| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 100.0% | Fort Huachuca Accommodation District / 5,447 |
| 1. | 100.0% | San Fernando Elementary District / 34 |
| 1. | 100.0% | Rucker Elementary District / 5 |
| 1. | 100.0% | Name N/A / 17 |
| 1. | 100.0% | Sentinel Elementary District / 61 |
| 6. | 81.3% | Yucca Elementary District / 306 |
| 7. | 80.7% | St. Johns Unified District / 3,821 |
| 8. | 73.6% | Peach Springs Unified District / 470 |
| 9. | 72.6% | Fredonia-Moccasin Unified District / 2,093 |
| 10. | 72.1% | Grand Canyon Unified District / 1,775 |
| 11. | 71.2% | Red Rock Elementary District / 974 |
| 12. | 70.0% | Name N/A / 1,293 |
| 12. | 70.0% | Santa Cruz Elementary District / 1,293 |
| 14. | 69.1% | Sacaton Elementary District / 6,817 |
| 15. | 68.9% | Joseph City Unified District / 1,824 |
| 16. | 67.0% | Tuba City Unified District / 16,275 |
| 17. | 66.8% | Pinon Unified District / 5,695 |
| 18. | 65.7% | Wellton Elementary District / 3,821 |
| 19. | 65.7% | Holbrook Unified District / 10,594 |
| 20. | 65.6% | Palominas Elementary District / 10,305 |
| 21. | 65.6% | Mohawk Valley Elementary District / 1,309 |
| 22. | 64.0% | Antelope Union High School District / 5,603 |
| 23. | 63.9% | Alpine Elementary District / 460 |
| 24. | 63.6% | Quartzsite Elementary District / 4,871 |
| 25. | 62.5% | Red Mesa Unified District / 8,289 |
| 26. | 62.5% | Redington Elementary District / 89 |
| 27. | 61.9% | Name N/A / 440 |
| 28. | 61.8% | Page Unified District / 12,835 |
| 29. | 61.4% | Whiteriver Unified District / 12,027 |
| 30. | 61.3% | Laveen Elementary District / 34,100 |
| 31. | 60.9% | Arlington Elementary District / 1,052 |
| 32. | 60.9% | Fort Thomas Unified District / 5,012 |
| 33. | 60.8% | Williamson Valley Elementary School District / 723 |
| 34. | 60.7% | Skull Valley Elementary District / 335 |
| 35. | 60.2% | Liberty Elementary District / 18,280 |
| 36. | 60.0% | Bicentennial Union High School District / 7,912 |
| 37. | 59.8% | Continental Elementary District / 23,360 |
| 38. | 59.4% | Sierra Vista Unified District / 47,982 |
| 39. | 59.1% | Kyrene Elementary District / 163,023 |
| 40. | 59.0% | San Simon Unified District / 643 |
| 41. | 58.7% | Cave Creek Unified District / 51,353 |
| 42. | 58.7% | Littlefield Unified District / 2,083 |
| 43. | 58.5% | San Carlos Unified District / 6,435 |
| 44. | 58.3% | Winslow Unified District / 11,931 |
| 45. | 57.5% | Name N/A / 30,173 |
| 46. | 57.3% | Superior Unified School District / 3,596 |
| 47. | 56.8% | Maine Consolidated School District / 937 |
| 48. | 56.6% | Litchfield Elementary District / 61,584 |
| 49. | 56.1% | Palo Verde Elementary District / 1,602 |
| 50. | 55.9% | Kayenta Unified District / 10,959 |
| 51. | 55.8% | Aguila Elementary District / 725 |
| 52. | 55.8% | Cedar Unified District / 9,579 |
| 53. | 55.6% | McNary Elementary District / 549 |
| 54. | 55.5% | Chinle Unified District / 18,513 |
| 55. | 55.0% | Ganado Unified District / 8,590 |
| 56. | 55.0% | Williams Unified District / 5,186 |
| 57. | 54.6% | Higley Unified District / 55,581 |
| 58. | 54.6% | Globe Unified District / 10,795 |
