| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 41.8% | Monroe County School District / 75,208 |
| 2. | 36.6% | Dade County School District / 2,600,861 |
| 3. | 36.0% | Lafayette County School District / 8,821 |
| 4. | 33.1% | Charlotte County School District / 163,151 |
| 5. | 32.6% | Broward County School District / 1,815,269 |
| 6. | 31.8% | Flagler County School District / 98,843 |
| 7. | 31.6% | Palm Beach County School District / 1,359,074 |
| 8. | 31.4% | Osceola County School District / 289,449 |
| 9. | 31.4% | Collier County School District / 334,474 |
| 10. | 30.1% | Martin County School District / 149,658 |
| 11. | 29.9% | Walton County School District / 57,821 |
| 11. | 29.9% | St. Lucie County School District / 283,988 |
| 13. | 29.7% | Putnam County School District / 73,191 |
| 14. | 28.5% | Sarasota County School District / 386,944 |
| 15. | 28.5% | Madison County School District / 18,901 |
| 16. | 28.0% | DeSoto County School District / 34,785 |
| 17. | 27.7% | Orange County School District / 1,200,241 |
| 18. | 27.6% | Hardee County School District / 27,549 |
| 19. | 27.6% | Volusia County School District / 498,981 |
| 20. | 27.3% | Hernando County School District / 173,792 |
| 21. | 27.3% | Levy County School District / 40,057 |
| 22. | 27.3% | Dixie County School District / 16,137 |
| 23. | 27.3% | Lee County School District / 647,554 |
| 24. | 27.2% | Franklin County School District / 11,636 |
| 25. | 26.9% | Gulf County School District / 15,781 |
| 26. | 26.5% | Pinellas County School District / 925,030 |
| 27. | 26.4% | Highlands County School District / 98,261 |
| 28. | 26.0% | Columbia County School District / 67,662 |
| 29. | 25.9% | Gadsden County School District / 46,865 |
| 30. | 25.7% | Indian River County School District / 140,918 |
| 31. | 25.3% | Marion County School District / 334,771 |
| 32. | 25.3% | Hendry County School District / 38,360 |
| 33. | 25.2% | Suwannee County School District / 43,404 |
| 34. | 25.1% | Pasco County School District / 472,745 |
| 35. | 24.9% | Lake County School District / 305,010 |
| 36. | 24.9% | Manatee County School District / 335,840 |
| 37. | 24.7% | Seminole County School District / 432,135 |
| 38. | 24.0% | Nassau County School District / 74,918 |
| 39. | 23.9% | Union County School District / 15,258 |
| 40. | 23.6% | Duval County School District / 880,750 |
| 41. | 23.6% | Gilchrist County School District / 16,948 |
| 42. | 23.6% | Calhoun County School District / 14,657 |
| 43. | 23.4% | Polk County School District / 617,323 |
| 43. | 23.4% | Brevard County School District / 548,891 |
| 45. | 23.4% | Jefferson County School District / 14,335 |
| 45. | 23.4% | St. Johns County School District / 203,402 |
| 47. | 22.9% | Baker County School District / 27,057 |
| 48. | 22.7% | Okeechobee County School District / 39,398 |
| 49. | 22.5% | Hillsborough County School District / 1,279,668 |
| 50. | 22.4% | Citrus County School District / 139,771 |
| 51. | 22.2% | Sumter County School District / 103,708 |
| 52. | 21.8% | Bay County School District / 172,988 |
| 53. | 21.6% | Bradford County School District / 27,552 |
| 54. | 21.4% | Liberty County School District / 8,302 |
| 55. | 21.4% | Alachua County School District / 251,759 |
| 56. | 21.1% | Glades County School District / 13,190 |
| 57. | 21.1% | Okaloosa County School District / 188,984 |
| 58. | 20.6% | Jackson County School District / 49,105 |
| 59. | 20.5% | Escambia County School District / 304,099 |
| 60. | 19.4% | Clay County School District / 194,868 |
| 61. | 19.4% | Holmes County School District / 19,741 |
| 62. | 19.1% | Santa Rosa County School District / 158,240 |
| 63. | 19.0% | Wakulla County School District / 31,015 |
| 64. | 18.3% | Hamilton County School District / 14,466 |
| 65. | 17.9% | Taylor County School District / 22,690 |
| 66. | 17.8% | Washington County School District / 24,660 |
| 67. | 17.0% | Leon County School District / 280,882 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
