| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 73.0% | White County Central School District / 3,613 |
| 2. | 70.8% | Parkers Chapel School District / 3,600 |
| 3. | 66.1% | Bauxite School District / 5,986 |
| 4. | 65.0% | Fouke School District / 5,631 |
| 5. | 63.7% | Ozark School District / 10,612 |
| 6. | 63.0% | Mountainburg Schools / 5,119 |
| 7. | 62.4% | Perryville School District / 5,258 |
| 8. | 61.4% | Marion School District / 21,057 |
| 9. | 58.8% | Spring Hill School District / 1,624 |
| 10. | 57.4% | Mammoth Spring Schools / 3,251 |
| 11. | 57.3% | Horatio School District / 3,432 |
| 12. | 57.2% | Dierks School District / 2,854 |
| 13. | 57.2% | Nemo Vista School District / 2,355 |
| 14. | 56.9% | Glen Rose School District / 5,327 |
| 15. | 56.9% | Clarksville School District / 14,697 |
| 16. | 56.7% | Dover School District / 7,433 |
| 17. | 56.7% | Mount Vernon-Enola School District / 2,278 |
| 18. | 56.4% | Vilonia School District / 15,243 |
| 19. | 56.3% | Cabot Public Schools / 49,893 |
| 20. | 56.3% | England School District / 4,083 |
| 20. | 56.3% | Wonderview School District / 2,742 |
| 22. | 56.2% | Maynard School District / 2,924 |
| 23. | 56.1% | Jasper School District / 4,841 |
| 24. | 56.1% | Brookland School District / 9,219 |
| 25. | 55.9% | Nashville School District / 9,209 |
| 25. | 55.9% | Charleston School District / 4,910 |
| 27. | 55.5% | Cutter-Morning Star School District / 3,882 |
| 28. | 54.9% | Atkins Public Schools / 6,873 |
| 29. | 54.5% | Blevins School District / 3,767 |
| 30. | 54.3% | Conway Public Schools / 74,275 |
| 31. | 54.2% | Gentry Public Schools / 7,745 |
| 32. | 54.1% | Bentonville Public Schools / 80,761 |
| 33. | 53.9% | Pottsville Public Schools / 5,717 |
| 34. | 53.5% | Gosnell School District / 5,519 |
| 35. | 53.4% | Searcy School District / 33,676 |
| 36. | 53.4% | South Conway County School District / 15,995 |
| 37. | 53.2% | Mount Ida School District / 4,101 |
| 38. | 53.1% | Rogers Public Schools / 86,141 |
| 39. | 53.1% | Nettleton School District / 23,181 |
| 40. | 53.0% | Elkins School District / 5,597 |
| 41. | 52.7% | Magazine Schools / 2,565 |
| 42. | 52.6% | Calico Rock School District / 3,649 |
| 43. | 52.6% | Lakeside School District / 17,638 |
| 44. | 52.5% | Russellville Schools / 38,524 |
| 45. | 52.5% | Smackover School District / 4,005 |
| 46. | 52.4% | East End School District / 3,752 |
| 47. | 52.4% | Mena Public Schools / 13,262 |
| 48. | 52.3% | Huntsville School District / 14,888 |
| 49. | 52.2% | Danville School District / 4,486 |
| 50. | 52.1% | Pea Ridge School District / 7,554 |
| 51. | 52.1% | Ozark Mountain School District / 5,652 |
| 52. | 52.1% | Bryant Public Schools / 49,088 |
| 53. | 52.0% | Mansfield School District / 5,874 |
| 54. | 51.9% | Searcy County School District / 6,755 |
| 55. | 51.7% | Bergman School District / 4,372 |
| 56. | 51.6% | De Queen School District / 13,865 |
| 57. | 51.4% | Valley View School District / 10,698 |
| 58. | 51.4% | Pocahontas School District / 11,616 |
| 59. | 51.2% | Fayetteville School District / 82,056 |
| 60. | 51.2% | Paris School District / 7,224 |
| 61. | 51.2% | Bradford School District / 3,026 |
