| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 46.4% | De Valls Bluff Schools / 2,537 |
| 2. | 44.7% | Elaine School District / 1,699 |
| 3. | 43.7% | Barton-Lexa School District / 2,788 |
| 4. | 42.2% | Ozark Mountain School District / 4,969 |
| 5. | 40.2% | Highland School District / 11,502 |
| 6. | 39.0% | Marvell School District / 3,634 |
| 7. | 38.6% | Norfork Schools / 3,474 |
| 8. | 36.9% | Mulberry School District / 4,632 |
| 9. | 36.9% | Pea Ridge School District / 6,837 |
| 10. | 36.9% | Waldo School District / 2,260 |
| 11. | 36.1% | Twin Rivers School District / 3,859 |
| 12. | 36.0% | Ouachita School District / 1,989 |
| 13. | 35.6% | Yellville-Summit School District / 6,097 |
| 14. | 35.5% | Nevada School District / 2,810 |
| 15. | 35.3% | Lincoln School District / 6,151 |
| 16. | 35.2% | Two Rivers School District / 7,087 |
| 17. | 34.7% | Farmington School District / 10,892 |
| 18. | 33.6% | East End School District / 4,097 |
| 19. | 33.4% | De Queen School District / 11,064 |
| 20. | 33.3% | Alpena School District / 3,224 |
| 21. | 33.3% | Harmony Grove School District / 5,118 |
| 22. | 33.0% | Brookland School District / 8,309 |
| 23. | 32.9% | Gentry Public Schools / 8,391 |
| 24. | 32.9% | Sloan-Hendrix School District / 2,128 |
| 25. | 32.9% | Brinkley School District / 4,307 |
| 26. | 32.8% | Horatio School District / 3,434 |
| 27. | 32.5% | West Fork School District / 5,690 |
| 28. | 32.5% | Helena-West Helena School District / 14,540 |
| 29. | 32.1% | Izard Cty Consolidated Schools / 5,537 |
| 30. | 32.1% | McCrory School District / 3,502 |
| 31. | 31.9% | Weiner School District / 1,671 |
| 32. | 31.8% | Lead Hill School District / 2,533 |
| 33. | 31.6% | Benton School District / 28,779 |
| 34. | 31.5% | Nemo Vista School District / 2,254 |
| 35. | 31.5% | Danville School District / 3,779 |
| 36. | 31.3% | Stuttgart School District / 10,864 |
| 37. | 31.3% | Prairie Grove School District / 8,073 |
| 38. | 31.0% | South Side-Bee Branch School District / 3,259 |
| 39. | 30.8% | Quitman School District / 4,994 |
| 40. | 30.7% | Cutter-Morning Star School District / 3,312 |
| 41. | 30.7% | Clarendon School District / 4,157 |
| 42. | 30.6% | Riverview School District / 7,693 |
| 43. | 30.6% | Dumas School District / 9,462 |
| 44. | 30.5% | Springdale School District / 87,091 |
| 44. | 30.5% | Calico Rock School District / 3,435 |
| 46. | 30.5% | Cabot Public Schools / 44,362 |
| 47. | 30.4% | Bentonville Public Schools / 68,557 |
| 48. | 30.3% | Hamburg School District / 9,215 |
| 49. | 30.2% | Hazen School District / 2,702 |
| 50. | 29.8% | Fountain Lake School District / 13,577 |
| 51. | 29.7% | Harrison School District / 22,071 |
| 52. | 29.7% | Midland School District / 4,219 |
| 53. | 29.7% | Pangburn School District / 3,748 |
| 54. | 29.5% | Forrest City School District / 23,173 |
| 54. | 29.5% | Jasper School District / 6,021 |
| 56. | 29.4% | Woodlawn School District / 3,124 |
| 57. | 29.3% | Trumann Schools / 9,685 |
| 58. | 29.1% | Western Yell County School District / 3,053 |
| 59. | 29.0% | Elkins School District / 4,938 |
| 59. | 29.0% | Marmaduke School District / 3,590 |
| 61. | 28.9% | Jessieville School District / 6,738 |
| 62. | 28.9% | Valley View School District / 8,790 |
| 63. | 28.8% | Bay School District / 2,603 |
| 64. | 28.8% | Rector School District / 3,757 |
