| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 28.7% | Gary Community School Corporation / 78,533 |
| 2. | 28.5% | Whiting School City / 4,581 |
| 3. | 27.8% | Rockville Community Schools / 7,459 |
| 4. | 27.0% | City of East Chicago School District / 30,218 |
| 5. | 26.9% | Scott County School District 1 / 6,740 |
| 6. | 26.4% | Milan Community Schools / 5,899 |
| 7. | 24.8% | Orleans Community Schools / 4,410 |
| 8. | 24.1% | Maconaquah School Corporation / 14,991 |
| 9. | 23.9% | Cass Township Schools / 2,051 |
| 10. | 23.7% | Fremont Community Schools / 7,212 |
| 11. | 22.9% | Hammond School City / 81,752 |
| 12. | 22.4% | North Judson-San Pierre School Corporation / 7,557 |
| 13. | 22.1% | Brown County County School Corporation / 15,271 |
| 14. | 22.0% | Switzerland County School Corporation / 10,393 |
| 15. | 22.0% | Argos Community Schools / 3,781 |
| 16. | 21.8% | Indianapolis Public Schools / 297,635 |
| 17. | 21.7% | Elwood Community School Corporation / 10,551 |
| 18. | 21.6% | Lake Station Community Schools / 8,207 |
| 19. | 21.3% | South Henry School Corporation / 4,586 |
| 20. | 20.9% | Prairie Heights Community School Corporation / 9,615 |
| 21. | 20.7% | Knox Community School Corporation / 11,064 |
| 22. | 20.6% | River Forest Community School Corporation / 8,057 |
| 23. | 20.6% | Merrillville Community School / 46,282 |
| 24. | 20.4% | Adams Central Community Schools / 8,240 |
| 25. | 20.2% | DeKalb County Eastern Community School District / 7,588 |
| 26. | 20.0% | East Washington School Corporation / 9,659 |
| 27. | 20.0% | Munster School Town / 23,254 |
| 28. | 19.9% | South Adams Schools / 10,776 |
| 28. | 19.9% | Westview School Corporation / 18,627 |
| 30. | 19.9% | Clarksville Community School Corporation / 10,033 |
| 31. | 19.7% | Western Boone County Community School Corporation / 9,577 |
| 32. | 19.6% | Union County-College Corner Joint School District / 7,782 |
| 33. | 19.6% | Salem Community Schools / 12,853 |
| 34. | 19.5% | West Washington School Corporation / 5,714 |
| 35. | 19.4% | Baugo Community Schools / 9,198 |
| 36. | 19.4% | Cloverdale Community Schools / 7,752 |
| 37. | 19.2% | West Noble School Corporation / 13,032 |
| 38. | 19.1% | Wes-Del Community Schools / 5,188 |
| 38. | 19.1% | Michigan City Area Schools / 48,904 |
| 40. | 19.0% | East Gibson School Corporation / 6,606 |
| 41. | 18.9% | Lakeland School Corporation / 14,547 |
| 41. | 18.9% | Attica Consolidated School Corporation / 5,069 |
| 43. | 18.6% | Warren Township Metropolitan School District / 62,706 |
| 44. | 18.5% | Franklin County Community School Corporation / 17,355 |
| 45. | 18.2% | John Glenn School Corporation / 9,579 |
| 46. | 17.9% | Muncie Community Schools / 69,284 |
| 47. | 17.9% | Tri-County School Corporation / 4,396 |
| 48. | 17.8% | Mishawaka School City / 30,852 |
| 49. | 17.8% | Nettle Creek School Corporation / 7,221 |
| 50. | 17.8% | Crothersville Community Schools / 3,402 |
| 51. | 17.7% | South Vermillion Community School Corporation / 11,871 |
| 52. | 17.7% | Porter Township School Corporation / 9,261 |
| 53. | 17.7% | South Dearborn Community School Corporation / 17,516 |
| 54. | 17.7% | South Ripley Community School Corporation / 7,542 |
| 55. | 17.6% | Griffith Public Schools / 16,915 |
| 56. | 17.5% | North Vermillion Community School Corporation / 4,541 |
| 57. | 17.5% | Marion-Adams Schools / 6,083 |
| 58. | 17.5% | North Newton School Corporation / 9,016 |
| 59. | 17.3% | Goshen Community Schools / 36,386 |
| 60. | 17.3% | Lawrenceburg Community School Corporation / 10,922 |
| 61. | 17.3% | New Castle Community School Corporation / 23,424 |
