Schools / 13,002 |
| 24. | 10.5% | Wayne Township Metropolitan School District / 84,048 |
| 25. | 10.4% | North Posey County Schools Metropolitan School District / 8,710 |
| 26. | 10.3% | Blackford County Schools / 12,576 |
| 27. | 10.3% | Southern Hancock County Community School Corporation / 17,617 |
| 28. | 10.3% | Pike Township Metropolitan School District / 74,639 |
| 29. | 10.2% | West Washington School Corporation / 5,196 |
| 30. | 10.2% | Avon Community School Corporation / 46,590 |
| 30. | 10.2% | Shoals Community School Corporation / 4,371 |
| 32. | 10.2% | North White School Corporation / 6,074 |
| 33. | 10.1% | Hanover Community School Corporation / 12,638 |
| 34. | 10.1% | South Harrison Community Schools / 20,990 |
| 35. | 10.0% | Mount Vernon Metropolitan School District / 15,634 |
| 36. | 10.0% | Indianapolis Public Schools / 299,492 |
| 37. | 9.8% | Muncie Community Schools / 69,211 |
| 38. | 9.8% | Triton School Corporation / 5,821 |
| 39. | 9.7% | Union County-College Corner Joint School District / 7,658 |
| 40. | 9.6% | Shakamak Schools Metropolitan School District / 5,184 |
| 41. | 9.6% | Decatur Township Metropolitan School District / 32,937 |
| 42. | 9.6% | Shelbyville Central Schools / 23,151 |
| 43. | 9.5% | Elwood Community School Corporation / 10,287 |
| 44. | 9.4% | Mishawaka School City / 30,011 |
| 45. | 9.3% | Eastern Pulaski Community School Corporation / 7,106 |
| 45. | 9.3% | New Durham Township Metropolitan School District / 8,773 |
| 47. | 9.2% | North Harrison Community School Corporation / 13,648 |
| 48. | 9.2% | Randolph Southern School Corporation / 2,918 |
| 49. | 9.1% | Hamilton Heights School Corporation / 13,119 |
| 50. | 9.1% | Argos Community Schools / 3,924 |
| 51. | 9.0% | Rising Sun-Ohio County Community Schools / 6,073 |
| 52. | 8.9% | Cloverdale Community Schools / 7,220 |
| 53. | 8.8% | Smith-Green Community Schools / 7,499 |
| 53. | 8.8% | Bloomfield School District / 6,531 |
| 55. | 8.8% | Kokomo-Center Township Consolidated School Corporation / 45,359 |
| 56. | 8.7% | Merrillville Community School / 47,934 |
| 57. | 8.7% | Clark-Pleasant Community School Corporation / 33,587 |
| 58. | 8.6% | Bluffton-Harrison Metropolitan School District / 8,559 |
| 59. | 8.5% | Elkhart Community Schools / 77,154 |
| 59. | 8.5% | Northeastern Wayne Schools / 5,755 |
| 61. | 8.4% | Brownstown Central Community School Corporation / 10,381 |
| 61. | 8.4% | Pike County School Corporation / 12,733 |
| 63. | 8.4% | Hammond School City / 80,198 |
| 64. | 8.4% | Lakeland School Corporation / 14,970 |
| 64. | 8.4% | Southwestern Shelby County Consolidated Schools / 4,581 |
| 66. | 8.4% | Munster School Town / 23,325 |
| 67. | 8.2% | Western Boone County Community School Corporation / 9,935 |
| 68. | 8.2% | Clay Community Schools / 26,375 |
| 69. | 8.2% | White River Valley School District / 5,663 |
| 70. | 8.1% | Bremen Public Schools / 8,899 |
| 70. | 8.1% | Lebanon Community School Corporation / 22,056 |
| 72. | 8.1% | Madison Consolidated Schools / 22,570 |
| 73. | 8.0% | Lawrence Township Metropolitan School District / 97,723 |
| 74. | 8.0% | Fayette County School Corporation / 23,955 |
| 75. | 8.0% | Sunman-Dearborn Community School Corporation / 24,687 |
| 76. | 7.9% | Spencer-Owen Community Schools / 17,985 |