| 65. | 28.8% | Dermott School District / 4,170 |
| 66. | 28.7% | Rose Bud School District / 4,021 |
| 67. | 28.5% | Dover School District / 7,386 |
| 68. | 28.5% | Flippin School District / 7,676 |
| 69. | 28.4% | Wynne Public Schools / 14,703 |
| 70. | 28.4% | Concord Public Schools / 4,015 |
| 71. | 28.2% | Rogers Public Schools / 78,561 |
| 72. | 28.2% | Little Rock School District / 177,723 |
| 73. | 28.1% | Searcy School District / 31,817 |
| 74. | 28.1% | Shirley School District / 4,072 |
| 75. | 28.0% | Clinton School District / 9,797 |
| 76. | 28.0% | Blytheville School District / 17,551 |
| 77. | 27.9% | Cotter School District / 4,460 |
| 78. | 27.7% | Pulaski County Special School District / 147,054 |
| 79. | 27.6% | Melbourne School District / 4,504 |
| 80. | 27.5% | West Memphis School District / 25,032 |
| 81. | 27.5% | Crossett School District / 12,487 |
| 82. | 27.4% | Westside School District / 3,940 |
| 83. | 27.4% | Camden Fairview School District / 18,172 |
| 84. | 27.3% | South Mississippi County School District / 6,164 |
| 85. | 27.2% | Cedarville School District / 5,442 |
| 86. | 27.2% | Gosnell School District / 5,826 |
| 87. | 27.2% | England School District / 4,542 |
| 87. | 27.2% | Hartford School District / 3,183 |
| 89. | 27.2% | Salem School District / 4,599 |
| 90. | 27.2% | Buffalo Island Central School District / 4,926 |
| 91. | 27.1% | Pottsville Public Schools / 5,349 |
| 92. | 27.1% | Bradford School District / 3,662 |
| 92. | 27.1% | Mountain Pine School District / 3,466 |
| 94. | 27.1% | Gravette School District / 14,447 |
| 95. | 27.1% | Arkadelphia School District / 16,455 |
| 96. | 27.0% | Greenwood School District / 19,803 |
| 97. | 27.0% | Van-Cove School District / 2,418 |
| 98. | 26.8% | Bryant Public Schools / 43,721 |
| 99. | 26.8% | Lockesburg School District / 2,081 |
| 100. | 26.7% | Lake Hamilton School District / 23,010 |
| 101. | 26.7% | Fayetteville School District / 76,547 |
| 102. | 26.7% | Marion School District / 19,646 |
| 103. | 26.6% | Eudora Public Schools / 3,396 |
| 104. | 26.3% | Ozark School District / 10,982 |
| 105. | 26.1% | Poyen School District / 1,221 |
| 106. | 26.0% | Centerpoint School District / 5,244 |
| 107. | 26.0% | Greenbrier School District / 14,870 |
| 108. | 25.9% | Russellville Schools / 37,053 |
| 109. | 25.7% | Foreman School District / 2,743 |
| 110. | 25.7% | Pocahontas School District / 11,554 |
| 111. | 25.4% | Jackson County School District / 4,724 |
| 112. | 25.4% | Sheridan School District / 25,721 |
| 113. | 25.3% | White Hall School District / 14,070 |
| 114. | 25.2% | Paragould School District / 20,901 |
| 115. | 25.2% | Hot Springs School District / 32,145 |
| 116. | 25.2% | Lavaca Public Schools / 5,362 |
| 117. | 25.2% | Guy-Perkins Schools / 2,285 |
| 118. | 25.1% | Greenland Public Schools / 6,524 |
| 119. | 25.1% | Harrisburg School District / 5,968 |
| 120. | 25.0% | Mount Vernon-Enola School District / 2,820 |
| 121. | 25.0% | Heber Springs School District / 11,935 |
| 122. | 24.8% | Bergman School District / 4,243 |
| 123. | 24.8% | Eureka Springs School District / 8,456 |
| 124. | 24.7% | Vilonia School District / 13,845 |
| 125. | 24.7% | Fort Smith Public Schools / 88,357 |
| 126. | 24.6% | Searcy County School District / 6,646 |
| 127. | 24.6% | Nettleton School District / 20,481 |
