Effingham Micro Area Historical House Mortgage Status Data
ACS 2010-2014 data
| | Effingham Area | % | Illinois | U.S. |
| Owner-Occupied Units | 10,605 | 100% | 3,194,707 | 74,787,460 |
| With a Mortgage | 5,778 | 54.48%, see rank | 67.18% | 65.58% |
| Without a Mortgage | 4,827 | 45.52%, see rank | 32.82% | 34.42% |
ACS 2008-2012 data
| | Effingham Area | % | Illinois | U.S. |
| Owner-Occupied Units | 10,762 | 100% | 3,248,521 | 75,484,661 |
| With a Mortgage | 5,885 | 54.68%, see rank | 68.90% | 67.13% |
| Without a Mortgage | 4,877 | 45.32%, see rank | 31.10% | 32.87% |
ACS 2006-2010 data
| | Effingham Area | % | Illinois | U.S. |
| Owner-Occupied Units | 10,639 | 100% | 3,300,691 | 76,089,650 |
| With a Mortgage | 5,838 | 54.87%, see rank | 69.57% | 67.94% |
| Without a Mortgage | 4,801 | 45.13%, see rank | 30.43% | 32.06% |
ACS 2005-2009 data
| | Effingham Area | % | Illinois | U.S. |
| Owner-Occupied Units | 10,575 | 100% | 3,292,685 | 75,320,422 |
| With a Mortgage | 5,613 | 53.08%, see rank | 69.58% | 68.07% |
| Without a Mortgage | 4,962 | 46.92%, see rank | 30.42% | 31.93% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
