| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 43.6% | Stephens School District / 3,152 |
| 2. | 31.3% | Hermitage School District / 2,691 |
| 3. | 27.3% | Gurdon School District / 4,459 |
| 4. | 24.3% | Magnet Cove School District / 3,248 |
| 4. | 24.3% | Southside School District / 5,822 |
| 6. | 23.9% | South Side-Bee Branch School District / 3,373 |
| 7. | 23.3% | Norfork Schools / 3,899 |
| 8. | 23.0% | Hartford School District / 2,936 |
| 9. | 22.0% | Mount Ida School District / 4,197 |
| 10. | 21.6% | Concord Public Schools / 4,059 |
| 11. | 21.4% | Jessieville School District / 7,170 |
| 12. | 20.1% | Ozark Mountain School District / 5,272 |
| 13. | 19.7% | Bald Knob School District / 7,178 |
| 14. | 19.3% | Wonderview School District / 2,828 |
| 15. | 19.2% | Hot Springs School District / 32,169 |
| 16. | 18.4% | Genoa Central School District / 4,563 |
| 17. | 18.4% | Mountain View School District / 12,303 |
| 18. | 18.2% | Hampton School District / 3,888 |
| 19. | 18.2% | Dermott School District / 3,887 |
| 20. | 18.0% | De Queen School District / 12,996 |
| 21. | 18.0% | Strong School District / 3,389 |
| 22. | 17.8% | Elkins School District / 5,379 |
| 23. | 17.8% | Lincoln School District / 5,876 |
| 24. | 17.6% | White County Central School District / 3,973 |
| 25. | 17.1% | Augusta School District / 3,592 |
| 26. | 17.0% | Decatur School District / 2,877 |
| 27. | 16.8% | Atkins Public Schools / 6,601 |
| 28. | 16.7% | Bismarck Public Schools / 6,444 |
| 29. | 16.6% | East Poinsett County School District / 3,419 |
| 30. | 16.5% | Westside School District / 3,918 |
| 31. | 16.5% | Fountain Lake School District / 13,657 |
| 32. | 16.4% | Blevins School District / 3,659 |
| 33. | 16.3% | Manila School District / 5,257 |
| 34. | 16.2% | Ouachita River School District / 4,078 |
| 35. | 16.2% | Mena Public Schools / 12,864 |
| 36. | 16.1% | Omaha School District / 2,682 |
| 37. | 16.0% | Ashdown School District / 9,827 |
| 38. | 16.0% | Hillcrest School District / 4,246 |
| 39. | 16.0% | Searcy County School District / 6,575 |
| 40. | 15.9% | Mount Vernon-Enola School District / 2,645 |
| 41. | 15.8% | Lakeside School District / 8,797 |
| 42. | 15.7% | Lead Hill School District / 2,996 |
| 43. | 15.7% | Quitman School District / 5,128 |
| 44. | 15.7% | Name N/A / 8,447 |
| 45. | 15.6% | Farmington School District / 11,064 |
| 46. | 15.5% | Drew Central School District / 6,366 |
| 47. | 15.5% | Mountain Pine School District / 3,813 |
| 48. | 15.5% | Pottsville Public Schools / 5,295 |
| 49. | 15.2% | Mountain Home School District / 32,872 |
| 50. | 15.1% | Clarendon School District / 4,090 |
| 51. | 15.0% | Berryville Public Schools / 10,680 |
| 52. | 15.0% | Siloam Springs Schools / 22,392 |
| 53. | 14.9% | Watson Chapel School District / 18,515 |
| 54. | 14.8% | Marvell School District / 4,969 |
| 55. | 14.7% | Guy-Perkins Schools / 2,346 |
| 56. | 14.6% | Huntsville School District / 14,646 |
| 57. | 14.6% | Monticello School District / 11,364 |
| 58. | 14.3% | England School District / 4,064 |
| 59. | 14.1% | Hope School District / 16,015 |
| 60. | 14.1% | Murfreesboro School District / 4,949 |