| 77. | 7.9% | City of East Chicago School District / 29,387 |
| 78. | 7.7% | Washington Township Metropolitan School District / 89,060 |
| 79. | 7.6% | Mount Pleasant Township Community School Corporation / 14,049 |
| 80. | 7.5% | Nettle Creek School Corporation / 7,019 |
| 81. | 7.5% | East Porter County School Corporation / 13,051 |
| 82. | 7.5% | Oregon-Davis School Corporation / 4,361 |
| 82. | 7.5% | Middlebury Community Schools / 22,204 |
| 84. | 7.5% | Anderson Community School Corporation / 71,029 |
| 85. | 7.5% | Scott County School District 2 / 17,365 |
| 86. | 7.4% | Prairie Heights Community School Corporation / 9,435 |
| 87. | 7.4% | Batesville Community School Corporation / 12,102 |
| 88. | 7.3% | Flat Rock-Hawcreek School Corporation / 5,613 |
| 88. | 7.3% | La Porte Community School Corporation / 37,820 |
| 90. | 7.3% | Shelby Eastern Schools / 8,590 |
| 91. | 7.2% | Fremont Community Schools / 7,041 |
| 91. | 7.2% | Goshen Community Schools / 36,866 |
| 93. | 7.2% | North Lawrence Community Schools / 33,946 |
| 94. | 7.2% | Northwestern School Corporation / 8,528 |
| 95. | 7.2% | Orleans Community Schools / 4,402 |
| 96. | 7.2% | Rush County Schools / 14,906 |
| 97. | 7.2% | Randolph Eastern School Corporation / 5,439 |
| 98. | 7.2% | Hobart School City / 23,608 |
| 99. | 7.1% | Springs Valley Community School Corporation / 5,850 |
| 100. | 7.1% | Eastern Greene County School District / 8,490 |
| 101. | 7.0% | Franklin Township Community School Corporation / 54,003 |
| 101. | 7.0% | Martinsville Schools Metropolitan School District / 30,731 |
| 103. | 7.0% | Southwest Parke Community School Corporation / 5,558 |
| 104. | 7.0% | Knox Community School Corporation / 11,117 |
| 105. | 7.0% | Franklin Community School Corporation / 30,373 |
| 106. | 6.9% | Daleville Community Schools / 4,005 |
| 107. | 6.9% | Shenandoah School Corporation / 7,272 |
| 108. | 6.9% | Monroe Central School Corporation / 5,407 |
| 109. | 6.9% | Concord Community Schools / 24,034 |
| 110. | 6.8% | Tipton County Northern Community School Corporation / 4,666 |
| 111. | 6.8% | Benton Community School Corporation / 11,140 |
| 112. | 6.8% | Madison-Grant United School Corporation / 8,212 |
| 113. | 6.8% | Union School Corporation / 3,138 |
| 114. | 6.7% | Griffith Public Schools / 16,614 |
| 115. | 6.7% | Evansville-Vanderburgh School Corporation / 180,877 |
| 115. | 6.7% | East Washington School Corporation / 9,819 |
| 117. | 6.7% | North Adams Community Schools / 14,688 |
| 118. | 6.7% | New Prairie United School Corporation / 16,194 |
| 119. | 6.6% | Warren Township Metropolitan School District / 65,467 |
| 120. | 6.6% | Covington Community School Corporation / 5,465 |
| 121. | 6.6% | South Ripley Community School Corporation / 7,459 |
| 122. | 6.6% | Michigan City Area Schools / 48,213 |
| 123. | 6.6% | Mount Vernon Community School Corporation / 19,726 |
| 124. | 6.6% | Frankfort Community Schools / 18,208 |
| 125. | 6.5% | Greater Clark County Schools / 75,651 |
| 126. | 6.4% | Marion Community Schools / 36,364 |
| 127. | 6.4% | John Glenn School Corporation / 9,810 |
| 128. | 6.3% | Loogootee Community School Corporation / 5,923 |
| 129. | 6.3% | New Albany-Floyd County Consolidated Schools / 75,431 |
