Ham Lake, MN Historical House Mortgage Status Data
ACS 2010-2014 data
| | Ham Lake, MN | % | Minnesota | U.S. |
| Owner-Occupied Units | 4,895 | 100% | 1,525,201 | 74,787,460 |
| With a Mortgage | 3,651 | 74.59%, see rank | 68.78% | 65.58% |
| Without a Mortgage | 1,244 | 25.41%, see rank | 31.22% | 34.42% |
ACS 2008-2012 data
| | Ham Lake, MN | % | Minnesota | U.S. |
| Owner-Occupied Units | 4,920 | 100% | 1,534,719 | 75,484,661 |
| With a Mortgage | 3,841 | 78.07%, see rank | 70.29% | 67.13% |
| Without a Mortgage | 1,079 | 21.93%, see rank | 29.71% | 32.87% |
ACS 2006-2010 data
| | Ham Lake, MN | % | Minnesota | U.S. |
| Owner-Occupied Units | 4,781 | 100% | 1,548,127 | 76,089,650 |
| With a Mortgage | 3,785 | 79.17%, see rank | 71.07% | 67.94% |
| Without a Mortgage | 996 | 20.83%, see rank | 28.93% | 32.06% |
ACS 2005-2009 data
| | Ham Lake, MN | % | Minnesota | U.S. |
| Owner-Occupied Units | 4,766 | 100% | 1,543,424 | 75,320,422 |
| With a Mortgage | 3,798 | 79.69%, see rank | 71.34% | 68.07% |
| Without a Mortgage | 968 | 20.31%, see rank | 28.66% | 31.93% |
US Census 2000 data
| | Ham Lake, MN | % | Minnesota | U.S. |
| Owner-Occupied Units | 3,239 | 100% | 1,117,489 | 55,212,108 |
| With a Mortgage | 2,892 | 89.29%, see rank | 74.19% | 70.03% |
| Without a Mortgage | 347 | 10.71%, see rank | 25.81% | 29.97% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