| 61. | 14.1% | Harrison School District / 21,431 |
| 62. | 14.0% | Caddo Hills School District / 3,709 |
| 63. | 14.0% | Hoxie School District / 3,943 |
| 64. | 14.0% | Mineral Springs School District / 3,946 |
| 65. | 14.0% | Riverview School District / 7,985 |
| 65. | 14.0% | Nashville School District / 8,985 |
| 67. | 13.9% | Salem School District / 5,104 |
| 68. | 13.8% | Waldron School District / 9,246 |
| 69. | 13.8% | Cross County School District / 3,611 |
| 70. | 13.8% | Magnolia School District / 19,732 |
| 71. | 13.6% | Charleston School District / 4,622 |
| 72. | 13.5% | West Side School District / 4,775 |
| 73. | 13.4% | Jackson County School District / 4,655 |
| 74. | 13.4% | Lamar School District / 6,443 |
| 75. | 13.4% | Mountainburg Schools / 5,213 |
| 76. | 13.3% | North Little Rock School District / 57,153 |
| 77. | 13.3% | Piggott School District / 6,074 |
| 78. | 13.2% | West Memphis School District / 25,069 |
| 79. | 13.2% | Green Forest School District / 7,389 |
| 80. | 13.0% | Poyen School District / 1,370 |
| 81. | 13.0% | Des Arc Public Schools / 3,570 |
| 82. | 12.9% | Highland School District / 11,978 |
| 83. | 12.8% | McCrory School District / 3,556 |
| 84. | 12.8% | Trumann Schools / 10,123 |
| 85. | 12.6% | Earle School District / 3,469 |
| 86. | 12.5% | Barton-Lexa School District / 3,104 |
| 87. | 12.4% | South Conway County School District / 15,663 |
| 88. | 12.4% | DeWitt School District / 8,650 |
| 89. | 12.4% | Pine Bluff School District / 30,526 |
| 90. | 12.4% | Emerson-Taylor School District / 3,521 |
| 91. | 12.4% | Warren School District / 8,819 |
| 92. | 12.3% | Hackett Public Schools / 2,927 |
| 93. | 12.3% | Greenbrier School District / 14,846 |
| 94. | 12.2% | Mansfield School District / 5,072 |
| 95. | 12.1% | Little Rock School District / 178,874 |
| 96. | 12.1% | Van Buren School District / 32,874 |
| 97. | 12.1% | Lafayette County School District / 5,903 |
| 98. | 12.1% | Nettleton School District / 21,056 |
| 99. | 11.9% | Alma School District / 15,300 |
| 100. | 11.9% | Izard Cty Consolidated Schools / 4,678 |
| 101. | 11.7% | Bergman School District / 4,719 |
| 102. | 11.7% | Greene County Technical School District / 19,078 |
| 103. | 11.7% | Batesville School District / 18,775 |
| 104. | 11.6% | Cotter School District / 4,736 |
| 105. | 11.6% | Bauxite School District / 6,074 |
| 106. | 11.5% | Arkadelphia School District / 16,154 |
| 107. | 11.5% | Greenland Public Schools / 6,579 |
| 108. | 11.5% | Buffalo Island Central School District / 5,004 |
| 108. | 11.5% | Prairie Grove School District / 8,434 |
| 110. | 11.4% | Springdale School District / 90,449 |
| 110. | 11.4% | Fort Smith Public Schools / 89,624 |
| 112. | 11.3% | Midland School District / 3,871 |
| 112. | 11.3% | Pulaski County Special School District / 152,545 |
| 114. | 11.3% | Russellville Schools / 37,786 |
| 115. | 11.2% | Heber Springs School District / 12,324 |
| 116. | 11.2% | Scranton School District / 2,190 |
| 117. | 11.2% | Marmaduke School District / 3,735 |
| 118. | 11.1% | Horatio School District / 3,957 |
| 119. | 11.1% | Lakeside School District / 17,266 |
