| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 41.7% | Barton-Lexa School District / 2,952 |
| 2. | 40.9% | Norfork Schools / 3,796 |
| 3. | 40.5% | Yellville-Summit School District / 6,210 |
| 4. | 39.5% | Dermott School District / 4,371 |
| 5. | 38.3% | Elaine School District / 1,673 |
| 6. | 38.1% | Concord Public Schools / 4,116 |
| 7. | 37.5% | Pea Ridge School District / 6,811 |
| 7. | 37.5% | Marvell School District / 3,268 |
| 9. | 37.1% | Waldo School District / 2,395 |
| 10. | 37.1% | Clarendon School District / 4,468 |
| 11. | 36.5% | Cutter-Morning Star School District / 2,929 |
| 12. | 35.8% | Highland School District / 11,995 |
| 13. | 35.7% | Brinkley School District / 4,129 |
| 14. | 35.7% | Midland School District / 4,179 |
| 15. | 35.7% | Farmington School District / 10,928 |
| 16. | 34.9% | West Fork School District / 5,297 |
| 17. | 34.3% | Wickes School District / 3,866 |
| 18. | 34.2% | Earle School District / 3,650 |
| 19. | 34.2% | Fountain Lake School District / 12,524 |
| 20. | 34.1% | Quitman School District / 4,560 |
| 21. | 34.0% | Ouachita School District / 1,994 |
| 22. | 33.2% | Stuttgart School District / 10,608 |
| 23. | 33.2% | Riverview School District / 7,546 |
| 24. | 33.1% | Mulberry School District / 4,593 |
| 25. | 32.9% | Nevada School District / 2,447 |
| 26. | 32.7% | Melbourne School District / 4,703 |
| 27. | 32.6% | Trumann Schools / 9,737 |
| 28. | 32.4% | Buffalo Island Central School District / 5,459 |
| 29. | 32.2% | Cabot Public Schools / 42,271 |
| 30. | 31.8% | De Valls Bluff Schools / 2,394 |
| 31. | 31.2% | Mount Ida School District / 4,251 |
| 32. | 31.1% | Hartford School District / 2,782 |
| 33. | 31.0% | Bearden School District / 3,738 |
| 34. | 30.8% | Camden Fairview School District / 17,567 |
| 35. | 30.7% | Weiner School District / 1,756 |
| 36. | 30.6% | Benton School District / 28,303 |
| 37. | 30.5% | Springdale School District / 86,130 |
| 38. | 30.4% | Salem School District / 4,395 |
| 38. | 30.4% | Brookland School District / 7,295 |
| 40. | 30.4% | Hughes School District / 3,562 |
| 41. | 30.1% | Rose Bud School District / 4,394 |
| 42. | 29.9% | Shirley School District / 4,456 |
| 43. | 29.7% | Bentonville Public Schools / 67,120 |
| 44. | 29.7% | Hot Springs School District / 34,222 |
| 45. | 29.7% | Searcy School District / 31,205 |
| 45. | 29.7% | Marmaduke School District / 3,693 |
| 47. | 29.6% | Woodlawn School District / 2,875 |
| 48. | 29.6% | Lockesburg School District / 2,188 |
| 49. | 29.6% | Izard Cty Consolidated Schools / 5,217 |
| 50. | 29.5% | Crossett School District / 12,293 |
| 51. | 29.3% | Alpena School District / 3,576 |
| 52. | 29.2% | Hector School District / 3,913 |
| 53. | 29.1% | Cotter School District / 4,724 |
| 54. | 29.0% | Blytheville School District / 17,640 |
| 55. | 28.9% | Nettleton School District / 20,937 |
| 56. | 28.8% | Lake Hamilton School District / 22,124 |
| 57. | 28.8% | Dumas School District / 10,581 |
| 58. | 28.7% | Lincoln School District / 5,705 |
| 59. | 28.6% | Harmony Grove School District / 4,920 |
| 60. | 28.6% | Two Rivers School District / 6,759 |
| 60. | 28.6% | McCrory School District / 3,684 |
| 60. | 28.6% | Mount Vernon-Enola School District / 2,713 |
| 63. | 28.5% | Ouachita River School District / 3,873 |
| 64. | 28.5% | Ozark School District / 10,631 |