| 62. | 17.2% | Mississinewa Community School Corporation / 10,846 |
| 63. | 17.1% | Martinsville Schools Metropolitan School District / 30,290 |
| 63. | 17.1% | Cowan Community School Corporation / 3,687 |
| 65. | 17.0% | Shoals Community School Corporation / 4,594 |
| 66. | 17.0% | Wawasee Community School Corporation / 19,834 |
| 67. | 16.9% | Central Noble Community School Corporation / 8,796 |
| 67. | 16.9% | Fayette County School Corporation / 24,367 |
| 69. | 16.9% | Greencastle Community School Corporation / 14,086 |
| 70. | 16.9% | Shelbyville Central Schools / 23,945 |
| 71. | 16.8% | Hanover Community School Corporation / 11,539 |
| 72. | 16.7% | Southwest Parke Community School Corporation / 4,682 |
| 73. | 16.7% | Blue River Valley Schools / 6,335 |
| 74. | 16.6% | Covington Community School Corporation / 5,548 |
| 75. | 16.6% | Marion Community Schools / 37,250 |
| 76. | 16.6% | Spencer-Owen Community Schools / 17,954 |
| 77. | 16.5% | Lake Ridge Schools / 13,104 |
| 78. | 16.5% | North Harrison Community School Corporation / 13,488 |
| 79. | 16.5% | North Lawrence Community Schools / 34,373 |
| 80. | 16.5% | Anderson Community School Corporation / 72,170 |
| 81. | 16.4% | North Miami Community Schools / 5,740 |
| 82. | 16.4% | Lafayette School Corporation / 57,584 |
| 83. | 16.3% | Jac-Cen-Del Community School Corporation / 5,385 |
| 83. | 16.3% | Southwest Dubois County School Corporation / 9,512 |
| 85. | 16.3% | Lebanon Community School Corporation / 21,134 |
| 86. | 16.3% | Northeastern Wayne Schools / 5,304 |
| 87. | 16.2% | Decatur County Community Schools / 12,279 |
| 88. | 16.1% | Logansport Community School Corporation / 24,233 |
| 89. | 16.1% | Mitchell Community Schools / 11,819 |
| 90. | 16.0% | South Central Community School Corporation / 4,155 |
| 91. | 16.0% | Madison Consolidated Schools / 22,722 |
| 92. | 16.0% | Crown Point Community School Corporation / 40,171 |
| 93. | 16.0% | Taylor Community School Corporation / 9,354 |
| 94. | 15.9% | Shelby Eastern Schools / 7,740 |
| 94. | 15.9% | Elkhart Community Schools / 77,012 |
| 96. | 15.9% | Washington Township Metropolitan School District / 87,805 |
| 97. | 15.8% | Edinburgh Community School Corporation / 4,418 |
| 98. | 15.8% | Scott County School District 2 / 17,369 |
| 99. | 15.8% | Mount Vernon Community School Corporation / 18,535 |
| 100. | 15.7% | Culver Community Schools Corporation / 7,060 |
| 101. | 15.7% | Brownstown Central Community School Corporation / 10,656 |
| 102. | 15.6% | Oregon-Davis School Corporation / 4,361 |
| 103. | 15.6% | Middlebury Community Schools / 21,259 |
| 104. | 15.6% | South Montgomery Community School Corporation / 10,257 |
| 105. | 15.6% | Clinton Prairie School Corporation / 5,819 |
| 106. | 15.5% | South Bend Community School Corporation / 161,134 |
| 107. | 15.5% | Southwestern Jefferson County Consolidated Schools / 9,671 |
| 108. | 15.5% | North Putnam Community Schools / 9,918 |
| 109. | 15.5% | Wa-Nee Community Schools / 20,549 |
| 110. | 15.5% | Mill Creek Community School Corporation / 9,430 |
| 111. | 15.4% | South Harrison Community Schools / 20,673 |
| 112. | 15.4% | Alexandria Community School Corporation / 9,004 |
| 112. | 15.4% | Vincennes Community School Corporation / 23,318 |
| 114. | 15.4% | Barr-Reeve Community School Corporation / 5,400 |
| 115. | 15.2% | Crawford County Community School Corporation / 11,243 |
| 116. | 15.1% | Centerville-Abington Community Schools / 8,418 |
| 117. | 15.1% | Whitko Community School Corporation / 10,924 |
| 117. | 15.1% | Peru Community Schools / 14,490 |
| 119. | 15.0% | Eastern Greene County School District / 7,490 |
