| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 19.9% | Trion City School District / 2,124 |
| 2. | 19.5% | Thomasville City School District / 18,558 |
| 3. | 19.3% | Taylor County School District / 8,505 |
| 4. | 18.5% | Schley County School District / 5,054 |
| 5. | 18.3% | Gainesville City School District / 34,938 |
| 6. | 17.8% | Warren County School District / 5,626 |
| 7. | 17.5% | Hancock County School District / 9,043 |
| 8. | 17.5% | Talbot County School District / 6,594 |
| 9. | 17.1% | Jenkins County School District / 8,794 |
| 10. | 15.9% | Crawford County School District / 12,536 |
| 11. | 15.8% | Jefferson County School District / 16,554 |
| 12. | 15.7% | Mitchell County School District / 19,288 |
| 13. | 15.7% | Evans County School District / 10,868 |
| 14. | 15.2% | Wilkes County School District / 10,123 |
| 15. | 15.0% | Chattahoochee County School District / 2,743 |
| 16. | 14.6% | Miller County School District / 6,017 |
| 17. | 14.4% | Meriwether County School District / 21,434 |
| 18. | 14.3% | Burke County School District / 23,136 |
| 19. | 14.2% | Seminole County School District / 8,804 |
| 20. | 14.0% | Johnson County School District / 9,850 |
| 21. | 13.9% | Bleckley County School District / 12,912 |
| 22. | 13.7% | Washington County School District / 20,861 |
| 23. | 13.2% | Jasper County School District / 13,647 |
| 24. | 13.2% | Fannin County School District / 23,632 |
| 25. | 12.6% | Atlanta City School District / 440,641 |
| 26. | 12.6% | Early County School District / 10,662 |
| 27. | 12.6% | Calhoun County School District / 6,549 |
| 28. | 12.4% | Turner County School District / 8,491 |
| 29. | 12.4% | Decatur County School District / 27,508 |
| 30. | 12.4% | Lincoln County School District / 7,800 |
| 31. | 12.3% | Macon County School District / 14,232 |
| 32. | 12.2% | Greene County School District / 16,190 |
| 33. | 12.2% | Bryan County School District / 32,185 |
| 34. | 12.1% | Rabun County School District / 16,267 |
| 35. | 11.9% | Pickens County School District / 29,550 |
| 36. | 11.6% | Irwin County School District / 9,482 |
| 37. | 11.4% | Chattooga County School District / 23,360 |
| 38. | 11.3% | Toombs County School District / 16,828 |
| 39. | 11.1% | Dougherty School District / 93,890 |
| 40. | 11.0% | Wilcox County School District / 9,061 |
| 41. | 11.0% | Thomas County School District / 26,175 |
| 42. | 10.9% | Taliaferro County School District / 1,700 |
| 43. | 10.8% | Appling County School District / 18,421 |
| 44. | 10.7% | Twiggs County School District / 8,612 |
| 45. | 10.7% | Clayton County School District / 264,221 |
| 46. | 10.6% | Paulding County School District / 145,565 |
| 47. | 10.6% | Ben Hill County School District / 17,547 |
| 48. | 10.5% | Jones County School District / 28,783 |
| 49. | 10.4% | Hart County School District / 25,406 |
| 50. | 10.3% | Spalding County School District / 63,946 |
| 51. | 10.3% | Putnam County School District / 21,226 |
| 52. | 10.3% | Lumpkin County School District / 30,719 |
| 53. | 10.2% | Stewart County School District / 5,900 |
| 54. | 10.2% | Polk County School District / 41,250 |
| 55. | 10.1% | Troup County School District / 68,375 |
| 56. | 10.1% | Brantley County School District / 18,463 |
| 57. | 10.0% | Decatur City School District / 19,888 |
| 58. | 9.9% | Haralson County School District / 22,359 |
| 59. | 9.9% | Terrell County School District / 9,304 |
| 60. | 9.9% | Liberty County School District / 54,441 |
