| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 23.1% | Jefferson City School District / 9,296 |
| 2. | 21.4% | Taliaferro County School District / 1,674 |
| 3. | 20.9% | Clinch County School District / 6,800 |
| 4. | 20.5% | Lamar County School District / 18,151 |
| 5. | 20.2% | Calhoun County School District / 6,581 |
| 6. | 20.2% | Dodge County School District / 21,509 |
| 7. | 20.1% | Bremen City School District / 6,184 |
| 7. | 20.1% | Chickamauga City School District / 3,052 |
| 9. | 19.6% | Randolph County School District / 7,596 |
| 10. | 19.1% | Hancock County School District / 9,422 |
| 11. | 19.1% | Macon County School District / 14,552 |
| 12. | 18.8% | Carrollton City School District / 24,483 |
| 13. | 18.6% | Early County School District / 10,928 |
| 14. | 18.5% | Jefferson County School District / 16,817 |
| 15. | 18.1% | Rome City School District / 36,277 |
| 16. | 17.7% | Trion City School District / 2,442 |
| 17. | 17.6% | Grady County School District / 25,068 |
| 18. | 17.6% | Atkinson County School District / 8,355 |
| 19. | 17.1% | Upson County School District / 27,061 |
| 20. | 16.8% | Evans County School District / 10,935 |
| 21. | 16.4% | Lincoln County School District / 7,962 |
| 22. | 16.1% | Twiggs County School District / 8,984 |
| 23. | 16.1% | Webster County School District / 2,773 |
| 24. | 16.0% | Tattnall County School District / 24,932 |
| 25. | 16.0% | Echols County School District / 4,024 |
| 26. | 16.0% | Morgan County School District / 17,919 |
| 27. | 16.0% | Heard County School District / 11,756 |
| 28. | 15.7% | Terrell County School District / 9,365 |
| 29. | 15.7% | Mcintosh County School District / 14,119 |
| 30. | 15.6% | Candler County School District / 11,007 |
| 31. | 15.3% | Taylor County School District / 8,700 |
| 32. | 15.3% | Decatur City School District / 19,443 |
| 33. | 15.0% | Talbot County School District / 6,772 |
| 34. | 14.9% | Pike County School District / 17,765 |
| 35. | 14.9% | Haralson County School District / 22,488 |
| 36. | 14.8% | Butts County School District / 23,671 |
| 37. | 14.8% | Worth County School District / 21,746 |
| 38. | 14.6% | Turner County School District / 8,834 |
| 39. | 14.6% | Crawford County School District / 12,701 |
| 40. | 14.6% | Marion County School District / 8,615 |
| 41. | 14.6% | Sumter County School District / 32,425 |
| 42. | 14.5% | Rabun County School District / 16,297 |
| 43. | 14.4% | Jenkins County School District / 8,477 |
| 44. | 14.3% | Miller County School District / 6,094 |
| 45. | 14.3% | Troup County School District / 67,146 |
| 46. | 14.2% | Clay County School District / 3,174 |
| 47. | 14.2% | Habersham County School District / 43,038 |
| 48. | 14.2% | Polk County School District / 41,350 |
| 48. | 14.2% | Toombs County School District / 16,876 |
| 50. | 14.0% | Emanuel County School District / 22,600 |
| 51. | 13.8% | Dooly County School District / 14,528 |
| 52. | 13.8% | Vidalia City School District / 10,628 |
| 53. | 13.5% | Walker County School District / 65,411 |
| 54. | 13.5% | Franklin County School District / 22,070 |
| 55. | 13.5% | Atlanta City School District / 425,931 |
| 55. | 13.5% | Decatur County School District / 27,815 |
| 55. | 13.5% | Mcduffie County School District / 21,762 |
| 58. | 13.5% | Baker County School District / 3,483 |
| 59. | 13.4% | Schley County School District / 4,963 |
| 59. | 13.4% | Chatham County School District / 266,344 |
| 61. | 13.4% | Bacon County School District / 11,124 |