| 120. | 14.9% | Turkey Run Community School Corporation / 4,026 |
| 121. | 14.8% | Hobart School City / 23,382 |
| 122. | 14.7% | Steuben County Metropolitan School District / 18,048 |
| 123. | 14.7% | Perry Central Community School Corporation / 7,329 |
| 124. | 14.6% | Richmond Community School Corporation / 42,451 |
| 125. | 14.6% | Greater Clark County Schools / 71,567 |
| 125. | 14.6% | Union Township School Corporation / 8,737 |
| 127. | 14.6% | Avon Community School Corporation / 42,057 |
| 128. | 14.5% | Monroe County Community School Corporation / 117,627 |
| 129. | 14.5% | Perry Township Metropolitan School District / 91,097 |
| 130. | 14.5% | Northeast Dubois County School Corporation / 5,093 |
| 131. | 14.5% | Twin Lakes School Corporation / 14,851 |
| 132. | 14.4% | Randolph Central School Corporation / 9,843 |
| 133. | 14.4% | Tri-Creek School Corporation / 20,242 |
| 134. | 14.3% | White River Valley School District / 6,238 |
| 135. | 14.3% | New Harmony Town and Township Consolidated Schools / 1,423 |
| 136. | 14.3% | Rising Sun-Ohio County Community Schools / 6,067 |
| 137. | 14.3% | Frontier School Corporation / 4,104 |
| 138. | 14.3% | Franklin Township Community School Corporation / 49,156 |
| 139. | 14.2% | Evansville-Vanderburgh School Corporation / 178,298 |
| 140. | 14.2% | Lake Central School Corporation / 64,470 |
| 141. | 14.2% | Wayne Township Metropolitan School District / 80,131 |
| 142. | 14.1% | Greenwood Community School Corporation / 23,309 |
| 143. | 14.0% | Bremen Public Schools / 8,892 |
| 144. | 14.0% | Portage Township Schools / 46,765 |
| 145. | 14.0% | Liberty-Perry Community School Corporation / 6,377 |
| 146. | 13.9% | Tipton County Northern Community School Corporation / 5,032 |
| 147. | 13.9% | Paoli Community School Corporation / 9,757 |
| 148. | 13.8% | Concord Community Schools / 23,978 |
| 149. | 13.8% | Pike Township Metropolitan School District / 72,905 |
| 150. | 13.8% | Northwestern Consolidated School Corporation / 7,711 |
| 151. | 13.8% | Lawrence Township Metropolitan School District / 93,119 |
| 152. | 13.7% | Franklin Community School Corporation / 29,181 |
| 153. | 13.7% | Eastern Howard School Corporation / 6,520 |
| 154. | 13.7% | South Newton School Corporation / 5,447 |
| 154. | 13.7% | Flat Rock-Hawcreek School Corporation / 5,415 |
| 156. | 13.6% | Decatur Township Metropolitan School District / 30,869 |
| 157. | 13.6% | Kokomo-Center Township Consolidated School Corporation / 45,813 |
| 158. | 13.5% | Rochester Community School Corporation / 11,442 |
| 158. | 13.5% | Duneland School Corporation / 33,885 |
| 160. | 13.5% | Southern Hancock County Community School Corporation / 17,484 |
| 161. | 13.4% | New Albany-Floyd County Consolidated Schools / 73,594 |
| 161. | 13.4% | Western Wayne Schools / 6,382 |
| 163. | 13.4% | Danville Community School Corporation / 13,354 |
| 164. | 13.4% | South Madison Community School Corporation / 25,131 |
| 165. | 13.4% | West Central School Corporation / 4,696 |
| 166. | 13.3% | Delphi Community School Corporation / 9,373 |
| 167. | 13.2% | Carmel Clay Schools / 80,948 |
| 168. | 13.1% | Vigo County School Corporation / 107,151 |
| 169. | 13.1% | Tippecanoe Valley School Corporation / 11,730 |
| 170. | 13.1% | Western School Corporation / 13,079 |
| 171. | 13.1% | Monroe Central School Corporation / 5,518 |
| 172. | 13.0% | North West Hendricks Schools / 9,388 |
| 173. | 13.0% | Valparaiso Community Schools / 42,557 |
| 174. | 13.0% | Greenfield-Central Community Schools / 26,720 |
| 175. | 12.9% | Wabash County Schools Metropolitan School District / 13,296 |
| 176. | 12.9% | Noblesville Schools / 48,230 |
