Bay County Historical House Mortgage Status Data
ACS 2010-2014 data
| | Bay County | % | Michigan | U.S. |
| Owner-Occupied Units | 34,145 | 100% | 2,738,012 | 74,787,460 |
| With a Mortgage | 18,768 | 54.97%, see rank | 63.63% | 65.58% |
| Without a Mortgage | 15,377 | 45.03%, see rank | 36.37% | 34.42% |
ACS 2008-2012 data
| | Bay County | % | Michigan | U.S. |
| Owner-Occupied Units | 34,487 | 100% | 2,780,213 | 75,484,661 |
| With a Mortgage | 19,619 | 56.89%, see rank | 66.09% | 67.13% |
| Without a Mortgage | 14,868 | 43.11%, see rank | 33.91% | 32.87% |
ACS 2006-2010 data
| | Bay County | % | Michigan | U.S. |
| Owner-Occupied Units | 35,382 | 100% | 2,852,374 | 76,089,650 |
| With a Mortgage | 20,733 | 58.60%, see rank | 67.89% | 67.94% |
| Without a Mortgage | 14,649 | 41.40%, see rank | 32.11% | 32.06% |
ACS 2005-2009 data
| | Bay County | % | Michigan | U.S. |
| Owner-Occupied Units | 35,732 | 100% | 2,879,917 | 75,320,422 |
| With a Mortgage | 21,291 | 59.59%, see rank | 68.53% | 68.07% |
| Without a Mortgage | 14,441 | 40.41%, see rank | 31.47% | 31.93% |
US Census 2000 data
| | Bay County | % | Michigan | U.S. |
| Owner-Occupied Units | 28,947 | 100% | 2,269,175 | 55,212,108 |
| With a Mortgage | 17,263 | 59.64%, see rank | 69.67% | 70.03% |
| Without a Mortgage | 11,684 | 40.36%, see rank | 30.33% | 29.97% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