| 61. | 13.4% | Murray County School District / 39,635 |
| 63. | 13.3% | Crisp County School District / 23,460 |
| 64. | 13.3% | Laurens County School District / 31,960 |
| 65. | 13.2% | Hart County School District / 25,277 |
| 66. | 13.2% | Burke County School District / 23,242 |
| 67. | 13.2% | Screven County School District / 14,574 |
| 68. | 13.1% | Meriwether County School District / 21,966 |
| 69. | 13.1% | Putnam County School District / 21,184 |
| 69. | 13.1% | Seminole County School District / 8,815 |
| 71. | 13.0% | Thomas County School District / 26,199 |
| 72. | 12.9% | Towns County School District / 10,491 |
| 73. | 12.9% | Effingham County School District / 52,203 |
| 74. | 12.9% | Chattooga County School District / 23,463 |
| 75. | 12.9% | Brantley County School District / 18,279 |
| 76. | 12.8% | Brooks County School District / 16,066 |
| 77. | 12.8% | Dalton City School District / 32,813 |
| 78. | 12.8% | Floyd County School District / 59,927 |
| 79. | 12.7% | Gainesville City School District / 33,969 |
| 80. | 12.7% | Marietta City School District / 57,451 |
| 81. | 12.6% | Stephens County School District / 26,003 |
| 81. | 12.6% | Washington County School District / 21,092 |
| 83. | 12.6% | Telfair County School District / 16,312 |
| 84. | 12.5% | Ware County School District / 36,099 |
| 84. | 12.5% | Dawson County School District / 22,246 |
| 86. | 12.5% | Lanier County School District / 10,066 |
| 87. | 12.5% | Newton County School District / 100,047 |
| 88. | 12.4% | Buford City School District / 12,413 |
| 89. | 12.3% | Richmond County School District / 200,337 |
| 90. | 12.3% | Clarke County School District / 117,762 |
| 91. | 12.2% | Glynn County School District / 79,628 |
| 92. | 12.1% | DeKalb County School District / 646,536 |
| 93. | 12.1% | Greene County School District / 15,988 |
| 94. | 12.0% | Dougherty School District / 94,591 |
| 95. | 12.0% | Fulton County School District / 532,296 |
| 96. | 11.9% | Stewart County School District / 5,991 |
| 97. | 11.9% | Commerce City School District / 6,550 |
| 98. | 11.9% | Fayette County School District / 106,525 |
| 99. | 11.9% | Lee County School District / 28,449 |
| 100. | 11.8% | Madison County School District / 27,988 |
| 101. | 11.8% | Bibb County School District / 155,560 |
| 102. | 11.6% | Gordon County School District / 39,630 |
| 103. | 11.6% | Union County School District / 21,344 |
| 104. | 11.6% | Catoosa County School District / 64,226 |
| 105. | 11.6% | Gilmer County School District / 28,232 |
| 105. | 11.6% | Glascock County School District / 3,082 |
| 107. | 11.5% | Muscogee County School District / 180,339 |
| 107. | 11.5% | Montgomery County School District / 8,820 |
| 107. | 11.5% | Appling County School District / 18,279 |
| 107. | 11.5% | Barrow County School District / 69,136 |
| 111. | 11.5% | Coweta County School District / 127,212 |
| 112. | 11.4% | Wilkes County School District / 10,398 |
| 112. | 11.4% | Coffee County School District / 42,566 |
| 114. | 11.4% | Oconee County School District / 32,814 |
| 115. | 11.3% | Tift County School District / 40,430 |
| 116. | 11.1% | Thomasville City School District / 18,516 |
| 117. | 11.1% | Spalding County School District / 63,979 |
| 118. | 11.0% | Mitchell County School District / 19,603 |
| 119. | 10.9% | Harris County School District / 31,870 |
| 120. | 10.8% | Walton County School District / 79,545 |
| 121. | 10.7% | Wayne County School District / 30,157 |
