| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 26.8% | Pelham City School District / 3,887 |
| 2. | 25.5% | Glascock County School District / 3,086 |
| 3. | 23.4% | Telfair County School District / 16,493 |
| 4. | 21.8% | Toombs County School District / 16,828 |
| 5. | 21.4% | Jenkins County School District / 8,794 |
| 6. | 20.6% | Jasper County School District / 13,647 |
| 7. | 20.3% | Cartersville City School District / 19,757 |
| 8. | 20.2% | Macon County School District / 14,232 |
| 9. | 19.8% | Calhoun County School District / 6,549 |
| 10. | 19.3% | Randolph County School District / 7,411 |
| 11. | 19.3% | Calhoun City School District / 15,837 |
| 12. | 18.8% | Rabun County School District / 16,267 |
| 13. | 18.7% | Buford City School District / 12,610 |
| 14. | 18.6% | Gilmer County School District / 28,441 |
| 15. | 18.4% | Wilcox County School District / 9,061 |
| 16. | 18.3% | Lumpkin County School District / 30,719 |
| 17. | 18.3% | Wilkes County School District / 10,123 |
| 18. | 18.2% | Dawson County School District / 22,500 |
| 19. | 18.1% | Towns County School District / 10,670 |
| 20. | 18.1% | Seminole County School District / 8,804 |
| 21. | 18.1% | Mcintosh County School District / 14,172 |
| 22. | 17.8% | Polk County School District / 41,250 |
| 23. | 17.7% | Chickamauga City School District / 3,125 |
| 24. | 17.2% | Brantley County School District / 18,463 |
| 25. | 17.2% | Miller County School District / 6,017 |
| 26. | 17.2% | Newton County School District / 101,503 |
| 27. | 17.1% | Screven County School District / 14,281 |
| 28. | 17.1% | Turner County School District / 8,491 |
| 29. | 16.9% | Talbot County School District / 6,594 |
| 30. | 16.9% | Pickens County School District / 29,550 |
| 31. | 16.8% | Heard County School District / 11,674 |
| 32. | 16.8% | Liberty County School District / 54,441 |
| 33. | 16.8% | Stewart County School District / 5,900 |
| 34. | 16.8% | Thomasville City School District / 18,558 |
| 35. | 16.7% | Brooks County School District / 15,766 |
| 36. | 16.3% | Decatur City School District / 19,888 |
| 37. | 16.2% | Jackson County School District / 44,763 |
| 38. | 16.2% | Hancock County School District / 9,043 |
| 39. | 16.1% | Crawford County School District / 12,536 |
| 40. | 16.0% | Bremen City School District / 6,204 |
| 40. | 16.0% | Putnam County School District / 21,226 |
| 42. | 15.6% | Tattnall County School District / 25,356 |
| 43. | 15.5% | Fannin County School District / 23,632 |
| 43. | 15.5% | Thomas County School District / 26,175 |
| 45. | 15.5% | Morgan County School District / 17,866 |
| 45. | 15.5% | Mcduffie County School District / 21,563 |
| 47. | 15.4% | Murray County School District / 39,416 |
| 48. | 15.4% | Marion County School District / 8,751 |
| 49. | 15.3% | Washington County School District / 20,861 |
| 50. | 15.2% | Decatur County School District / 27,508 |
| 51. | 15.0% | Hall County School District / 149,399 |
| 52. | 15.0% | Lincoln County School District / 7,800 |
| 53. | 14.9% | Oglethorpe County School District / 14,695 |
| 54. | 14.9% | Habersham County School District / 43,342 |
| 55. | 14.8% | Mitchell County School District / 19,288 |
| 56. | 14.8% | Meriwether County School District / 21,434 |
| 57. | 14.7% | Whitfield County School District / 69,700 |
| 58. | 14.7% | Clayton County School District / 264,221 |
| 59. | 14.6% | Jefferson County School District / 16,554 |
| 60. | 14.5% | Barrow County School District / 70,873 |
