| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 47.4% | Cedarville School District / 5,336 |
| 2. | 42.7% | Cross County School District / 3,565 |
| 3. | 37.2% | Sloan-Hendrix School District / 3,731 |
| 4. | 37.0% | Harrisburg School District / 7,039 |
| 5. | 36.1% | Kirby School District / 2,862 |
| 6. | 35.9% | Jackson County School District / 4,792 |
| 7. | 35.4% | Stuttgart School District / 10,670 |
| 8. | 35.0% | Berryville Public Schools / 10,848 |
| 9. | 34.9% | Jessieville School District / 7,363 |
| 10. | 34.5% | Marmaduke School District / 3,809 |
| 11. | 34.4% | Mayflower School District / 6,323 |
| 12. | 34.2% | Gosnell School District / 5,519 |
| 13. | 33.6% | Cedar Ridge School District / 5,693 |
| 14. | 33.5% | Clinton School District / 8,763 |
| 15. | 33.4% | Marion School District / 21,057 |
| 16. | 33.1% | Pottsville Public Schools / 5,717 |
| 17. | 33.0% | Dumas School District / 10,376 |
| 18. | 32.9% | Melbourne School District / 4,699 |
| 19. | 32.8% | Gentry Public Schools / 7,745 |
| 20. | 32.4% | Fountain Lake School District / 15,055 |
| 21. | 32.3% | Hartford School District / 2,742 |
| 22. | 32.1% | Alpena School District / 2,566 |
| 23. | 31.9% | Marvell School District / 4,428 |
| 24. | 31.6% | England School District / 4,083 |
| 25. | 31.5% | Lincoln School District / 6,471 |
| 25. | 31.5% | Riverside School District / 4,104 |
| 27. | 31.3% | Farmington School District / 12,327 |
| 28. | 31.1% | Flippin School District / 7,310 |
| 29. | 30.7% | Poyen School District / 1,340 |
| 30. | 30.7% | Greenland Public Schools / 6,494 |
| 31. | 30.6% | Dover School District / 7,433 |
| 31. | 30.6% | Gravette School District / 14,278 |
| 33. | 30.5% | Pangburn School District / 2,919 |
| 34. | 30.4% | Valley Springs School District / 4,011 |
| 35. | 30.4% | Hazen School District / 4,967 |
| 35. | 30.4% | Mountain Home School District / 32,723 |
| 37. | 30.3% | Cave City School District / 8,942 |
| 38. | 30.2% | Pocahontas School District / 11,616 |
| 38. | 30.2% | Green Forest School District / 7,389 |
| 40. | 30.0% | Greenbrier School District / 15,178 |
| 41. | 30.0% | Bismarck Public Schools / 6,436 |
| 42. | 29.8% | Jonesboro Public Schools / 38,045 |
| 43. | 29.8% | Spring Hill School District / 1,624 |
| 44. | 29.7% | Ouachita River School District / 4,415 |
| 45. | 29.6% | Nashville School District / 9,209 |
| 46. | 29.6% | Norfork Schools / 4,242 |
| 47. | 29.5% | South Mississippi County School District / 5,942 |
| 48. | 29.4% | East End School District / 3,752 |
| 49. | 29.3% | Paris School District / 7,224 |
| 50. | 29.2% | Pea Ridge School District / 7,554 |
| 51. | 29.2% | Bradford School District / 3,026 |
| 52. | 29.2% | Horatio School District / 3,432 |
| 53. | 29.1% | Guy-Perkins Schools / 2,005 |
| 54. | 29.1% | Lakeside School District / 8,696 |
| 55. | 29.1% | West Fork School District / 5,119 |
| 55. | 29.1% | Alma School District / 16,326 |
| 57. | 29.0% | Bauxite School District / 5,986 |
| 58. | 29.0% | Midland School District / 3,365 |
| 59. | 28.9% | Strong School District / 2,872 |
| 60. | 28.6% | Nettleton School District / 23,181 |
| 61. | 28.6% | Benton School District / 30,491 |
