| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 10-20% of Owner Income ▼ | School District / Population |
| 1. | 63.1% | Lavaca Public Schools / 5,710 |
| 2. | 60.8% | Magazine Schools / 2,545 |
| 3. | 60.3% | Manila School District / 5,257 |
| 4. | 58.6% | Gosnell School District / 5,529 |
| 5. | 58.2% | Ouachita School District / 1,909 |
| 6. | 57.8% | Armorel School District / 1,565 |
| 7. | 56.7% | Carlisle School District / 4,033 |
| 8. | 56.6% | Bearden School District / 4,098 |
| 9. | 55.8% | Buffalo Island Central School District / 5,004 |
| 10. | 55.5% | McGehee School District / 6,852 |
| 11. | 54.9% | Augusta School District / 3,592 |
| 12. | 54.6% | Parkers Chapel School District / 3,381 |
| 13. | 54.5% | East Poinsett County School District / 3,419 |
| 14. | 54.4% | Charleston School District / 4,622 |
| 15. | 54.3% | Westside Consolidated School District / 8,897 |
| 16. | 53.1% | Junction City School District / 2,914 |
| 17. | 53.0% | Bergman School District / 4,719 |
| 18. | 52.9% | Blevins School District / 3,659 |
| 19. | 51.3% | Mansfield School District / 5,072 |
| 20. | 50.4% | South Side-Bee Branch School District / 3,373 |
| 21. | 49.4% | Clarksville School District / 14,745 |
| 22. | 49.4% | England School District / 4,064 |
| 23. | 48.7% | Brookland School District / 9,379 |
| 24. | 48.4% | Vilonia School District / 14,990 |
| 25. | 48.3% | Kirby School District / 2,845 |
| 26. | 48.3% | Piggott School District / 6,074 |
| 27. | 48.2% | Des Arc Public Schools / 3,570 |
| 28. | 48.1% | Hackett Public Schools / 2,927 |
| 29. | 48.0% | Mayflower School District / 6,050 |
| 30. | 48.0% | Danville School District / 4,243 |
| 31. | 47.9% | Glen Rose School District / 4,735 |
| 32. | 47.7% | Hector School District / 3,869 |
| 33. | 47.4% | Alma School District / 15,300 |
| 34. | 47.3% | Fouke School District / 5,962 |
| 35. | 47.3% | Ashdown School District / 9,827 |
| 36. | 47.3% | Crossett School District / 12,509 |
| 37. | 46.9% | Nemo Vista School District / 2,671 |
| 38. | 46.8% | Osceola School District / 7,735 |
| 39. | 46.6% | Nevada School District / 2,811 |
| 40. | 46.6% | Lonoke School District / 10,657 |
| 41. | 46.6% | Riverside School District / 4,080 |
| 41. | 46.6% | Valley View School District / 9,787 |
| 43. | 46.3% | Searcy School District / 33,188 |
| 44. | 46.3% | Hamburg School District / 8,961 |
| 45. | 46.0% | East End School District / 3,821 |
| 46. | 45.8% | Watson Chapel School District / 18,515 |
| 47. | 45.3% | Booneville School District / 8,144 |
| 48. | 45.3% | Dierks School District / 3,122 |
| 49. | 45.1% | Beebe School District / 16,826 |
| 50. | 44.9% | Batesville School District / 18,775 |
| 51. | 44.9% | Woodlawn School District / 2,911 |
| 52. | 44.8% | Green Forest School District / 7,389 |
| 53. | 44.8% | Sheridan School District / 25,205 |
| 54. | 44.7% | Bryant Public Schools / 45,805 |
| 55. | 44.6% | Siloam Springs Schools / 22,392 |
| 56. | 44.6% | Bismarck Public Schools / 6,444 |
| 57. | 44.5% | Wynne Public Schools / 14,351 |
| 58. | 44.5% | Conway Public Schools / 71,358 |
| 59. | 44.3% | Spring Hill School District / 1,681 |
| 60. | 44.3% | Drew Central School District / 6,366 |