| 128. | 24.4% | Huntsville School District / 14,271 |
| 129. | 24.4% | Decatur School District / 2,742 |
| 130. | 24.4% | Hector School District / 3,739 |
| 131. | 24.3% | Viola School District / 2,617 |
| 132. | 24.3% | Parkers Chapel School District / 2,515 |
| 133. | 24.1% | Mineral Springs School District / 4,272 |
| 134. | 24.1% | Siloam Springs Schools / 21,662 |
| 135. | 24.0% | Corning Public Schools / 7,158 |
| 135. | 24.0% | Beebe School District / 16,523 |
| 137. | 24.0% | Valley Springs School District / 4,394 |
| 138. | 24.0% | Black Rock School District / 2,012 |
| 139. | 24.0% | Mammoth Spring Schools / 3,289 |
| 140. | 24.0% | Van Buren School District / 32,751 |
| 141. | 23.9% | Bradley School District / 1,788 |
| 142. | 23.9% | South Conway County School District / 15,945 |
| 143. | 23.9% | Jonesboro Public Schools / 37,831 |
| 143. | 23.9% | Westside Consolidated School District / 8,536 |
| 145. | 23.7% | Cleveland County School District / 5,483 |
| 146. | 23.7% | Omaha School District / 2,364 |
| 147. | 23.6% | Strong School District / 3,463 |
| 148. | 23.6% | Lakeside School District / 18,228 |
| 149. | 23.4% | Cave City School District / 8,650 |
| 149. | 23.4% | Pine Bluff School District / 31,834 |
| 151. | 23.3% | Mountain Home School District / 33,742 |
| 152. | 23.3% | Des Arc Public Schools / 3,519 |
| 153. | 23.2% | Texarkana School District / 31,672 |
| 154. | 23.0% | Gurdon School District / 4,727 |
| 155. | 23.0% | Monticello School District / 11,443 |
| 156. | 23.0% | Mount Ida School District / 4,565 |
| 157. | 22.9% | Dierks School District / 2,740 |
| 157. | 22.9% | Warren School District / 8,461 |
| 159. | 22.8% | Malvern Special School District / 17,689 |
| 160. | 22.6% | Batesville School District / 19,071 |
| 161. | 22.6% | Alma School District / 14,558 |
| 162. | 22.5% | Wickes School District / 3,804 |
| 163. | 22.3% | Riverside School District / 4,546 |
| 164. | 22.3% | Newport School District / 11,415 |
| 165. | 22.2% | Hampton School District / 4,152 |
| 166. | 22.2% | DeWitt School District / 8,789 |
| 167. | 22.0% | Carlisle School District / 4,457 |
| 168. | 21.9% | Bearden School District / 3,577 |
| 169. | 21.9% | North Little Rock School District / 57,113 |
| 170. | 21.6% | Hackett Public Schools / 2,773 |
| 171. | 21.4% | Palestine-Wheatley School District / 2,574 |
| 172. | 21.4% | West Side School District / 4,561 |
| 173. | 21.3% | Hoxie School District / 4,073 |
| 174. | 21.1% | Lee County School District / 10,709 |
| 175. | 21.0% | Ouachita River School District / 3,921 |
| 176. | 20.9% | Perryville School District / 4,855 |
| 177. | 20.9% | Lonoke School District / 10,607 |
| 178. | 20.8% | Conway Public Schools / 67,374 |
| 179. | 20.6% | Hope School District / 15,941 |
| 180. | 20.4% | Berryville Public Schools / 9,945 |
| 181. | 20.4% | Cedar Ridge School District / 5,044 |
| 182. | 20.4% | Hughes School District / 3,501 |
| 183. | 20.3% | Turrell School District / 1,556 |
| 184. | 20.2% | Mena Public Schools / 12,576 |
| 185. | 20.1% | Norphlet School District / 2,901 |
| 186. | 20.0% | Hillcrest School District / 3,848 |
| 186. | 20.0% | Kirby School District / 2,862 |
| 188. | 20.0% | Bauxite School District / 5,568 |
| 189. | 19.9% | Booneville School District / 7,810 |
| 190. | 19.8% | Cross County School District / 3,541 |
