Garrard County Historical House Mortgage Status Data
ACS 2010-2014 data
| | Garrard County | % | Kentucky | U.S. |
| Owner-Occupied Units | 5,036 | 100% | 1,152,012 | 74,787,460 |
| With a Mortgage | 3,191 | 63.36%, see rank | 60.42% | 65.58% |
| Without a Mortgage | 1,845 | 36.64%, see rank | 39.58% | 34.42% |
ACS 2008-2012 data
| | Garrard County | % | Kentucky | U.S. |
| Owner-Occupied Units | 4,944 | 100% | 1,162,207 | 75,484,661 |
| With a Mortgage | 3,095 | 62.60%, see rank | 61.79% | 67.13% |
| Without a Mortgage | 1,849 | 37.40%, see rank | 38.21% | 32.87% |
ACS 2006-2010 data
| | Garrard County | % | Kentucky | U.S. |
| Owner-Occupied Units | 4,848 | 100% | 1,171,606 | 76,089,650 |
| With a Mortgage | 2,948 | 60.81%, see rank | 62.38% | 67.94% |
| Without a Mortgage | 1,900 | 39.19%, see rank | 37.62% | 32.06% |
ACS 2005-2009 data
| | Garrard County | % | Kentucky | U.S. |
| Owner-Occupied Units | 4,322 | 100% | 1,175,984 | 75,320,422 |
| With a Mortgage | 2,658 | 61.50%, see rank | 62.52% | 68.07% |
| Without a Mortgage | 1,664 | 38.50%, see rank | 37.48% | 31.93% |
US Census 2000 data
| | Garrard County | % | Kentucky | U.S. |
| Owner-Occupied Units | 2,893 | 100% | 806,461 | 55,212,108 |
| With a Mortgage | 2,000 | 69.13%, see rank | 64.70% | 70.03% |
| Without a Mortgage | 893 | 30.87%, see rank | 35.30% | 29.97% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
