Albany, Schenectady, Troy Metro Area Historical House Mortgage Status Data
ACS 2010-2014 data
| | Albany, Schenectady, Troy Area | % | New York | U.S. |
| Owner-Occupied Units | 226,423 | 100% | 3,906,991 | 74,787,460 |
| With a Mortgage | 148,586 | 65.62%, see rank | 63.75% | 65.58% |
| Without a Mortgage | 77,837 | 34.38%, see rank | 36.25% | 34.42% |
ACS 2008-2012 data
| | Albany, Schenectady, Troy Area | % | New York | U.S. |
| Owner-Occupied Units | 228,699 | 100% | 3,940,688 | 75,484,661 |
| With a Mortgage | 152,569 | 66.71%, see rank | 64.88% | 67.13% |
| Without a Mortgage | 76,130 | 33.29%, see rank | 35.12% | 32.87% |
ACS 2006-2010 data
| | Albany, Schenectady, Troy Area | % | New York | U.S. |
| Owner-Occupied Units | 229,151 | 100% | 3,977,188 | 76,089,650 |
| With a Mortgage | 153,595 | 67.03%, see rank | 65.30% | 67.94% |
| Without a Mortgage | 75,556 | 32.97%, see rank | 34.70% | 32.06% |
ACS 2005-2009 data
| | Albany, Schenectady, Troy Area | % | New York | U.S. |
| Owner-Occupied Units | 227,387 | 100% | 3,977,522 | 75,320,422 |
| With a Mortgage | 152,414 | 67.03%, see rank | 65.27% | 68.07% |
| Without a Mortgage | 74,973 | 32.97%, see rank | 34.73% | 31.93% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