| 62. | 28.5% | Lead Hill School District / 3,097 |
| 63. | 28.4% | Mountain View School District / 12,385 |
| 64. | 28.4% | Concord Public Schools / 4,479 |
| 65. | 28.3% | Maynard School District / 2,924 |
| 66. | 28.3% | Omaha School District / 2,804 |
| 67. | 28.1% | Springdale School District / 94,628 |
| 68. | 27.9% | Scranton School District / 2,576 |
| 69. | 27.9% | Elkins School District / 5,597 |
| 70. | 27.7% | Russellville Schools / 38,524 |
| 71. | 27.6% | Searcy School District / 33,676 |
| 71. | 27.6% | Searcy County School District / 6,755 |
| 71. | 27.6% | Bentonville Public Schools / 80,761 |
| 74. | 27.6% | Harrison School District / 21,980 |
| 75. | 27.5% | Name N/A / 5,162 |
| 76. | 27.4% | Cabot Public Schools / 49,893 |
| 77. | 27.4% | Mulberry School District / 4,290 |
| 78. | 27.4% | Crossett School District / 12,483 |
| 79. | 27.3% | Sheridan School District / 26,100 |
| 80. | 27.2% | Caddo Hills School District / 3,605 |
| 81. | 27.1% | Van Buren School District / 32,567 |
| 82. | 27.1% | Texarkana School District / 32,910 |
| 83. | 27.1% | Ashdown School District / 9,644 |
| 84. | 27.0% | Palestine-Wheatley School District / 2,413 |
| 84. | 27.0% | Conway Public Schools / 74,275 |
| 84. | 27.0% | Cotter School District / 4,344 |
| 87. | 26.7% | Lafayette County School District / 5,582 |
| 88. | 26.7% | Heber Springs School District / 12,335 |
| 89. | 26.6% | Westside Consolidated School District / 9,522 |
| 90. | 26.4% | Jasper School District / 4,841 |
| 91. | 26.3% | Yellville-Summit School District / 5,681 |
| 92. | 26.3% | Paragould School District / 21,372 |
| 93. | 26.1% | Shirley School District / 4,557 |
| 94. | 26.1% | Helena-West Helena School District / 13,475 |
| 95. | 26.1% | Emerson-Taylor School District / 5,375 |
| 96. | 26.1% | Batesville School District / 18,993 |
| 97. | 26.0% | Izard Cty Consolidated Schools / 4,804 |
| 98. | 25.9% | Siloam Springs Schools / 22,372 |
| 99. | 25.8% | Ozark Mountain School District / 5,652 |
| 100. | 25.8% | Bryant Public Schools / 49,088 |
| 101. | 25.6% | Des Arc Public Schools / 3,426 |
| 102. | 25.6% | Hoxie School District / 3,881 |
| 103. | 25.6% | Cleveland County School District / 5,515 |
| 104. | 25.5% | Prairie Grove School District / 9,667 |
| 105. | 25.5% | Little Rock School District / 178,978 |
| 106. | 25.5% | Harmony Grove School District / 5,594 |
| 107. | 25.5% | Fayetteville School District / 82,056 |
| 108. | 25.4% | Dollarway School District / 13,550 |
| 109. | 25.4% | Perryville School District / 5,258 |
| 110. | 25.4% | Pulaski County Special School District / 156,684 |
| 111. | 25.4% | Calico Rock School District / 3,649 |
| 112. | 25.1% | West Memphis School District / 24,757 |
| 113. | 25.1% | Trumann Schools / 10,128 |
| 114. | 25.1% | Newport School District / 11,566 |
| 115. | 24.7% | Hector School District / 3,823 |
| 115. | 24.7% | Brinkley School District / 4,113 |
| 117. | 24.7% | Bay School District / 2,917 |
| 118. | 24.6% | Prescott School District / 5,185 |
| 119. | 24.6% | Highland School District / 12,092 |
| 120. | 24.5% | Salem School District / 4,902 |
