| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 100.0% | Grand Canyon Unified District / 1,420 |
| 1. | 100.0% | Eagle Elementary District / 37 |
| 3. | 53.9% | Valentine Elementary District / 186 |
| 4. | 39.2% | San Carlos Unified District / 5,813 |
| 5. | 38.4% | Hackberry School District / 1,184 |
| 6. | 35.4% | Littlefield Unified District / 2,540 |
| 7. | 34.3% | Aguila Elementary District / 847 |
| 8. | 33.9% | Owens-Whitney Elementary District / 570 |
| 9. | 33.3% | Crown King Elementary District / 56 |
| 10. | 30.5% | Williams Unified District / 5,615 |
| 11. | 28.7% | Fort Thomas Unified District / 4,954 |
| 12. | 27.6% | Vernon Elementary District / 1,641 |
| 13. | 27.5% | Gadsden Elementary District / 23,777 |
| 14. | 27.0% | Somerton Elementary District / 21,781 |
| 15. | 26.7% | Pine Strawberry Elementary District / 2,208 |
| 16. | 26.1% | Yarnell Elementary District / 1,231 |
| 17. | 25.0% | Riverside Elementary District / 6,925 |
| 18. | 24.7% | Wenden Elementary District / 767 |
| 19. | 24.3% | Eloy Elementary District / 7,554 |
| 20. | 24.0% | St. David Unified District / 4,020 |
| 21. | 23.9% | Canon Elementary District / 2,222 |
| 22. | 23.6% | Avondale Elementary District / 46,485 |
| 23. | 23.2% | Blue Ridge Unified District / 15,727 |
| 24. | 23.1% | Elfrida Elementary District / 1,160 |
| 25. | 22.9% | Coolidge Unified District / 35,807 |
| 26. | 22.3% | Cottonwood-Oak Creek Elementary District / 30,494 |
| 27. | 21.8% | Ash Creek Elementary District / 1,050 |
| 28. | 21.5% | Benson Unified School District / 7,780 |
| 29. | 21.2% | Mingus Union High School District / 34,266 |
| 30. | 21.2% | Show Low Unified District / 15,373 |
| 31. | 21.0% | Congress Elementary District / 1,828 |
| 32. | 20.9% | Crane Elementary District / 43,272 |
| 33. | 20.8% | Gila Bend Unified District / 2,397 |
| 34. | 20.7% | Chino Valley Unified District / 21,826 |
| 35. | 20.4% | San Simon Unified District / 804 |
| 36. | 20.4% | Safford Unified District / 15,946 |
| 37. | 20.1% | Morristown Elementary District / 1,665 |
| 38. | 20.1% | Solomon Elementary District / 3,329 |
| 39. | 19.9% | Murphy Elementary District / 14,300 |
| 40. | 19.9% | Santa Cruz Valley Union High School District / 17,096 |
| 41. | 19.8% | Yuma Union High School District / 190,582 |
| 42. | 19.7% | Altar Valley Elementary District / 6,420 |
| 43. | 19.6% | Bullhead City School District / 39,991 |
| 44. | 19.5% | Seligman Unified District / 837 |
| 45. | 19.1% | Laveen Elementary District / 42,133 |
| 46. | 19.1% | Wilson Elementary District / 2,780 |
| 47. | 18.9% | Lake Havasu Unified District / 55,708 |
| 48. | 18.8% | Colorado River Union High School District / 64,652 |
| 48. | 18.8% | Florence Unified School District / 71,916 |
| 50. | 18.8% | Red Rock Elementary District / 2,296 |
| 51. | 18.6% | Concho Elementary District / 2,538 |
| 52. | 18.6% | Agua Fria Union High School District / 120,394 |
| 53. | 18.5% | Palo Verde Elementary District / 2,075 |
| 54. | 18.4% | Fowler Elementary District / 28,655 |
| 55. | 18.3% | Toltec Elementary District / 11,665 |
| 56. | 18.3% | Naco Elementary District / 1,681 |
| 57. | 18.2% | Cartwright Elementary District / 115,064 |
| 58. | 17.9% | Prescott Unified District / 56,880 |
| 59. | 17.9% | Wellton Elementary District / 4,024 |
| 60. | 17.8% | Tonto Basin Elementary District / 1,221 |
| 61. | 17.7% | Topock Elementary District / 2,484 |
| 62. | 17.7% | Mohave Valley Elementary District / 22,177 |
| 63. | 17.6% | Superior Unified School District / 3,078 |
| 64. | 17.5% | Isaac Elementary District / 44,051 |
| 64. | 17.5% | Osborn Elementary District / 38,490 |
| 66. | 17.3% | Payson Unified District / 21,631 |