| 65. | 28.4% | East End School District / 3,613 |
| 66. | 28.3% | Bay School District / 2,948 |
| 67. | 28.3% | Palestine-Wheatley School District / 2,335 |
| 68. | 28.2% | Rector School District / 3,682 |
| 69. | 28.1% | Little Rock School District / 176,642 |
| 70. | 28.1% | Bryant Public Schools / 40,440 |
| 71. | 27.9% | Forrest City School District / 21,928 |
| 72. | 27.9% | Pocahontas School District / 11,680 |
| 73. | 27.8% | Magazine Schools / 2,651 |
| 74. | 27.8% | Rogers Public Schools / 79,539 |
| 75. | 27.7% | Sloan-Hendrix School District / 2,295 |
| 76. | 27.6% | Prairie Grove School District / 7,199 |
| 77. | 27.5% | Des Arc Public Schools / 3,558 |
| 78. | 27.5% | Twin Rivers School District / 3,760 |
| 79. | 27.4% | Cave City School District / 8,507 |
| 80. | 27.3% | Fayetteville School District / 76,379 |
| 81. | 27.2% | Helena-West Helena School District / 14,495 |
| 82. | 27.2% | Russellville Schools / 35,371 |
| 83. | 27.1% | Valley View School District / 8,956 |
| 84. | 27.0% | Calico Rock School District / 3,096 |
| 85. | 27.0% | Foreman School District / 2,669 |
| 86. | 27.0% | Danville School District / 4,263 |
| 87. | 27.0% | Greenwood School District / 19,391 |
| 88. | 26.9% | Westside School District / 4,023 |
| 89. | 26.8% | Parkers Chapel School District / 2,912 |
| 90. | 26.7% | Mountainburg Schools / 4,358 |
| 91. | 26.6% | Huntsville School District / 14,306 |
| 92. | 26.6% | De Queen School District / 10,574 |
| 93. | 26.4% | Hazen School District / 2,692 |
| 94. | 26.3% | Pulaski County Special School District / 147,867 |
| 95. | 26.3% | Jessieville School District / 6,297 |
| 96. | 26.2% | South Conway County School District / 15,534 |
| 97. | 26.1% | Ozark Mountain School District / 5,032 |
| 98. | 26.1% | Southside School District / 5,242 |
| 99. | 26.0% | Gentry Public Schools / 7,797 |
| 99. | 26.0% | South Side-Bee Branch School District / 3,081 |
| 101. | 26.0% | Mountain Home School District / 32,926 |
| 102. | 26.0% | Marion School District / 20,183 |
| 103. | 25.9% | Arkadelphia School District / 17,332 |
| 104. | 25.7% | DeWitt School District / 9,242 |
| 105. | 25.6% | Mountain Pine School District / 3,692 |
| 106. | 25.5% | Jasper School District / 6,603 |
| 107. | 25.4% | Greenbrier School District / 13,885 |
| 108. | 25.4% | West Memphis School District / 25,761 |
| 108. | 25.4% | Scranton School District / 1,990 |
| 110. | 25.4% | Gravette School District / 16,274 |
| 111. | 25.3% | Fort Smith Public Schools / 87,531 |
| 112. | 25.2% | Wynne Public Schools / 15,103 |
| 113. | 25.2% | Riverside School District / 4,414 |
| 114. | 25.2% | Mineral Springs School District / 4,310 |
| 115. | 25.1% | Monticello School District / 11,099 |
| 116. | 25.1% | Pangburn School District / 3,642 |
| 116. | 25.1% | Western Yell County School District / 2,801 |
| 118. | 24.9% | Greenland Public Schools / 6,389 |
| 119. | 24.9% | Eureka Springs School District / 7,931 |
| 120. | 24.6% | Van-Cove School District / 2,405 |
| 121. | 24.6% | Newport School District / 10,591 |
| 122. | 24.4% | Siloam Springs Schools / 20,639 |
| 123. | 24.4% | Elkins School District / 4,222 |
| 124. | 24.3% | Greene County Technical School District / 17,152 |
| 125. | 24.3% | Flippin School District / 7,013 |
| 126. | 24.3% | Decatur School District / 2,855 |
| 127. | 24.3% | Hamburg School District / 9,597 |