| 130. | 6.3% | South Dearborn Community School Corporation / 17,255 |
| 131. | 6.3% | Jennings County Schools / 28,223 |
| 132. | 6.2% | Monroe County Community School Corporation / 123,433 |
| 132. | 6.2% | Noblesville Schools / 53,244 |
| 134. | 6.2% | Clarksville Community School Corporation / 8,978 |
| 135. | 6.2% | Warsaw Community Schools / 40,306 |
| 136. | 6.1% | Mill Creek Community School Corporation / 9,512 |
| 137. | 6.1% | Huntington County Community School Corporation / 36,959 |
| 138. | 6.1% | Vigo County School Corporation / 108,264 |
| 139. | 6.0% | Western School Corporation / 13,091 |
| 140. | 6.0% | New Castle Community School Corporation / 23,071 |
| 141. | 6.0% | Southwest Dubois County School Corporation / 9,909 |
| 142. | 6.0% | Perry Township Metropolitan School District / 95,831 |
| 143. | 5.9% | Tell City-Troy Township School Corporation / 10,390 |
| 144. | 5.9% | North Newton School Corporation / 9,146 |
| 144. | 5.9% | DeKalb County Central United School District / 24,207 |
| 146. | 5.9% | Decatur County Community Schools / 12,322 |
| 147. | 5.9% | Bartholomew County School Corporation / 72,891 |
| 148. | 5.8% | West Lafayette Community School Corporation / 25,542 |
| 148. | 5.8% | Lawrenceburg Community School Corporation / 10,984 |
| 150. | 5.8% | Greenfield-Central Community Schools / 27,835 |
| 151. | 5.8% | Medora Community School Corporation / 1,496 |
| 151. | 5.8% | Crown Point Community School Corporation / 42,423 |
| 153. | 5.8% | Maconaquah School Corporation / 14,755 |
| 154. | 5.7% | Delaware Community School Corporation / 14,923 |
| 155. | 5.7% | South Knox School Corporation / 6,713 |
| 156. | 5.7% | Highland School Town / 23,429 |
| 157. | 5.7% | Tri-County School Corporation / 4,467 |
| 157. | 5.7% | Garrett-Keyser-Butler Community Schools / 9,370 |
| 159. | 5.6% | Steuben County Metropolitan School District / 18,210 |
| 159. | 5.6% | Tippecanoe School Corporation / 92,988 |
| 161. | 5.5% | North Putnam Community Schools / 9,796 |
| 162. | 5.4% | Brownsburg Community School Corporation / 41,660 |
| 163. | 5.4% | Wawasee Community School Corporation / 19,672 |
| 164. | 5.4% | Franklin County Community School Corporation / 17,311 |
| 164. | 5.4% | East Gibson School Corporation / 6,963 |
| 166. | 5.4% | Tippecanoe Valley School Corporation / 11,831 |
| 167. | 5.4% | Frontier School Corporation / 4,087 |
| 168. | 5.3% | Northern Wells Community Schools / 15,390 |
| 169. | 5.3% | Washington Community School Corporation / 17,916 |
| 169. | 5.3% | Mississinewa Community School Corporation / 10,759 |
| 171. | 5.3% | Milan Community Schools / 6,230 |
| 172. | 5.2% | Caston School Corporation / 4,484 |
| 173. | 5.2% | Western Wayne Schools / 6,104 |
| 174. | 5.2% | Warrick County School Corporation / 60,538 |
| 174. | 5.2% | Mooresville Consolidated School Corporation / 23,484 |
| 174. | 5.2% | Plainfield Community School Corporation / 29,285 |
| 177. | 5.1% | North Vermillion Community School Corporation / 4,409 |
| 177. | 5.1% | South Bend Community School Corporation / 160,063 |
| 179. | 5.1% | Frankton-Lapel Community Schools / 11,977 |
| 180. | 5.1% | New Harmony Town and Township Consolidated Schools / 1,297 |
| 181. | 5.0% | Linton-Stockton School Corporation / 8,395 |
| 181. | 5.0% | Baugo Community Schools / 9,547 |