| 120. | 11.1% | Pangburn School District / 3,184 |
| 121. | 11.0% | Bradley School District / 2,164 |
| 121. | 11.0% | Mammoth Spring Schools / 3,337 |
| 123. | 11.0% | Lake Hamilton School District / 23,627 |
| 124. | 11.0% | Cabot Public Schools / 47,870 |
| 125. | 10.9% | Centerpoint School District / 5,747 |
| 126. | 10.8% | Searcy School District / 33,188 |
| 126. | 10.8% | Cedar Ridge School District / 5,842 |
| 128. | 10.8% | Rose Bud School District / 4,029 |
| 129. | 10.8% | Name N/A / 5,998 |
| 130. | 10.8% | Fayetteville School District / 79,805 |
| 131. | 10.8% | Bay School District / 2,735 |
| 132. | 10.7% | County Line School District / 3,875 |
| 133. | 10.6% | Prescott School District / 5,422 |
| 134. | 10.6% | Ozark School District / 10,840 |
| 135. | 10.5% | Dover School District / 7,945 |
| 136. | 10.5% | Dardanelle Public Schools / 11,022 |
| 137. | 10.5% | Marion School District / 21,230 |
| 138. | 10.5% | Lonoke School District / 10,657 |
| 139. | 10.4% | Bryant Public Schools / 45,805 |
| 140. | 10.4% | Forrest City School District / 23,131 |
| 141. | 10.4% | Paragould School District / 20,090 |
| 142. | 10.3% | Junction City School District / 2,914 |
| 143. | 10.2% | Deer/Mount Judea School District / 2,440 |
| 144. | 10.1% | Bentonville Public Schools / 75,399 |
| 145. | 10.1% | Nevada School District / 2,811 |
| 146. | 10.1% | Conway Public Schools / 71,358 |
| 147. | 10.0% | Shirley School District / 4,582 |
| 148. | 10.0% | Rogers Public Schools / 82,373 |
| 149. | 10.0% | Pocahontas School District / 11,786 |
| 150. | 9.9% | Vilonia School District / 14,990 |
| 151. | 9.9% | Malvern Special School District / 18,558 |
| 152. | 9.8% | Star City School District / 10,253 |
| 153. | 9.7% | Gravette School District / 14,748 |
| 153. | 9.7% | Benton School District / 30,491 |
| 155. | 9.7% | Clarksville School District / 14,745 |
| 156. | 9.6% | Corning Public Schools / 7,145 |
| 157. | 9.6% | Newport School District / 11,822 |
| 158. | 9.6% | Clinton School District / 9,117 |
| 159. | 9.5% | Jonesboro Public Schools / 38,309 |
| 160. | 9.4% | Crossett School District / 12,509 |
| 161. | 9.3% | Dollarway School District / 13,572 |
| 162. | 9.3% | Harrisburg School District / 7,419 |
| 163. | 9.3% | Paris School District / 7,225 |
| 164. | 9.2% | Hamburg School District / 8,961 |
| 165. | 9.2% | Hughes School District / 3,613 |
| 166. | 9.1% | Cave City School District / 8,953 |
| 167. | 9.0% | Smackover School District / 4,161 |
| 168. | 8.8% | Mayflower School District / 6,050 |
| 169. | 8.8% | Armorel School District / 1,565 |
| 170. | 8.7% | Greenwood School District / 20,291 |
| 171. | 8.7% | Marked Tree School District / 3,609 |
| 172. | 8.7% | Fordyce School District / 6,033 |
| 173. | 8.6% | Valley Springs School District / 4,220 |
| 174. | 8.5% | Gentry Public Schools / 7,738 |
| 175. | 8.5% | Lee County School District / 10,430 |
| 176. | 8.5% | Texarkana School District / 32,500 |
| 177. | 8.4% | McGehee School District / 6,852 |
| 178. | 8.4% | Harmony Grove School District / 4,957 |
| 179. | 8.4% | Cutter-Morning Star School District / 3,801 |
| 180. | 8.3% | Sloan-Hendrix School District / 3,198 |
