| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 18.8% | Orleans Community Schools / 4,308 |
| 2. | 16.4% | City of East Chicago School District / 30,183 |
| 3. | 14.4% | Crothersville Community Schools / 3,414 |
| 4. | 14.1% | Blue River Valley Schools / 5,605 |
| 5. | 13.9% | Pioneer Regional School Corporation / 5,375 |
| 6. | 13.6% | Boone Township Metropolitan School District / 6,414 |
| 7. | 12.6% | Southwestern Jefferson County Consolidated Schools / 9,498 |
| 8. | 12.2% | New Durham Township Metropolitan School District / 7,145 |
| 9. | 12.2% | Monroe Central School Corporation / 5,384 |
| 10. | 12.1% | Mill Creek Community School Corporation / 11,485 |
| 11. | 11.6% | Hobart School City / 23,817 |
| 12. | 11.5% | Tipton County Northern Community School Corporation / 5,129 |
| 13. | 11.0% | Frankfort Community Schools / 18,103 |
| 14. | 10.9% | Northern Wells Community Schools / 15,363 |
| 15. | 10.9% | Marion-Adams Schools / 6,622 |
| 16. | 10.8% | Manchester Community Schools / 10,170 |
| 17. | 10.7% | Gary Community School Corporation / 89,046 |
| 18. | 10.6% | Fayette County School Corporation / 24,313 |
| 19. | 10.5% | East Gibson School Corporation / 7,070 |
| 19. | 10.5% | Union County-College Corner Joint School District / 7,520 |
| 21. | 10.4% | Tipton Community School Corporation / 10,926 |
| 22. | 10.3% | North Judson-San Pierre School Corporation / 7,843 |
| 23. | 9.8% | Crawfordsville Community Schools / 15,677 |
| 24. | 9.8% | Brownstown Central Community School Corporation / 10,572 |
| 25. | 9.7% | Westfield-Washington Schools / 31,556 |
| 26. | 9.7% | Tell City-Troy Township School Corporation / 10,450 |
| 27. | 9.7% | Edinburgh Community School Corporation / 4,943 |
| 28. | 9.7% | Turkey Run Community School Corporation / 4,272 |
| 28. | 9.7% | Bremen Public Schools / 8,715 |
| 30. | 9.6% | Clinton Central School Corporation / 5,669 |
| 31. | 9.4% | Mississinewa Community School Corporation / 10,584 |
| 32. | 9.3% | Whiting School City / 4,542 |
| 33. | 8.9% | C. A. Beard Memorial School Corporation / 7,548 |
| 34. | 8.7% | Wes-Del Community Schools / 5,513 |
| 35. | 8.6% | Medora Community School Corporation / 1,138 |
| 36. | 8.5% | Prairie Heights Community School Corporation / 9,645 |
| 37. | 8.4% | Lawrenceburg Community School Corporation / 10,642 |
| 38. | 8.3% | Smith-Green Community Schools / 7,117 |
| 39. | 8.2% | Lake Ridge Schools / 15,081 |
| 40. | 8.1% | Liberty-Perry Community School Corporation / 6,404 |
| 41. | 7.9% | Rochester Community School Corporation / 11,200 |
| 42. | 7.8% | Dewey Township Schools / 874 |
| 43. | 7.7% | Southwest Parke Community School Corporation / 4,704 |
| 44. | 7.7% | Shenandoah School Corporation / 7,454 |
| 45. | 7.6% | Goshen Community Schools / 36,633 |
| 46. | 7.5% | Fremont Community Schools / 7,284 |
| 47. | 7.4% | North Knox School Corporation / 9,276 |
| 48. | 7.4% | Jennings County Schools / 28,052 |
| 49. | 7.3% | Hammond School City / 77,520 |
| 50. | 7.3% | Triton School Corporation / 6,586 |
| 51. | 7.1% | Frontier School Corporation / 3,852 |
| 52. | 7.1% | Duneland School Corporation / 33,634 |
| 53. | 7.0% | Jac-Cen-Del Community School Corporation / 5,121 |
| 54. | 7.0% | River Forest Community School Corporation / 8,208 |
| 55. | 7.0% | Peru Community Schools / 14,968 |
| 56. | 7.0% | Indianapolis Public Schools / 312,764 |
| 56. | 7.0% | Brownsburg Community School Corporation / 33,910 |
| 58. | 7.0% | North West Hendricks Schools / 11,656 |
| 59. | 6.9% | Central Noble Community School Corporation / 8,536 |