| 60. | 14.5% | DeKalb County School District / 657,945 |
| 62. | 14.5% | Spalding County School District / 63,946 |
| 63. | 14.4% | Muscogee County School District / 186,945 |
| 64. | 14.4% | Monroe County School District / 26,788 |
| 64. | 14.4% | Richmond County School District / 201,244 |
| 66. | 14.3% | Colquitt County School District / 45,987 |
| 67. | 14.3% | Cook County School District / 17,061 |
| 68. | 14.3% | Rome City School District / 36,099 |
| 69. | 14.2% | Commerce City School District / 6,535 |
| 70. | 14.2% | Rockdale County School District / 86,256 |
| 70. | 14.2% | Berrien County School District / 19,091 |
| 72. | 14.1% | Elbert County School District / 19,694 |
| 72. | 14.1% | Chatham County School District / 275,303 |
| 74. | 14.1% | White County School District / 27,594 |
| 74. | 14.1% | Ben Hill County School District / 17,547 |
| 76. | 14.0% | Crisp County School District / 23,403 |
| 76. | 14.0% | Camden County School District / 51,193 |
| 76. | 14.0% | Butts County School District / 23,469 |
| 79. | 14.0% | Vidalia City School District / 10,596 |
| 80. | 13.9% | Jones County School District / 28,783 |
| 81. | 13.9% | Lanier County School District / 10,356 |
| 82. | 13.7% | Paulding County School District / 145,565 |
| 83. | 13.7% | Carroll County School District / 86,734 |
| 84. | 13.7% | Bulloch County School District / 71,940 |
| 85. | 13.6% | Trion City School District / 2,124 |
| 86. | 13.5% | Emanuel County School District / 22,731 |
| 87. | 13.5% | Banks County School District / 18,317 |
| 87. | 13.5% | Atlanta City School District / 440,641 |
| 89. | 13.5% | Warren County School District / 5,626 |
| 90. | 13.5% | Evans County School District / 10,868 |
| 91. | 13.4% | Pierce County School District / 18,860 |
| 92. | 13.3% | Bibb County School District / 155,237 |
| 92. | 13.3% | Coweta County School District / 131,419 |
| 92. | 13.3% | Jefferson City School District / 9,630 |
| 95. | 13.3% | Gwinnett County School District / 830,462 |
| 96. | 13.1% | Wheeler County School District / 7,932 |
| 97. | 13.1% | Harris County School District / 32,539 |
| 98. | 12.9% | Grady County School District / 25,239 |
| 99. | 12.9% | Fulton County School District / 555,811 |
| 100. | 12.8% | Columbia County School District / 132,362 |
| 101. | 12.8% | Coffee County School District / 42,947 |
| 102. | 12.8% | Henry County School District / 209,069 |
| 103. | 12.8% | Ware County School District / 35,915 |
| 103. | 12.8% | Bartow County School District / 81,014 |
| 105. | 12.7% | Troup County School District / 68,375 |
| 105. | 12.7% | Baldwin County School District / 45,854 |
| 107. | 12.7% | Upson County School District / 26,681 |
| 108. | 12.6% | Atkinson County School District / 8,297 |
| 109. | 12.6% | Pike County School District / 17,821 |
| 110. | 12.5% | Treutlen County School District / 6,781 |
| 111. | 12.5% | Appling County School District / 18,421 |
| 111. | 12.5% | Terrell County School District / 9,304 |
| 113. | 12.5% | Peach County School District / 27,337 |
| 114. | 12.4% | Douglas County School District / 135,037 |
| 115. | 12.3% | Hart County School District / 25,406 |
| 116. | 12.2% | Fayette County School District / 107,930 |
| 117. | 12.1% | Cherokee County School District / 221,951 |
| 118. | 12.0% | Pulaski County School District / 11,693 |
| 119. | 12.0% | Walton County School District / 81,108 |
| 119. | 12.0% | Clarke County School District / 119,681 |
| 121. | 12.0% | Wayne County School District / 30,170 |