| 61. | 44.0% | Westside School District / 3,918 |
| 62. | 44.0% | Name N/A / 8,447 |
| 63. | 43.8% | Clarendon School District / 4,090 |
| 64. | 43.8% | County Line School District / 3,875 |
| 65. | 43.7% | Bradley School District / 2,164 |
| 66. | 43.4% | Perryville School District / 5,108 |
| 67. | 43.4% | Magnet Cove School District / 3,248 |
| 68. | 43.0% | Cleveland County School District / 5,417 |
| 69. | 43.0% | White Hall School District / 13,888 |
| 70. | 43.0% | Greene County Technical School District / 19,078 |
| 71. | 42.8% | Greenwood School District / 20,291 |
| 72. | 42.8% | Heber Springs School District / 12,324 |
| 73. | 42.7% | Harmony Grove School District / 4,957 |
| 74. | 42.6% | Pangburn School District / 3,184 |
| 75. | 42.6% | Magnolia School District / 19,732 |
| 76. | 42.5% | Arkadelphia School District / 16,154 |
| 77. | 42.3% | Smackover School District / 4,161 |
| 78. | 42.2% | Elkins School District / 5,379 |
| 79. | 42.2% | Bentonville Public Schools / 75,399 |
| 80. | 42.1% | Rector School District / 3,696 |
| 81. | 42.1% | Wonderview School District / 2,828 |
| 82. | 41.9% | Newport School District / 11,822 |
| 83. | 41.8% | Rose Bud School District / 4,029 |
| 84. | 41.7% | Jonesboro Public Schools / 38,309 |
| 85. | 41.6% | Poyen School District / 1,370 |
| 86. | 41.6% | Hope School District / 16,015 |
| 86. | 41.6% | Benton School District / 30,491 |
| 88. | 41.5% | Bald Knob School District / 7,178 |
| 89. | 41.5% | Greenbrier School District / 14,846 |
| 90. | 41.5% | Cabot Public Schools / 47,870 |
| 91. | 41.4% | Brinkley School District / 4,109 |
| 92. | 41.2% | Mammoth Spring Schools / 3,337 |
| 93. | 41.2% | Jackson County School District / 4,655 |
| 94. | 41.1% | El Dorado School District / 25,745 |
| 95. | 41.1% | Ozark School District / 10,840 |
| 96. | 41.0% | Foreman School District / 2,737 |
| 97. | 40.9% | Emerson-Taylor School District / 3,521 |
| 97. | 40.9% | Atkins Public Schools / 6,601 |
| 97. | 40.9% | Prairie Grove School District / 8,434 |
| 100. | 40.8% | Marked Tree School District / 3,609 |
| 101. | 40.8% | Pocahontas School District / 11,786 |
| 102. | 40.6% | Western Yell County School District / 2,737 |
| 103. | 40.5% | Sloan-Hendrix School District / 3,198 |
| 104. | 40.3% | DeWitt School District / 8,650 |
| 105. | 40.3% | Corning Public Schools / 7,145 |
| 106. | 40.2% | Fort Smith Public Schools / 89,624 |
| 107. | 40.2% | Camden Fairview School District / 17,122 |
| 108. | 40.1% | Texarkana School District / 32,500 |
| 109. | 40.0% | Bauxite School District / 6,074 |
| 109. | 40.0% | Nashville School District / 8,985 |
| 111. | 40.0% | Harmony Grove School District / 5,669 |
| 112. | 39.8% | Murfreesboro School District / 4,949 |
| 113. | 39.8% | Pea Ridge School District / 7,478 |
| 114. | 39.7% | Pulaski County Special School District / 152,545 |
| 115. | 39.5% | Cave City School District / 8,953 |
| 116. | 39.4% | Mountainburg Schools / 5,213 |
| 117. | 39.4% | Forrest City School District / 23,131 |
| 118. | 39.3% | Mountain Pine School District / 3,813 |
| 119. | 39.3% | Mount Vernon-Enola School District / 2,645 |
| 120. | 39.3% | Lead Hill School District / 2,996 |
| 121. | 39.1% | Dardanelle Public Schools / 11,022 |