| 60. | 6.9% | Franklin County Community School Corporation / 17,383 |
| 61. | 6.9% | Steuben County Metropolitan School District / 17,918 |
| 62. | 6.8% | South Ripley Community School Corporation / 7,262 |
| 63. | 6.8% | Portage Township Schools / 47,154 |
| 64. | 6.7% | Tri-Creek School Corporation / 19,575 |
| 65. | 6.7% | Scott County School District 1 / 7,018 |
| 66. | 6.6% | Seymour Community Schools / 27,007 |
| 67. | 6.6% | Muncie Community Schools / 68,310 |
| 68. | 6.6% | Elwood Community School Corporation / 10,640 |
| 69. | 6.6% | North Newton School Corporation / 8,828 |
| 70. | 6.6% | Middlebury Community Schools / 19,875 |
| 71. | 6.5% | Attica Consolidated School Corporation / 4,731 |
| 72. | 6.4% | Loogootee Community School Corporation / 5,331 |
| 73. | 6.4% | Milan Community Schools / 5,820 |
| 74. | 6.4% | Blackford County Schools / 13,254 |
| 75. | 6.4% | Springs Valley Community School Corporation / 5,627 |
| 75. | 6.4% | Nettle Creek School Corporation / 6,930 |
| 77. | 6.3% | Martinsville Schools Metropolitan School District / 31,484 |
| 78. | 6.3% | Danville Community School Corporation / 14,872 |
| 79. | 6.2% | North Spencer County School Corporation / 11,727 |
| 80. | 6.2% | Lakeland School Corporation / 14,944 |
| 81. | 6.2% | Vigo County School Corporation / 105,434 |
| 82. | 6.1% | Merrillville Community School / 42,006 |
| 83. | 6.1% | Flat Rock-Hawcreek School Corporation / 5,926 |
| 84. | 6.1% | Union School Corporation / 2,604 |
| 85. | 6.0% | North White School Corporation / 5,916 |
| 86. | 6.0% | Plymouth Community School Corporation / 19,694 |
| 86. | 6.0% | Whitko Community School Corporation / 11,331 |
| 88. | 5.9% | Wawasee Community School Corporation / 19,747 |
| 89. | 5.9% | Argos Community Schools / 3,651 |
| 90. | 5.9% | South Montgomery Community School Corporation / 10,310 |
| 91. | 5.8% | Kokomo-Center Township Consolidated School Corporation / 46,411 |
| 92. | 5.8% | Crown Point Community School Corporation / 39,060 |
| 93. | 5.8% | Marion Community Schools / 37,062 |
| 94. | 5.7% | Anderson Community School Corporation / 72,927 |
| 94. | 5.7% | Evansville-Vanderburgh School Corporation / 174,544 |
| 96. | 5.7% | Randolph Eastern School Corporation / 5,034 |
| 96. | 5.7% | Penn-Harris-Madison School Corporation / 56,468 |
| 98. | 5.7% | East Porter County School Corporation / 12,164 |
| 99. | 5.7% | Rensselaer Central School Corporation / 11,575 |
| 99. | 5.7% | South Bend Community School Corporation / 162,321 |
| 101. | 5.7% | South Vermillion Community School Corporation / 11,759 |
| 102. | 5.6% | Sunman-Dearborn Community School Corporation / 23,085 |
| 102. | 5.6% | Western Boone County Community School Corporation / 10,867 |
| 104. | 5.6% | Greater Clark County Schools / 70,382 |
| 104. | 5.6% | North Gibson School Corporation / 14,661 |
| 106. | 5.6% | Mooresville Consolidated School Corporation / 24,884 |
| 107. | 5.5% | Southeast Fountain School Corporation / 7,257 |
| 108. | 5.5% | Jay School Corporation / 21,270 |
| 109. | 5.5% | Lawrence Township Metropolitan School District / 94,399 |
| 110. | 5.4% | South Central Community School Corporation / 4,528 |
| 111. | 5.4% | Washington Community School Corporation / 17,040 |
| 111. | 5.4% | Clarksville Community School Corporation / 10,491 |
| 113. | 5.3% | Garrett-Keyser-Butler Community Schools / 8,917 |
| 114. | 5.3% | Culver Community Schools Corporation / 7,087 |
| 114. | 5.3% | Perry Central Community School Corporation / 7,224 |
| 116. | 5.3% | La Porte Community School Corporation / 36,642 |