| 59. | 54.5% | Tempe Union High School District / 315,198 |
| 60. | 54.4% | Name N/A / 14,464 |
| 61. | 54.1% | Heber-Overgaard Unified District / 3,392 |
| 62. | 54.0% | Sonoita Elementary District / 1,144 |
| 63. | 53.3% | Bouse Elementary District / 1,182 |
| 64. | 53.2% | Flagstaff Unified District / 87,017 |
| 64. | 53.2% | J. O. Combs Unified School District / 15,014 |
| 66. | 53.2% | Name N/A / 3,945 |
| 67. | 53.2% | Name N/A / 1,425 |
| 68. | 52.8% | Yuma Elementary District / 102,481 |
| 69. | 52.8% | Sahuarita Unified District / 23,307 |
| 70. | 52.5% | Concho Elementary District / 1,768 |
| 71. | 52.4% | Window Rock Unified District / 11,691 |
| 72. | 52.3% | Show Low Unified District / 15,872 |
| 73. | 52.1% | Salome Consolidated Elementary District / 1,328 |
| 74. | 51.7% | Vail Unified District / 46,184 |
| 75. | 51.5% | Chandler Unified District / 212,123 |
| 76. | 51.4% | Agua Fria Union High School District / 103,200 |
| 76. | 51.4% | Toltec Elementary District / 6,837 |
| 78. | 50.9% | Patagonia Union High School District / 2,036 |
| 79. | 50.8% | Deer Valley Unified District / 222,295 |
| 80. | 50.8% | Gilbert Unified District / 195,386 |
| 81. | 50.4% | Marana Unified District / 86,821 |
| 82. | 50.3% | Florence Unified School District / 49,644 |
| 83. | 50.1% | Queen Creek Unified District / 19,481 |
| 84. | 50.1% | Name N/A / 63,745 |
| 85. | 49.9% | Catalina Foothills Unified District / 34,025 |
| 86. | 49.6% | Blue Ridge Unified District / 16,494 |
| 87. | 49.5% | Saddle Mountain Unified School District / 4,422 |
| 88. | 49.4% | Tempe School District / 152,175 |
| 89. | 49.3% | Dysart Unified District / 121,661 |
| 90. | 49.2% | Tombstone Unified District / 6,578 |
| 91. | 49.1% | Bowie Unified District / 474 |
| 92. | 49.1% | Name N/A / 11,507 |
| 92. | 49.1% | Oracle Elementary District / 11,507 |
| 94. | 49.0% | Wenden Elementary District / 531 |
| 95. | 48.9% | Name N/A / 2,268 |
| 96. | 48.8% | Elfrida Elementary District / 1,228 |
| 97. | 48.5% | Pendergast Elementary District / 74,004 |
| 98. | 48.2% | Fountain Hills Unified District / 25,193 |
| 99. | 48.1% | Yuma Union High School District / 183,380 |
| 100. | 48.1% | Hayden-Winkelman Unified District / 1,642 |
| 101. | 48.0% | Sanders Unified District / 5,165 |
| 102. | 48.0% | Santa Cruz Valley Unified District / 18,100 |
| 103. | 48.0% | Double Adobe Elementary District / 556 |
| 104. | 47.8% | Ajo Unified District / 3,253 |
| 105. | 47.7% | Amphitheater Unified District / 140,997 |
| 106. | 47.6% | Tonto Basin Elementary District / 671 |
| 107. | 47.4% | Kingman Unified School District / 63,015 |
| 108. | 47.2% | Casa Grande Union High School District / 69,070 |
| 109. | 47.1% | Mobile Elementary District / 78 |
| 110. | 46.8% | Hackberry School District / 866 |
| 111. | 46.8% | Benson Unified School District / 7,265 |
| 112. | 46.4% | Solomon Elementary District / 2,783 |
| 113. | 46.4% | Vernon Elementary District / 1,168 |
| 114. | 46.2% | Prescott Unified District / 58,322 |
| 115. | 46.1% | Naco Elementary District / 1,461 |
| 116. | 45.9% | Name N/A / 4,024 |