| 181. | 5.0% | Union-North United School Corporation / 7,971 |
| 184. | 5.0% | Wes-Del Community Schools / 5,506 |
| 185. | 5.0% | South Spencer County School Corporation / 8,979 |
| 186. | 4.9% | Beech Grove City Schools / 14,124 |
| 187. | 4.9% | Southeastern School Corporation / 7,832 |
| 188. | 4.9% | Culver Community Schools Corporation / 7,211 |
| 189. | 4.8% | Lake Central School Corporation / 66,892 |
| 190. | 4.8% | South Newton School Corporation / 5,167 |
| 191. | 4.8% | Clinton Central School Corporation / 4,833 |
| 192. | 4.8% | West Central School Corporation / 4,630 |
| 193. | 4.7% | Centerville-Abington Community Schools / 8,460 |
| 194. | 4.7% | Marion-Adams Schools / 6,404 |
| 195. | 4.7% | Eastern Howard School Corporation / 6,619 |
| 196. | 4.7% | Fort Wayne Community Schools / 217,542 |
| 197. | 4.6% | Name N/A / 10,779 |
| 197. | 4.6% | Randolph Central School Corporation / 9,621 |
| 199. | 4.6% | Attica Consolidated School Corporation / 4,867 |
| 200. | 4.6% | Seymour Community Schools / 27,809 |
| 200. | 4.6% | East Allen County Schools / 67,145 |
| 202. | 4.6% | North Gibson School Corporation / 14,256 |
| 203. | 4.5% | Pioneer Regional School Corporation / 5,106 |
| 204. | 4.5% | Warren County Metropolitan School District / 7,386 |
| 205. | 4.5% | Logansport Community School Corporation / 24,180 |
| 205. | 4.5% | Westview School Corporation / 19,291 |
| 207. | 4.5% | C. A. Beard Memorial School Corporation / 7,903 |
| 208. | 4.4% | South Montgomery Community School Corporation / 10,877 |
| 209. | 4.4% | Lafayette School Corporation / 57,482 |
| 210. | 4.4% | Wabash County Schools Metropolitan School District / 13,705 |
| 211. | 4.4% | North Miami Community Schools / 6,151 |
| 212. | 4.3% | Twin Lakes School Corporation / 14,565 |
| 213. | 4.3% | Liberty-Perry Community School Corporation / 6,037 |
| 214. | 4.3% | Cowan Community School Corporation / 3,710 |
| 215. | 4.3% | Porter Township School Corporation / 9,481 |
| 216. | 4.3% | Wabash City Schools / 8,779 |
| 217. | 4.3% | Hamilton Community Schools / 4,296 |
| 217. | 4.3% | North Knox School Corporation / 8,254 |
| 219. | 4.3% | DeKalb County Eastern Community School District / 7,925 |
| 220. | 4.2% | North Spencer County School Corporation / 11,914 |
| 221. | 4.2% | South Putnam Community Schools / 9,905 |
| 222. | 4.2% | Center Grove Community School Corporation / 42,411 |
| 222. | 4.2% | Peru Community Schools / 13,377 |
| 224. | 4.1% | Jac-Cen-Del Community School Corporation / 5,117 |
| 225. | 4.1% | Jay School Corporation / 21,279 |
| 225. | 4.1% | Fairfield Community Schools / 12,037 |
| 227. | 4.1% | Nineveh-Hensley-Jackson United School Corporation / 10,573 |
| 228. | 4.0% | Paoli Community School Corporation / 9,504 |
| 229. | 4.0% | South Vermillion Community School Corporation / 11,543 |
| 230. | 3.9% | Greensburg Community Schools / 14,124 |
| 231. | 3.9% | North West Hendricks Schools / 10,369 |
| 232. | 3.9% | Southeast Dubois County School Corporation / 7,385 |
| 233. | 3.8% | East Noble School Corporation / 23,211 |
| 234. | 3.8% | Valparaiso Community Schools / 43,748 |
| 235. | 3.7% | Vincennes Community School Corporation / 23,214 |
| 236. | 3.7% | Oak Hill United School Corporation / 8,140 |
| 237. | 3.7% | Wa-Nee Community Schools / 21,382 |