| 117. | 5.2% | DeKalb County Central United School District / 24,167 |
| 118. | 5.2% | North Lawrence Community Schools / 34,225 |
| 119. | 5.1% | Concord Community Schools / 23,632 |
| 119. | 5.1% | Clinton Prairie School Corporation / 6,644 |
| 121. | 5.1% | Western Wayne Schools / 6,052 |
| 122. | 5.1% | Mishawaka School City / 32,243 |
| 123. | 5.1% | White River Valley School District / 5,813 |
| 123. | 5.1% | Pike County School Corporation / 12,496 |
| 123. | 5.1% | Madison-Grant United School Corporation / 8,441 |
| 126. | 5.1% | Paoli Community School Corporation / 9,601 |
| 127. | 5.0% | Switzerland County School Corporation / 9,627 |
| 128. | 5.0% | Whitley County Consolidated Schools / 21,662 |
| 128. | 5.0% | Elkhart Community Schools / 78,580 |
| 130. | 5.0% | Fairfield Community Schools / 12,163 |
| 130. | 5.0% | Cloverdale Community Schools / 8,089 |
| 132. | 5.0% | Mitchell Community Schools / 11,666 |
| 133. | 4.9% | Rush County Schools / 15,315 |
| 133. | 4.9% | Salem Community Schools / 13,288 |
| 135. | 4.9% | Valparaiso Community Schools / 40,165 |
| 136. | 4.9% | Eastern Howard School Corporation / 6,737 |
| 137. | 4.9% | Lafayette School Corporation / 56,479 |
| 138. | 4.9% | Wabash County Schools Metropolitan School District / 13,369 |
| 138. | 4.9% | South Knox School Corporation / 6,560 |
| 138. | 4.9% | North Daviess Community Schools / 8,039 |
| 141. | 4.9% | Twin Lakes School Corporation / 14,365 |
| 142. | 4.8% | Baugo Community Schools / 8,285 |
| 143. | 4.8% | Avon Community School Corporation / 32,015 |
| 143. | 4.8% | Shakamak Schools Metropolitan School District / 5,449 |
| 145. | 4.8% | West Washington School Corporation / 6,024 |
| 145. | 4.8% | Perry Township Metropolitan School District / 80,092 |
| 147. | 4.8% | Richland-Bean Blossom Community School Corporation / 17,137 |
| 148. | 4.8% | Clay Community Schools / 26,398 |
| 148. | 4.8% | New Albany-Floyd County Consolidated Schools / 73,031 |
| 150. | 4.7% | Wabash City Schools / 9,465 |
| 150. | 4.7% | Bluffton-Harrison Metropolitan School District / 8,422 |
| 150. | 4.7% | Washington Township Metropolitan School District / 88,613 |
| 153. | 4.7% | Northeastern Wayne Schools / 5,427 |
| 154. | 4.7% | Knox Community School Corporation / 11,112 |
| 154. | 4.7% | Eastern Greene County School District / 7,434 |
| 156. | 4.7% | Tri-County School Corporation / 4,146 |
| 156. | 4.7% | Decatur Township Metropolitan School District / 27,760 |
| 158. | 4.6% | North Miami Community Schools / 5,772 |
| 158. | 4.6% | Wa-Nee Community Schools / 21,686 |
| 160. | 4.6% | Warren County Metropolitan School District / 7,531 |
| 160. | 4.6% | Franklin Community School Corporation / 30,651 |
| 162. | 4.6% | Clark-Pleasant Community School Corporation / 30,318 |
| 163. | 4.5% | North Adams Community Schools / 15,613 |
| 164. | 4.5% | South Henry School Corporation / 4,287 |
| 165. | 4.5% | Northwest Allen County Schools / 26,415 |
| 166. | 4.5% | Lebanon Community School Corporation / 22,050 |
| 167. | 4.5% | West Clark Community Schools / 24,407 |
| 168. | 4.4% | Speedway School Town / 12,645 |
| 169. | 4.4% | East Noble School Corporation / 23,685 |
| 170. | 4.4% | Eminence Community School Corporation / 2,889 |
| 171. | 4.3% | Munster School Town / 22,070 |
| 172. | 4.3% | North Montgomery Community School Corporation / 11,841 |
| 173. | 4.3% | Southeast Dubois County School Corporation / 7,268 |
| 174. | 4.3% | West Central School Corporation / 4,767 |
| 175. | 4.3% | Greenfield-Central Community Schools / 26,857 |