| 121. | 24.5% | Monticello School District / 11,168 |
| 122. | 24.5% | Huntsville School District / 14,888 |
| 123. | 24.3% | Wonderview School District / 2,742 |
| 124. | 24.3% | Lonoke School District / 9,948 |
| 125. | 24.2% | Hot Springs School District / 31,045 |
| 126. | 24.0% | County Line School District / 3,267 |
| 127. | 23.9% | Mount Vernon-Enola School District / 2,278 |
| 128. | 23.8% | Danville School District / 4,486 |
| 129. | 23.6% | North Little Rock School District / 58,376 |
| 130. | 23.5% | Rogers Public Schools / 86,141 |
| 131. | 23.5% | Fort Smith Public Schools / 89,995 |
| 132. | 23.5% | Hampton School District / 3,877 |
| 133. | 23.4% | Smackover School District / 4,005 |
| 134. | 23.4% | Warren School District / 8,825 |
| 135. | 23.4% | West Side School District / 4,610 |
| 136. | 23.0% | Marked Tree School District / 3,363 |
| 137. | 22.9% | Greenwood School District / 20,296 |
| 137. | 22.9% | Harmony Grove School District / 4,870 |
| 139. | 22.8% | Magnet Cove School District / 2,629 |
| 140. | 22.8% | White Hall School District / 13,239 |
| 141. | 22.5% | Vilonia School District / 15,243 |
| 142. | 22.5% | Eureka Springs School District / 8,533 |
| 143. | 22.4% | Two Rivers School District / 6,260 |
| 144. | 22.3% | Blevins School District / 3,767 |
| 145. | 22.3% | Arkadelphia School District / 15,778 |
| 146. | 22.3% | De Queen School District / 13,865 |
| 146. | 22.3% | Hope School District / 16,138 |
| 148. | 22.2% | Mammoth Spring Schools / 3,251 |
| 149. | 22.2% | Riverview School District / 7,865 |
| 150. | 22.0% | Waldron School District / 9,146 |
| 151. | 22.0% | Pine Bluff School District / 30,527 |
| 152. | 22.0% | Dardanelle Public Schools / 10,972 |
| 153. | 21.9% | Atkins Public Schools / 6,873 |
| 154. | 21.9% | Valley View School District / 10,698 |
| 155. | 21.9% | Corning Public Schools / 6,943 |
| 156. | 21.8% | Malvern Special School District / 18,994 |
| 157. | 21.8% | Lamar School District / 6,746 |
| 157. | 21.8% | Clarksville School District / 14,697 |
| 159. | 21.7% | Viola School District / 3,242 |
| 160. | 21.6% | Bergman School District / 4,372 |
| 161. | 21.5% | Rector School District / 4,281 |
| 162. | 21.5% | Piggott School District / 5,509 |
| 163. | 21.3% | Lavaca Public Schools / 5,515 |
| 164. | 21.3% | Wynne Public Schools / 14,165 |
| 165. | 20.9% | Camden Fairview School District / 17,522 |
| 166. | 20.8% | Earle School District / 3,450 |
| 167. | 20.4% | Lakeside School District / 17,638 |
| 168. | 20.4% | Magnolia School District / 20,011 |
| 169. | 20.2% | Westside School District / 4,036 |
| 170. | 20.2% | Brookland School District / 9,219 |
| 171. | 20.2% | Foreman School District / 2,759 |
| 172. | 20.1% | Greene County Technical School District / 18,108 |
| 172. | 20.1% | White County Central School District / 3,613 |
| 174. | 20.0% | Star City School District / 10,354 |
| 175. | 20.0% | Mineral Springs School District / 3,691 |
| 176. | 19.9% | Nemo Vista School District / 2,355 |
| 177. | 19.8% | Norphlet School District / 2,575 |
| 178. | 19.8% | Ozark School District / 10,612 |
| 178. | 19.8% | South Conway County School District / 15,995 |
