| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 31.3% | Pelham City School District / 3,955 |
| 2. | 24.6% | Hancock County School District / 9,649 |
| 3. | 24.4% | Commerce City School District / 6,501 |
| 4. | 24.3% | Pike County School District / 17,411 |
| 5. | 24.3% | Echols County School District / 3,973 |
| 6. | 23.6% | Towns County School District / 10,430 |
| 7. | 22.5% | Lanier County School District / 9,404 |
| 8. | 21.4% | Calhoun County School District / 6,488 |
| 9. | 20.9% | Stewart County School District / 5,831 |
| 10. | 20.8% | Candler County School District / 10,715 |
| 11. | 20.6% | Fannin County School District / 23,337 |
| 12. | 20.6% | Warren County School District / 5,936 |
| 13. | 20.4% | Emanuel County School District / 22,348 |
| 14. | 20.0% | Buford City School District / 12,029 |
| 15. | 19.9% | Dade County School District / 16,595 |
| 16. | 19.6% | Screven County School District / 14,799 |
| 17. | 19.3% | Greene County School District / 15,844 |
| 18. | 19.0% | Crawford County School District / 12,821 |
| 19. | 18.9% | Calhoun City School District / 14,995 |
| 20. | 18.8% | Lumpkin County School District / 28,875 |
| 21. | 18.6% | Rabun County School District / 16,266 |
| 22. | 18.4% | Pulaski County School District / 11,632 |
| 23. | 18.3% | Mcduffie County School District / 21,719 |
| 24. | 18.2% | Toombs County School District / 16,766 |
| 25. | 18.2% | Wilcox County School District / 9,041 |
| 26. | 18.1% | Bartow County School District / 78,222 |
| 27. | 18.0% | Mcintosh County School District / 13,817 |
| 27. | 18.0% | Dawson County School District / 21,758 |
| 29. | 17.9% | Jeff Davis County School District / 14,558 |
| 30. | 17.8% | Marietta City School District / 57,244 |
| 31. | 17.8% | Macon County School District / 14,553 |
| 32. | 17.7% | Treutlen County School District / 6,835 |
| 33. | 17.6% | Clayton County School District / 260,156 |
| 34. | 17.3% | Pickens County School District / 29,155 |
| 35. | 17.1% | Meriwether County School District / 22,425 |
| 36. | 17.1% | Henry County School District / 193,717 |
| 37. | 17.0% | Glascock County School District / 3,007 |
| 38. | 17.0% | Rockdale County School District / 83,135 |
| 39. | 17.0% | Haralson County School District / 22,579 |
| 40. | 16.9% | Douglas County School District / 127,800 |
| 41. | 16.9% | Hall County School District / 141,549 |
| 42. | 16.8% | Telfair County School District / 16,052 |
| 43. | 16.6% | Lowndes County School District / 52,584 |
| 44. | 16.4% | Taliaferro County School District / 2,041 |
| 45. | 16.2% | Cook County School District / 16,976 |
| 46. | 16.1% | Atlanta City School District / 413,462 |
| 47. | 16.0% | Appling County School District / 18,050 |
| 48. | 15.9% | Crisp County School District / 23,182 |
| 49. | 15.9% | Berrien County School District / 18,708 |
| 50. | 15.8% | Cherokee County School District / 206,283 |
| 51. | 15.8% | Bremen City School District / 5,995 |
| 51. | 15.8% | Gwinnett County School District / 766,564 |
| 53. | 15.8% | Monroe County School District / 25,864 |
| 54. | 15.7% | DeKalb County School District / 637,809 |
| 55. | 15.7% | Barrow County School District / 66,359 |
| 56. | 15.7% | Paulding County School District / 134,875 |
| 57. | 15.5% | Decatur City School District / 19,062 |
| 58. | 15.3% | Jefferson City School District / 8,587 |
| 59. | 15.3% | Bryan County School District / 29,039 |
| 60. | 15.3% | Jasper County School District / 13,695 |