| 176. | 4.2% | Northeast School Corporation / 8,472 |
| 177. | 4.2% | Noblesville Schools / 45,304 |
| 178. | 4.1% | Tippecanoe Valley School Corporation / 11,698 |
| 179. | 4.1% | Cowan Community School Corporation / 3,559 |
| 180. | 4.1% | Fort Wayne Community Schools / 218,435 |
| 181. | 4.0% | Madison Consolidated Schools / 23,130 |
| 182. | 4.0% | Delphi Community School Corporation / 9,423 |
| 183. | 4.0% | Huntington County Community School Corporation / 37,890 |
| 183. | 4.0% | Warsaw Community Schools / 38,181 |
| 185. | 4.0% | Wayne Township Metropolitan School District / 81,806 |
| 186. | 3.9% | Lake Station Community Schools / 8,632 |
| 187. | 3.9% | Daleville Community Schools / 4,022 |
| 187. | 3.9% | Monroe County Community School Corporation / 110,718 |
| 189. | 3.9% | North Putnam Community Schools / 9,524 |
| 189. | 3.9% | Center Grove Community School Corporation / 38,540 |
| 189. | 3.9% | Benton Community School Corporation / 11,560 |
| 192. | 3.9% | North Posey County Schools Metropolitan School District / 9,197 |
| 193. | 3.8% | Greensburg Community Schools / 13,295 |
| 194. | 3.7% | Rising Sun-Ohio County Community Schools / 5,871 |
| 195. | 3.7% | West Noble School Corporation / 13,077 |
| 196. | 3.7% | Richmond Community School Corporation / 42,410 |
| 197. | 3.7% | Rockville Community Schools / 7,102 |
| 197. | 3.7% | East Washington School Corporation / 8,468 |
| 199. | 3.7% | Michigan City Area Schools / 50,850 |
| 200. | 3.7% | Crawford County Community School Corporation / 11,194 |
| 200. | 3.7% | Lake Central School Corporation / 61,893 |
| 202. | 3.7% | South Harrison Community Schools / 19,525 |
| 203. | 3.7% | South Madison Community School Corporation / 22,187 |
| 203. | 3.7% | Warrick County School Corporation / 57,065 |
| 205. | 3.6% | East Allen County Schools / 70,263 |
| 206. | 3.6% | Shelby Eastern Schools / 8,283 |
| 207. | 3.6% | Mount Vernon Community School Corporation / 15,151 |
| 208. | 3.5% | Spencer-Owen Community Schools / 18,146 |
| 209. | 3.5% | Carmel Clay Schools / 84,221 |
| 209. | 3.5% | Carroll Consolidated School Corporation / 6,600 |
| 211. | 3.5% | Greater Jasper Consolidated Schools / 19,311 |
| 212. | 3.5% | Hamilton Heights School Corporation / 12,924 |
| 212. | 3.5% | South Putnam Community Schools / 9,910 |
| 214. | 3.5% | Bartholomew County School Corporation / 68,755 |
| 214. | 3.5% | Covington Community School Corporation / 5,407 |
| 216. | 3.4% | Logansport Community School Corporation / 23,905 |
| 217. | 3.4% | Frankton-Lapel Community Schools / 12,430 |
| 218. | 3.4% | Tippecanoe School Corporation / 76,703 |
| 219. | 3.4% | Bloomfield School District / 6,725 |
| 220. | 3.4% | Decatur County Community Schools / 12,082 |
| 220. | 3.4% | Highland School Town / 22,703 |
| 222. | 3.4% | Mount Vernon Metropolitan School District / 15,490 |
| 223. | 3.3% | South Spencer County School Corporation / 8,440 |
| 223. | 3.3% | Cannelton City Schools / 1,198 |
| 225. | 3.3% | South Newton School Corporation / 5,286 |
| 226. | 3.3% | Shelbyville Central Schools / 23,416 |
| 226. | 3.3% | New Harmony Town and Township Consolidated Schools / 1,557 |
| 228. | 3.3% | Greencastle Community School Corporation / 13,695 |
| 228. | 3.3% | Kankakee Valley School Corporation / 17,834 |
| 230. | 3.2% | Hamilton Southeastern Schools / 81,955 |
| 230. | 3.2% | Brown County County School Corporation / 14,724 |
| 232. | 3.2% | North Vermillion Community School Corporation / 4,542 |
| 233. | 3.1% | Randolph Southern School Corporation / 3,826 |