| 180. | 19.7% | South Side-Bee Branch School District / 3,714 |
| 181. | 19.7% | Quitman School District / 5,315 |
| 182. | 19.7% | Murfreesboro School District / 4,816 |
| 183. | 19.7% | Hackett Public Schools / 3,050 |
| 184. | 19.6% | Ouachita School District / 1,996 |
| 185. | 19.3% | Booneville School District / 7,752 |
| 186. | 19.3% | Lee County School District / 10,151 |
| 187. | 19.2% | Drew Central School District / 6,516 |
| 187. | 19.2% | Mount Ida School District / 4,101 |
| 189. | 19.1% | El Dorado School District / 25,765 |
| 190. | 19.1% | Stephens School District / 2,725 |
| 191. | 19.0% | DeWitt School District / 8,677 |
| 192. | 18.9% | Osceola School District / 7,548 |
| 193. | 18.9% | Lake Hamilton School District / 24,189 |
| 194. | 18.8% | Mansfield School District / 5,874 |
| 195. | 18.8% | McCrory School District / 3,324 |
| 196. | 18.6% | Charleston School District / 4,910 |
| 197. | 18.5% | Mena Public Schools / 13,262 |
| 197. | 18.5% | Centerpoint School District / 5,809 |
| 199. | 18.4% | Buffalo Island Central School District / 4,617 |
| 200. | 18.3% | Genoa Central School District / 4,577 |
| 201. | 18.3% | Western Yell County School District / 2,292 |
| 202. | 18.0% | Augusta School District / 3,637 |
| 203. | 17.3% | Watson Chapel School District / 16,853 |
| 204. | 17.0% | Fouke School District / 5,631 |
| 205. | 16.8% | Name N/A / 8,486 |
| 206. | 16.5% | Blytheville School District / 17,381 |
| 207. | 16.4% | Deer/Mount Judea School District / 2,422 |
| 208. | 16.4% | Dierks School District / 2,854 |
| 209. | 16.4% | Carlisle School District / 4,110 |
| 210. | 15.8% | McGehee School District / 6,767 |
| 211. | 15.7% | Forrest City School District / 22,721 |
| 212. | 15.4% | Beebe School District / 18,161 |
| 213. | 15.4% | Hillcrest School District / 3,421 |
| 214. | 15.2% | Bald Knob School District / 7,615 |
| 215. | 14.3% | Fordyce School District / 5,751 |
| 216. | 14.3% | Rose Bud School District / 3,912 |
| 217. | 14.2% | Armorel School District / 1,497 |
| 218. | 13.9% | Hermitage School District / 2,482 |
| 219. | 13.8% | Magazine Schools / 2,565 |
| 220. | 13.8% | Clarendon School District / 3,779 |
| 221. | 13.2% | Decatur School District / 3,639 |
| 222. | 13.2% | Manila School District / 5,178 |
| 223. | 13.0% | Southside School District / 6,257 |
| 224. | 13.0% | East Poinsett County School District / 3,635 |
| 225. | 12.7% | Nevada School District / 2,772 |
| 226. | 12.6% | Mountain Pine School District / 4,178 |
| 227. | 12.4% | Hamburg School District / 8,661 |
| 228. | 11.8% | Junction City School District / 2,894 |
| 229. | 11.0% | Hughes School District / 3,512 |
| 230. | 10.9% | Woodlawn School District / 2,758 |
| 231. | 10.7% | Cutter-Morning Star School District / 3,882 |
| 232. | 10.6% | Dermott School District / 3,614 |
| 233. | 10.3% | Barton-Lexa School District / 2,988 |
| 233. | 10.3% | Bearden School District / 3,573 |
| 235. | 10.3% | Parkers Chapel School District / 3,600 |
| 236. | 9.6% | Mountainburg Schools / 5,119 |
| 237. | 9.1% | Glen Rose School District / 5,327 |
| 238. | 8.2% | Gurdon School District / 4,571 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
