| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 34.9% | Peach Springs Unified District / 818 |
| 2. | 30.4% | Bagdad Unified School District / 2,234 |
| 3. | 28.4% | Sacaton Elementary District / 8,141 |
| 4. | 25.8% | Yucca Elementary District / 374 |
| 5. | 25.3% | Gila Bend Unified District / 2,397 |
| 6. | 22.9% | Arlington Elementary District / 1,247 |
| 7. | 20.0% | Cedar Unified District / 7,910 |
| 8. | 19.4% | Owens-Whitney Elementary District / 570 |
| 9. | 18.8% | Saddle Mountain Unified School District / 7,573 |
| 10. | 18.6% | Miami Unified District / 8,975 |
| 11. | 18.4% | Indian Oasis-Baboquivari Unified District / 6,427 |
| 12. | 16.2% | Ganado Unified District / 7,939 |
| 13. | 15.8% | Hayden-Winkelman Unified District / 1,436 |
| 14. | 15.4% | Valentine Elementary District / 186 |
| 15. | 14.8% | Round Valley Unified District / 8,582 |
| 16. | 14.0% | San Simon Unified District / 804 |
| 17. | 13.3% | Hillside Elementary District / 78 |
| 18. | 13.1% | Kirkland Elementary District / 1,023 |
| 19. | 12.9% | Wellton Elementary District / 4,024 |
| 20. | 12.6% | Ajo Unified District / 3,416 |
| 21. | 12.3% | Chinle Unified District / 19,670 |
| 22. | 12.0% | Bonita Elementary District / 1,518 |
| 23. | 11.9% | Red Mesa Unified District / 8,184 |
| 24. | 11.0% | Chevelon Butte School District / 401 |
| 25. | 10.9% | Page Unified District / 13,475 |
| 26. | 10.5% | Joseph City Unified District / 1,576 |
| 27. | 10.5% | Antelope Union High School District / 5,838 |
| 28. | 10.5% | Quartzsite Elementary District / 5,387 |
| 29. | 10.4% | Mammoth-San Manuel Unified District / 5,401 |
| 30. | 10.0% | Vernon Elementary District / 1,641 |
| 31. | 9.9% | Double Adobe Elementary District / 692 |
| 32. | 9.8% | Fort Thomas Unified District / 4,954 |
| 33. | 9.7% | Winslow Unified District / 11,729 |
| 34. | 9.5% | Clifton Unified District / 2,903 |
| 35. | 9.4% | Tonto Basin Elementary District / 1,221 |
| 36. | 8.9% | Duncan Unified District / 2,223 |
| 37. | 8.9% | Bisbee Unified District / 7,130 |
| 38. | 8.8% | Holbrook Unified District / 10,176 |
| 39. | 8.7% | Canon Elementary District / 2,222 |
| 40. | 8.4% | Flowing Wells Unified District / 28,987 |
| 41. | 8.1% | Parker Unified School District / 10,932 |
| 42. | 8.0% | Sierra Vista Unified District / 49,053 |
| 43. | 8.0% | Catalina Foothills Unified District / 31,525 |
| 44. | 7.9% | Bicentennial Union High School District / 9,528 |
| 45. | 7.9% | Scottsdale Unified District / 224,266 |
| 46. | 7.8% | Tuba City Unified District / 16,364 |
| 47. | 7.7% | Pinon Unified District / 6,495 |
| 48. | 7.7% | Camp Verde Unified District / 11,307 |
| 49. | 7.6% | Patagonia Elementary District / 1,224 |
| 50. | 7.6% | Thatcher Unified District / 6,955 |
| 51. | 7.5% | Wickenburg Unified District / 10,671 |
| 52. | 7.5% | Mohawk Valley Elementary District / 1,261 |
| 53. | 7.0% | Mohave Valley Elementary District / 22,177 |
| 54. | 6.9% | Continental Elementary District / 26,101 |
| 55. | 6.8% | Tombstone Unified District / 7,463 |
| 56. | 6.7% | Kyrene Elementary District / 155,302 |
| 57. | 6.7% | Blue Ridge Unified District / 15,727 |
| 57. | 6.7% | Palo Verde Elementary District / 2,075 |
| 59. | 6.7% | Fountain Hills Unified District / 23,030 |
| 59. | 6.7% | Kingman Unified School District / 68,630 |
| 61. | 6.5% | Phoenix Elementary District / 54,589 |