| 177. | 12.9% | Dewey Township Schools / 990 |
| 178. | 12.8% | Union School Corporation / 2,718 |
| 179. | 12.8% | Speedway School Town / 11,931 |
| 180. | 12.7% | East Noble School Corporation / 23,085 |
| 181. | 12.7% | La Porte Community School Corporation / 37,911 |
| 182. | 12.7% | Jennings County Schools / 28,470 |
| 182. | 12.7% | Tippecanoe School Corporation / 83,491 |
| 184. | 12.6% | DeKalb County Central United School District / 24,048 |
| 184. | 12.6% | Nineveh-Hensley-Jackson United School Corporation / 9,527 |
| 186. | 12.5% | Warren County Metropolitan School District / 7,299 |
| 187. | 12.4% | Seymour Community Schools / 26,658 |
| 187. | 12.4% | Crawfordsville Community Schools / 15,948 |
| 189. | 12.4% | Fort Wayne Community Schools / 215,866 |
| 190. | 12.4% | Huntington County Community School Corporation / 37,321 |
| 191. | 12.4% | Clay Community Schools / 27,026 |
| 192. | 12.4% | Rush County Schools / 15,551 |
| 193. | 12.4% | Southern Wells Community Schools / 3,580 |
| 193. | 12.4% | Monroe-Gregg School District / 7,809 |
| 195. | 12.4% | Clinton Central School Corporation / 5,430 |
| 196. | 12.3% | Tipton Community School Corporation / 11,100 |
| 197. | 12.2% | Greensburg Community Schools / 13,721 |
| 198. | 12.2% | South Knox School Corporation / 6,291 |
| 199. | 12.2% | Plymouth Community School Corporation / 19,524 |
| 200. | 12.2% | Penn-Harris-Madison School Corporation / 59,828 |
| 201. | 12.1% | Bluffton-Harrison Metropolitan School District / 8,587 |
| 202. | 12.1% | Hamilton Community Schools / 4,532 |
| 203. | 12.1% | North Spencer County School Corporation / 12,090 |
| 204. | 12.0% | Zionsville Community Schools / 22,927 |
| 205. | 12.0% | Linton-Stockton School Corporation / 8,460 |
| 206. | 11.9% | Northwestern School Corporation / 8,560 |
| 206. | 11.9% | Pioneer Regional School Corporation / 5,236 |
| 208. | 11.8% | Hamilton Southeastern Schools / 83,523 |
| 209. | 11.7% | Southwest School Corporation / 12,640 |
| 209. | 11.7% | Garrett-Keyser-Butler Community Schools / 9,402 |
| 211. | 11.7% | Westfield-Washington Schools / 30,643 |
| 211. | 11.7% | Warsaw Community Schools / 39,686 |
| 213. | 11.7% | Medora Community School Corporation / 1,186 |
| 213. | 11.7% | Fairfield Community Schools / 11,639 |
| 215. | 11.7% | Warrick County School Corporation / 58,393 |
| 216. | 11.6% | East Porter County School Corporation / 12,428 |
| 217. | 11.5% | Rensselaer Central School Corporation / 11,172 |
| 218. | 11.5% | East Allen County Schools / 64,990 |
| 218. | 11.5% | Kankakee Valley School Corporation / 19,003 |
| 220. | 11.5% | Brownsburg Community School Corporation / 38,456 |
| 221. | 11.5% | West Clark Community Schools / 25,781 |
| 222. | 11.4% | Washington Community School Corporation / 17,506 |
| 223. | 11.4% | North Montgomery Community School Corporation / 11,933 |
| 224. | 11.3% | Hamilton Heights School Corporation / 12,975 |
| 224. | 11.3% | Shenandoah School Corporation / 7,434 |
| 226. | 11.3% | Pike County School Corporation / 12,955 |
| 227. | 11.3% | C. A. Beard Memorial School Corporation / 7,787 |
| 227. | 11.3% | Wabash City Schools / 9,578 |
| 229. | 11.3% | Mount Pleasant Township Community School Corporation / 13,761 |
| 230. | 11.3% | Frankfort Community Schools / 18,391 |
| 231. | 11.2% | Oak Hill United School Corporation / 7,823 |
| 232. | 11.1% | Highland School Town / 23,710 |
| 233. | 11.1% | Benton Community School Corporation / 11,134 |
| 234. | 11.1% | Southeastern School Corporation / 7,897 |
| 235. | 11.1% | Jay School Corporation / 21,441 |
| 236. | 11.0% | Tell City-Troy Township School Corporation / 10,653 |