| 180. | 8.3% | Maynard School District / 3,352 |
| 182. | 8.3% | Osceola School District / 7,735 |
| 183. | 8.2% | Beebe School District / 16,826 |
| 184. | 8.2% | Cedarville School District / 5,377 |
| 185. | 8.0% | Wynne Public Schools / 14,351 |
| 186. | 7.9% | Lavaca Public Schools / 5,710 |
| 187. | 7.9% | Danville School District / 4,243 |
| 188. | 7.8% | Glen Rose School District / 4,735 |
| 189. | 7.8% | Blytheville School District / 17,593 |
| 190. | 7.7% | Western Yell County School District / 2,737 |
| 191. | 7.7% | El Dorado School District / 25,745 |
| 192. | 7.6% | Rector School District / 3,696 |
| 193. | 7.6% | Camden Fairview School District / 17,122 |
| 194. | 7.5% | Fouke School District / 5,962 |
| 194. | 7.5% | Eureka Springs School District / 8,274 |
| 196. | 7.5% | Hector School District / 3,869 |
| 197. | 7.4% | Melbourne School District / 5,020 |
| 198. | 7.3% | Mulberry School District / 4,350 |
| 199. | 7.1% | Woodlawn School District / 2,911 |
| 200. | 7.1% | Cleveland County School District / 5,417 |
| 201. | 7.0% | Westside Consolidated School District / 8,897 |
| 202. | 6.9% | Sheridan School District / 25,205 |
| 203. | 6.9% | Brookland School District / 9,379 |
| 204. | 6.8% | Nemo Vista School District / 2,671 |
| 205. | 6.6% | Alpena School District / 2,807 |
| 206. | 6.5% | Helena-West Helena School District / 13,658 |
| 207. | 6.5% | Hazen School District / 4,911 |
| 208. | 6.4% | South Mississippi County School District / 5,935 |
| 209. | 6.4% | Harmony Grove School District / 5,669 |
| 210. | 6.4% | Flippin School District / 7,696 |
| 211. | 6.3% | Bearden School District / 4,098 |
| 212. | 6.2% | Viola School District / 2,767 |
| 213. | 6.2% | Brinkley School District / 4,109 |
| 214. | 6.1% | Perryville School District / 5,108 |
| 215. | 6.0% | Magazine Schools / 2,545 |
| 216. | 5.9% | Foreman School District / 2,737 |
| 216. | 5.9% | Valley View School District / 9,787 |
| 218. | 5.8% | Parkers Chapel School District / 3,381 |
| 219. | 5.8% | White Hall School District / 13,888 |
| 220. | 5.7% | Jasper School District / 5,263 |
| 221. | 5.6% | Pea Ridge School District / 7,478 |
| 222. | 5.5% | Yellville-Summit School District / 6,115 |
| 223. | 5.4% | Spring Hill School District / 1,681 |
| 224. | 5.2% | Stuttgart School District / 10,714 |
| 225. | 4.9% | Calico Rock School District / 3,462 |
| 226. | 4.8% | Dumas School District / 10,557 |
| 227. | 4.7% | West Fork School District / 5,494 |
| 228. | 4.2% | Norphlet School District / 2,886 |
| 229. | 4.1% | East End School District / 3,821 |
| 230. | 4.1% | Two Rivers School District / 6,574 |
| 231. | 3.8% | Dierks School District / 3,122 |
| 232. | 3.5% | Booneville School District / 8,144 |
| 233. | 3.4% | Bradford School District / 2,976 |
| 234. | 3.0% | Ouachita School District / 1,909 |
| 235. | 2.8% | Palestine-Wheatley School District / 2,255 |
| 236. | 2.3% | Carlisle School District / 4,033 |
| 237. | 1.8% | Kirby School District / 2,845 |
| 238. | 1.4% | Gosnell School District / 5,529 |
| 239. | 1.2% | Riverside School District / 4,080 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
