Charlottesville Metro Area Historical House Mortgage Status Data
ACS 2010-2014 data
| | Charlottesville Area | % | Virginia | U.S. |
| Owner-Occupied Units | 55,113 | 100% | 2,028,244 | 74,787,460 |
| With a Mortgage | 36,883 | 66.92%, see rank | 71.14% | 65.58% |
| Without a Mortgage | 18,230 | 33.08%, see rank | 28.86% | 34.42% |
ACS 2008-2012 data
| | Charlottesville Area | % | Virginia | U.S. |
| Owner-Occupied Units | 50,261 | 100% | 2,038,207 | 75,484,661 |
| With a Mortgage | 34,334 | 68.31%, see rank | 72.12% | 67.13% |
| Without a Mortgage | 15,927 | 31.69%, see rank | 27.88% | 32.87% |
ACS 2006-2010 data
| | Charlottesville Area | % | Virginia | U.S. |
| Owner-Occupied Units | 50,053 | 100% | 2,048,209 | 76,089,650 |
| With a Mortgage | 34,298 | 68.52%, see rank | 72.76% | 67.94% |
| Without a Mortgage | 15,755 | 31.48%, see rank | 27.24% | 32.06% |
ACS 2005-2009 data
| | Charlottesville Area | % | Virginia | U.S. |
| Owner-Occupied Units | 49,897 | 100% | 2,030,965 | 75,320,422 |
| With a Mortgage | 34,320 | 68.78%, see rank | 72.90% | 68.07% |
| Without a Mortgage | 15,577 | 31.22%, see rank | 27.10% | 31.93% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