| 122. | 39.1% | Trumann Schools / 10,123 |
| 123. | 39.1% | Cedar Ridge School District / 5,842 |
| 124. | 39.1% | Russellville Schools / 37,786 |
| 125. | 39.0% | Malvern Special School District / 18,558 |
| 126. | 39.0% | Dollarway School District / 13,572 |
| 127. | 39.0% | Bay School District / 2,735 |
| 128. | 38.8% | Nettleton School District / 21,056 |
| 129. | 38.7% | Norphlet School District / 2,886 |
| 130. | 38.7% | Shirley School District / 4,582 |
| 131. | 38.4% | Monticello School District / 11,364 |
| 132. | 38.3% | North Little Rock School District / 57,153 |
| 133. | 38.3% | Valley Springs School District / 4,220 |
| 134. | 38.2% | Blytheville School District / 17,593 |
| 135. | 38.0% | Stuttgart School District / 10,714 |
| 136. | 38.0% | Paris School District / 7,225 |
| 137. | 37.9% | Marion School District / 21,230 |
| 138. | 37.9% | Clinton School District / 9,117 |
| 139. | 37.8% | Horatio School District / 3,957 |
| 140. | 37.8% | Fayetteville School District / 79,805 |
| 141. | 37.7% | Pottsville Public Schools / 5,295 |
| 142. | 37.7% | Warren School District / 8,819 |
| 142. | 37.7% | Van Buren School District / 32,874 |
| 144. | 37.5% | Fordyce School District / 6,033 |
| 145. | 37.1% | Palestine-Wheatley School District / 2,255 |
| 146. | 37.1% | Lakeside School District / 17,266 |
| 147. | 36.9% | Jasper School District / 5,263 |
| 148. | 36.9% | Marmaduke School District / 3,735 |
| 149. | 36.7% | Paragould School District / 20,090 |
| 150. | 36.6% | Mena Public Schools / 12,864 |
| 151. | 36.5% | Springdale School District / 90,449 |
| 152. | 36.4% | Lake Hamilton School District / 23,627 |
| 153. | 36.3% | Lamar School District / 6,443 |
| 154. | 36.1% | Salem School District / 5,104 |
| 155. | 36.1% | Pine Bluff School District / 30,526 |
| 156. | 36.0% | Hillcrest School District / 4,246 |
| 157. | 36.0% | West Fork School District / 5,494 |
| 158. | 35.8% | Harrison School District / 21,431 |
| 159. | 35.7% | Rogers Public Schools / 82,373 |
| 160. | 35.5% | Alpena School District / 2,807 |
| 161. | 35.5% | Little Rock School District / 178,874 |
| 162. | 35.5% | Omaha School District / 2,682 |
| 163. | 35.0% | West Side School District / 4,775 |
| 164. | 35.0% | Scranton School District / 2,190 |
| 165. | 34.9% | Star City School District / 10,253 |
| 166. | 34.9% | Two Rivers School District / 6,574 |
| 167. | 34.8% | Hoxie School District / 3,943 |
| 168. | 34.8% | South Conway County School District / 15,663 |
| 169. | 34.6% | Huntsville School District / 14,646 |
| 170. | 34.5% | Ozark Mountain School District / 5,272 |
| 171. | 34.5% | Southside School District / 5,822 |
| 172. | 34.4% | Flippin School District / 7,696 |
| 173. | 34.2% | Decatur School District / 2,877 |
| 174. | 34.2% | Genoa Central School District / 4,563 |
| 175. | 34.1% | McCrory School District / 3,556 |
| 176. | 34.1% | South Mississippi County School District / 5,935 |
| 177. | 33.9% | Mulberry School District / 4,350 |
| 178. | 33.9% | Hazen School District / 4,911 |
| 179. | 33.6% | Gravette School District / 14,748 |
| 180. | 33.5% | Gurdon School District / 4,459 |
| 181. | 33.4% | Greenland Public Schools / 6,579 |
| 182. | 32.9% | Calico Rock School District / 3,462 |