| 62. | 6.4% | Tempe Union High School District / 300,672 |
| 63. | 6.4% | Red Rock Elementary District / 2,296 |
| 64. | 6.3% | Heber-Overgaard Unified District / 4,055 |
| 65. | 6.3% | Nogales Unified District / 22,248 |
| 66. | 6.2% | Beaver Creek Elementary District / 5,105 |
| 67. | 6.1% | Liberty Elementary District / 23,470 |
| 68. | 6.0% | Sedona-Oak Creek Joint Unified District / 14,374 |
| 69. | 6.0% | Marana Unified District / 86,240 |
| 70. | 6.0% | Cottonwood-Oak Creek Elementary District / 30,494 |
| 70. | 6.0% | Osborn Elementary District / 38,490 |
| 72. | 5.9% | Superior Unified School District / 3,078 |
| 72. | 5.9% | Tanque Verde Unified District / 11,898 |
| 74. | 5.9% | Tempe School District / 145,370 |
| 75. | 5.8% | Salome Consolidated Elementary District / 2,424 |
| 76. | 5.8% | Name N/A / 66,046 |
| 77. | 5.7% | Colorado River Union High School District / 64,652 |
| 78. | 5.7% | Williamson Valley Elementary School District / 371 |
| 78. | 5.7% | Palominas Elementary District / 9,836 |
| 80. | 5.6% | Cave Creek Unified District / 53,421 |
| 81. | 5.6% | Cochise Elementary District / 273 |
| 82. | 5.6% | Mingus Union High School District / 34,266 |
| 83. | 5.5% | Willcox Unified District / 7,809 |
| 84. | 5.4% | Buckeye Union High School District / 64,134 |
| 85. | 5.3% | Bullhead City School District / 39,991 |
| 86. | 5.3% | Flagstaff Unified District / 93,101 |
| 87. | 5.3% | Madison Elementary District / 54,192 |
| 88. | 5.2% | Globe Unified District / 10,351 |
| 88. | 5.2% | Mesa Unified District / 458,673 |
| 90. | 5.1% | Union Elementary District / 14,363 |
| 91. | 5.1% | Oracle Elementary District / 13,523 |
| 92. | 5.1% | Washington Elementary District / 232,995 |
| 93. | 5.0% | Tucson Unified District / 479,107 |
| 94. | 5.0% | Glendale Union High School District / 329,556 |
| 95. | 4.9% | Altar Valley Elementary District / 6,420 |
| 96. | 4.9% | Ray Unified District / 3,669 |
| 97. | 4.9% | Casa Grande Elementary District / 61,105 |
| 97. | 4.9% | Apache Junction Unified District / 56,883 |
| 99. | 4.8% | Santa Cruz Valley Unified District / 20,454 |
| 100. | 4.8% | Chandler Unified District / 222,174 |
| 101. | 4.8% | Paradise Valley Unified District / 246,814 |
| 102. | 4.7% | Casa Grande Union High School District / 84,541 |
| 102. | 4.7% | Glendale Elementary District / 96,561 |
| 104. | 4.7% | Douglas Unified District / 21,545 |
| 105. | 4.7% | Name N/A / 2,139,438 |
| 106. | 4.6% | Amphitheater Unified District / 134,440 |
| 107. | 4.6% | Litchfield Elementary District / 73,909 |
| 108. | 4.5% | Sahuarita Unified District / 26,552 |
| 109. | 4.4% | Peoria Unified School District / 211,900 |
| 110. | 4.4% | Yarnell Elementary District / 1,231 |
| 111. | 4.4% | Coolidge Unified District / 35,807 |
| 112. | 4.4% | Chino Valley Unified District / 21,826 |
| 113. | 4.4% | Santa Cruz Elementary District / 1,450 |
| 114. | 4.4% | McNeal Elementary District / 1,544 |
| 115. | 4.3% | Mayer Unified District / 5,015 |
| 116. | 4.3% | Snowflake Unified District / 12,172 |
| 117. | 4.2% | Buckeye Elementary District / 37,342 |
| 118. | 4.1% | Lake Havasu Unified District / 55,708 |
| 119. | 4.1% | Gilbert Unified District / 189,467 |
| 120. | 4.1% | Toltec Elementary District / 11,665 |
| 121. | 4.0% | Bouse Elementary District / 950 |
| 122. | 4.0% | Deer Valley Unified District / 239,388 |
| 123. | 3.9% | Roosevelt Elementary District / 97,634 |