| 61. | 15.1% | Richmond County School District / 198,170 |
| 62. | 15.1% | Camden County School District / 49,293 |
| 63. | 15.0% | Jenkins County School District / 8,400 |
| 64. | 14.9% | Chatham County School District / 256,428 |
| 64. | 14.9% | Whitfield County School District / 68,101 |
| 64. | 14.9% | Rome City School District / 36,257 |
| 67. | 14.9% | Newton County School District / 96,801 |
| 68. | 14.8% | Jones County School District / 28,292 |
| 69. | 14.8% | Lincoln County School District / 8,111 |
| 69. | 14.8% | Dougherty School District / 94,514 |
| 71. | 14.8% | Effingham County School District / 50,513 |
| 71. | 14.8% | Colquitt County School District / 44,712 |
| 73. | 14.7% | Mitchell County School District / 19,742 |
| 74. | 14.7% | Union County School District / 21,083 |
| 75. | 14.7% | Forsyth County School District / 163,885 |
| 76. | 14.4% | Jackson County School District / 43,259 |
| 77. | 14.4% | Fulton County School District / 502,020 |
| 78. | 14.4% | Morgan County School District / 17,741 |
| 79. | 14.4% | Washington County School District / 21,112 |
| 80. | 14.4% | Carroll County School District / 85,031 |
| 81. | 14.3% | Banks County School District / 17,840 |
| 82. | 14.3% | Fayette County School District / 105,344 |
| 83. | 14.1% | Brantley County School District / 17,650 |
| 84. | 14.0% | Floyd County School District / 59,553 |
| 85. | 13.9% | Habersham County School District / 42,212 |
| 86. | 13.9% | Bulloch County School District / 67,298 |
| 87. | 13.9% | Walton County School District / 77,304 |
| 88. | 13.9% | Troup County School District / 65,652 |
| 89. | 13.9% | Polk County School District / 41,095 |
| 90. | 13.6% | Muscogee County School District / 175,850 |
| 91. | 13.6% | Cobb County School District / 620,158 |
| 92. | 13.6% | White County School District / 26,498 |
| 93. | 13.6% | Brooks County School District / 16,338 |
| 94. | 13.5% | Spalding County School District / 63,304 |
| 94. | 13.5% | Upson County School District / 27,308 |
| 96. | 13.5% | Elbert County School District / 20,421 |
| 97. | 13.4% | Gainesville City School District / 32,881 |
| 98. | 13.3% | Clarke County School District / 115,070 |
| 99. | 13.2% | Atkinson County School District / 8,332 |
| 99. | 13.2% | Turner County School District / 9,025 |
| 101. | 13.1% | Gordon County School District / 39,064 |
| 102. | 13.1% | Stephens County School District / 25,876 |
| 103. | 13.1% | Bibb County School District / 154,810 |
| 104. | 13.0% | Liberty County School District / 54,355 |
| 105. | 13.0% | Dooly County School District / 14,283 |
| 106. | 13.0% | Grady County School District / 24,738 |
| 107. | 12.9% | Putnam County School District / 20,925 |
| 108. | 12.9% | Cartersville City School District / 19,201 |
| 109. | 12.9% | Coweta County School District / 121,528 |
| 110. | 12.8% | Clay County School District / 2,981 |
| 111. | 12.7% | Thomas County School District / 26,078 |
| 112. | 12.6% | Valdosta City School District / 52,332 |
| 113. | 12.6% | Baldwin County School District / 46,905 |
| 114. | 12.5% | Chickamauga City School District / 2,959 |
| 115. | 12.4% | Murray County School District / 39,925 |
| 116. | 12.4% | Walker County School District / 64,886 |
| 117. | 12.2% | Miller County School District / 6,128 |
| 118. | 12.2% | Hart County School District / 25,024 |
| 119. | 12.2% | Madison County School District / 27,798 |
| 120. | 12.2% | Coffee County School District / 41,647 |