| 122. | 11.9% | Forsyth County School District / 189,314 |
| 123. | 11.9% | Lowndes County School District / 56,191 |
| 124. | 11.8% | Glynn County School District / 80,937 |
| 124. | 11.8% | Lee County School District / 28,805 |
| 126. | 11.8% | Bryan County School District / 32,185 |
| 127. | 11.7% | Union County School District / 21,553 |
| 128. | 11.7% | Lamar County School District / 18,128 |
| 129. | 11.6% | Early County School District / 10,662 |
| 130. | 11.6% | Worth County School District / 21,365 |
| 131. | 11.6% | Dodge County School District / 21,365 |
| 132. | 11.5% | Franklin County School District / 22,051 |
| 133. | 11.5% | Quitman County School District / 2,407 |
| 134. | 11.5% | Candler County School District / 11,056 |
| 135. | 11.5% | Walker County School District / 65,320 |
| 136. | 11.5% | Dalton City School District / 33,432 |
| 136. | 11.5% | Laurens County School District / 31,978 |
| 138. | 11.4% | Valdosta City School District / 56,324 |
| 138. | 11.4% | Gainesville City School District / 34,938 |
| 140. | 11.3% | Cobb County School District / 650,484 |
| 140. | 11.3% | Irwin County School District / 9,482 |
| 142. | 11.3% | Dougherty School District / 93,890 |
| 143. | 11.3% | Marietta City School District / 58,436 |
| 144. | 11.3% | Oconee County School District / 33,769 |
| 144. | 11.3% | Dade County School District / 16,533 |
| 144. | 11.3% | Wilkinson County School District / 9,455 |
| 147. | 11.2% | Effingham County School District / 53,673 |
| 148. | 11.0% | Floyd County School District / 60,047 |
| 149. | 11.0% | Greene County School District / 16,190 |
| 150. | 11.0% | Madison County School District / 28,142 |
| 151. | 10.8% | Dooly County School District / 14,443 |
| 152. | 10.8% | Chattooga County School District / 23,360 |
| 153. | 10.8% | Montgomery County School District / 8,848 |
| 154. | 10.7% | Johnson County School District / 9,850 |
| 155. | 10.5% | Catoosa County School District / 64,955 |
| 156. | 10.5% | Clay County School District / 3,110 |
| 157. | 10.4% | Haralson County School District / 22,359 |
| 158. | 10.2% | Gordon County School District / 39,829 |
| 159. | 10.1% | Clinch County School District / 6,777 |
| 160. | 10.0% | Sumter County School District / 31,804 |
| 161. | 9.6% | Carrollton City School District / 25,138 |
| 162. | 9.6% | Burke County School District / 23,136 |
| 163. | 9.2% | Bleckley County School District / 12,912 |
| 164. | 9.2% | Tift County School District / 40,721 |
| 165. | 9.1% | Houston County School District / 144,209 |
| 166. | 8.6% | Jeff Davis County School District / 15,028 |
| 167. | 8.6% | Charlton County School District / 13,098 |
| 168. | 8.3% | Twiggs County School District / 8,612 |
| 169. | 8.2% | Social Circle City School District / 4,270 |
| 170. | 8.0% | Long County School District / 15,967 |
| 171. | 8.0% | Stephens County School District / 25,741 |
| 172. | 6.6% | Echols County School District / 4,018 |
| 173. | 5.8% | Bacon County School District / 11,196 |
| 174. | 5.7% | Taliaferro County School District / 1,700 |
| 175. | 5.0% | Schley County School District / 5,054 |
| 176. | 4.7% | Chattahoochee County School District / 2,743 |
| 177. | 4.7% | Dublin City School District / 16,050 |
| 178. | 4.2% | Taylor County School District / 8,505 |
| 179. | 2.8% | Baker County School District / 3,342 |
| 180. | 1.3% | Webster County School District / 2,744 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