| 62. | 51.1% | Lamar School District / 6,746 |
| 63. | 51.1% | East Poinsett County School District / 3,635 |
| 64. | 51.0% | Heber Springs School District / 12,335 |
| 65. | 50.9% | Valley Springs School District / 4,011 |
| 66. | 50.8% | Mountain Pine School District / 4,178 |
| 67. | 50.6% | Booneville School District / 7,752 |
| 68. | 50.5% | Fountain Lake School District / 15,055 |
| 69. | 50.5% | County Line School District / 3,267 |
| 70. | 50.5% | Berryville Public Schools / 10,848 |
| 71. | 50.2% | Lake Hamilton School District / 24,189 |
| 72. | 50.1% | Two Rivers School District / 6,260 |
| 73. | 50.1% | Magnolia School District / 20,011 |
| 74. | 50.0% | Armorel School District / 1,497 |
| 75. | 50.0% | Bismarck Public Schools / 6,436 |
| 76. | 49.9% | Gravette School District / 14,278 |
| 77. | 49.9% | Scranton School District / 2,576 |
| 78. | 49.5% | Buffalo Island Central School District / 4,617 |
| 79. | 49.5% | Ashdown School District / 9,644 |
| 80. | 49.3% | Ouachita School District / 1,996 |
| 81. | 49.3% | Hermitage School District / 2,482 |
| 82. | 49.2% | Stuttgart School District / 10,670 |
| 83. | 49.2% | Green Forest School District / 7,389 |
| 84. | 49.2% | Greenwood School District / 20,296 |
| 85. | 48.8% | South Side-Bee Branch School District / 3,714 |
| 86. | 48.8% | Woodlawn School District / 2,758 |
| 87. | 48.8% | Springdale School District / 94,628 |
| 87. | 48.8% | Arkadelphia School District / 15,778 |
| 89. | 48.8% | Harmony Grove School District / 5,594 |
| 90. | 48.7% | Westside Consolidated School District / 9,522 |
| 91. | 48.6% | Omaha School District / 2,804 |
| 92. | 48.6% | Sheridan School District / 26,100 |
| 93. | 48.5% | Beebe School District / 18,161 |
| 94. | 48.4% | Malvern Special School District / 18,994 |
| 95. | 48.4% | Alma School District / 16,326 |
| 96. | 48.4% | Salem School District / 4,902 |
| 97. | 48.3% | Magnet Cove School District / 2,629 |
| 98. | 48.2% | Fort Smith Public Schools / 89,995 |
| 99. | 48.1% | Warren School District / 8,825 |
| 99. | 48.1% | Centerpoint School District / 5,809 |
| 101. | 48.1% | Westside School District / 4,036 |
| 102. | 48.1% | Hackett Public Schools / 3,050 |
| 103. | 47.8% | Jonesboro Public Schools / 38,045 |
| 104. | 47.6% | Emerson-Taylor School District / 5,375 |
| 105. | 47.6% | Farmington School District / 12,327 |
| 106. | 47.5% | Alpena School District / 2,566 |
| 107. | 47.3% | Eureka Springs School District / 8,533 |
| 108. | 47.3% | Nevada School District / 2,772 |
| 108. | 47.3% | Lonoke School District / 9,948 |
| 110. | 47.3% | Greenbrier School District / 15,178 |
| 111. | 47.1% | Lavaca Public Schools / 5,515 |
| 111. | 47.1% | Fordyce School District / 5,751 |
| 113. | 47.1% | Guy-Perkins Schools / 2,005 |
| 114. | 47.1% | White Hall School District / 13,239 |
| 114. | 47.1% | Cedar Ridge School District / 5,693 |
| 116. | 47.0% | Pangburn School District / 2,919 |
| 117. | 46.9% | Mulberry School District / 4,290 |
| 118. | 46.7% | Batesville School District / 18,993 |
| 119. | 46.7% | Norphlet School District / 2,575 |
| 120. | 46.6% | Star City School District / 10,354 |