| 117. | 45.8% | Chevelon Butte School District / 488 |
| 118. | 45.8% | Parker Unified School District / 12,143 |
| 119. | 45.7% | St. David Unified District / 4,342 |
| 120. | 45.6% | Name N/A / 2,169,748 |
| 121. | 45.5% | Riverside Elementary District / 6,350 |
| 122. | 45.5% | Patagonia Elementary District / 892 |
| 123. | 45.4% | Peoria Unified School District / 205,352 |
| 124. | 45.3% | Canon Elementary District / 2,668 |
| 125. | 45.2% | Buckeye Union High School District / 52,309 |
| 126. | 45.0% | Murphy Elementary District / 15,926 |
| 127. | 44.8% | Round Valley Unified District / 9,327 |
| 128. | 44.8% | Crane Elementary District / 41,602 |
| 129. | 44.5% | Santa Cruz Valley Union High School District / 13,076 |
| 130. | 44.5% | Lake Havasu Unified District / 57,801 |
| 131. | 44.4% | Washington Elementary District / 251,984 |
| 132. | 44.2% | Mesa Unified District / 469,321 |
| 133. | 43.8% | Morristown Elementary District / 1,320 |
| 134. | 43.8% | Bonita Elementary District / 1,196 |
| 135. | 43.2% | Casa Grande Elementary District / 50,822 |
| 136. | 43.2% | Scottsdale Unified District / 240,032 |
| 137. | 43.1% | Humboldt Unified District / 49,164 |
| 138. | 43.0% | Cochise Elementary District / 372 |
| 139. | 42.9% | Paradise Valley Unified District / 252,534 |
| 140. | 42.9% | Klondyke Elementary District / 45 |
| 140. | 42.9% | Crown King Elementary District / 19 |
| 140. | 42.9% | Tolleson Union High School District / 168,751 |
| 140. | 42.9% | Hillside Elementary District / 71 |
| 144. | 42.6% | Tucson Unified District / 490,162 |
| 145. | 42.5% | Coolidge Unified District / 30,027 |
| 146. | 42.4% | Chino Valley Unified District / 20,025 |
| 147. | 42.0% | Tanque Verde Unified District / 12,340 |
| 148. | 41.9% | Madison Elementary District / 60,155 |
| 149. | 41.9% | Glendale Union High School District / 361,673 |
| 150. | 41.8% | Clifton Unified District / 1,899 |
| 151. | 41.7% | Indian Oasis-Baboquivari Unified District / 6,492 |
| 152. | 41.5% | Sunnyside Unified District / 85,533 |
| 153. | 41.4% | Isaac Elementary District / 48,204 |
| 154. | 41.1% | Picacho Elementary District / 4,377 |
| 155. | 41.0% | Willcox Unified District / 7,579 |
| 156. | 40.9% | Mammoth-San Manuel Unified District / 6,807 |
| 157. | 40.9% | Littleton Elementary District / 35,787 |
| 158. | 40.8% | Eloy Elementary District / 7,725 |
| 159. | 40.7% | Topock Elementary District / 2,339 |
| 160. | 40.6% | Fowler Elementary District / 28,984 |
| 161. | 40.5% | Bagdad Unified School District / 2,176 |
| 162. | 40.4% | Name N/A / 1,945 |
| 163. | 40.3% | Duncan Unified District / 2,592 |
| 164. | 39.8% | Union Elementary District / 13,994 |
| 165. | 39.3% | Apache Junction Unified District / 54,316 |
| 166. | 39.3% | Bisbee Unified District / 7,595 |
| 167. | 39.2% | Avondale Elementary District / 41,616 |
| 168. | 39.2% | Pima Unified District / 3,380 |
| 169. | 39.0% | Mohave Valley Elementary District / 19,429 |
| 170. | 38.9% | Empire Elementary District / 251 |
| 171. | 38.9% | Name N/A / 11,927 |
| 172. | 38.7% | Wickenburg Unified District / 8,749 |