| 128. | 24.2% | Beebe School District / 16,363 |
| 129. | 23.9% | Heber Springs School District / 11,698 |
| 130. | 23.9% | Warren School District / 8,839 |
| 131. | 23.7% | Pottsville Public Schools / 6,408 |
| 132. | 23.7% | Centerpoint School District / 4,768 |
| 133. | 23.6% | Paragould School District / 20,121 |
| 134. | 23.6% | South Mississippi County School District / 6,332 |
| 135. | 23.4% | Nashville School District / 8,999 |
| 136. | 23.3% | Nemo Vista School District / 2,275 |
| 137. | 23.3% | Delight School District / 2,025 |
| 138. | 23.3% | Dover School District / 7,200 |
| 139. | 23.2% | Jonesboro Public Schools / 35,402 |
| 140. | 23.2% | North Little Rock School District / 55,396 |
| 141. | 23.1% | Glen Rose School District / 4,170 |
| 142. | 23.1% | Gurdon School District / 4,361 |
| 143. | 23.1% | Mammoth Spring Schools / 3,136 |
| 144. | 23.0% | Pine Bluff School District / 33,536 |
| 144. | 23.0% | Dollarway School District / 8,647 |
| 146. | 23.0% | White Hall School District / 14,766 |
| 147. | 22.9% | Westside Consolidated School District / 8,776 |
| 148. | 22.9% | White County Central School District / 3,112 |
| 149. | 22.8% | Cross County School District / 3,797 |
| 150. | 22.7% | Lakeside School District / 18,320 |
| 151. | 22.6% | Fouke School District / 6,296 |
| 152. | 22.5% | Guy-Perkins Schools / 2,005 |
| 153. | 22.4% | Vilonia School District / 12,882 |
| 154. | 22.4% | Hillcrest School District / 3,779 |
| 155. | 22.3% | Hermitage School District / 3,123 |
| 156. | 22.3% | Horatio School District / 3,943 |
| 157. | 22.1% | Hackett Public Schools / 2,629 |
| 158. | 22.1% | Clinton School District / 8,725 |
| 159. | 22.0% | County Line School District / 4,037 |
| 159. | 22.0% | Sheridan School District / 25,066 |
| 161. | 22.0% | Dierks School District / 3,074 |
| 161. | 22.0% | Texarkana School District / 31,992 |
| 163. | 21.9% | Malvern Special School District / 16,596 |
| 164. | 21.8% | Star City School District / 10,094 |
| 165. | 21.7% | Lavaca Public Schools / 4,761 |
| 165. | 21.7% | Berryville Public Schools / 10,594 |
| 167. | 21.7% | Cleveland County School District / 5,525 |
| 168. | 21.6% | Harrison School District / 21,306 |
| 169. | 21.4% | Name N/A / 1,637 |
| 169. | 21.4% | Strong School District / 3,654 |
| 171. | 21.4% | Cedar Ridge School District / 4,916 |
| 172. | 21.3% | Batesville School District / 16,384 |
| 173. | 21.3% | Corning Public Schools / 7,207 |
| 174. | 21.2% | Black Rock School District / 1,924 |
| 175. | 21.0% | Valley Springs School District / 4,639 |
| 176. | 21.0% | Mena Public Schools / 12,417 |
| 177. | 20.9% | Waldron School District / 8,980 |
| 178. | 20.9% | Viola School District / 2,264 |
| 179. | 20.9% | Alma School District / 14,205 |
| 180. | 20.9% | Bauxite School District / 4,795 |
| 181. | 20.8% | Lead Hill School District / 2,391 |
| 182. | 20.8% | Lonoke School District / 10,619 |
| 183. | 20.8% | Bergman School District / 4,415 |
| 184. | 20.8% | Eudora Public Schools / 3,433 |
| 185. | 20.5% | Van Buren School District / 31,842 |
| 186. | 20.2% | Conway Public Schools / 66,689 |
| 187. | 20.1% | Perryville School District / 5,427 |
| 188. | 19.7% | Atkins Public Schools / 5,995 |
| 189. | 19.7% | Bradford School District / 3,466 |
| 190. | 19.6% | Magnet Cove School District / 3,672 |