| 121. | 12.1% | Columbia County School District / 117,858 |
| 122. | 12.1% | Marion County School District / 8,403 |
| 123. | 12.0% | Glynn County School District / 77,632 |
| 124. | 11.9% | Thomasville City School District / 18,373 |
| 125. | 11.9% | Randolph County School District / 7,724 |
| 126. | 11.8% | Carrollton City School District / 24,196 |
| 127. | 11.8% | Dalton City School District / 31,809 |
| 128. | 11.7% | Catoosa County School District / 62,951 |
| 129. | 11.7% | Jefferson County School District / 16,919 |
| 130. | 11.6% | Butts County School District / 23,401 |
| 131. | 11.5% | Franklin County School District / 22,121 |
| 132. | 11.4% | Lamar County School District / 17,837 |
| 133. | 11.3% | Wayne County School District / 29,705 |
| 134. | 11.2% | Ben Hill County School District / 17,631 |
| 135. | 11.1% | Oglethorpe County School District / 14,556 |
| 135. | 11.1% | Laurens County School District / 31,777 |
| 137. | 11.1% | Gilmer County School District / 28,076 |
| 138. | 11.1% | Harris County School District / 30,807 |
| 139. | 11.1% | Terrell County School District / 9,647 |
| 140. | 11.0% | Houston County School District / 133,644 |
| 141. | 10.9% | Burke County School District / 23,083 |
| 142. | 10.9% | Seminole County School District / 8,797 |
| 143. | 10.9% | Worth County School District / 21,712 |
| 144. | 10.8% | Tattnall County School District / 24,263 |
| 145. | 10.8% | Lee County School District / 27,998 |
| 146. | 10.7% | Decatur County School District / 27,920 |
| 147. | 10.4% | Peach County School District / 26,883 |
| 148. | 10.4% | Clinch County School District / 6,841 |
| 149. | 10.3% | Oconee County School District / 31,508 |
| 150. | 10.3% | Talbot County School District / 6,920 |
| 151. | 10.2% | Sumter County School District / 32,865 |
| 152. | 9.8% | Heard County School District / 11,720 |
| 153. | 9.8% | Tift County School District / 39,823 |
| 154. | 9.6% | Vidalia City School District / 10,636 |
| 155. | 9.1% | Charlton County School District / 12,310 |
| 156. | 9.1% | Chattahoochee County School District / 3,244 |
| 157. | 8.9% | Ware County School District / 36,006 |
| 158. | 8.8% | Chattooga County School District / 23,301 |
| 159. | 8.8% | Pierce County School District / 18,205 |
| 160. | 8.5% | Social Circle City School District / 4,219 |
| 161. | 8.3% | Long County School District / 13,142 |
| 162. | 8.3% | Taylor County School District / 8,875 |
| 163. | 8.1% | Quitman County School District / 2,528 |
| 164. | 7.9% | Montgomery County School District / 8,887 |
| 165. | 7.7% | Wheeler County School District / 7,093 |
| 166. | 7.7% | Irwin County School District / 9,642 |
| 167. | 7.5% | Johnson County School District / 9,967 |
| 168. | 7.5% | Bacon County School District / 10,969 |
| 169. | 7.2% | Wilkes County School District / 10,580 |
| 170. | 6.8% | Evans County School District / 10,966 |
| 171. | 6.6% | Webster County School District / 2,727 |
| 171. | 6.6% | Schley County School District / 4,755 |
| 173. | 6.6% | Dodge County School District / 21,402 |
| 174. | 6.0% | Dublin City School District / 16,257 |
| 175. | 6.0% | Early County School District / 11,286 |
| 176. | 4.9% | Wilkinson County School District / 9,685 |
| 177. | 4.4% | Twiggs County School District / 9,385 |
| 178. | 3.5% | Bleckley County School District / 12,937 |
| 179. | 2.6% | Trion City School District / 2,684 |
| 180. | 1.9% | Baker County School District / 3,657 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