| 61. | 9.8% | Pike County School District / 17,821 |
| 62. | 9.8% | Stephens County School District / 25,741 |
| 63. | 9.7% | Cook County School District / 17,061 |
| 64. | 9.5% | Chatham County School District / 275,303 |
| 64. | 9.5% | Dooly County School District / 14,443 |
| 66. | 9.5% | Atkinson County School District / 8,297 |
| 67. | 9.4% | Bartow County School District / 81,014 |
| 68. | 9.3% | White County School District / 27,594 |
| 69. | 9.2% | Morgan County School District / 17,866 |
| 70. | 9.2% | Crisp County School District / 23,403 |
| 71. | 9.2% | Clarke County School District / 119,681 |
| 72. | 9.1% | Bacon County School District / 11,196 |
| 73. | 9.1% | Coweta County School District / 131,419 |
| 74. | 9.1% | Mcintosh County School District / 14,172 |
| 75. | 9.0% | Elbert County School District / 19,694 |
| 76. | 9.0% | Wilkinson County School District / 9,455 |
| 77. | 9.0% | DeKalb County School District / 657,945 |
| 78. | 8.9% | Tift County School District / 40,721 |
| 79. | 8.9% | Screven County School District / 14,281 |
| 80. | 8.9% | Brooks County School District / 15,766 |
| 80. | 8.9% | Murray County School District / 39,416 |
| 82. | 8.8% | Chickamauga City School District / 3,125 |
| 83. | 8.7% | Tattnall County School District / 25,356 |
| 84. | 8.7% | Telfair County School District / 16,493 |
| 85. | 8.7% | Marietta City School District / 58,436 |
| 86. | 8.5% | Oglethorpe County School District / 14,695 |
| 87. | 8.4% | Grady County School District / 25,239 |
| 88. | 8.4% | Emanuel County School District / 22,731 |
| 89. | 8.3% | Richmond County School District / 201,244 |
| 90. | 8.3% | Bulloch County School District / 71,940 |
| 91. | 8.3% | Dublin City School District / 16,050 |
| 92. | 8.2% | Towns County School District / 10,670 |
| 93. | 8.1% | Habersham County School District / 43,342 |
| 94. | 8.1% | Fulton County School District / 555,811 |
| 95. | 8.1% | Sumter County School District / 31,804 |
| 96. | 8.0% | Ware County School District / 35,915 |
| 96. | 8.0% | Marion County School District / 8,751 |
| 98. | 8.0% | Pierce County School District / 18,860 |
| 99. | 8.0% | Montgomery County School District / 8,848 |
| 100. | 7.9% | Newton County School District / 101,503 |
| 101. | 7.9% | Glynn County School District / 80,937 |
| 102. | 7.7% | Quitman County School District / 2,407 |
| 103. | 7.7% | Coffee County School District / 42,947 |
| 103. | 7.7% | Jefferson City School District / 9,630 |
| 105. | 7.7% | Peach County School District / 27,337 |
| 106. | 7.6% | Randolph County School District / 7,411 |
| 107. | 7.6% | Dalton City School District / 33,432 |
| 107. | 7.6% | Harris County School District / 32,539 |
| 109. | 7.5% | Laurens County School District / 31,978 |
| 110. | 7.5% | Jackson County School District / 44,763 |
| 111. | 7.5% | Effingham County School District / 53,673 |
| 112. | 7.4% | Clay County School District / 3,110 |
| 113. | 7.4% | Colquitt County School District / 45,987 |
| 114. | 7.3% | Clinch County School District / 6,777 |
| 115. | 7.2% | Houston County School District / 144,209 |
| 116. | 7.2% | Walton County School District / 81,108 |
| 117. | 7.2% | Dodge County School District / 21,365 |
| 118. | 7.1% | Fayette County School District / 107,930 |
| 119. | 7.1% | Walker County School District / 65,320 |
| 120. | 7.0% | Wayne County School District / 30,170 |
| 121. | 7.0% | Hall County School District / 149,399 |