| 122. | 10.7% | Hall County School District / 145,939 |
| 123. | 10.6% | Pulaski County School District / 11,801 |
| 124. | 10.6% | Clayton County School District / 262,066 |
| 125. | 10.6% | Cook County School District / 17,073 |
| 126. | 10.5% | Monroe County School District / 26,376 |
| 127. | 10.5% | Cherokee County School District / 215,014 |
| 128. | 10.5% | Treutlen County School District / 6,851 |
| 129. | 10.5% | Forsyth County School District / 177,103 |
| 130. | 10.5% | Henry County School District / 203,185 |
| 131. | 10.4% | Oglethorpe County School District / 14,745 |
| 132. | 10.4% | Lumpkin County School District / 30,040 |
| 133. | 10.3% | Douglas County School District / 132,124 |
| 134. | 10.2% | Jones County School District / 28,638 |
| 134. | 10.2% | Colquitt County School District / 45,531 |
| 136. | 10.2% | Ben Hill County School District / 17,612 |
| 137. | 10.1% | Gwinnett County School District / 799,134 |
| 138. | 10.1% | Peach County School District / 27,531 |
| 139. | 10.1% | Jackson County School District / 44,422 |
| 140. | 10.0% | Wilcox County School District / 9,142 |
| 141. | 9.9% | Dublin City School District / 16,304 |
| 142. | 9.8% | Calhoun City School District / 15,562 |
| 143. | 9.8% | Banks County School District / 18,250 |
| 144. | 9.7% | Elbert County School District / 20,103 |
| 145. | 9.7% | Paulding County School District / 141,846 |
| 146. | 9.6% | Bulloch County School District / 70,360 |
| 147. | 9.5% | Pickens County School District / 29,445 |
| 148. | 9.5% | Bryan County School District / 30,616 |
| 148. | 9.5% | Whitfield County School District / 69,339 |
| 150. | 9.3% | Columbia County School District / 124,665 |
| 151. | 9.3% | Wheeler County School District / 7,572 |
| 151. | 9.3% | Valdosta City School District / 54,944 |
| 153. | 9.2% | Bleckley County School District / 13,009 |
| 154. | 9.2% | Dade County School District / 16,598 |
| 155. | 9.2% | Jasper County School District / 13,786 |
| 156. | 9.1% | White County School District / 27,141 |
| 157. | 9.0% | Carroll County School District / 86,222 |
| 158. | 9.0% | Fannin County School District / 23,554 |
| 159. | 8.9% | Baldwin County School District / 46,378 |
| 160. | 8.8% | Rockdale County School District / 85,008 |
| 161. | 8.8% | Berrien County School District / 19,131 |
| 162. | 8.8% | Wilkinson County School District / 9,577 |
| 163. | 8.6% | Lowndes County School District / 54,786 |
| 164. | 8.5% | Pelham City School District / 3,907 |
| 165. | 8.5% | Cobb County School District / 634,369 |
| 166. | 8.5% | Jeff Davis County School District / 14,972 |
| 167. | 8.4% | Pierce County School District / 18,631 |
| 168. | 8.3% | Camden County School District / 50,435 |
| 169. | 8.0% | Bartow County School District / 80,257 |
| 170. | 7.9% | Liberty County School District / 54,566 |
| 171. | 7.7% | Warren County School District / 5,788 |
| 172. | 7.4% | Houston County School District / 139,530 |
| 173. | 7.2% | Long County School District / 14,488 |
| 174. | 6.9% | Quitman County School District / 2,542 |
| 175. | 6.8% | Cartersville City School District / 19,615 |
| 176. | 6.7% | Charlton County School District / 12,954 |
| 177. | 6.3% | Johnson County School District / 9,981 |
| 178. | 6.1% | Social Circle City School District / 4,226 |
| 179. | 5.9% | Irwin County School District / 9,646 |
| 180. | 1.2% | Chattahoochee County School District / 2,919 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