| 236. | 11.0% | Randolph Eastern School Corporation / 5,330 |
| 238. | 11.0% | New Prairie United School Corporation / 15,185 |
| 239. | 11.0% | Plainfield Community School Corporation / 27,343 |
| 239. | 11.0% | Eastern Pulaski Community School Corporation / 7,700 |
| 241. | 11.0% | Triton School Corporation / 6,107 |
| 242. | 10.9% | North Adams Community Schools / 15,146 |
| 243. | 10.9% | Rossville Consolidated School District / 4,969 |
| 244. | 10.8% | South Gibson School Corporation / 12,097 |
| 245. | 10.8% | Whitley County Consolidated Schools / 22,485 |
| 246. | 10.8% | Daleville Community Schools / 4,023 |
| 246. | 10.8% | Blackford County Schools / 12,960 |
| 248. | 10.7% | Eminence Community School Corporation / 3,359 |
| 249. | 10.6% | North Gibson School Corporation / 14,683 |
| 250. | 10.6% | Frankton-Lapel Community Schools / 11,974 |
| 251. | 10.6% | Southwestern Shelby County Consolidated Schools / 4,425 |
| 252. | 10.4% | Lanesville Community School Corporation / 4,037 |
| 253. | 10.4% | Manchester Community Schools / 10,351 |
| 254. | 10.3% | Mooresville Consolidated School Corporation / 23,810 |
| 255. | 10.2% | Loogootee Community School Corporation / 5,730 |
| 256. | 10.2% | Smith-Green Community Schools / 7,259 |
| 257. | 10.1% | Delaware Community School Corporation / 15,024 |
| 258. | 10.0% | Bartholomew County School Corporation / 70,440 |
| 259. | 10.0% | Eastern Hancock County Community School Corporation / 5,272 |
| 260. | 9.9% | North White School Corporation / 6,047 |
| 261. | 9.9% | Beech Grove City Schools / 13,622 |
| 262. | 9.8% | Greater Jasper Consolidated Schools / 19,821 |
| 263. | 9.8% | Sunman-Dearborn Community School Corporation / 24,331 |
| 264. | 9.8% | Springs Valley Community School Corporation / 5,653 |
| 265. | 9.7% | Northwest Allen County Schools / 32,803 |
| 266. | 9.7% | North Knox School Corporation / 8,816 |
| 267. | 9.7% | Northeast School Corporation / 8,880 |
| 268. | 9.6% | Southeast Fountain School Corporation / 7,231 |
| 269. | 9.5% | Northern Wells Community Schools / 15,577 |
| 270. | 9.5% | Union-North United School Corporation / 7,893 |
| 271. | 9.4% | Richland-Bean Blossom Community School Corporation / 16,815 |
| 272. | 9.3% | New Durham Township Metropolitan School District / 8,366 |
| 273. | 9.2% | Eastbrook Community School Corporation / 10,656 |
| 274. | 8.9% | Cannelton City Schools / 1,334 |
| 275. | 8.7% | West Lafayette Community School Corporation / 25,710 |
| 276. | 8.7% | Carroll Consolidated School Corporation / 6,717 |
| 277. | 8.7% | Boone Township Metropolitan School District / 6,140 |
| 278. | 8.6% | Clark-Pleasant Community School Corporation / 31,480 |
| 279. | 8.5% | Bloomfield School District / 6,935 |
| 280. | 8.4% | Mount Vernon Metropolitan School District / 15,782 |
| 281. | 8.3% | North Daviess Community Schools / 8,139 |
| 282. | 8.3% | Center Grove Community School Corporation / 39,740 |
| 283. | 8.0% | South Putnam Community Schools / 10,075 |
| 284. | 7.8% | South Spencer County School Corporation / 8,887 |
| 285. | 7.4% | Batesville Community School Corporation / 12,075 |
| 286. | 7.4% | Southwest Allen County Metropolitan School District / 37,673 |
| 287. | 7.3% | Madison-Grant United School Corporation / 8,301 |
| 288. | 7.0% | North Posey County Schools Metropolitan School District / 8,895 |
| 289. | 6.9% | Randolph Southern School Corporation / 3,636 |
| 290. | 6.5% | Southeast Dubois County School Corporation / 7,383 |
| 291. | 6.3% | Shakamak Schools Metropolitan School District / 5,145 |
| 292. | 5.5% | Caston School Corporation / 4,937 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