| 191. | 19.7% | Star City School District / 11,454 |
| 192. | 19.7% | White County Central School District / 3,538 |
| 193. | 19.6% | Piggott School District / 6,322 |
| 194. | 19.6% | Glen Rose School District / 4,873 |
| 195. | 19.5% | Nashville School District / 8,944 |
| 196. | 19.5% | County Line School District / 3,977 |
| 197. | 19.3% | El Dorado School District / 26,622 |
| 198. | 19.3% | Osceola School District / 7,899 |
| 199. | 19.2% | Mountain View School District / 11,890 |
| 200. | 19.1% | Greene County Technical School District / 17,423 |
| 200. | 19.1% | Prescott School District / 5,386 |
| 202. | 19.1% | Mountainburg Schools / 4,655 |
| 203. | 18.7% | Dollarway School District / 9,124 |
| 204. | 18.6% | Fouke School District / 6,051 |
| 205. | 18.6% | Harmony Grove School District / 5,215 |
| 206. | 17.9% | Stephens School District / 3,214 |
| 207. | 17.7% | Southside School District / 5,564 |
| 208. | 17.5% | Marked Tree School District / 3,820 |
| 209. | 17.4% | Lamar School District / 6,787 |
| 210. | 17.3% | Mansfield School District / 4,945 |
| 211. | 17.2% | Ashdown School District / 9,924 |
| 212. | 17.2% | Magnolia School District / 17,190 |
| 213. | 17.2% | Scranton School District / 2,161 |
| 214. | 17.0% | Fordyce School District / 5,950 |
| 215. | 16.9% | Mayflower School District / 5,965 |
| 216. | 16.8% | Magnet Cove School District / 3,587 |
| 216. | 16.8% | Atkins Public Schools / 6,618 |
| 218. | 16.7% | Watson Chapel School District / 18,710 |
| 219. | 16.7% | Augusta School District / 3,897 |
| 220. | 16.5% | Paris School District / 7,609 |
| 221. | 16.5% | Lakeside School District / 5,585 |
| 222. | 16.1% | Genoa Central School District / 4,782 |
| 223. | 16.0% | Waldron School District / 9,287 |
| 224. | 15.8% | Magazine Schools / 2,701 |
| 225. | 15.5% | Clarksville School District / 13,812 |
| 226. | 15.5% | Dardanelle Public Schools / 10,659 |
| 227. | 15.4% | Armorel School District / 1,666 |
| 228. | 15.2% | Blevins School District / 4,047 |
| 229. | 15.1% | Green Forest School District / 7,301 |
| 230. | 15.0% | Smackover School District / 4,373 |
| 231. | 14.6% | Maynard School District / 2,782 |
| 232. | 14.5% | Bismarck Public Schools / 6,392 |
| 233. | 14.1% | Emerson-Taylor School District / 3,884 |
| 234. | 13.9% | Drew Central School District / 5,950 |
| 235. | 13.8% | East Poinsett County School District / 3,518 |
| 236. | 13.1% | McGehee School District / 7,125 |
| 237. | 13.0% | Hermitage School District / 3,171 |
| 238. | 12.9% | Bald Knob School District / 6,907 |
| 239. | 12.7% | Earle School District / 3,587 |
| 240. | 12.4% | Lafayette County School District / 6,574 |
| 241. | 12.2% | Caddo Hills School District / 3,636 |
| 242. | 11.4% | Murfreesboro School District / 3,209 |
| 243. | 11.4% | Delight School District / 2,004 |
| 244. | 11.3% | Junction City School District / 2,901 |
| 245. | 11.1% | Deer/Mount Judea School District / 2,355 |
| 245. | 11.1% | Spring Hill School District / 1,615 |
| 247. | 9.9% | Manila School District / 4,825 |
| 248. | 9.7% | Charleston School District / 4,778 |
| 249. | 8.0% | Altheimer Unified School District / 4,377 |
| 250. | 7.8% | Wonderview School District / 2,804 |
| 251. | 5.8% | Walnut Ridge School District / 6,305 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