| 124. | 3.9% | Agua Fria Union High School District / 120,394 |
| 125. | 3.9% | Phoenix Union High School District / 648,748 |
| 126. | 3.9% | Florence Unified School District / 71,916 |
| 127. | 3.8% | Creighton Elementary District / 62,583 |
| 128. | 3.8% | Kayenta Unified District / 9,496 |
| 128. | 3.8% | Pendergast Elementary District / 69,209 |
| 130. | 3.7% | Payson Unified District / 21,631 |
| 131. | 3.6% | Whiteriver Unified District / 11,977 |
| 132. | 3.5% | Patagonia Union High School District / 2,905 |
| 133. | 3.5% | Yuma Elementary District / 101,752 |
| 134. | 3.4% | Pima Unified District / 4,373 |
| 135. | 3.3% | Isaac Elementary District / 44,051 |
| 136. | 3.3% | Concho Elementary District / 2,538 |
| 137. | 3.3% | Balsz Elementary District / 26,679 |
| 137. | 3.3% | Tolleson Union High School District / 166,262 |
| 139. | 3.2% | Show Low Unified District / 15,373 |
| 140. | 3.2% | Vail Unified District / 50,994 |
| 141. | 3.2% | Fredonia-Moccasin Unified District / 2,517 |
| 142. | 3.2% | Laveen Elementary District / 42,133 |
| 143. | 3.2% | Humboldt Unified District / 50,272 |
| 144. | 3.1% | Crane Elementary District / 43,272 |
| 145. | 3.1% | Elfrida Elementary District / 1,160 |
| 146. | 3.1% | Santa Cruz Valley Union High School District / 17,096 |
| 147. | 3.1% | Safford Unified District / 15,946 |
| 147. | 3.1% | Prescott Unified District / 56,880 |
| 149. | 3.0% | Window Rock Unified District / 11,539 |
| 150. | 3.0% | Sanders Unified District / 6,707 |
| 151. | 2.9% | Yuma Union High School District / 190,582 |
| 152. | 2.9% | Morristown Elementary District / 1,665 |
| 153. | 2.8% | Cartwright Elementary District / 115,064 |
| 154. | 2.7% | Higley Unified District / 62,748 |
| 155. | 2.6% | Riverside Elementary District / 6,925 |
| 156. | 2.6% | Williams Unified District / 5,615 |
| 157. | 2.5% | Avondale Elementary District / 46,485 |
| 157. | 2.5% | St. David Unified District / 4,020 |
| 159. | 2.5% | Tolleson Elementary District / 15,597 |
| 160. | 2.5% | Dysart Unified District / 160,545 |
| 160. | 2.5% | Littleton Elementary District / 38,438 |
| 162. | 2.5% | Alhambra Elementary District / 89,328 |
| 163. | 2.4% | Pine Strawberry Elementary District / 2,208 |
| 164. | 2.4% | Murphy Elementary District / 14,300 |
| 165. | 2.3% | Gadsden Elementary District / 23,777 |
| 166. | 2.3% | Sunnyside Unified District / 88,148 |
| 167. | 2.2% | Benson Unified School District / 7,780 |
| 168. | 2.2% | Hackberry School District / 1,184 |
| 169. | 2.1% | Pearce Elementary District / 1,977 |
| 170. | 2.1% | Fowler Elementary District / 28,655 |
| 171. | 2.0% | Nadaburg Unified School District / 7,828 |
| 172. | 2.0% | Maricopa Unified School District / 45,298 |
| 173. | 1.9% | Pomerene Elementary District / 1,140 |
| 174. | 1.8% | Maine Consolidated School District / 1,003 |
| 175. | 1.8% | Picacho Elementary District / 7,246 |
| 175. | 1.8% | Naco Elementary District / 1,681 |
| 177. | 1.8% | Sonoita Elementary District / 1,681 |
| 178. | 1.7% | Valley Union High School District / 4,187 |
| 179. | 1.7% | Clarkdale-Jerome Elementary District / 3,772 |
| 180. | 1.7% | Queen Creek Unified District / 25,762 |
| 181. | 1.6% | J. O. Combs Unified School District / 31,162 |
| 182. | 1.2% | Solomon Elementary District / 3,329 |
| 183. | 0.5% | Somerton Elementary District / 21,781 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