| 67. | 17.2% | Dysart Unified District / 160,545 |
| 68. | 17.1% | Nogales Unified District / 22,248 |
| 69. | 17.1% | Flowing Wells Unified District / 28,987 |
| 70. | 17.1% | Casa Grande Elementary District / 61,105 |
| 71. | 17.1% | Littleton Elementary District / 38,438 |
| 72. | 16.9% | J. O. Combs Unified School District / 31,162 |
| 73. | 16.8% | Casa Grande Union High School District / 84,541 |
| 74. | 16.8% | Apache Junction Unified District / 56,883 |
| 75. | 16.8% | Miami Unified District / 8,975 |
| 76. | 16.6% | Sedona-Oak Creek Joint Unified District / 14,374 |
| 77. | 16.5% | Alhambra Elementary District / 89,328 |
| 78. | 16.5% | Phoenix Union High School District / 648,748 |
| 79. | 16.3% | Peach Springs Unified District / 818 |
| 80. | 16.2% | Douglas Unified District / 21,545 |
| 80. | 16.2% | Flagstaff Unified District / 93,101 |
| 82. | 16.2% | Santa Cruz Elementary District / 1,450 |
| 83. | 16.1% | Bouse Elementary District / 950 |
| 84. | 16.1% | Higley Unified District / 62,748 |
| 85. | 16.1% | Litchfield Elementary District / 73,909 |
| 86. | 16.0% | Creighton Elementary District / 62,583 |
| 87. | 16.0% | Name N/A / 2,139,438 |
| 87. | 16.0% | Union Elementary District / 14,363 |
| 89. | 16.0% | Fountain Hills Unified District / 23,030 |
| 89. | 16.0% | Continental Elementary District / 26,101 |
| 91. | 16.0% | Maricopa Unified School District / 45,298 |
| 92. | 15.9% | Mayer Unified District / 5,015 |
| 93. | 15.9% | Peoria Unified School District / 211,900 |
| 94. | 15.9% | Kingman Unified School District / 68,630 |
| 95. | 15.9% | Antelope Union High School District / 5,838 |
| 96. | 15.8% | Balsz Elementary District / 26,679 |
| 97. | 15.8% | Deer Valley Unified District / 239,388 |
| 98. | 15.7% | Mesa Unified District / 458,673 |
| 99. | 15.7% | Marana Unified District / 86,240 |
| 100. | 15.7% | Valley Union High School District / 4,187 |
| 100. | 15.7% | Williamson Valley Elementary School District / 371 |
| 102. | 15.6% | Mohawk Valley Elementary District / 1,261 |
| 103. | 15.6% | Camp Verde Unified District / 11,307 |
| 103. | 15.6% | Tolleson Union High School District / 166,262 |
| 105. | 15.6% | Yuma Elementary District / 101,752 |
| 106. | 15.5% | Snowflake Unified District / 12,172 |
| 107. | 15.4% | Madison Elementary District / 54,192 |
| 108. | 15.4% | Sunnyside Unified District / 88,148 |
| 109. | 15.4% | Queen Creek Unified District / 25,762 |
| 110. | 15.2% | Name N/A / 66,046 |
| 111. | 15.2% | Tucson Unified District / 479,107 |
| 112. | 15.2% | Washington Elementary District / 232,995 |
| 113. | 15.1% | Glendale Union High School District / 329,556 |
| 114. | 15.1% | Humboldt Unified District / 50,272 |
| 115. | 15.0% | Roosevelt Elementary District / 97,634 |
| 116. | 15.0% | Chandler Unified District / 222,174 |
| 117. | 14.9% | Paradise Valley Unified District / 246,814 |
| 118. | 14.9% | Glendale Elementary District / 96,561 |
| 119. | 14.8% | Tanque Verde Unified District / 11,898 |
| 120. | 14.8% | Gilbert Unified District / 189,467 |
| 120. | 14.8% | Vail Unified District / 50,994 |
| 122. | 14.6% | Catalina Foothills Unified District / 31,525 |
| 123. | 14.4% | Nadaburg Unified School District / 7,828 |
| 124. | 14.3% | Maine Consolidated School District / 1,003 |
| 125. | 14.3% | Amphitheater Unified District / 134,440 |
| 126. | 14.1% | Pendergast Elementary District / 69,209 |
| 127. | 14.1% | Empire Elementary District / 370 |
| 128. | 14.0% | Scottsdale Unified District / 224,266 |
| 129. | 13.9% | Patagonia Elementary District / 1,224 |
| 130. | 13.8% | Tolleson Elementary District / 15,597 |
| 131. | 13.8% | Willcox Unified District / 7,809 |