| 121. | 46.6% | Stephens School District / 2,725 |
| 122. | 46.5% | Pulaski County Special School District / 156,684 |
| 123. | 46.0% | Dollarway School District / 13,550 |
| 124. | 46.0% | Foreman School District / 2,759 |
| 125. | 46.0% | Prairie Grove School District / 9,667 |
| 126. | 46.0% | Barton-Lexa School District / 2,988 |
| 127. | 45.9% | Mountain View School District / 12,385 |
| 128. | 45.8% | Harrison School District / 21,980 |
| 129. | 45.8% | Quitman School District / 5,315 |
| 130. | 45.7% | Harmony Grove School District / 4,870 |
| 131. | 45.7% | North Little Rock School District / 58,376 |
| 132. | 45.6% | Southside School District / 6,257 |
| 133. | 45.4% | West Fork School District / 5,119 |
| 134. | 45.4% | Norfork Schools / 4,242 |
| 135. | 45.3% | Name N/A / 8,486 |
| 136. | 45.2% | Hope School District / 16,138 |
| 137. | 45.1% | Prescott School District / 5,185 |
| 138. | 45.0% | Cleveland County School District / 5,515 |
| 139. | 44.9% | Corning Public Schools / 6,943 |
| 140. | 44.6% | Name N/A / 5,162 |
| 141. | 44.5% | Genoa Central School District / 4,577 |
| 142. | 44.4% | Decatur School District / 3,639 |
| 143. | 44.4% | Marmaduke School District / 3,809 |
| 143. | 44.4% | Little Rock School District / 178,978 |
| 145. | 44.3% | Hot Springs School District / 31,045 |
| 146. | 44.2% | Mineral Springs School District / 3,691 |
| 147. | 44.1% | Texarkana School District / 32,910 |
| 148. | 44.1% | Viola School District / 3,242 |
| 149. | 44.1% | Crossett School District / 12,483 |
| 150. | 44.0% | McCrory School District / 3,324 |
| 151. | 43.8% | Camden Fairview School District / 17,522 |
| 152. | 43.8% | Waldron School District / 9,146 |
| 153. | 43.8% | Murfreesboro School District / 4,816 |
| 154. | 43.6% | Bald Knob School District / 7,615 |
| 155. | 43.5% | DeWitt School District / 8,677 |
| 156. | 43.5% | Melbourne School District / 4,699 |
| 157. | 43.4% | Rose Bud School District / 3,912 |
| 158. | 43.3% | Marked Tree School District / 3,363 |
| 159. | 43.1% | Van Buren School District / 32,567 |
| 160. | 43.1% | Clinton School District / 8,763 |
| 161. | 43.1% | Marvell School District / 4,428 |
| 162. | 42.8% | Siloam Springs Schools / 22,372 |
| 163. | 42.8% | Dardanelle Public Schools / 10,972 |
| 163. | 42.8% | Lafayette County School District / 5,582 |
| 165. | 42.7% | Helena-West Helena School District / 13,475 |
| 165. | 42.7% | Bay School District / 2,917 |
| 167. | 42.7% | Carlisle School District / 4,110 |
| 168. | 42.7% | Ouachita River School District / 4,415 |
| 169. | 42.5% | Hamburg School District / 8,661 |
| 170. | 42.4% | McGehee School District / 6,767 |
| 171. | 42.3% | Deer/Mount Judea School District / 2,422 |
| 172. | 42.2% | Bearden School District / 3,573 |
| 173. | 42.2% | Paragould School District / 21,372 |
| 174. | 42.2% | Riverview School District / 7,865 |
| 175. | 42.1% | Greene County Technical School District / 18,108 |
| 176. | 42.0% | Greenland Public Schools / 6,494 |
| 176. | 42.0% | Jessieville School District / 7,363 |
| 178. | 42.0% | Lead Hill School District / 3,097 |
| 179. | 42.0% | Hartford School District / 2,742 |