| 234. | 3.1% | Oak Hill United School Corporation / 7,749 |
| 235. | 3.1% | Griffith Public Schools / 16,300 |
| 236. | 3.1% | Southwest School Corporation / 12,844 |
| 237. | 3.1% | Southwest Allen County Metropolitan School District / 33,533 |
| 237. | 3.1% | Beech Grove City Schools / 13,610 |
| 239. | 3.0% | Alexandria Community School Corporation / 9,896 |
| 240. | 3.0% | Westview School Corporation / 17,735 |
| 241. | 2.9% | Hanover Community School Corporation / 10,567 |
| 242. | 2.9% | Vincennes Community School Corporation / 22,134 |
| 243. | 2.8% | John Glenn School Corporation / 9,799 |
| 244. | 2.8% | New Castle Community School Corporation / 23,206 |
| 245. | 2.8% | Randolph Central School Corporation / 9,849 |
| 246. | 2.7% | South Gibson School Corporation / 11,103 |
| 247. | 2.7% | Eastern Pulaski Community School Corporation / 7,869 |
| 248. | 2.7% | Southwest Dubois County School Corporation / 9,451 |
| 249. | 2.7% | Shoals Community School Corporation / 4,736 |
| 250. | 2.6% | Adams Central Community Schools / 8,183 |
| 251. | 2.6% | DeKalb County Eastern Community School District / 7,705 |
| 252. | 2.6% | New Prairie United School Corporation / 15,156 |
| 253. | 2.6% | Eastern Hancock County Community School Corporation / 7,036 |
| 254. | 2.5% | South Adams Schools / 10,159 |
| 255. | 2.5% | South Dearborn Community School Corporation / 18,604 |
| 255. | 2.5% | Warren Township Metropolitan School District / 62,085 |
| 257. | 2.4% | Pike Township Metropolitan School District / 70,208 |
| 258. | 2.4% | Northwestern School Corporation / 9,023 |
| 259. | 2.3% | Greenwood Community School Corporation / 22,605 |
| 260. | 2.3% | Plainfield Community School Corporation / 30,011 |
| 261. | 2.2% | Oregon-Davis School Corporation / 4,036 |
| 262. | 2.2% | Mount Pleasant Township Community School Corporation / 12,630 |
| 263. | 2.1% | Nineveh-Hensley-Jackson United School Corporation / 10,440 |
| 264. | 2.0% | Delaware Community School Corporation / 15,110 |
| 265. | 2.0% | Union Township School Corporation / 8,712 |
| 266. | 1.9% | Hamilton Community Schools / 4,428 |
| 267. | 1.9% | Southeastern School Corporation / 8,213 |
| 268. | 1.7% | Western School Corporation / 12,155 |
| 269. | 1.6% | Linton-Stockton School Corporation / 8,594 |
| 270. | 1.6% | Zionsville Community Schools / 19,760 |
| 271. | 1.6% | Porter Township School Corporation / 9,207 |
| 272. | 1.5% | Maconaquah School Corporation / 13,807 |
| 273. | 1.3% | Union-North United School Corporation / 7,844 |
| 273. | 1.3% | Caston School Corporation / 5,238 |
| 275. | 1.2% | Eastbrook Community School Corporation / 10,263 |
| 275. | 1.2% | North Harrison Community School Corporation / 13,199 |
| 277. | 1.2% | Centerville-Abington Community Schools / 8,040 |
| 278. | 1.1% | Northeast Dubois County School Corporation / 5,177 |
| 279. | 1.1% | Southern Hancock County Community School Corporation / 16,733 |
| 280. | 1.0% | Monroe-Gregg School District / 7,709 |
| 281. | 0.9% | Name N/A / 2,112 |
| 281. | 0.9% | Cass Township Schools / 2,112 |
| 283. | 0.8% | Batesville Community School Corporation / 11,706 |
| 284. | 0.8% | Rossville Consolidated School District / 4,824 |
| 285. | 0.8% | West Lafayette Community School Corporation / 26,937 |
| 286. | 0.5% | Franklin Township Community School Corporation / 34,899 |
| 287. | 0.4% | Barr-Reeve Community School Corporation / 5,126 |
| 288. | 0.4% | Lanesville Community School Corporation / 3,850 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