| 132. | 13.7% | Parker Unified School District / 10,932 |
| 133. | 13.6% | Buckeye Elementary District / 37,342 |
| 134. | 13.5% | Joseph City Unified District / 1,576 |
| 135. | 13.4% | Kyrene Elementary District / 155,302 |
| 136. | 13.4% | Sanders Unified District / 6,707 |
| 137. | 13.2% | Heber-Overgaard Unified District / 4,055 |
| 138. | 13.1% | Tempe Union High School District / 300,672 |
| 139. | 13.1% | Buckeye Union High School District / 64,134 |
| 140. | 13.0% | Apache Elementary District / 106 |
| 140. | 13.0% | Bagdad Unified School District / 2,234 |
| 142. | 13.0% | Tombstone Unified District / 7,463 |
| 143. | 13.0% | Wickenburg Unified District / 10,671 |
| 144. | 12.9% | Clifton Unified District / 2,903 |
| 144. | 12.9% | Whiteriver Unified District / 11,977 |
| 146. | 12.7% | Sahuarita Unified District / 26,552 |
| 147. | 12.6% | Page Unified District / 13,475 |
| 148. | 12.6% | Thatcher Unified District / 6,955 |
| 149. | 12.5% | Tempe School District / 145,370 |
| 150. | 12.5% | Pinon Unified District / 6,495 |
| 151. | 12.4% | Patagonia Union High School District / 2,905 |
| 152. | 12.3% | Sierra Vista Unified District / 49,053 |
| 153. | 12.3% | Liberty Elementary District / 23,470 |
| 154. | 12.0% | Round Valley Unified District / 8,582 |
| 155. | 12.0% | St. Johns Unified District / 3,947 |
| 156. | 11.9% | Phoenix Elementary District / 54,589 |
| 157. | 11.7% | Sonoita Elementary District / 1,681 |
| 158. | 11.6% | Cave Creek Unified District / 53,421 |
| 159. | 11.3% | Pima Unified District / 4,373 |
| 160. | 11.3% | Double Adobe Elementary District / 692 |
| 161. | 11.2% | Tuba City Unified District / 16,364 |
| 162. | 11.1% | Mammoth-San Manuel Unified District / 5,401 |
| 163. | 11.0% | Clarkdale-Jerome Elementary District / 3,772 |
| 164. | 11.0% | Chevelon Butte School District / 401 |
| 165. | 10.9% | Pearce Elementary District / 1,977 |
| 166. | 10.6% | Pomerene Elementary District / 1,140 |
| 167. | 10.2% | Santa Cruz Valley Unified District / 20,454 |
| 168. | 10.1% | Bisbee Unified District / 7,130 |
| 169. | 9.9% | Red Mesa Unified District / 8,184 |
| 170. | 9.7% | Palominas Elementary District / 9,836 |
| 171. | 9.4% | Oracle Elementary District / 13,523 |
| 172. | 9.1% | Chinle Unified District / 19,670 |
| 173. | 8.9% | Bicentennial Union High School District / 9,528 |
| 174. | 8.6% | Fredonia-Moccasin Unified District / 2,517 |
| 175. | 8.6% | Ajo Unified District / 3,416 |
| 176. | 8.5% | Salome Consolidated Elementary District / 2,424 |
| 177. | 8.4% | Sacaton Elementary District / 8,141 |
| 178. | 8.2% | Holbrook Unified District / 10,176 |
| 179. | 8.0% | Winslow Unified District / 11,729 |
| 180. | 7.5% | Saddle Mountain Unified School District / 7,573 |
| 181. | 7.2% | Duncan Unified District / 2,223 |
| 182. | 7.1% | Beaver Creek Elementary District / 5,105 |
| 183. | 6.5% | McNeal Elementary District / 1,544 |
| 184. | 6.5% | Stanfield Elementary District / 3,630 |
| 185. | 5.9% | Globe Unified District / 10,351 |
| 186. | 5.6% | Arlington Elementary District / 1,247 |
| 187. | 5.5% | Quartzsite Elementary District / 5,387 |
| 188. | 4.7% | Ganado Unified District / 7,939 |
| 189. | 4.4% | Cedar Unified District / 7,910 |
| 190. | 4.0% | Window Rock Unified District / 11,539 |
| 191. | 2.7% | Kayenta Unified District / 9,496 |
| 192. | 2.4% | Kirkland Elementary District / 1,023 |
| 193. | 2.3% | Yucca Elementary District / 374 |
| 194. | 2.1% | Ash Fork Joint Unified District / 1,810 |
| 195. | 1.8% | Ray Unified District / 3,669 |
| 196. | 1.8% | Picacho Elementary District / 7,246 |
| 197. | 1.2% | Indian Oasis-Baboquivari Unified District / 6,427 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