| 172. | 38.7% | Colorado River Union High School District / 62,309 |
| 174. | 38.6% | Mayer Unified District / 5,928 |
| 175. | 38.5% | Phoenix Elementary District / 59,138 |
| 176. | 38.5% | Wilson Elementary District / 3,714 |
| 177. | 38.5% | Bullhead City School District / 40,541 |
| 178. | 38.4% | Beaver Creek Elementary District / 4,146 |
| 178. | 38.4% | Thatcher Unified District / 6,990 |
| 180. | 38.2% | Stanfield Elementary District / 4,594 |
| 181. | 38.2% | Sedona-Oak Creek Joint Unified District / 15,720 |
| 182. | 37.9% | Alhambra Elementary District / 95,088 |
| 183. | 37.7% | Phoenix Union High School District / 700,904 |
| 184. | 37.6% | Miami Unified District / 8,227 |
| 185. | 37.5% | Maricopa Unified School District / 37,856 |
| 186. | 37.3% | Clarkdale-Jerome Elementary District / 3,300 |
| 187. | 36.8% | Congress Elementary District / 1,928 |
| 188. | 36.4% | Safford Unified District / 15,374 |
| 189. | 36.2% | Douglas Unified District / 20,738 |
| 190. | 35.7% | Mingus Union High School District / 33,190 |
| 191. | 35.7% | Kirkland Elementary District / 862 |
| 192. | 35.5% | Cottonwood-Oak Creek Elementary District / 29,890 |
| 193. | 35.3% | Creighton Elementary District / 73,841 |
| 194. | 35.3% | Young Elementary School District / 462 |
| 195. | 35.2% | Name N/A / 3,658 |
| 196. | 34.9% | Osborn Elementary District / 42,426 |
| 197. | 34.7% | Roosevelt Elementary District / 103,933 |
| 198. | 34.3% | Glendale Elementary District / 109,689 |
| 199. | 34.2% | Seligman Unified District / 636 |
| 200. | 34.2% | Ray Unified District / 5,200 |
| 201. | 33.8% | Flowing Wells Unified District / 30,647 |
| 202. | 33.5% | Ash Fork Joint Unified District / 1,086 |
| 203. | 33.3% | McNeal Elementary District / 307 |
| 204. | 33.1% | Valley Union High School District / 4,488 |
| 205. | 33.0% | Gila Bend Unified District / 1,392 |
| 206. | 32.5% | Ash Creek Elementary District / 1,109 |
| 207. | 32.4% | Payson Unified District / 20,548 |
| 208. | 31.9% | Snowflake Unified District / 11,371 |
| 209. | 31.7% | Camp Verde Unified District / 11,363 |
| 210. | 31.5% | Cartwright Elementary District / 128,204 |
| 211. | 31.3% | Buckeye Elementary District / 31,375 |
| 212. | 30.0% | Hyder Elementary District / 473 |
| 213. | 29.2% | Gadsden Elementary District / 21,807 |
| 214. | 29.1% | Nogales Unified District / 21,121 |
| 215. | 29.0% | Altar Valley Elementary District / 6,439 |
| 216. | 28.8% | Tolleson Elementary District / 15,982 |
| 217. | 28.4% | Pearce Elementary District / 2,151 |
| 218. | 27.4% | Pine Strawberry Elementary District / 2,525 |
| 219. | 26.6% | Pomerene Elementary District / 958 |
| 220. | 26.0% | Balsz Elementary District / 29,825 |
| 221. | 25.6% | Nadaburg Unified School District / 4,983 |
| 222. | 24.8% | Owens-Whitney Elementary District / 579 |
| 223. | 20.2% | Somerton Elementary District / 17,490 |
| 224. | 19.3% | Yarnell Elementary District / 1,119 |
| 225. | 18.5% | Valentine Elementary District / 194 |
| 226. | 17.8% | Colorado City Unified District / 5,076 |
| 227. | 16.0% | Walnut Grove Elementary District / 39 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