| 191. | 19.5% | Lakeside School District / 5,569 |
| 192. | 19.3% | England School District / 4,349 |
| 193. | 19.2% | Cedarville School District / 5,002 |
| 194. | 18.8% | Mountain View School District / 11,573 |
| 195. | 18.8% | Norphlet School District / 2,657 |
| 196. | 18.5% | Hampton School District / 3,918 |
| 197. | 18.5% | Deer/Mount Judea School District / 2,070 |
| 198. | 18.4% | Turrell School District / 1,625 |
| 199. | 18.3% | Clarksville School District / 12,876 |
| 200. | 18.2% | Stephens School District / 3,382 |
| 201. | 18.1% | Augusta School District / 3,825 |
| 201. | 18.1% | Watson Chapel School District / 18,152 |
| 203. | 18.1% | Lee County School District / 10,776 |
| 204. | 17.9% | El Dorado School District / 27,184 |
| 204. | 17.9% | Hope School District / 16,113 |
| 206. | 17.6% | Lamar School District / 6,921 |
| 207. | 17.5% | Mansfield School District / 5,113 |
| 208. | 17.5% | Booneville School District / 7,927 |
| 209. | 17.4% | Carlisle School District / 4,573 |
| 210. | 17.3% | Dardanelle Public Schools / 10,589 |
| 211. | 17.2% | Osceola School District / 7,951 |
| 212. | 16.7% | Piggott School District / 6,013 |
| 213. | 16.6% | Manila School District / 4,264 |
| 214. | 16.5% | Searcy County School District / 6,694 |
| 215. | 16.4% | Magnolia School District / 16,562 |
| 216. | 16.2% | Kirby School District / 2,722 |
| 217. | 15.9% | Charleston School District / 4,852 |
| 218. | 15.7% | Harmony Grove School District / 5,542 |
| 219. | 15.4% | Blevins School District / 4,013 |
| 220. | 15.4% | Marked Tree School District / 3,754 |
| 221. | 15.4% | Ashdown School District / 9,700 |
| 222. | 15.4% | Paris School District / 7,451 |
| 223. | 15.3% | Armorel School District / 1,786 |
| 224. | 15.2% | Prescott School District / 6,059 |
| 225. | 15.0% | Mayflower School District / 5,160 |
| 226. | 14.8% | Maynard School District / 2,754 |
| 227. | 14.7% | Omaha School District / 2,347 |
| 228. | 14.5% | Emerson-Taylor School District / 3,753 |
| 229. | 14.4% | Green Forest School District / 7,196 |
| 230. | 14.1% | Genoa Central School District / 4,197 |
| 231. | 13.8% | West Side School District / 4,274 |
| 232. | 13.8% | Drew Central School District / 6,525 |
| 233. | 13.8% | Gosnell School District / 5,719 |
| 234. | 13.7% | East Poinsett County School District / 3,572 |
| 235. | 13.6% | Harrisburg School District / 6,005 |
| 236. | 13.6% | Bald Knob School District / 7,505 |
| 237. | 13.4% | McGehee School District / 7,203 |
| 238. | 13.2% | Bismarck Public Schools / 6,644 |
| 239. | 13.1% | Hoxie School District / 3,834 |
| 240. | 13.1% | Jackson County School District / 4,429 |
| 241. | 12.8% | Poyen School District / 1,065 |
| 242. | 12.2% | Bradley School District / 1,899 |
| 243. | 12.1% | Murfreesboro School District / 2,986 |
| 244. | 12.0% | Walnut Ridge School District / 6,248 |
| 245. | 11.4% | Wonderview School District / 2,737 |
| 246. | 11.2% | Caddo Hills School District / 3,587 |
| 247. | 10.8% | Junction City School District / 3,031 |
| 248. | 10.3% | Smackover School District / 4,451 |
| 249. | 9.0% | Fordyce School District / 5,734 |
| 250. | 8.7% | Spring Hill School District / 1,610 |
| 251. | 8.6% | Lafayette County School District / 6,359 |
| 252. | 7.8% | Altheimer Unified School District / 4,132 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