| 122. | 7.0% | Muscogee County School District / 186,945 |
| 123. | 7.0% | Gilmer County School District / 28,441 |
| 124. | 6.9% | Catoosa County School District / 64,955 |
| 125. | 6.9% | Henry County School District / 209,069 |
| 126. | 6.8% | Mcduffie County School District / 21,563 |
| 127. | 6.7% | Cherokee County School District / 221,951 |
| 128. | 6.7% | Monroe County School District / 26,788 |
| 129. | 6.7% | Bibb County School District / 155,237 |
| 130. | 6.7% | Barrow County School District / 70,873 |
| 131. | 6.6% | Union County School District / 21,553 |
| 132. | 6.5% | Candler County School District / 11,056 |
| 133. | 6.5% | Pelham City School District / 3,887 |
| 134. | 6.4% | Heard County School District / 11,674 |
| 134. | 6.4% | Floyd County School District / 60,047 |
| 136. | 6.4% | Worth County School District / 21,365 |
| 137. | 6.4% | Valdosta City School District / 56,324 |
| 138. | 6.3% | Carroll County School District / 86,734 |
| 139. | 6.3% | Franklin County School District / 22,051 |
| 140. | 6.2% | Gwinnett County School District / 830,462 |
| 141. | 6.1% | Camden County School District / 51,193 |
| 142. | 6.1% | Upson County School District / 26,681 |
| 143. | 6.0% | Baldwin County School District / 45,854 |
| 143. | 6.0% | Lamar County School District / 18,128 |
| 145. | 6.0% | Baker County School District / 3,342 |
| 146. | 6.0% | Douglas County School District / 135,037 |
| 147. | 6.0% | Dade County School District / 16,533 |
| 148. | 6.0% | Rockdale County School District / 86,256 |
| 149. | 5.9% | Wheeler County School District / 7,932 |
| 150. | 5.9% | Dawson County School District / 22,500 |
| 151. | 5.9% | Banks County School District / 18,317 |
| 152. | 5.9% | Oconee County School District / 33,769 |
| 153. | 5.9% | Jeff Davis County School District / 15,028 |
| 154. | 5.8% | Cobb County School District / 650,484 |
| 155. | 5.7% | Treutlen County School District / 6,781 |
| 156. | 5.7% | Rome City School District / 36,099 |
| 157. | 5.6% | Commerce City School District / 6,535 |
| 158. | 5.6% | Charlton County School District / 13,098 |
| 158. | 5.6% | Gordon County School District / 39,829 |
| 160. | 5.3% | Buford City School District / 12,610 |
| 161. | 5.2% | Lee County School District / 28,805 |
| 162. | 5.0% | Columbia County School District / 132,362 |
| 163. | 4.9% | Forsyth County School District / 189,314 |
| 164. | 4.8% | Butts County School District / 23,469 |
| 165. | 4.7% | Glascock County School District / 3,086 |
| 166. | 4.7% | Long County School District / 15,967 |
| 167. | 4.7% | Lowndes County School District / 56,191 |
| 168. | 4.5% | Whitfield County School District / 69,700 |
| 169. | 4.4% | Social Circle City School District / 4,270 |
| 170. | 4.3% | Vidalia City School District / 10,596 |
| 171. | 4.2% | Madison County School District / 28,142 |
| 172. | 3.9% | Echols County School District / 4,018 |
| 173. | 3.6% | Calhoun City School District / 15,837 |
| 174. | 3.5% | Berrien County School District / 19,091 |
| 175. | 3.5% | Bremen City School District / 6,204 |
| 176. | 3.5% | Lanier County School District / 10,356 |
| 177. | 3.4% | Cartersville City School District / 19,757 |
| 178. | 3.4% | Carrollton City School District / 25,138 |
| 179. | 2.8% | Pulaski County School District / 11,693 |
| 180. | 1.8% | Webster County School District / 2,744 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