| 238. | 3.7% | Carmel Clay Schools / 87,636 |
| 239. | 3.7% | Northeast Dubois County School Corporation / 4,962 |
| 240. | 3.6% | North Daviess Community Schools / 8,969 |
| 240. | 3.6% | Greenwood Community School Corporation / 24,779 |
| 242. | 3.6% | Richland-Bean Blossom Community School Corporation / 17,668 |
| 243. | 3.6% | Manchester Community Schools / 10,008 |
| 244. | 3.6% | Westfield-Washington Schools / 35,134 |
| 244. | 3.6% | Kankakee Valley School Corporation / 20,378 |
| 246. | 3.5% | Richmond Community School Corporation / 41,684 |
| 247. | 3.4% | Penn-Harris-Madison School Corporation / 61,636 |
| 248. | 3.3% | South Gibson School Corporation / 12,367 |
| 249. | 3.3% | Perry Central Community School Corporation / 7,500 |
| 250. | 3.3% | Northwestern Consolidated School Corporation / 7,772 |
| 250. | 3.3% | Greencastle Community School Corporation / 14,143 |
| 252. | 3.1% | West Noble School Corporation / 13,335 |
| 253. | 3.0% | West Clark Community Schools / 27,583 |
| 254. | 3.0% | Zionsville Community Schools / 25,867 |
| 255. | 3.0% | South Henry School Corporation / 4,950 |
| 256. | 2.9% | Lake Station Community Schools / 8,342 |
| 257. | 2.9% | Hamilton Southeastern Schools / 95,573 |
| 258. | 2.9% | Barr-Reeve Community School Corporation / 5,271 |
| 259. | 2.8% | Whitko Community School Corporation / 10,670 |
| 260. | 2.8% | South Madison Community School Corporation / 25,934 |
| 261. | 2.7% | Danville Community School Corporation / 13,561 |
| 262. | 2.7% | Carroll Consolidated School Corporation / 6,771 |
| 263. | 2.7% | Eastbrook Community School Corporation / 10,683 |
| 264. | 2.7% | South Adams Schools / 11,817 |
| 265. | 2.5% | Eminence Community School Corporation / 3,608 |
| 265. | 2.5% | Delphi Community School Corporation / 9,542 |
| 267. | 2.5% | Greater Jasper Consolidated Schools / 19,914 |
| 268. | 2.4% | Adams Central Community Schools / 8,028 |
| 269. | 2.4% | Mitchell Community Schools / 12,024 |
| 270. | 2.4% | Southwestern Jefferson County Consolidated Schools / 9,877 |
| 271. | 2.3% | Boone Township Metropolitan School District / 6,203 |
| 272. | 2.2% | Rensselaer Central School Corporation / 10,349 |
| 272. | 2.2% | Eastern Hancock County Community School Corporation / 5,673 |
| 274. | 2.2% | Name N/A / 2,960 |
| 275. | 2.2% | Southeast Fountain School Corporation / 7,033 |
| 276. | 2.0% | Whitley County Consolidated Schools / 22,830 |
| 277. | 1.8% | South Central Community School Corporation / 4,010 |
| 278. | 1.7% | Tipton Community School Corporation / 11,022 |
| 279. | 1.7% | North Montgomery Community School Corporation / 11,623 |
| 280. | 1.6% | Crawfordsville Community Schools / 15,683 |
| 281. | 1.5% | Northeast School Corporation / 8,415 |
| 282. | 1.4% | Edinburgh Community School Corporation / 4,933 |
| 283. | 1.3% | Union Township School Corporation / 8,913 |
| 284. | 1.2% | Northwest Allen County Schools / 36,406 |
| 285. | 1.2% | Southwest Allen County Metropolitan School District / 39,897 |
| 286. | 1.1% | Speedway School Town / 12,012 |
| 287. | 0.9% | Southern Wells Community Schools / 3,783 |
| 288. | 0.9% | Taylor Community School Corporation / 9,317 |
| 289. | 0.8% | Lanesville Community School Corporation / 4,101 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