| 180. | 41.8% | Cave City School District / 8,942 |
| 181. | 41.8% | Western Yell County School District / 2,292 |
| 182. | 41.7% | Hazen School District / 4,967 |
| 183. | 41.7% | Manila School District / 5,178 |
| 184. | 41.6% | Hector School District / 3,823 |
| 185. | 41.6% | Trumann Schools / 10,128 |
| 186. | 41.5% | Hillcrest School District / 3,421 |
| 187. | 41.5% | Riverside School District / 4,104 |
| 188. | 41.4% | Harrisburg School District / 7,039 |
| 189. | 41.4% | Rector School District / 4,281 |
| 190. | 41.3% | Brinkley School District / 4,113 |
| 191. | 41.2% | Sloan-Hendrix School District / 3,731 |
| 192. | 41.1% | Benton School District / 30,491 |
| 193. | 41.0% | Blytheville School District / 17,381 |
| 194. | 40.9% | Highland School District / 12,092 |
| 195. | 40.9% | Jackson County School District / 4,792 |
| 196. | 40.9% | Drew Central School District / 6,516 |
| 197. | 40.8% | El Dorado School District / 25,765 |
| 198. | 40.8% | Wynne Public Schools / 14,165 |
| 199. | 40.8% | Lincoln School District / 6,471 |
| 200. | 40.7% | Kirby School District / 2,862 |
| 201. | 40.7% | Midland School District / 3,365 |
| 202. | 40.4% | Strong School District / 2,872 |
| 203. | 40.3% | Poyen School District / 1,340 |
| 204. | 40.2% | Monticello School District / 11,168 |
| 205. | 40.1% | Hoxie School District / 3,881 |
| 206. | 40.1% | Concord Public Schools / 4,479 |
| 207. | 39.3% | Augusta School District / 3,637 |
| 208. | 39.1% | South Mississippi County School District / 5,942 |
| 209. | 39.1% | Mountain Home School District / 32,723 |
| 210. | 38.9% | Cross County School District / 3,565 |
| 211. | 38.9% | West Memphis School District / 24,757 |
| 212. | 38.8% | Hughes School District / 3,512 |
| 213. | 38.7% | Watson Chapel School District / 16,853 |
| 214. | 38.4% | Junction City School District / 2,894 |
| 215. | 38.0% | Mayflower School District / 6,323 |
| 216. | 38.0% | Piggott School District / 5,509 |
| 217. | 37.7% | Lee County School District / 10,151 |
| 218. | 37.6% | Newport School District / 11,566 |
| 219. | 37.1% | Osceola School District / 7,548 |
| 220. | 37.0% | Yellville-Summit School District / 5,681 |
| 221. | 37.0% | Flippin School District / 7,310 |
| 222. | 36.6% | Pine Bluff School District / 30,527 |
| 223. | 36.5% | Dumas School District / 10,376 |
| 224. | 36.0% | Clarendon School District / 3,779 |
| 225. | 35.7% | West Side School District / 4,610 |
| 226. | 35.6% | Gurdon School District / 4,571 |
| 227. | 35.4% | Hampton School District / 3,877 |
| 228. | 35.4% | Forrest City School District / 22,721 |
| 229. | 33.8% | Dermott School District / 3,614 |
| 229. | 33.8% | Cotter School District / 4,344 |
| 231. | 32.9% | Shirley School District / 4,557 |
| 232. | 32.3% | Palestine-Wheatley School District / 2,413 |
| 233. | 31.4% | Lakeside School District / 8,696 |
| 234. | 31.2% | Izard Cty Consolidated Schools / 4,804 |
| 235. | 30.9% | Earle School District / 3,450 |
| 236. | 30.4% | Caddo Hills School District / 3,605 |
| 237. | 29.0% | Cedarville School District / 5,336 |
| 238. | 28.4% | Des Arc Public Schools / 3,426 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