| 183. | 32.7% | Mineral Springs School District / 3,946 |
| 184. | 32.6% | Farmington School District / 11,064 |
| 185. | 32.5% | Mount Ida School District / 4,197 |
| 186. | 32.2% | Bradford School District / 2,976 |
| 187. | 31.7% | Centerpoint School District / 5,747 |
| 188. | 31.4% | Mountain Home School District / 32,872 |
| 189. | 31.3% | Cutter-Morning Star School District / 3,801 |
| 190. | 31.2% | Izard Cty Consolidated Schools / 4,678 |
| 191. | 31.1% | Strong School District / 3,389 |
| 192. | 30.9% | Gentry Public Schools / 7,738 |
| 193. | 30.7% | Fountain Lake School District / 13,657 |
| 194. | 30.6% | Dumas School District / 10,557 |
| 195. | 30.5% | Marvell School District / 4,969 |
| 196. | 30.5% | West Memphis School District / 25,069 |
| 197. | 30.4% | Waldron School District / 9,246 |
| 198. | 30.4% | Deer/Mount Judea School District / 2,440 |
| 199. | 30.3% | Hughes School District / 3,613 |
| 200. | 30.2% | Yellville-Summit School District / 6,115 |
| 201. | 30.1% | Lafayette County School District / 5,903 |
| 202. | 30.0% | Harrisburg School District / 7,419 |
| 203. | 29.8% | Norfork Schools / 3,899 |
| 204. | 29.5% | Caddo Hills School District / 3,709 |
| 205. | 29.1% | Dover School District / 7,945 |
| 206. | 29.0% | De Queen School District / 12,996 |
| 207. | 28.8% | Ouachita River School District / 4,078 |
| 208. | 28.8% | Melbourne School District / 5,020 |
| 209. | 28.7% | Guy-Perkins Schools / 2,346 |
| 210. | 28.6% | Cotter School District / 4,736 |
| 211. | 28.5% | Searcy County School District / 6,575 |
| 212. | 28.4% | Lincoln School District / 5,876 |
| 213. | 28.4% | Eureka Springs School District / 8,274 |
| 214. | 28.2% | Highland School District / 11,978 |
| 215. | 28.1% | Berryville Public Schools / 10,680 |
| 215. | 28.1% | Helena-West Helena School District / 13,658 |
| 217. | 27.8% | Mountain View School District / 12,303 |
| 218. | 27.7% | Viola School District / 2,767 |
| 219. | 27.7% | Lakeside School District / 8,797 |
| 220. | 27.5% | Midland School District / 3,871 |
| 221. | 27.4% | Hartford School District / 2,936 |
| 222. | 27.0% | Riverview School District / 7,985 |
| 223. | 27.0% | Cedarville School District / 5,377 |
| 224. | 26.9% | Hermitage School District / 2,691 |
| 225. | 26.8% | Quitman School District / 5,128 |
| 226. | 26.4% | Prescott School District / 5,422 |
| 227. | 25.6% | Hot Springs School District / 32,169 |
| 228. | 25.3% | Maynard School District / 3,352 |
| 228. | 25.3% | Name N/A / 5,998 |
| 230. | 24.5% | Jessieville School District / 7,170 |
| 231. | 24.5% | Concord Public Schools / 4,059 |
| 232. | 24.1% | Cross County School District / 3,611 |
| 233. | 23.7% | Hampton School District / 3,888 |
| 234. | 23.4% | Lee County School District / 10,430 |
| 235. | 23.0% | Barton-Lexa School District / 3,104 |
| 236. | 21.3% | White County Central School District / 3,973 |
| 237. | 19.6% | Dermott School District / 3,887 |
| 238. | 16.3% | Earle School District / 3,469 |
| 239. | 15.9% | Stephens School District / 3,152 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 10-20% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 10-20% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
